Chessie Credit Union Cumberland MD | Quick Drive-Thru & ATM Access

Introduction

At Chessie, we believe in building strong relationships with our members and the communities we serve. Located at 122 W Union St, Cumberland, MD 21502, our branch has been a cornerstone of financial support since 1948. We proudly serve 34,121 members, offering a range of services designed to meet your needs. With total assets of $406,849,680 and total deposits reaching $73,078,701, our commitment to secure and reliable banking is evident. While you can visit us at our branch for personalized service, we also offer convenient options through our website at chessiefcu.org for online banking and account management. If you have any official correspondence, please feel free to reach out using the contact information provided below. Under the leadership of CEO Scott Kline and Board President Walter Beall, we strive to provide exceptional customer service with a dedicated team of 96 employees who are here to help you navigate your financial journey. Our focus on community impact drives us to provide over 13,323 loans and leases while maintaining a robust net worth of $50,560,088. We invite you to experience the Chessie difference today! Whether you want to open a new account or inquire about our loan options like our member business loans totaling $19,691,141 our friendly staff is ready to assist you. Call us at 301-724-2777 or visit us during our operating hours: Monday to Friday from 8:00 am to 6:00 pm and Saturday from 8:00 am to 12:30 pm. Let's work together towards your financial goals!

Branch History & Mission

Commitment to Accessibility

As part of our commitment to modern banking, Chessie offers various digital services that cater to today's busy lifestyles. Members can access online banking features and mobile applications that make managing finances easy and convenient. We also ensure that our facilities comply with ADA standards so everyone can access our services comfortably. For those who prefer face-to-face interactions, we provide both drive-thru banking services and ATM availability right here at our branch. We invite you to visit us during our operating hours Monday through Friday from 8:00 am to 6:00 pm and Saturday from 8:00 am to 12:30 pm where our friendly team is ready to assist you. While members can visit us at 122 W Union St, official correspondence should be sent to the same address as there is no separate mailing address. In conclusion, whether you're looking for a loan, savings account, or simply want guidance on your financial journey, Chessie is here for you every step of the way. Join us today and experience the benefits of being part of a community-focused credit union that truly cares about your financial well-being! For more information or assistance, feel free to call us at 301-724-2777 or visit our website at chessiefcu.org.

Our Mission

At Chessie, our mission is simple yet powerful: to provide accessible financial solutions while fostering a supportive environment for all members. We strive to empower individuals and families by offering competitive loans, savings options, and expert financial advice tailored to their unique needs. Our focus goes beyond just transactions; we aim to build lasting relationships based on trust and respect. We believe that strong communities are built through shared prosperity. That's why we actively engage in community outreach efforts, collaborating with local organizations and initiatives to uplift those around us. Whether it's sponsoring events or providing financial literacy workshops, we are committed to making a positive impact in Cumberland and beyond.

Branch Location & Accessibility

Branch Features and Accessibility

Our branch features ample parking and is fully accessible, equipped with ramps and ADA-compliant facilities to ensure all members can visit us comfortably. Whether you prefer to walk in or use our drive-thru service for quick transactions, we've got you covered. With an ATM on-site, you can easily withdraw cash or check your balance anytime.

Contact Us

If you have any questions or need assistance, don't hesitate to give us a call at 301-724-2777. Our friendly staff is here to help! We invite you to visit us at Chessie today we're excited to serve you!

Operating Hours

At Chessie, we understand that everyone has busy lives. That's why our lobby is open Monday through Friday from 8:00 am to 6:00 pm and Saturday from 8:00 am to 12:30 pm. This flexibility allows you to choose a time that works best for you.

Member Eligibility

Becoming a member of Chessie is like joining a close-knit family where your financial well-being is the top priority. If you live, work, or worship in Allegany County, or have a family member who does, you're already eligible to join us! This means you can take advantage of our friendly services and community-focused approach right here at our branch located at 122 W Union St Cumberland Md 21502. Membership opens the door to numerous benefits, including competitive rates on loans and savings, personalized service, and a variety of financial products tailored to your needs. To get started with the membership process, simply visit our website for more details about eligibility at http://www.chessiefcu.org/about/become-a-member. Once you're ready to become part of our community, you can open your account online by following this link: https://online.chessiefcu.org/auth/enrollment?culturename=en. If you have any questions or need assistance along the way, feel free to give us a call at (301) 724-2777. We can't wait to welcome you to Chessie!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $137 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $18,167,696, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

Imagine having a reliable partner for your payment processing needs. Our merchant services provide practical solutions that streamline transactions, allowing you to focus on what matters most growing your business. Whether you're a local shop or an online store, we offer tailored tools that simplify sales and enhance customer satisfaction. Located at 122 W Union St Cumberland Md 21502 in Cumberland, MD, we invite you to explore how our business banking services can empower your entrepreneurial journey. Give us a call at (301) 724-2777 or visit us today!

Comprehensive List Of Services

Commitment to Accessibility

At Chessie, we know that life can be unpredictable, and having financial services available when you need them is crucial. That's why we focus on providing reliable banking options that fit into your daily routine. Our drive-thru service not only saves time but also offers a safe way to conduct transactions while maintaining social distancing.

Drive-Thru Convenience

For those on the go, we offer Basic Drive-Thru Banking services. This allows you to handle deposits, withdrawals, and simple transactions without leaving your vehicle. It's perfect for busy individuals and families who appreciate the convenience of managing their banking needs quickly and efficiently.

Get In Touch

We're always here to assist you! If you have questions about our services or need support, don't hesitate to reach out at (301) 724-2777. Our friendly staff is ready to help with any inquiries you may have. In conclusion, whether you're looking for easy ATM access or quick drive-thru banking options, Chessie at Drive Thru has got you covered. We are committed to serving our community and helping our members achieve their financial goals with ease and confidence. Visit us today at 122 W Union St Cumberland Md 21502, or explore more about what we offer by checking out our website at Chessie FCU. Your financial well-being is just a visit away!

Personalized Banking Solutions

One of the cornerstones of our offerings is our ATM Services. Whether you're in need of cash or want to check your balance, our ATMs are conveniently located for easy access. With basic ATM access, you can perform withdrawals and balance checks without any hassle. This ensures that you have quick access to your funds whenever you need them.

Digital & Online Banking

Key Services

With our online banking, you can enjoy 24/7 access to your accounts. This means you can check your balance, transfer funds, and pay bills whenever it suits you no need to rush to the branch before closing time. If you prefer a mobile experience, our user-friendly mobile application allows you to handle all your banking needs right from your smartphone. Have friends or family who need to send or receive money? Our person-to-person transfers make this process simple and quick. You won't have to worry about cash or checks anymore; just a few taps on your phone will do the trick. For those looking to keep track of their finances without the clutter of paper statements, we offer e-statements. Not only does this option save trees, but it also gives you instant access to your financial records whenever needed.

Security and Ease of Use

We know that safety is crucial when it comes to online banking. That's why we employ robust security measures to protect your information. Although we currently do not support electronic signature authorization, rest assured that your personal data is secure with us. At Chessie, we aim to create an experience that is both accessible and straightforward. Our digital services are designed with you in mind, making it easier than ever to manage your money confidently and conveniently. Join us today and discover how our online banking features can simplify your life!

Financial Strength

Commitment to Innovation and Growth

With $38,088,727 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $4,042 in used auto loans and $259,971,188 in total loans and leases.

Growing Membership Base

Total Share and Deposit Accounts stand at 62,320, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $532,098, further enhancing our ability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Chessie is your trusted partner. Visit us at 122 W Union St Cumberland Md 21502 or call (301) 724-2777 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $42,665,729 in share certificates and $25,503,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $1,378,939 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 93 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Foundation

With a net worth of $50,560,088, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.42% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have facilitated over $62,235,176 in used vehicle loans and $31,213,735 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our competitive rates make it easier for you to drive away with confidence.

Commercial Loans

For business owners looking to expand or invest in their ventures, our outstanding commercial loans total $18,167,696. These loans provide essential capital to help your business grow and thrive. At Chessie, we prioritize transparency and are committed to serving our community with tailored loan products that meet your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're considering refinancing options or want to learn more about eligibility requirements for any of our loans, feel free to visit our website or contact us directly at the provided phone number. We're here to assist you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $1,872,274. This means buying or refinancing your home is straightforward with us. We are here to guide you through the process and offer flexible solutions tailored to your unique situation.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we offer flexible terms on unsecured credit card loans. With a total of $9,881,138 in loans available to our members, you can enjoy financial freedom while effectively managing your finances.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions. This sourcing guarantees transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for users seeking the best rates. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, enabling informed decisions without delays. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the genuine impact LendMesh has on its users' financial journeys. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This strict adherence to regulatory standards ensures that all loan offers presented are fair and transparent. By working only with reputable lenders, LendMesh maintains a commitment to delivering accurate information.

CHESSIE FEDERAL CREDIT UNION - Cumberland, MD

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Loan rates in Cumberland, MD (21502)

Introduction

Branch History & Mission

Commitment to Accessibility

Our Mission

Branch Location & Accessibility

Branch Features and Accessibility

Contact Us

Operating Hours

Member Eligibility

Business Banking & Commercial Services

Financing Options for Growth

Merchant Services That Make a Difference

Comprehensive List Of Services

Commitment to Accessibility

Drive-Thru Convenience

Get In Touch

Personalized Banking Solutions

Digital & Online Banking

Key Services

Security and Ease of Use

Financial Strength

Commitment to Innovation and Growth

Growing Membership Base

Member-Centric Savings Options

Operational Efficiency

Strong Financial Foundation

Loan Offering

Auto Loans

Commercial Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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