Chaves County School Employees CU Roswell NM | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Chaves County School Employees, your trusted partner in financial growth and community support. Located at 1401 N Lea Ave, Roswell, NM 88201, we have proudly served our members since 1952. With a commitment to excellence, we currently support over 2,400 members and manage total assets of $36,359,784. Our mission is to empower individuals and families by providing accessible financial services tailored to your needs. At Chaves County School Employees, we believe that every member deserves personalized attention and reliable resources. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgage refinancing, our dedicated team is here to help you make informed decisions. Under the leadership of CEO Laura Johnson and Board President Dan Jennings, we ensure that our services are not only comprehensive but also grounded in the values of integrity and community support. While members can visit us at our branch location, official correspondence should be sent to the same address: 1401 N Lea Ave, Roswell, NM 88201. You can reach us at (575) 623-5444 during our lobby hours from 9:00 AM to 4:30 PM, Monday through Friday. With total deposits amounting to $5,543,833 and a strong net worth of $6,834,125, our credit union is built on a solid foundation of trust and reliability. We invite you to explore our wide range of services designed specifically for your financial success. Visit us online at ccsecunm.org or call today to see how we can assist you in achieving your financial goals!

Branch History & Mission

At Chaves County School Employees, we take pride in our rich history and unwavering commitment to serving our community. Established in 1952, our branch has grown from humble beginnings to become a trusted financial partner for over 2,400 members in Roswell, NM. Located at 1401 N Lea Ave, we are conveniently situated near local schools and community centers, making it easy for our members to access essential financial services. Our mission is simple yet profound: to provide top-notch financial services while fostering a supportive environment for our members. We strive to empower individuals and families by offering products such as checking and savings accounts, auto loans, mortgages, and personal loans. We believe that financial well-being is the cornerstone of a thriving community. Over the years, Chaves County School Employees has evolved significantly. With total assets amounting to $36,359,784, we've continuously enhanced our offerings to meet the changing needs of our members. While maintaining a focus on traditional banking values, we've embraced digital advancements like online banking and e-statements to ensure that our services are accessible anytime and anywhere. We understand that every member's journey is unique. That's why we prioritize customer-centric initiatives. Our team is dedicated to providing personalized support and guidance tailored to each individual's needs. Furthermore, with features like drive-thru banking available for quick transactions, we make it easy for you to manage your finances efficiently. Community outreach remains at the heart of what we do. We actively partner with local schools and organizations to promote financial literacy and support educational initiatives. By investing in our community's future, we aim not just to serve but also to uplift those around us. While you can visit us at 1401 N Lea Ave, official correspondence should be sent to 1401 N Lea Ave, Roswell, NM 88201 if needed. Our doors are open Monday through Friday from 9:00 AM - 4:30 PM, ensuring we're available when you need us most. Join us today at Chaves County School Employees and experience firsthand the benefits of being part of a credit union that truly cares about its members and the community. Together, we can build a brighter financial future! For more information or assistance, feel free to call us at 575-623-5444 or visit our website at ccsecunm.org.

Branch Location & Accessibility

Convenient Access

At our Roswell branch, we prioritize accessibility for all members. The building is compliant with ADA standards, featuring ramps and spacious parking options to ensure everyone can visit us comfortably. Plus, our drive-thru service allows for quick and simple transactions without leaving your vehicle. Whether you're making deposits or withdrawals, we've got you covered!

Operating Hours & Contact Information

Our doors are open Monday through Friday from 9:00 AM to 4:30 PM, so you can stop by during your lunch break or after work. If you have questions or need assistance outside of these hours, feel free to give us a call at 575-623-5444. Our dedicated team is here to help with any inquiries you might have.

Services Tailored for You

We offer a variety of personal banking services tailored to meet your needs, including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. Although we don't have an ATM on-site right now, our drive-thru is perfect for quick service on the go. While members can visit us at 1401 N Lea Ave, official correspondence should be sent to the same address as well. We invite you to come see us today! Experience how Chaves County School Employees can help you manage your finances with ease and care.

Member Eligibility

At Chaves County School Employees, we believe that joining our community is more than just opening an account; it's about becoming part of a supportive family that truly cares about your financial well-being. To become a member, you simply need to be affiliated with the educational sector in Chaves County or have a family member who is. We welcome teachers, school staff, and their relatives, ensuring that everyone has access to our range of services designed for your needs. Becoming a member at our branch not only gives you access to competitive rates and tailored services but also connects you with a network of individuals focused on achieving financial success together. Ready to take the next step? Opening an account is easy! You can visit us at 1401 N Lea Ave, Roswell, NM 88201, or give us a call at 575-623-5444 for more information. If you're curious about the specific eligibility details, feel free to check out this link for all the latest information. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

But our support doesn't stop at loans. Our merchant services are designed to simplify everyday operations for business owners. Picture this: processing payments quickly and easily, allowing you to focus on serving your customers instead of worrying about transaction hassles. With tools tailored to fit your business model, we're here to help streamline your cash flow and enhance customer satisfaction. Visit us at 1401 N Lea Ave Roswell Nm 88201 in Roswell, NM, or call us at (575) 623-5444 to explore how our business banking and commercial services can help your venture thrive.

Comprehensive List Of Services

Additional Services

We also provide essential services such as ATM access (though currently unavailable), cash withdrawal services, and basic drive-thru banking for deposits, withdrawals, and simple transactions. This allows you to conduct necessary banking activities without stepping inside the branch during our operating hours from 9:00 AM to 4:30 PM. At Chaves County School Employees, we believe in making banking personal and accessible for everyone in our community. To learn more about how we can assist you with any of these services or if you have specific questions, feel free to give us a call at (575) 623-5444 or visit us online at Corporate Office. We're here to support your financial journey!

Business Banking

If you're a business owner, we have tailored solutions just for you. Our business banking services include essential tools like merchant services that simplify payment processing and business loans that can help your venture grow.

Credit Cards and Rewards

At Chaves County School Employees, we understand that rewards matter. That's why our credit cards with rewards allow you to earn points on everyday purchases. It's an easy way to get something back while managing your spending.

Online and Mobile Banking

In today's fast-paced world, convenience is key. Our robust online and mobile banking platforms ensure that you can access your accounts anytime, anywhere. With features like e-statements and electronic signature authorization, managing your finances has never been easier.

Personal Banking

Our personal banking services are tailored for individuals who want straightforward and accessible options. With checking and savings accounts, you can easily manage your day-to-day finances while earning interest on your savings. If you're in the market for a new car, our auto loans and vehicle financing options provide competitive rates that make driving away in your dream vehicle a reality. For those considering homeownership or refinancing, our mortgage loans are designed to fit various budgets and lifestyles. We also offer personal loans and debt consolidation options to help you manage expenses more effectively, giving you peace of mind.

Digital & Online Banking

Real-Time Account Management

With Chaves County School Employees' online banking, you have real-time access to your account details right at your fingertips. Whether you're checking your balance or reviewing recent transactions, managing your money has never been simpler. Plus, if you need assistance or have questions, our friendly staff is just a phone call away at 575-623-5444 during lobby hours. Experience the ease of banking with Chaves County School Employees today!

Security and Convenience

Security is a top priority for us. Our electronic signature authorization feature makes signing documents quick and safe. You can rest assured that your sensitive information is protected while enjoying the convenience of online transactions. While our mobile application isn't available yet, you can still use our website for on-the-go banking. We also offer person-to-person transfers to make sending money to friends or family easy and hassle-free though this feature is not currently available, we are continually looking to enhance our services.

Financial Strength

A Trusted Partner for Your Finances

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Chaves County School Employees is your trusted partner. Visit us at 1401 N Lea Ave Roswell NM 88201 or call 575-623-5444 to learn more about how we can help you achieve your financial goals.

Dedicated Workforce

We also take pride in having 5 full-time employees, ensuring our branch is always ready to assist you with a knowledgeable and committed team. Our staff is dedicated to providing personal service that meets your unique needs.

Investing in Your Future

With $6,834,125 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Additionally, our lending capacity is robust, with $11,205,462 in total loans and leases. This includes 355 used auto loans, supporting your financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through various avenues designed for growth. While we currently do not have any share certificates or money market shares, our focus remains on prioritizing you over non-member deposits. This ensures that our resources are concentrated on benefiting you through better loan rates and exclusive perks.

Solid Financial Foundation

With a net worth of $6,834,125, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1880 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

At Chaves County School Employees, we understand that securing the right loan is a vital step toward achieving your financial goals. Our range of loan products is designed to meet the diverse needs of our members in Roswell, NM, and surrounding areas. Whether you're looking to buy a car, purchase a home, or manage your day-to-day expenses, we have options that can help you. With over 850 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular; if you're considering buying a new vehicle, you'll be pleased to know that we have already issued over $3,939,334 in new vehicle loans and $5,974,156 in used vehicle loans. Our competitive rates make it easier than ever to get on the road with confidence. Thinking about homeownership? While we currently do not offer mortgage loans such as Junior Lien 1-4 Family Residential Properties loans totaling $0, we're committed to providing straightforward financing solutions for future homeowners. For those managing personal finances, our unsecured credit card loans can be a helpful tool. Though we currently have $0 in unsecured credit card loans available, we strive to offer flexible terms that can help you budget effectively. If you're a business owner looking for funding options, keep in mind that we provide outstanding commercial loans totaling $0, designed to support the growth and expansion of your business when they become available. We also offer total credit lines of $700,000, giving you access to funds as needed. This can be particularly useful for unexpected expenses or planned purchases. If you're interested in refinancing options or would like more information about eligibility for any of our loan products, please reach out. You can contact us at 575-623-5444 during our operating hours from 9:00 AM to 4:30 PM on weekdays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to assisting you with your borrowing needs!

Loan Aggregator

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CHAVES COUNTY SCHOOL EMPLOYEES CREDIT UNION - Roswell, NM

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