CHEMCEL FEDERAL CREDIT UNION

Welcome to Chemcel, your trusted financial partner located at 2740 East Main Street, Alice, TX 78332. Since opening our doors in 1951, we have proudly served the community with a commitment to providing excellent banking solutions tailored to meet your needs. With a strong membership base of 9,402 individuals and total assets exceeding $159,917,322, we are well-positioned to help you achieve your financial goals. At Chemcel, we understand that managing finances can sometimes be overwhelming. That's why our dedicated team is here to offer personalized support and guidance every step of the way. Whether you're looking for auto loans, mortgages, or personal banking services, you can count on us to provide competitive rates and flexible options that suit your lifestyle. Our leadership team, led by CEO Michael Engel and Board President Ken May, is committed to fostering a positive environment where members feel valued and empowered. With a robust net worth of $20,084,949 and cash in hand amounting to $1,664,088, we ensure that our members' funds are safe while also working hard to reinvest in the community. While members can visit us at our main branch address for all their banking needs, official correspondence should be sent to the same address: 2740 East Main Street, Alice, TX 78332. Our friendly staff is available during lobby hours from Monday through Friday from 8:30 AM to 5:30 PM and on Saturdays from 9:00 AM to 1:00 PM. We invite you to explore our range of services including checking and savings accounts, vehicle financing options, credit cards with rewards, and online banking designed specifically for you. For more information or assistance, please don't hesitate to reach out at 361-668-2064 or visit our website at Chemcel. Together, let's build a brighter financial future!

At Chemcel, we believe that everyone deserves the chance to be part of a friendly and supportive financial community. Joining us is simple! If you live, work, worship, or attend school in Alice or the surrounding areas, you're likely eligible to become a member. We welcome individuals and families alike, making it easy for you to access our range of services tailored just for you. Our members enjoy various benefits, including competitive loan rates, personalized service, and access to online banking tools that simplify managing your finances. To get started, simply visit our eligibility page at https://www.chemcel.org/benefits-resources/benefits-of-membership for the most up-to-date details on membership criteria. If you're ready to open an account or have any questions, don't hesitate to reach out at (361) 668-2064. We're here to help you every step of the way!

At Chemcel, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our commitment to providing reliable services, we ensure that your financial needs are met with confidence. With a net worth of $20,084,949, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,253 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $52,080,374 in share certificates and $10,693,289 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members by focusing our resources on benefiting you through better loan rates, lower fees, and exclusive perks. With $18,733,503 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment is reflected in our lending capacity; with $1,608 in used auto loans and $98,361,582 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is highlighted by our $1,030,681, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 32 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. In total, we have 19,134 accounts held by our growing member base that trusts us with their finances. This strong community connection helps us thrive and adapt to the evolving needs of our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Chemcel is your trusted partner. Visit us at 2740 East Main Street Alice Tx 78332 or call (361) 668-2064 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*