Chartway Credit Union Virginia Beach VA | Top Auto Loans & Mortgage Deals

Introduction

Welcome to Chartway, where your financial journey is our priority! Located at 5004 Ferrell Pkwy, Virginia Beach, VA 23464, we have proudly served our community since 1959. With over 256,000 members and total assets exceeding $2.98 billion, we are dedicated to providing exceptional service and support tailored to your needs. At Chartway, we understand that banking is more than just numbers; it's about building relationships. Our leadership team, led by CEO Brian Schools and Board President Nancy McMahon, is committed to ensuring that each member feels valued and heard. We work hard to create a supportive environment for all our members, whether you're looking for personal banking solutions or business services. In addition to our comprehensive offerings such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards we have robust online and mobile banking services for added convenience. We want you to manage your finances on your terms, anytime, anywhere. While members can visit us at 5004 Ferrell Pkwy, official correspondence should be sent to our mailing address: 5004 Ferrell Pkwy, Suite 100, Virginia Beach, VA 23464-8875. If you have any questions or need assistance, don't hesitate to reach out! You can contact us at 757-552-1000. Discover the difference that being a part of Chartway can make in your life. Join us today and let us help you achieve your financial goals! Visit our website at Chartway.com for more information or stop by to meet our friendly team. Your future starts here!

Branch History & Mission

Chartway has a rich legacy of serving the Virginia Beach community since its opening in 1959. Located at 5004 Ferrell Pkwy, Virginia Beach, VA 23464, our branch has become a trusted partner for over 256,000 members. As we celebrate more than six decades of service, we take pride in our growth and commitment to providing exceptional financial services. From our humble beginnings, Chartway has evolved significantly. Our total assets now stand at an impressive $2,981,758,349. This growth reflects not only our strong financial foundation but also our dedication to meeting the diverse needs of our members. We offer a wide range of services including personal banking, auto loans, mortgage options, and business solutions that empower individuals and families in their financial journeys. At Chartway, our mission goes beyond just providing financial services. We strive to make a positive impact in the community through various outreach efforts and partnerships. We believe that supporting local initiatives strengthens the fabric of our neighborhoods. Our commitment to community extends to ensuring accessibility with ADA-compliant facilities and digital advancements that make banking easier for everyone. Our operating hours are designed to accommodate your busy schedule: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. If you need assistance outside these hours, our direct tellers are available on weekdays from 8 AM to 7 PM and Saturdays from 8 AM to 3 PM. Members can enjoy convenient access to an ATM on-site and benefit from online and mobile banking features that allow you to manage your finances anytime, anywhere. While you can visit us at our branch address for all your banking needs, please direct any official correspondence to our mailing address: 5004 Ferrell Pkwy, Suite 100, Virginia Beach, VA 23464-8875. Join us at Chartway as we continue to build a brighter future together! Experience firsthand the benefits of membership with a credit union that truly cares about you and your community. For more information on how you can become a member or open an account today, visit us online or call us at (757) 552-1000. Together, let's achieve your financial goals!

Branch Location & Accessibility

Call-to-Action

We invite you to visit us at Chartway on Ferrell Parkway or give us a call at 757-552-1000 if you have any questions about our services or would like more information. Our team is excited to help you achieve your financial goals!

Nearby Landmarks and Accessibility

Our branch is nestled in a bustling part of Virginia Beach City, close to several landmarks that locals know well. If you're near the Virginia Beach Town Center or just passing through on Ferrell Parkway, stopping by is a breeze! We offer ample parking for our members, ensuring you have a hassle-free experience when you come to see us. Chartway is committed to accessibility; our branch is ADA compliant and features ramps to accommodate all visitors.

Operating Hours and Services

We understand that life can be busy, so we've tailored our operating hours for your convenience. Our lobby hours are Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. If you need assistance beyond lobby hours, our Direct Tellers are available Monday through Friday from 8 AM to 7 PM and Saturday from 8 AM to 3 PM. At Chartway, we offer a variety of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we are here for you. Plus, with ATM availability right at the branch, accessing your funds has never been easier!

Member Eligibility

Becoming a member of Chartway is like joining a family that genuinely cares about your financial well-being. If you're looking to take part in a supportive community, you'll be happy to know that membership is open to individuals who live, work, worship, or attend school in the areas we serve. This means that whether you're a local resident or just passing through, you might be eligible to join us! At Chartway, we pride ourselves on providing personalized services and a range of financial products designed to help you reach your goals. To get started with your membership journey at our branch located at 5004 Ferrell Pkwy Virginia Beach Va 23464, simply visit our website for detailed eligibility criteria at https://www.chartway.com/why-chartway/join/become-a-member.html. If you're ready to open an account, the process is straightforward and user-friendly just check out our account opening details at https://www.chartway.com/online-banking-portal.html. If you have any questions or need assistance, feel free to give us a call at (757) 552-1000. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having a reliable partner to handle your payment processing so you can focus on what you do best running your business. Our merchant services provide seamless transaction solutions that keep your cash flow steady and your customers satisfied. With easy access to funds and tailored support, we help simplify the financial side of your operations. Located at 5004 Ferrell Pkwy Virginia Beach Va 23464, Virginia Beach, VA, our team is ready to assist you. Reach out today at (757) 552-1000 to explore how we can help your business thrive!

Tailored Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $8 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,263,247, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, we offer essential tools through our Business Banking services. From Merchant Services that simplify payment processing to various types of Business Loans, we're committed to supporting local businesses thrive.

Convenient Access and Support

Accessing cash is easy with our ATM & Cash Withdrawal Services, available at various locations for your convenience. Our basic ATM access allows you to withdraw cash or check your balance whenever needed. We recognize the importance of digital banking in today's fast-paced world, which is why we emphasize ease of access through features like mobile payments and person-to-person transfers. At Chartway, we are dedicated to providing financial solutions that cater to every member's unique situation. If you're ready to explore how we can assist you today, please visit us at 5004 Ferrell Pkwy Virginia Beach Va 23464, call us at (757) 552-1000, or browse our website at Ferrell Parkway. Join us in creating a brighter financial future!

Financial Support and Credit Options

Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation come into play. We're here to help you consolidate debt or cover those unplanned costs without stress. Plus, if you're looking for rewards while spending, check out our Credit Cards with Rewards, perfect for making the most out of your purchases.

Personal Banking Solutions

Starting with personal banking, we provide various options tailored to help you manage your money effectively. Our Checking & Savings Accounts are designed with your everyday needs in mind. You can easily access your funds through our convenient Online & Mobile Banking platforms, allowing you to check balances, transfer money, and pay bills from anywhere. If you're thinking about purchasing a new car or refinancing your current one, look no further than our Auto Loans & Vehicle Financing. We understand that buying a car is a significant investment, and our competitive rates can help make it more affordable. For those planning to buy a home, our Mortgage Loans & Refinancing options come with flexible terms to fit your budget.

Digital & Online Banking

Convenient Online Banking

Our online banking platform, which you can access at https://www.chartway.com/, allows you to check your balance, transfer funds, and pay bills with just a few clicks. Whether you're at home or on the go, our 24/7 online banking services ensure you have control over your finances whenever you need it.

Mobile Application

For those who prefer mobile access, our user-friendly mobile application is available for download. It lets you carry your bank right in your pocket! You can make person-to-person transfers with ease, send money to friends or family instantly, and enjoy the convenience of mobile payments for quick transactions at stores.

Security and Accessibility

Your security is our top priority. While we do not currently offer electronic signature authorization, our systems are designed to protect your information while ensuring that you have a smooth banking experience. Plus, with e-statements available, you can view your account statements securely online without the hassle of paper clutter. At Chartway, we're committed to providing accessible and efficient banking solutions tailored to meet the needs of our members. Enjoy real-time account management and take charge of your financial journey today!

Financial Strength

Member-Centric Savings

Your savings are secure with us. We have $770,055,775 in share certificates and $383,757,951 in money market shares, both offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; our non-member deposits total $172,708,693, allowing us to focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our efficient operations contribute significantly to our success. With a net income of $3,701,320, we are able to maintain competitive loan rates while delivering solid financial products tailored for our members' needs. Our dedicated team consists of 558 full-time employees and 17 part-time employees who are always ready to assist you.

Reinvestment for Growth

With $216,105,592 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. This commitment ensures that we continue to grow alongside you. Additionally, our lending capacity is robust, with $34,007 in used auto loans and a total of $2,431,306,072 in loans and leases designed to support your financial goals across various sectors.

Solid Foundations

With a net worth of $255,995,762, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.56% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnerships

Net Shares available for lending and investments stand at $70,860,430, reinforcing our ability to provide exceptional services. Our growing member base is reflected in the total share accounts of 400,695, which shows the trust placed in us by our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Chartway is your trusted partner. Visit us at 5004 Ferrell Pkwy Virginia Beach Va 23464 or call (757) 552-1000 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $705,010,901 in used vehicle loans and $526,625,135 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you find the right financing option for your needs.

Business Financing

For business owners looking to expand or manage operations better, our outstanding commercial loans total $3,263,247, providing essential capital to help you grow your business. We also understand that sometimes circumstances change. If you're interested in refinancing any existing loans or exploring eligibility options for our products, we are here to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. If you're ready to take the next step towards your financial future or have any questions about our loan products and services at Chartway, feel free to give us a call at 757-552-1000. We're here to help!

Credit Lines and Unsecured Credit Cards

For those looking for additional flexibility in managing finances, we offer credit lines totaling $410,318,245 along with unsecured credit card loans amounting to $113,440,605. These options provide our members with the ability to handle unexpected expenses or everyday purchases more effectively.

Mortgage Options

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $127,685,064, making buying or refinancing simple. We are dedicated to guiding you through the process of securing a mortgage that fits your budget and lifestyle.

Loan Aggregator

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CHARTWAY FEDERAL CREDIT UNION - Virginia Beach, VA

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Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

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