Chemcel Credit Union Pasadena TX | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Chemcel, your trusted financial partner located at 9502 Bayport Blvd, Pasadena, TX 77507. Since our establishment in 1951, we have been dedicated to providing exceptional banking services tailored to meet the unique needs of our community. With over 9,400 members and a robust asset base of $159,917,322, we are proud to offer a range of products, including personal banking, auto loans, mortgage options, and business services. At Chemcel, we understand that every member's financial journey is different. That's why our experienced team, led by CEO Michael Engel and Board President Ken May, is committed to guiding you through your financial choices with care and expertise. Our friendly staff is here to help you navigate everything from savings accounts to complex loan applications. While you can visit us at our Pasadena branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 58190, Houston, TX 77258. We're equipped with modern conveniences like online banking and mobile access so you can manage your finances anytime, anywhere. With a total deposit amounting to $23,746,314 and cash on hand of $1,664,088, we pride ourselves on maintaining a solid financial foundation that benefits our members. We work hard every day to ensure your money is safe while offering competitive loan rates and personalized service. Join us today at Chemcel as we continue our commitment to serving the Pasadena community! For inquiries or assistance, don't hesitate to call us at 281-474-6381. Let's embark on this financial journey together! For more information about our services or to explore membership benefits, visit us online at Chemcel.

Branch History & Mission

Community Commitment

Chemcel is dedicated to giving back. We partner with local organizations and participate in community events that help uplift our neighbors. Whether it's sponsoring youth sports teams or supporting local charities, we are committed to making a positive impact in Pasadena and beyond. While members can visit us at 9502 Bayport Blvd for all their banking needs, official correspondence should be sent to PO Box 58190 in Houston if necessary.

Join Us

As we look towards the future, we invite you to become part of the Chemcel family. Experience firsthand how we can help you achieve your financial goals while supporting your community. For more information about membership benefits or to reach out with any questions, please call us at 281-474-6381 or visit our website at chemcel.org. Together, let's build a brighter future!

Our Journey

From humble beginnings, Chemcel has grown significantly. Today, we proudly serve over 9,400 members and manage total assets amounting to $159,917,322. Our commitment to providing personalized service has been the driving force behind our growth. Throughout the years, we have expanded our offerings to include a wide range of financial services such as checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. Our branch operates from 7:00 am to 4:30 pm on weekdays, ensuring we are available when you need us most. While we currently do not offer drive-thru banking or shared service centers, we do provide convenient ATM access for quick transactions.

Our Mission

At Chemcel, our mission is clear: we aim to empower our members through financial education and support while fostering a sense of community. We believe that strong financial foundations lead to stronger communities. That's why we prioritize not just banking services but also community outreach initiatives that help improve the lives of those around us. We strive to create an inclusive environment where everyone feels welcomed and valued. By focusing on member-centric solutions and utilizing advancements in technology such as online banking and mobile applications, we make managing your finances easier than ever.

Branch Location & Accessibility

Accessibility Features

At Chemcel, we believe in making banking easy for everyone. Our branch is designed with accessibility in mind. You'll find convenient parking options right outside our doors, along with ADA-compliant features such as ramps to ensure everyone can enter with ease.

Call to Action

We invite you to stop by Chemcel's Pasadena Office today! If you have any questions or need assistance before your visit, don't hesitate to give us a call at 281-474-6381. Experience the difference of banking with a credit union that truly cares about its members!

Operating Hours

We understand that life gets busy, which is why we offer flexible hours for our members. Our lobby is open from 7:00 am to 4:30 pm on weekdays, allowing you ample time to stop by before or after work. Whether you're looking to open an account or discuss loan options, our dedicated staff is here to assist you during these hours.

Services Available

Chemcel provides a wide range of services tailored to fit your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Plus, with ATM availability on-site, accessing cash has never been easier. While we do not have drive-thru banking at this location, our friendly team is always ready to help you inside.

Member Eligibility

Joining the Chemcel family means becoming part of a warm and welcoming community that truly cares about your financial well-being. At Chemcel, we believe everyone deserves access to exceptional banking services, and becoming a member is easier than you might think! If you live, work, or worship in the Harris County area, or if you're a family member of an existing member, you're already eligible to join us. This means that whether you're looking for a new checking account, auto loans, or personalized financial advice, we've got you covered with tailored services just for you. For more details on eligibility criteria, feel free to visit our page at https://www.chemcel.org/benefits-resources/benefits-of-membership . Getting started is simple! Just swing by our branch located at 9502 Bayport Blvd, Pasadena, TX 77507, or give us a call at 281-474-6381 during our operating hours from 7:00 am to 4:30 pm. We're here to help guide you through the account opening process and answer any questions you may have. Join us today and discover the many advantages of being a Chemcel member!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Imagine having the financial support to launch your next big project. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In addition to loans, we offer merchant services that simplify daily operations. Imagine being able to accept payments seamlessly from customers while managing your finances more effectively. With our tools, you can focus on what matters most growing your business. Visit us at 9502 Bayport Blvd Pasadena Tx 77507 in Pasadena, TX, or call us at (281) 474-6381 to learn how we can partner with you for success!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

When it comes to purchasing a vehicle, Chemcel offers auto loans that fit your budget. We provide financing options whether you're buying new or used cars. Imagine driving away in the car of your dreams without the stress of complicated financing! Our friendly team is here to help you every step of the way.

Business Banking Services

For our business members, Chemcel provides robust banking solutions including merchant services and business loans. We understand how important it is for businesses to have reliable financial support. Whether you're starting a new venture or expanding an existing one, we're here to help turn your business goals into reality.

Call Us Today!

If you have any questions about our services or would like assistance in selecting the right options for you, don't hesitate to reach out! You can contact us at 281-474-6381 during our lobby hours from 7:00 AM to 4:30 PM on weekdays. At Chemcel in Pasadena, TX, we're committed to making banking easier for you come see how we can help!

Credit Cards with Rewards

With our credit cards featuring rewards programs, every purchase brings you closer to exciting benefits. Whether it's cashback on groceries or points for travel, we believe that using your credit card should add value to your life.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer online and mobile banking services that allow you to access your accounts anytime, anywhere. Need to check your balance or transfer funds? Just log in from your phone or computer! Additionally, with ATM access available at our branch, withdrawing cash is quick and easy no long waits required.

Mortgage Loans & Refinancing

Thinking about buying a home? Our mortgage loans are designed with you in mind. From first-time buyers to those looking to refinance an existing mortgage, we offer personalized solutions that cater to your situation. Picture yourself settling into your new home with a loan that suits your financial plan perfectly.

Personal Banking Solutions

We understand that personal finance can be overwhelming. That's why our personal banking options are designed to simplify your financial journey. With various checking and savings accounts, you can easily manage your money while earning interest on your savings. If you're looking to make a significant purchase or consolidate debt, our personal loans offer flexible terms and competitive rates that work for you.

Digital & Online Banking

Online Banking Features

With our robust online banking platform, available at https://www.chemcel.org/ , you can manage your finances anytime, anywhere. Check your balance, transfer funds, and pay bills with just a few clicks. Our 24/7 online banking services ensure you have complete control over your money whenever you need it.

Secure Transfers and Payments

Need to send money to a friend? With our person-to-person transfers, sending cash is as simple as sending a text! You can also enjoy added flexibility with mobile payments once they become available. While we currently do not offer electronic signature authorization for documents, rest assured that all our services prioritize your security. In summary, Chemcel offers an array of digital tools designed to enhance your banking experience. From 24/7 online access to user-friendly apps and convenient e-statements, we are committed to helping you manage your finances with ease and confidence. Explore all these features today at https://www.chemcel.org/ !

User-Friendly App and E-Statements

For those who prefer managing their finances from their mobile devices, our mobile application is here to help. It offers a user-friendly interface that makes navigating through your accounts a breeze. Plus, signing up for e-statements means you can keep track of your transactions without the clutter of paper statements it's environmentally friendly and convenient!

Financial Strength

Focused on Growth

With $18,733,503 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $1,608 in used auto loans and a total of $98,361,582 in loans and leases available.

Growing Membership Base

We have established a trusted relationship with our members, as shown by our 19,134 total share accounts. This growing membership base reflects the trust people place in us for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Chemcel is your trusted partner. Visit us at 9502 Bayport Blvd Pasadena Tx 77507 or call (281) 474-6381 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $52,080,374 in share certificates and $10,693,289 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to efficiency is reflected in our $1,030,681, which enables us to continue offering competitive loan rates and solid financial products tailored for our members. We also take pride in having 32 full-time employees and 3 part-time employees who are ready to assist you with knowledgeable service.

Strong Financial Position

With a net worth of $20,084,949, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further underscored by our net worth ratio of $1,253, which demonstrates our capability to sustain operations and provide loans even during uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $40,673,610 in used vehicle loans and $33,297,143 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we have options to suit your needs.

Credit Lines

For added flexibility in managing your cash flow, our total credit lines amount to $12,000,000. This allows you to access funds when you need them most without the hassle of applying for a new loan each time. If you're considering refinancing any of these products or want to learn more about eligibility options, our team is here to assist you every step of the way. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Chemcel, we prioritize transparency and strive to empower our members with the best financial solutions available. Whether you're looking for an auto loan or a mortgage option, we're here to help you navigate your journey toward financial well-being.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $893,576, helping you take that important step toward owning your own home.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $7,655,232 in loans helping members manage their finances effectively. These cards are great for everyday purchases and can help build your credit history.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach guarantees that users receive fair and transparent offers. Every loan comparison reflects the current rates and terms available, allowing consumers to feel confident in their choices.

CHEMCEL FEDERAL CREDIT UNION