Cherokee Strip Credit Union Ponca City OK | Quick ATM & Drive-Thru Banking

Introduction

Welcome to Cherokee Strip, your trusted financial partner located at 1508 W Hartford Ave, Ponca City, OK 74601. Established in 1933, we have proudly served our community for decades, fostering a sense of trust and commitment among our 9,054 members. As part of the Cherokee Strip family, you can expect personalized service tailored to meet your unique financial needs. At Cherokee Strip, we understand the importance of financial stability and growth. With total assets exceeding $105 million, we are dedicated to ensuring that your deposits totaling over $18 million are not only safe but also working for you. Our robust loan portfolio includes 4,127 loans and leases, helping members achieve their dreams through responsible lending practices. Our leadership team is here to support you every step of the way. Under the guidance of CEO Spike Henderson and Board President Robert Howard, our staff of 38 employees is committed to providing exceptional service. Whether you need assistance with loans or just want to ask about your account, feel free to call us at 580-718-4030. While members can visit us at our branch address, official correspondence should be sent to our mailing address: 1508 E Prospect Ave, Ponca City, OK 74604-1909. Join us as we continue to make a positive impact in our community by offering reliable financial services that help improve lives. Discover more about what we can do for you by visiting our website at cherokeestrip.com. We look forward to welcoming you!

Branch History & Mission

A Legacy of Growth and Service

Over the years, Cherokee Strip has evolved significantly. From humble beginnings to a robust credit union with over 9,000 members and total assets exceeding $105 million, we have focused on providing exceptional financial services tailored to our community's needs. Our headquarters in Ponca City reflects our deep roots in the area, and we remain committed to supporting local initiatives that uplift our neighbors. Our mission is simple yet powerful: to empower our members through quality financial services while fostering a sense of community. We believe in the importance of building relationships that go beyond transactions. Every member who walks through our doors or connects with us online is treated like family.

Community Commitment

Cherokee Strip isn't just about banking; it's about making a difference. Our team actively participates in local events and outreach programs designed to support those around us. We are proud of our partnerships with various organizations that share our vision for a thriving community. We also embrace modern advancements to ensure our services meet the expectations of today's consumers. With features like online banking, mobile payments, and electronic signatures, we provide convenient access to your finances while maintaining a personal touch.

Visit Us

While you can always reach us at our main branch address, 1508 W Hartford Ave Ponca City, OK 74601, any official correspondence should be directed to our mailing address at 1508 E Prospect Ave, Ponca City, OK 74604-1909. Our doors are open Monday through Friday from 8:30 AM to 5:00 PM, and we offer drive-thru banking for added convenience. Plus, with ATM availability right at your fingertips, accessing your funds is easier than ever. Join us at Cherokee Strip and experience firsthand how we prioritize your financial success while uplifting the community we love. Call us today at 580-718-4030 or visit our website at cherokeestrip.com to learn more about becoming a member. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility Features

Our branch prides itself on being welcoming and accessible. With ample parking available, you can enjoy a stress-free visit. We are also compliant with ADA standards, featuring ramps for easy access to our facilities. Whether you're visiting for personal banking or business needs, we ensure that everyone feels comfortable.

Operating Hours

We know your time is valuable. That's why our lobby hours are designed to fit your busy schedule. Visit us Monday through Friday from 8:30 AM to 5:00 PM. If you have any quick transactions or simply prefer the drive-thru option, we offer basic drive-thru banking services for deposits, withdrawals, and simple transactions.

Services Offered

At Cherokee Strip, we provide essential services to meet your banking needs. Enjoy the convenience of ATM access right at our branch perfect for quick cash withdrawals or balance checks. Our friendly staff is always here to assist you with any questions or help you may need during your visit. Feel free to call us at 580-718-4030 if you have any inquiries before stopping by. We look forward to welcoming you into our branch soon!

Member Eligibility

At Cherokee Strip, we believe that becoming a member means joining a community that truly cares about your financial well-being. If you're wondering whether you can join us, the good news is that our eligibility criteria are quite inclusive! To become a member of Cherokee Strip, you simply need to live, work, worship, or attend school in the areas we serve. This means that many folks in our community are already eligible to enjoy the benefits of membership. Once you're part of our family, you'll have access to friendly service and a range of financial products designed with your needs in mind. Getting started is easy! You can find all the details about our eligibility requirements by visiting this link. If you have any questions or need assistance with the process, feel free to give us a call at (580) 718-4030. We're here to help you take this important step towards better financial opportunities at our branch located at 1508 W Hartford Ave Ponca City Ok 74601. Join us today and experience the difference!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer practical merchant services that make day-to-day operations smoother. Picture this: accepting payments from customers quickly and securely, no matter where they are. Our services help you focus on what matters most growing your business. Located conveniently at 1508 W Hartford Ave Ponca City Ok 74601, Ponca City, OK 74,601, we're here to help you thrive in today's competitive market. Give us a call at (580) 718-4030 or visit us during our lobby hours from 8:30 AM to 5:00 PM, Monday through Friday. Let's build your business together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $96 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $12,421,469, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Convenient Banking Solutions

Navigating everyday banking can sometimes feel overwhelming. That's why we offer ATM Services Only for those who prefer quick access to their accounts. With our ATMs, you can easily withdraw cash or check your balance without stepping inside the branch. If you need assistance with deposits or withdrawals, our Basic Drive-Thru Banking service allows you to handle simple transactions from the comfort of your vehicle.

Digital Access at Your Fingertips

In today's world, digital banking is essential. We offer robust features like online banking and mobile payments that let you manage your finances from anywhere. You can view transactions, transfer funds, and even set up e-statements all designed to save you time and make banking easier. With these tools, staying on top of your finances has never been more convenient. As part of our commitment to making banking accessible, we invite you to experience all the services Cherokee Strip has to offer. If you have any questions or need assistance, don't hesitate to give us a call at 580-718-4030 during our lobby hours from 8:30 AM to 5:00 PM Monday through Friday. Come visit us at Cherokee Strip, where we're focused on providing personalized service and comprehensive solutions tailored just for you!

Personalized Member Support

While our services might seem basic at first glance, they are designed with your convenience in mind. At Cherokee Strip, we understand that banking needs can change day-to-day. For example, if you're heading out on a trip and need cash quickly, our ATMs are ready for you. Or if you're juggling family commitments and need to make a deposit during lunch hour, our drive-thru service is perfect for those on-the-go moments.

Digital & Online Banking

Key Services

With our online banking platform, available at https://cherokeestrip.com/, you can view your account balances, transfer funds, and pay bills all from the comfort of your home or while out and about. We offer 24/7 online banking services, allowing you to manage your money whenever it suits you best. Need to sign important documents? Our electronic signature authorization feature makes it quick and safe to complete transactions without the hassle of printing or mailing paperwork. Plus, you can choose to receive e-statements, which not only helps the environment but also keeps your financial information organized and easily accessible. For those who prefer using their mobile devices, our mobile application is user-friendly and packed with features. You can make mobile payments directly from your phone, ensuring that you're always ready for any purchase. Additionally, our person-to-person transfer service allows you to send money to friends or family instantly perfect for splitting bills or sending gifts.

Security and Accessibility

Your security is our priority. We utilize advanced security measures so that you can bank with peace of mind. With real-time account management, you will always know where your money is going. Whether you're checking your balance before a night out or transferring funds during lunch breaks, Cherokee Strip's digital banking services ensure that managing your finances is as easy as pie. Join us today and experience the convenience of modern banking!

Financial Strength

Dedicated Team of Professionals

We also take pride in having 37 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our staff is dedicated to helping you navigate your financial journey.

Focused on Member Benefits

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This approach allows us to create a community-oriented financial environment where your needs come first.

Growing Membership Base

With a total of 14,974 share accounts, it's clear that many trust us with their finances. This growing member base reflects our commitment to providing quality service and support tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cherokee Strip is your trusted partner. Visit us at 1508 W Hartford Ave Ponca City Ok 74601 or call (580) 718-4030 to learn more about how we can help you achieve your financial goals.

Reinvesting for Growth

With $10,743,007 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment ensures that we are always improving our services while safeguarding your assets.

Secure Savings Options

Members' savings are secured through $33,084,933 in share certificates and $7,416,952 in money market shares, offering stable and rewarding financial growth opportunities. This means that your hard-earned money is not only safe but also has the potential to grow over time.

Strong Financial Position

With a net worth of $10,158,047, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.67% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $2,459 in used auto loans and $73,509,371 in total loans and leases. We strive to provide you with the funds you need to achieve your dreams whether it's buying a new car or investing in a home.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $33,724,039 in used vehicle loans and $5,431,401 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a dependable used car, we've got you covered with options that fit your budget.

Credit Lines

Our total credit lines stand at $7,605,000, providing additional flexibility for managing cash flow or unexpected expenses. These lines are designed to give you easy access to funds whenever you need them. For business owners looking for growth opportunities, our outstanding commercial loans totaling $12,421,469 provide the capital needed to expand operations or invest in new projects. Feel free to reach out to us for more information about our loan products. You can visit us at our branch located at 1508 W Hartford Ave Ponca City OK 74601, or give us a call at 580-718-4030 during our operating hours from 8:30 am to 5:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Cherokee Strip, we're dedicated to supporting our members every step of the way as they pursue their financial aspirations.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,604,629, make buying or refinancing simple. We aim to help you navigate the process smoothly and can guide you through eligibility requirements and refinancing options if needed.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $428,109 in loans helping members manage their finances effectively. These credit cards come with great features to assist you in maintaining control over your spending without tying up your assets.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

LendMesh takes pride in its commitment to transparency and reliability. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that users receive fair and transparent offers that reflect current market conditions.

CHEROKEE STRIP CREDIT UNION - Ponca City, OK

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