CHEN DEL O FEDERAL CREDIT UNION

Welcome to Chen-del-o, your trusted partner in financial services located at 114 Main St, Franklin, NY 13775. Since our establishment in 1954, we have dedicated ourselves to serving our community with personalized banking solutions. With a current membership of 2,912 and total assets reaching an impressive $31,698,046, we are committed to providing quality service that meets the needs of our members. At Chen-del-o, we believe in making banking accessible and straightforward. Our offerings include a range of personal and business banking services such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and more. We pride ourselves on our strong financial foundation, evidenced by our total deposits of $1,745,875 and net worth of $3,563,354. While you can visit us at our main office for all your banking needs, please note that official correspondence should be sent to our mailing address: PO BOX 102, FRANKLIN, NY 13775. Our dedicated team of 6 employees, led by CEO Ashley Pittsnogel and Board President Breck Tarbell, is here to assist you during our operating hours: Monday through Thursday from 8:00 AM to 4:30 PM, Friday until 5:30 PM, and Saturday from 8:30 AM to 11:30 AM. We invite you to explore the many ways we can support your financial journey. Whether you're looking to open a new account or need advice on loans and investments, we are here for you. Feel free to call us at 607-829-3560 or visit our website at www.chendelo.org for more information. Join us today at Chen-del-o where your financial success is our priority!

Joining the Chen-del-o community is like becoming part of a supportive family where your financial well-being is our priority. To become a member of Chen-del-o, you simply need to meet a few friendly criteria. If you live, work, worship, or attend school in Delaware County, you're already eligible! We welcome individuals who share our values and want to take advantage of the personalized services we offer, from checking accounts to auto loans. Plus, becoming a member means you can enjoy competitive rates and benefits tailored just for you. If you're ready to take the next step, opening an account is quick and easy; just visit our website at Chen-del-o Account Opening or give us a call at (607) 829-3560 for any questions. For more detailed eligibility information, please check out our resource page at . We can't wait to welcome you into our community!

At Chen-del-o, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which reflects our commitment to serving you reliably and effectively. With a net worth of $3,563,354, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,123 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,847,045 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $3,088,435 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $197 in used auto loans and $8,491,081 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is evident in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 6 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $767,156. Total Share and Deposit Accounts: 4,019, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Chen-del-o is your trusted partner. Visit us at 114 Main St Franklin Ny 13775 or call (607) 829-3560 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.