CHESSIE FEDERAL CREDIT UNION - Grafton, WV

Welcome to Chessie, your trusted partner in financial wellness located at 400 N Pike St, Grafton, WV 26354. Since our establishment in 1948, we have been dedicated to serving our community with integrity and care. With a proud membership of 34,121, we aim to create lasting relationships built on trust and mutual support. At Chessie, we understand that your financial journey is important. That's why we proudly manage total assets of $406,849,680 while offering our members access to a range of services, including personal banking, auto loans, mortgages, and business banking solutions. Our total deposits stand at $73,078,701, reflecting the confidence our members place in us. Our team of 96 employees, led by CEO Scott Kline and Board President Walter Beall, is here to ensure you receive personalized service tailored to your needs. We believe in empowering our members not just through competitive rates but also by offering resources that help you make informed financial decisions. While you can visit us at our branch for assistance, please note that if you need to send any official correspondence, it should be directed to the same address. We invite you to experience the difference of community-focused banking where every member matters. If you're ready to take the next step in your financial journey or have questions about our services, don't hesitate to reach out! Call us today at 304-265-0766 or visit our website at Chessie FCU for more information. Together, let's build a brighter financial future!

Welcome to Chessie, a cornerstone of the Grafton community in beautiful West Virginia. Since opening our doors in 1948, we have been dedicated to providing exceptional financial services and fostering strong community ties. Our branch is located at 400 N Pike St, Grafton, WV 26354, a spot that's easily accessible for all your banking needs. Over the years, Chessie has grown significantly, now proudly serving over 34,121 members with total assets reaching $406,849,680. This growth reflects our commitment to not just meeting but exceeding the financial needs of our community. We believe in a member-first approach, ensuring that each individual feels valued and supported. Our mission at Chessie is simple yet profound: to empower our members by providing reliable financial services while actively contributing to the well-being of our community. We aim to offer a range of products that include personal banking services such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Additionally, we are committed to supporting local businesses through merchant services and business loans. While members can visit us at 400 N Pike St, official correspondence should be sent to our mailing address if it differs from the branch location. At Chessie, we pride ourselves on being more than just a financial institution; we are a partner in your journey toward financial wellness. As technology evolves, so do we. Our digital banking solutions make it easier for you to manage your finances on-the-go. Enjoy online banking and mobile applications designed for your convenience. We also maintain ADA compliance to ensure that all members can access our services comfortably. Community outreach is at the heart of what we do. Chessie partners with local organizations to support various initiatives that enrich lives and strengthen bonds within Grafton and beyond. Whether it's sponsoring local events or contributing to charitable causes, we're here to make a difference. We invite you to join us at Chessie. Experience firsthand the benefits of becoming a member of our growing family. With friendly staff ready to assist you during our operating hours Monday through Friday from 9:00 am to 4:30 pm and Saturday Drive-Thru from 8:00 am to 12:30 pm there's never been a better time to discover how we can help you achieve your financial goals. For any inquiries or assistance, don't hesitate to reach out at 304-265-0766. We look forward to welcoming you into the Chessie community!

At Chessie, we believe that everyone deserves the chance to be part of a supportive community where your financial well-being comes first. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in Taylor County or surrounding areas, you're likely eligible to join us. We warmly invite you to explore the benefits of membership, which include access to a variety of personal banking services tailored just for you. To find out all the details about eligibility, please visit our website at http://www.chessiefcu.org/about/become-a-member . Once you're ready to take the next step, opening an account is easy! You can start your journey with us by applying online at https://online.chessiefcu.org/auth/enrollment ?culturename=en or giving us a call at (304) 265-0766 if you have any questions. Your financial future is bright with Chessie, located at 400 N Pike St Grafton Wv 26354, and we can't wait to welcome you into our family!

At Chessie, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on maintaining strong financial health, which allows us to offer better rates, lower fees, and enhanced services. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $50,560,088, we maintain a solid foundation that supports our operations and member services. Our net worth ratio of 12.42% demonstrates a robust capital base, ensuring that we can continue providing loans and competitive savings rates especially in uncertain economic times. Members' savings are secured through $42,665,729 in share certificates and $25,503,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $0, we ensure that our resources focus solely on benefiting you through better loan rates and exclusive perks. With $38,088,727 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is impressive; with $40,421,076 in used auto loans and a total of $259,971,188 in loans and leases available, we support our members' financial goals across various sectors. Although our current net income is $0, this reflects our commitment to operating efficiently while focusing on serving you rather than maximizing profits. We also take pride in having 93 full-time employees and 3 part-time employees, ensuring our branches are always ready to assist you with knowledgeable service. Our net shares stand at $532,098, representing funds available for lending and investments. Additionally, we have a strong member base with 62,320 total share accounts, showing that many people trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Chessie is your trusted partner. Visit us at 400 N Pike St Grafton WV 26354 or call 304-265-0766 to learn more about how we can help you achieve your financial goals.