As we continue on this path together, we invite you to become part of the Chessie family. Experience firsthand how we can help you achieve your financial goals while also contributing positively to our beloved community. Together, let's build a brighter future! For more information or if you have any questions, feel free to call us at 301-777-1302 or visit our website at www.chessiefcu.org. Join us today and discover the benefits that await you!
Since opening our doors, Chessie has remained committed to providing exceptional financial services while fostering a sense of community. We have consistently adapted to meet the needs of our members, whether that means offering personal banking solutions like checking and savings accounts or providing loans for auto financing and mortgages. Our mission has always been clear: to empower our members through responsible financial guidance and support. Throughout our history, we've celebrated significant milestones that reflect our growth and dedication to member service. From expanding our offerings to embracing technology with online and mobile banking options, we strive to make banking easier and more efficient for everyone. As we look back on our journey, we are proud of how far we've come and excited about what lies ahead.
At Chessie, our mission goes beyond just providing financial services. We aim to uplift the Cumberland community by supporting local initiatives and partnerships. We believe in giving back because when our community thrives, so do we. This commitment drives us to create programs that not only help you manage your finances but also enhance your overall quality of life. While members can visit us at 12501 Willowbrook Rd, official correspondence should be sent to this address as well since we do not have a different mailing address. Our operating hours are designed with your convenience in mind: Monday through Friday from 9:00 am to 4:30 pm. Whether you're stopping by for advice or to conduct transactions at our ATM available on-site we're here to assist you every step of the way.
At our branch, we prioritize accessibility for everyone. Our facility meets ADA compliance standards with ramps and designated parking spots to ensure a smooth visit. Whether you're coming in for personal banking or looking to chat about loans, our welcoming environment is designed with you in mind.
Ready to experience the difference? Stop by Chessie at Wmhs today or give us a call at 301-777-1302. Our team is excited to help you navigate your financial journey!
We know how important it is for you to manage your finances on your schedule. That's why we are open Monday through Friday from 9:00 AM to 4:30 PM. Our friendly staff is always ready to assist you during these hours, ensuring that you get the service you need when you need it.
Chessie provides a variety of services tailored to fit your lifestyle. From checking and savings accounts to auto loans and mortgage refinancing, we have solutions that suit both personal and business banking needs. Plus, our ATM is available for cash withdrawals and balance checks whenever you require access. While members can visit us at 12501 Willowbrook Rd for all their banking needs, please note that official correspondence should be sent directly to our mailing address if provided.
Imagine having the tools to streamline transactions while enhancing customer experience. Our merchant services allow you to accept payments easily and efficiently, so you can focus on what you do best running your business. Whether it's point-of-sale systems or online payment solutions, we've got options that fit your needs. Visit us at 12501 Willowbrook Rd Cumberland Md 21502 in Cumberland, MD, or give us a call at (301) 777-1302 to discover how we can partner with you for success!
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $137 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $18,167,696, we continue to drive economic growth by financing new and expanding businesses.
We also ensure easy access to cash through our ATM services. With basic ATM access for withdrawals and balance checks, you'll always have what you need at your fingertips. Whether you're visiting us at our branch located at 12501 Willowbrook Rd Cumberland Md 21502 or reaching out via phone at 301-777-1302, we're here for you during our operating hours from Monday to Friday, 9:00 am - 4:30 pm. If you're ready to take the next step toward achieving your financial goals with us at Chessie, feel free to explore more about our services online at chessiefcu.org or give us a call today! We look forward to welcoming you as a valued member of our community.
For those considering a new vehicle, our auto loans and vehicle financing options make it easier than ever to drive home in the car you want. With competitive rates and flexible terms, we help turn your dream of owning a vehicle into reality.
For entrepreneurs and business owners, we offer comprehensive business banking services, including merchant services and business loans. Our goal is to support your growth by providing financial tools designed specifically for your business needs.
Enjoy shopping and earn rewards at the same time! Our credit cards with rewards allow you to earn points for every purchase, which can be redeemed for exciting perks. It's our way of saying thank you for being a loyal member.
Thinking about buying a home or refinancing your existing mortgage? Our mortgage loans are designed to cater to first-time buyers and seasoned homeowners alike. We guide you through the process, ensuring you understand every detail, so you can confidently make one of life's biggest investments.
In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking platforms that let you manage your finances anytime, anywhere. You can check balances, transfer funds, and even pay bills with just a few clicks or taps.
Starting with personal banking, we offer various options like checking and savings accounts that help you keep your finances organized and accessible. Imagine enjoying easy access to your funds while earning interest on your savings; this is what we strive to provide.
Sometimes life throws unexpected expenses your way. That's where our personal loans come in handy. Whether you're looking to consolidate debt or fund a special project, our loans can give you the financial boost needed without added stress.
With $38,088,727 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $4,042 in used auto loans and $259,971,188 in total loans and leases, we support your financial goals across various sectors.
Total Share Accounts stand at 62,320, showcasing a strong and growing member base that trusts us with their finances. Our Net Shares available for lending and investments total $532,098, further illustrating our commitment to supporting our community's financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Chessie is your trusted partner. Visit us at 12501 Willowbrook Rd Cumberland Md 21502 or call (301) 777-1302 to learn more about how we can help you achieve your financial goals.
Our performance is reflected in our operational efficiency with a reported net income of $1,378,939, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 93 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Members' savings are secured through $42,665,729 in share certificates and $25,503,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
With a net worth of $50,560,088, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.42% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $62,235,176 in used vehicle loans and $31,213,735 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that fit your budget and lifestyle.
For business owners seeking capital for growth and expansion, our outstanding commercial loans total $18,167,696. We're here to support local businesses by providing accessible funding options tailored to your unique requirements.
Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,872,274. This means you can secure a mortgage that suits your needs without the hassle often associated with home financing.
If you're considering refinancing any existing loans or exploring eligibility for one of our products, we encourage you to reach out. Our team is here to guide you through your options and find a solution that works best for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're planning for big purchases or looking for ways to manage your current debts better, Chessie is ready to assist you every step of the way. Feel free to contact us at 301-777-1302 during our lobby hours from Monday to Friday between 9:00 am and 4:30 pm for more information or visit us online at Chessie FCU. Let's work together towards your financial success!
For those looking to manage their finances more effectively, we also provide flexible terms on unsecured credit card loans. With a total of $9,881,138 in loans available, our credit cards can help you handle unexpected expenses while earning rewards along the way.