Chessie Credit Union Keyser WV | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Chessie, your trusted financial partner in Keyser, WV. Located at 1015 Florida Ave, we have been serving our community since 1948 with a commitment to providing top-notch financial services tailored to meet your needs. With over 34,121 members and total assets exceeding $406,849,680, Chessie is dedicated to fostering financial well-being for everyone we serve. At Chessie, we believe in empowering our members through accessible banking solutions. Whether you're looking for personal banking options like checking and savings accounts, or seeking financing through auto loans and mortgages, we've got you covered. Our total deposits stand at an impressive $73,078,701, showcasing the trust our members place in us. With a strong net worth of $50,560,088 and cash reserves of $4,622,417, you can rest assured that your money is safe with us. We also offer a variety of loan products our portfolio includes over 13,323 loans and leases designed to help you achieve your goals. Our leadership team is here to guide you every step of the way. Under the direction of CEO Scott Kline and Board President Walter Beall, we prioritize community engagement and member satisfaction above all else. Our dedicated staff of 96 employees is always ready to assist you with personalized service that puts your needs first. While members can visit us at our branch location, we also encourage you to explore our website at www.chessiefcu.org for more information on our services or to get started on becoming a member today! If you have any questions or need assistance, don't hesitate to call us at 304-788-0161. Join us in building a brighter financial future together!

Branch History & Mission

Join Us!

As we look towards the future, we invite you to join our growing family at Chessie. Experience firsthand how we prioritize your financial well-being alongside community growth. For more information or assistance, don't hesitate to reach out at (304) 788-0161 during our operating hours: - Lobby Hours: - Monday - Thursday: 9:00 AM - 4:30 PM - Friday: 9:00 AM - 6:00 PM - Drive-Thru Hours: - Monday - Friday: 8:00 AM - 6:00 PM - Saturday Drive-Thru Services Available Together, let's build a brighter future! Visit us today or explore membership options at our website.

Our Journey

From our humble beginnings, we have grown and adapted to meet the evolving needs of our members. Our branch is located at 1015 Florida Ave, Keyser, WV 26726, conveniently situated near local landmarks that make us easily accessible. As we've expanded our services over the years, we've remained committed to providing personal banking solutions tailored to your life. In addition to traditional banking services, we offer auto loans, mortgages, credit cards with rewards, and business banking options. We've embraced modern conveniences like online banking and mobile applications to ensure you can manage your finances anytime and anywhere.

Our Mission

At Chessie, our mission is simple: we aim to empower our members financially while nurturing the community around us. We believe that financial health goes hand-in-hand with social responsibility. That's why we actively engage in community outreach programs and partnerships designed to uplift those we serve. Whether it's sponsoring local events or providing financial literacy workshops, we're here to make a positive impact. While members can visit us at 1015 Florida Ave Keyser Wv 26726, official correspondence should be sent to the same address as we do not have a separate mailing address. We also offer convenient services such as ATM access and drive-thru banking for those on the go.

Branch Location & Accessibility

Welcome to Chessie's Keyser branch, where convenience meets community! Located at 1015 Florida Ave in the charming town of Keyser, West Virginia, our branch is easily accessible for all your banking needs. Whether you're stopping by for a quick transaction or seeking financial advice, we're here to help. Our branch is situated near popular local landmarks, making it a familiar stop for residents. If you're coming from downtown, you can find us just a short drive away, ensuring that your banking experience is as smooth as possible. With ample parking available and features like ADA compliance and ramps, we strive to make every visit comfortable for our members. At Chessie, we understand that life can be busy. That's why our operating hours are designed with you in mind. You can visit us Monday through Thursday from 9:00 AM to 4:30 PM, and on Fridays until 6:00 PM. Plus, if you need to make a quick deposit or withdrawal, our drive-thru service is open from 8:00 AM to 6:00 PM on weekdays and even earlier on Saturdays! For those who prefer digital banking options, we offer ATM services right here at the branch. Our ATM allows you to perform essential transactions like withdrawals and balance checks anytime you need. If you have any questions or would like to know more about our services ranging from personal banking options to business loans please feel free to give us a call at 304-788-0161. We're excited to assist you and welcome you into the Chessie family!

Member Eligibility

Joining the Chessie family means becoming part of a supportive community that values its members. If you're looking to experience the benefits of being with a local credit union, we'd love to welcome you! To become a member at Chessie, you'll need to meet some simple eligibility criteria. Generally, anyone who lives, works, worships, or attends school in the area can join. This means that whether you're a long-time resident or new to the community at our location in 1015 Florida Ave Keyser Wv 26726, you're likely eligible! For specific details and to ensure you meet all requirements, feel free to visit our eligibility page at http://www.chessiefcu.org/about/become-a-member. Once you know you're eligible, opening an account is a breeze! You can start the process online by visiting our account opening page at https://online.chessiefcu.org/auth/enrollment?culturename=en. If you have any questions or need assistance along the way, don't hesitate to give us a call at (304) 788-0161. We're here to help you every step of the way as you join our vibrant community at Chessie!

Business Banking & Commercial Services

Practical Merchant Services

Imagine having the tools to process payments easily while focusing on what you do best running your business. Our merchant services provide seamless payment solutions that allow you to accept card payments, manage transactions efficiently, and enhance customer satisfaction. This means more time serving your customers and less time worrying about payment processing. Located at 1015 Florida Ave Keyser Wv 26726 in Keyser, WV, we're here to help local businesses thrive. Contact us at (304) 788-0161 today to learn how our business banking solutions can fuel your success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $137 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $18,167,696, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, Chessie is here to support you with specialized business banking services. From merchant services that simplify payment processing to business loans that help fuel growth, we have the tools needed to succeed in today's competitive landscape.

Credit Cards with Rewards

For those who love to shop or travel, our credit cards come with rewards that can benefit you while you spend. Whether it's cashback on purchases or points towards future travel, we've got something for everyone.

Digital Banking Features

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and pay bills from the comfort of your home or on the go. Plus, with ATM access available for cash withdrawals and balance checks, you'll have access to your funds whenever you need them.

Drive-Thru & Basic Services

For those who prefer traditional banking methods, our drive-thru service offers easy access for deposits and withdrawals without leaving your car. We also provide basic ATM services where you can quickly handle simple transactions. At Chessie, we pride ourselves on being more than just a credit union; we're a partner in your financial journey. Our friendly team is always ready to assist you with any questions or concerns you may have about our services. Ready to explore how we can help? Give us a call at 304-788-0161 or visit us online at chessiefcu.org for more information! Your financial success starts here at Chessie!

Home Financing Options

Thinking about buying a home? Our mortgage loans and refinancing options are designed with you in mind. We work hard to offer competitive rates that fit your budget, making homeownership a reality for many members in our community.

Personal Banking Solutions

Managing your money should be easy and accessible. That's why we offer a variety of personal banking options, including checking and savings accounts that help you save for future goals or simply manage your everyday expenses. If you're in the market for a new vehicle, our auto loans and vehicle financing options make it straightforward to get behind the wheel of your dream car. We understand that life can throw surprises your way, so our personal loans and debt consolidation services provide a helping hand when you need it most.

Digital & Online Banking

Convenient Online Access

Our 24/7 online banking service allows you to check balances, pay bills, and transfer funds with just a few clicks. No more waiting in line or rushing to the bank before closing time; everything you need is right at your fingertips. Plus, with our person-to-person transfer feature, sending money to friends or family has never been easier.

Mobile Banking Made Easy

If you prefer banking on the go, you'll love our mobile application. Available for download now, it offers all the features of online banking in a user-friendly format. You can manage your accounts, view e-statements, and even set up alerts to help you stay on top of your finances. Although we don't currently support mobile payments, our app still provides a secure and efficient way to handle your banking needs directly from your smartphone.

Security You Can Trust

We prioritize your security with advanced measures that protect your personal information while you bank online. Although we do not offer electronic signature authorization at this time, rest assured that every transaction is safeguarded to give you peace of mind. With Chessie, staying connected to your finances has never been simpler or safer. Experience the convenience of modern banking by visiting us online today!

Financial Strength

At Chessie, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength is built on solid foundations that ensure your savings and investments are well-protected. With a net worth of $50,560,088, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.42% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $42,665,729 in share certificates and $25,503,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $38,088,727 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity for lending is robust; with $4,042 in used auto loans and $259,971,188 in total loans and leases, we support your financial goals across various sectors. Our operational efficiency is reflected in our $1,378,939, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 93 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $532,098. Total Share Accounts: 62,320, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Chessie is your trusted partner. Visit us at 1015 Florida Ave Keyser Wv 26726 or call (304) 788-0161 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $62,235,176 in used vehicle loans and $31,213,735 in new vehicle loans already helping members get on the road. We also provide refinancing options to make it easier for you to manage your current auto loans.

Business Loans

For business owners, our outstanding commercial loans totaling $18,167,696 provide the capital needed to grow and expand. Whether you're looking to invest in equipment or cover operating expenses, we have tailored solutions just for you. At Chessie, we pride ourselves on offering personalized service and transparent lending practices. If you're interested in learning more about our loan products or checking your eligibility for any of these offerings, please visit our website at chessiefcu.org or contact us directly. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,872,274, make buying or refinancing simple. We offer flexible terms and competitive rates to ensure that you find a mortgage solution that fits your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $9,881,138 in loans helping members manage their finances effectively. These cards come with rewards and no annual fees, making them an excellent choice for everyday purchases.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that users receive fair and transparent offers tailored to their financial needs.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency and trustworthiness. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you see all available options without any influence from advertising dollars. - Real-Time Rate Comparisons: The platform offers up-to-date loan rates from multiple institutions, making it easier for users to compare and choose the best deal for their situation. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the real-world impact of using this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

CHESSIE FEDERAL CREDIT UNION - Keyser, WV

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