Chartway Credit Union Virginia Beach VA | Low Mortgage Rates & Top Checking

Introduction

Welcome to Chartway, your trusted financial partner located at 1316 N Great Neck Rd, Virginia Beach, VA 23454. Established in 1959, our credit union has proudly served over 256,000 members and continues to grow with a strong commitment to the community. With total assets amounting to an impressive $2,981,758,349, we are dedicated to providing our members with the best financial services possible. At Chartway, we believe in building lasting relationships with our members. Our team of 575 employees is here to assist you in achieving your financial goals, whether you're looking for personal banking solutions like checking accounts and auto loans or business banking options tailored for local entrepreneurs. We understand that financial decisions can be daunting, which is why we offer guidance every step of the way. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to 1316 N Great Neck Rd, Virginia Beach, VA 23454. As part of our commitment to transparency and member service, we maintain a robust net worth of $255,995,762, ensuring stability and security for your deposits. With total deposits reaching $115,412,787, you can trust that your money is in safe hands. Our CEO, Brian Schools, along with Board President Nancy McMahon, leads our team with integrity and vision. Together, they foster a culture focused on member satisfaction and community engagement. Whether you're visiting us during our convenient operating hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, or Saturday from 9 AM to 1 PM or connecting with us online at Chartway.com, we're here for you. Ready to take the next step towards better banking? Call us today at 757-552-1000 or explore our services online. Join the Chartway family and experience the difference that a dedicated credit union can make in your financial journey!

Branch History & Mission

Chartway, located at 1316 N Great Neck Rd in Virginia Beach, VA, has been a cornerstone of the community since its establishment in 1959. Over the decades, this credit union has grown from a small organization into a trusted financial institution serving over 256,000 members. With total assets reaching an impressive $2,981,758,349, Chartway is dedicated to providing exceptional financial services while fostering a strong sense of community. The story of Chartway is one of commitment and service. From its humble beginnings, it has continually adapted to meet the needs of its members. The branch's journey reflects significant milestones that highlight its dedication to excellence and innovation. As technology evolved, so did Chartway's offerings introducing online banking and mobile applications to make banking easier for everyone. Chartway's mission goes beyond simply providing financial products; it aims to empower individuals and families by offering access to personal banking solutions like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. The organization believes in giving back to the community that has supported it for so long. Through various outreach programs and partnerships, Chartway actively invests in local initiatives that uplift and support those in need. While members can visit us at 1316 N Great Neck Rd for all their banking needs during our operating hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM they can also reach us at our phone number: 757-552-1000. For official correspondence or inquiries not requiring a visit, mail should be directed to the same address. Chartway is committed to ensuring accessibility for all members. With ADA compliance in place and features such as drive-thru banking and ATM availability, we strive to create an inclusive environment for everyone. Join us on this journey towards financial well-being and community empowerment. Experience the many benefits of being a member of Chartway today! Visit our website or stop by our branch to learn more about how we can help you achieve your financial goals.

Branch Location & Accessibility

Convenient Access and Amenities

At Chartway, we understand how important accessibility is for our members. Our branch features ADA-compliant facilities, including ramps and designated parking spaces to ensure everyone can visit us without hassle. Whether you're stopping by for a quick transaction or need more comprehensive services, our drive-thru banking option allows you to bank on-the-go, making it simple to handle deposits or withdrawals from the comfort of your vehicle.

Operating Hours Tailored for You

We are open Monday through Thursday from 9 AM to 5 PM, Fridays from 9 AM to 6 PM, and Saturdays from 9 AM to 1 PM. This range of hours means that whether you're an early bird or prefer to stop by after work, we have the right time for you! If you have any questions or need assistance during your visit, don't hesitate to call us at 757-552-1000; our friendly staff is always ready to help.

Services Just Around the Corner

Our branch offers a variety of personal banking services such as checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and much more. Plus, we have an ATM available for quick cash withdrawals and balance checks whenever you need them. If you're looking for a business banking solution or have questions about loans and financing options, we're here to assist! While members can visit us at 1316 N Great Neck Rd, official correspondence should be sent to the same address. We pride ourselves on being part of the Virginia Beach community and look forward to welcoming you into our Chartway family. Come see us today and discover how we can support your financial journey!

Member Eligibility

Becoming a member of Chartway is like joining a caring community where your financial well-being is our top priority. To qualify for membership, you simply need to meet a few friendly criteria. If you live, work, worship, or attend school in the areas we serve, you're already eligible! We welcome individuals and their families who share these connections to become part of our family. Joining Chartway offers you access to personalized banking services tailored to your needs, as well as competitive rates on loans and savings accounts that can help you achieve your financial goals. The process of becoming a member is straightforward and welcoming. You can start by visiting us at 1316 N Great Neck Rd Virginia Beach Va 23454 or checking out more details about eligibility at https://www.chartway.com/why-chartway/join/become-a-member.html. When you're ready to open an account, just head over to our online portal at https://www.chartway.com/online-banking-portal.html, or give us a call at (757) 552-1000 for assistance. We're excited to help you take this important step toward better banking!

Business Banking & Commercial Services

Merchant Services Made Easy

Imagine being able to process payments seamlessly while managing your cash flow effectively. Our merchant services empower you to accept payments from customers effortlessly, ensuring you never miss a sale. With tools designed for ease of use, you can focus more on your business and less on transactions. Join us at Chartway, located at 1316 N Great Neck Rd, Virginia Beach, VA 23454, where we are dedicated to seeing your business thrive! Call us today at 757-552-1000 to learn more about how our tailored solutions can meet your needs.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $8 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,263,247, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

For those who prefer face-to-face interactions or need quick access to cash, our branch provides basic drive-thru banking services for deposits, withdrawals, and simple transactions. Our ATM also ensures that you can quickly check balances or withdraw cash without stepping inside the branch. We invite you to experience all that Chartway has to offer. Our friendly team is ready to assist you with any questions or concerns at 757-552-1000. Come visit us during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Ready to take control of your financial future? Explore more about how our services can benefit you by visiting Chartway. Join us today and see how we can help fulfill your financial goals!

Business Banking

For our entrepreneur members, Chartway offers robust business banking solutions including merchant services and business loans that can help turn your ideas into reality. We understand the challenges of running a business and are here to provide support every step of the way.

Digital Convenience

In today's fast-paced world, convenience matters. That's why we offer online and mobile banking solutions that let you manage your accounts anytime, anywhere. With features like person-to-person payments and mobile payments at your fingertips, managing your finances has never been easier.

Loans and Credit Solutions

Need a little extra cash? Our personal loans can assist with everything from unexpected expenses to debt consolidation, giving you a fresh start. Plus, our credit cards come with rewards that allow you to earn while you spend. Whether it's for everyday purchases or special occasions, we make it easy to find the right credit solution for your lifestyle.

Personal Banking

Our personal banking options are designed with you in mind. From checking and savings accounts that help you manage your day-to-day finances, to auto loans and vehicle financing that make it easier to drive off in the car of your dreams, we've got you covered. If homeownership is on your horizon, consider our mortgage loans and refinancing options that can help you secure the best rates.

Digital & Online Banking

Key Features

Our mobile application makes it easy for you to take control of your finances right from your smartphone. You can enjoy features like mobile payments, allowing you to make purchases quickly and securely without needing your wallet. Plus, person-to-person transfers mean sending money to friends or family is as simple as a text message. For those who prefer paperless transactions, e-statements are available to keep your financial records organized and easily accessible. You won't have to worry about lost paperwork again! And while we currently do not offer electronic signature authorization, rest assured that our processes remain secure and user-friendly.

Security and Accessibility

Security is always a priority at Chartway. Our online banking platform uses advanced measures to protect your information, ensuring peace of mind while you manage your accounts online. We believe in making banking as easy as possible. With real-time account management features and intuitive navigation, you can access what you need quickly and efficiently. Whether you're on the go or at home, our digital banking services are designed with you in mind. Explore all these benefits and more by visiting us at https://www.chartway.com/ today! Your financial freedom starts here with Chartway.

Financial Strength

A Growing Community

Total Share Accounts stand at 400,695, showing a strong and growing member base that trusts us with their finances. With Net Shares available for lending and investments at $70,860,430, we are well-positioned to support your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Chartway is your trusted partner. Visit us at 1316 N Great Neck Rd Virginia Beach Va 23454 or call (757) 552-1000 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $216,105,592 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $34,007 in used auto loans and a total of $2,431,306,072 in loans and leases.

Member-Centric Savings

Members' savings are secured through $770,055,775 in share certificates and $383,757,951 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $172,708,693, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $3,701,320 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 558 full-time employees and 17 part-time employees. This dedicated team ensures our branches are always ready to serve you with knowledge and commitment.

Strong Financial Health

With a net worth of $255,995,762, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.56% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $705,010,901 in used vehicle loans and $526,625,135 in new vehicle loans already helping members get on the road. We offer competitive rates and flexible terms to help make your next vehicle purchase smooth and affordable.

Business Financing

For business owners, our outstanding commercial loans totaling $3,263,247 provide the capital needed to grow and expand. Whether it's for purchasing inventory or upgrading equipment, we are here to support your business journey.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $127,685,064, make buying or refinancing simple. We have various plans to suit different budgets and preferences. If you're considering refinancing your current mortgage, we can guide you through the eligibility process and help you find the best solution.

Personal Service & Guidance

Our dedicated team is here to help you understand all available options and find the right loan for your situation. Don't hesitate to ask about our refinancing opportunities if you're looking for better terms on existing loans. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today or check out our website at Chartway for more information about our loan offerings and how we can assist you in reaching your financial aspirations!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $113,440,605 in loans helping members manage their finances effectively. These cards provide a convenient way to handle everyday purchases while also offering rewards programs that can benefit you.

Loan Aggregator

Benefits of Using LendMesh

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Call to Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that the offers presented are both fair and transparent.

CHARTWAY FEDERAL CREDIT UNION - Virginia Beach, VA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

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