Cheswick Atomic Division Credit Union PA

Introduction

Welcome to Cheswick Atomic Division, your trusted financial partner located at 801 Freeport Rd, Cheswick, PA 15024. Since our establishment in 1962, we have dedicated ourselves to serving the community with integrity and care. With a robust membership of 462 individuals, we pride ourselves on being more than just a credit union; we are a vital part of the community fabric. At Cheswick Atomic Division, we manage total assets of $4,920,242, ensuring that your hard-earned money is safe and sound. Our commitment to our members is reflected in our total deposits of $189,209 and net worth of $1,581,396. We also offer a variety of loan options, with a total of 406 loans and leases available to help you achieve your financial goals. Our CEO, Melodee Johnson, along with Board President Dale Farruggia, lead our team of dedicated professionals who are here to assist you every step of the way. With only two employees, we ensure personalized service tailored to meet your unique needs. While members can visit us at 801 Freeport Rd, official correspondence should be sent to our mailing address: PO Box 518, Harwick, PA 15049. If you have any questions or need assistance, feel free to reach out at 724-274-4585 during our operating hours from 8:00 AM to 4:00 PM on weekdays. Join us at Cheswick Atomic Division where your financial well-being is our priority. Explore how we can support your journey today by visiting us online at cadfcu.com. Let's build a brighter financial future together!

Branch History & Mission

Welcome to Cheswick Atomic Division, a beacon of financial support in the heart of Cheswick, PA. Established in 1962, our branch has a rich history rooted in community values and dedicated service. Over the years, we have grown alongside our members, now proudly serving 462 individuals and families who rely on us for their financial needs. Located at 801 Freeport Rd, Cheswick, PA 15024, our branch is conveniently situated near local landmarks that make it easy for members to visit us. While you can always reach out to us at this address, any official correspondence should be sent to PO Box 518, Harwick, PA 15049. Our mission at Cheswick Atomic Division is simple yet powerful: we are committed to providing exceptional financial services while fostering community development. We believe that when our members thrive, so does our community. This belief drives us to not only focus on banking but also actively participate in local initiatives that support and uplift those around us. With total assets amounting to an impressive $4,920,242, we take pride in maintaining a strong financial foundation that allows us to offer competitive rates and services tailored to your needs. Our operating hours from 8:00 AM to 4:00 PM Monday through Friday ensure that we are available when you need us the most. As part of our commitment to accessibility and convenience, we do not currently offer ATM or drive-thru services; however, we are always here to assist you directly. Our small but dedicated team of two employees is ready to provide personalized service with a smile. In addition to traditional banking services, we understand the importance of adapting to the changing landscape of finance. While we currently do not offer online banking or mobile payment options, we are continuously exploring ways to enhance your experience with us. At Cheswick Atomic Division, we cherish every opportunity to connect with our members. Whether it's answering your questions about loans or discussing saving strategies, we are here for you. Together, let's build a brighter financial future. Join us today and experience the difference a member-focused credit union can make! For more information or inquiries, feel free to give us a call at 724-274-4585 or visit our website at cadfcu.com. We look forward to welcoming you into our community!

Branch Location & Accessibility

Welcome to the Cheswick Atomic Division, your friendly local credit union conveniently located at 801 Freeport Rd in Cheswick, PA. Nestled in the heart of Allegheny County, our branch is easily accessible for all your banking needs. Whether you're coming from nearby landmarks like the scenic Allegheny River or the bustling local shops, finding us is a breeze! At Cheswick Atomic Division, we understand that convenience is key. That's why our branch offers ample parking and features designed with accessibility in mind, including ramps for easy entry. Our lobby hours are welcoming too; we're open Monday through Friday from 8:00 AM to 4:00 PM, ensuring you have plenty of time to visit us before or after work. While you can stop by our branch for face-to-face service, if you need to send official correspondence, please mail it to PO Box 518 in Harwick, PA. This way, we can ensure your documents reach the right place without delay. While we currently do not offer ATM services or drive-thru banking at this location, our dedicated team is here to assist you with various services during regular business hours. If you have any questions or would like to learn more about what we offer, feel free to call us at 724-274-4585. We invite you to visit us at Cheswick Atomic Division today! Experience how easy and pleasant banking can be when you have a community-focused credit union by your side.

Member Eligibility

Becoming a member of Cheswick Atomic Division is like joining a family that truly cares about your financial well-being. If you live, work, or worship in the Cheswick area, you're already on the right path to membership! We welcome individuals who share a connection with our community. Plus, if you have family members who are already part of our credit union, they can help you join too! The benefits of membership are plentiful think lower loan rates, personalized service, and a supportive environment where your needs come first. Getting started is easy! Simply visit us at 801 Freeport Rd Cheswick Pa 15024, or give us a call at (724) 274-4585 for more information on how to open an account. For detailed eligibility criteria. Join us today and experience the difference that being part of Cheswick Atomic Division makes!

Business Banking & Commercial Services

Merchant Services Made Simple

Running a business involves more than just managing finances; it's about ensuring smooth operations. Our merchant services offer practical tools that simplify payment processing and enhance customer experiences. Imagine being able to accept payments easily, whether in-store or online, allowing you to focus on what you do best growing your business. Located at 801 Freeport Rd Cheswick Pa 15024 in Cheswick, PA, we invite you to explore how our services can support your journey. Contact us today at (724) 274-4585 to learn more about how we can partner with you for success!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

A Commitment to You

At Cheswick Atomic Division, our commitment goes beyond just transactions; we aim to create lasting relationships with our members. Whether you're a longtime member or new to our credit union, we are here to support you every step of the way. If you want more information about what we can offer, or if you have specific questions about how our ATM services work, don't hesitate to reach out! Our friendly staff is always ready to assist you.

Banking Made Easy

One of the key services we offer is ATM Services Only. While some may think this is limited, it provides essential access to your funds anytime, anywhere. Imagine needing cash for a quick purchase or an unexpected expense; our ATM services allow you to withdraw cash without the hassle of waiting in line or dealing with long bank hours.

Get In Touch!

We invite you to visit us at 801 Freeport Rd Cheswick Pa 15024, or give us a call at (724) 274-4585 during our operating hours from 8:00 AM to 4:00 PM, Monday through Friday. Experience firsthand how Cheswick Atomic Division can help meet your financial needs with ease and care. Your financial journey starts here!

Member-Focused Convenience

In today's busy world, convenience is vital. We strive to ensure that accessing your finances doesn't add extra stress to your life. Our ATM services provide a straightforward solution for your cash withdrawal needs, making it easy to manage your finances on the go.

Digital & Online Banking

Key Features

You can get started by visiting our online banking portal at https://cadfcu.com/. Although we currently do not offer some features like electronic signature authorization or e-statements, our commitment to secure and accessible banking remains strong. While mobile payments and a dedicated mobile application are not available yet, you can still enjoy essential services from the comfort of your home. Our 24/7 online banking allows you to check your balance, transfer funds, and manage your accounts with just a few clicks.

Real-Time Management

Need to send money to a friend? While person-to-person transfers aren't offered right now, rest assured that our team is continually looking for ways to enhance your banking experience. Even without advanced mobile features, you can trust that your information is secure with us. We prioritize the safety of your data while providing easy access to your financial information whenever you need it. Whether you're at home or on the go, Cheswick Atomic Division is here to support your banking needs. Join us today and take advantage of our reliable digital services!

Financial Strength

Growing Member Trust

We're thrilled to have a growing member base with 500 total share accounts, showcasing the trust that our community places in us. Our total net shares available for lending stand at $0, ensuring we can support your financial aspirations effectively. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cheswick Atomic Division is your trusted partner. Visit us at 801 Freeport Rd Cheswick Pa 15024 or call (724) 274-4585 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $1,558,795 in undivided earnings, we reinvest into innovative banking tools, improved lending options, and enhanced security measures to serve our members better. Our capacity to lend is reflected in our $154 in used auto loans and $2,227,490 across various loan types, supporting your financial goals every step of the way.

Operational Efficiency

Our operational efficiency is highlighted by our $8,703, which enables us to continue offering competitive loan rates and solid financial products designed for our members' needs. We also pride ourselves on having a dedicated team of 0 full-time employees and 2 part-time employees who are always ready to assist you with their knowledge and commitment.

Secure Savings Options

Members' savings are secured through $500 in share certificates, providing you with stable and rewarding growth opportunities. While we focus on serving our members first, it's important to note that we have also maintained $0 in non-member deposits, which helps us keep our resources dedicated to benefiting you with better loan rates and exclusive perks.

Solid Financial Health

With a net worth of $1,581,396, we maintain robust financial health, which allows us to offer better rates, lower fees, and enhanced member services. Our commitment to solid capital management shines through with a net worth ratio of 32.14%, demonstrating our ability to continue providing loans and competitive savings rates no matter what challenges the economy may present.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $695,021 in used vehicle loans and $949,694 in new vehicle loans already helping members get on the road. We cater to both new and used vehicle purchases, ensuring that you have options no matter what kind of car you want.

Credit Lines and Cards

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This option allows you to cover unexpected expenses while keeping your budget intact. At Cheswick Atomic Division, we believe in providing clear options for all our borrowers. If you're considering refinancing your existing loans, we have solutions tailored for various situations. Additionally, if you're unsure about eligibility for any of our loan products, our team is here to assist you every step of the way. For further information or assistance regarding our loan offerings, feel free to contact us at (724) 274-4585 or visit us at our branch located at 801 Freeport Rd Cheswick Pa 15024 in Cheswick, PA. Your financial success is our priority! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $381,308, make buying or refinancing simple. We aim to guide you through the home-buying process and help you secure the financing necessary for your dream home.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy helps users navigate the often complex world of loans without confusion.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that they are seeing accurate information from recognized lenders. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you receive a level playing field where all options are presented fairly. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly and efficiently. You won't waste time looking at outdated information. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight how effectively LendMesh serves its users. Compare real-time loan offers today at LendMesh and find the best rates for your needs. --- Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

CHESWICK ATOMIC DIVISION FEDERAL CREDIT UNION - Cheswick, PA

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