Chartway Credit Union

Nestled in the thriving Virginia Beach community, the Chartway Credit Union branch at 2089 General Booth Blvd is your trusted partner for personalized financial solutions. Whether you’re looking to secure some of the best auto loans with competitive rates or exploring low mortgage loans and refinancing options to make homeownership more attainable, this branch offers expert advice in a welcoming atmosphere. Open Monday through Thursday from 9 am to 5 pm, Fridays until 6 pm, and Saturdays from 9 am to 1 pm, members also enjoy extended direct teller hours and convenient ATM services for quick cash withdrawals and balance checks.
With over 256,000 members and nearly $3 billion in assets, Chartway provides a comprehensive range of personal banking options including top-rated checking and savings accounts designed for everyday convenience. Business owners benefit from flexible business loans and merchant services, while individuals can take advantage of credit cards with rewards plus personal loans tailored for debt consolidation. Robust online and mobile banking platforms keep your finances accessible anytime, anywhere.
Visit the Chartway branch at 2089 General Booth Blvd today to explore trusted auto financing or mortgage solutions crafted just for you. Experience local service that puts your financial future first—contact us for personalized guidance!
Phone: 757-552-1000 | https://www.chartway.com

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Equity Loan
6.49 %
20 Yrs
90 %
home equity
Fixed Rate Option
6.49 %
15 Yrs
heloc
Variable with Fixed Rate Option
8 %
90 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
FHA
FIXED
FHA
6.5 %
7.217 %
0.125
30.0 Yrs
CONVENTIONAL
FIXED
30 Years
7.0 %
7.0 %
30.0 Yrs
CONVENTIONAL
FIXED
15 Years
7.25 %
7.25 %
15.0 Yrs
CONVENTIONAL
FIXED
First-Time Homebuyer
8.0 %
8.0 %
30.0 Yrs
VA
FIXED
15 Years
6.125 %
6.451 %
15.0 Yrs
VA
FIXED
VA
6.625 %
6.834 %
30.0 Yrs
FHA
FIXED
15 Years
5.875 %
6.587 %
0.375
15.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Shared & certificate secured loans
3 %
12 Yrs
Signature loan
11.74 %
5 Yrs
Line of credit
12.24 %
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
Cars
4.24 %
6 Yrs
Auto
SUVs
4.29 %
6 Yrs
Auto
Trucks
4.34 %
6 Yrs
Auto
Vans
4.39 %
6 Yrs

Introduction

Welcome to Chartway, your trusted financial partner located at 2089 General Booth Blvd, Virginia Beach, VA 23454. Since our establishment in 1959, we have been dedicated to providing personalized banking solutions tailored to meet the needs of our community. With a strong membership base of over 256,000 members, we pride ourselves on fostering relationships built on trust and transparency. At Chartway, we are committed to your financial well-being. Our total assets amount to an impressive $2,981,758,349, ensuring that we have the resources to support you in achieving your goals. Whether you're looking for auto loans, mortgage options, or personal banking services, our extensive portfolio includes over 153,913 loans and leases, reflecting our commitment to helping you secure the financing you need. Led by our CEO, Brian Schools, and Board President Nancy McMahon, our team of 575 dedicated employees is here to assist you every step of the way. We believe in giving back to the community; that's why we've established a net worth of $255,995,762 and maintain a robust cash reserve of $81,423,879 for your peace of mind. While members can visit us at our branch location for friendly service and expert advice, official correspondence should be sent to the same address: 2089 General Booth Blvd, Virginia Beach, VA 23454. We invite you to explore our website at Chartway for more information about our services or give us a call at 757-552-1000. Discover how we can help you navigate your financial journey today!

Branch History & Mission

Community Focus

Chartway's commitment to community support is evident through various initiatives we undertake throughout the year. From sponsoring local events to offering scholarships for students pursuing higher education, we believe in giving back and fostering growth within Virginia Beach. With ATM availability at our location and no drive-thru service offered, we focus on providing personalized experiences inside the branch where members can receive expert guidance tailored to their needs. As we look towards the future, we invite you to join us at Chartway. Experience firsthand the benefits of being part of a credit union that truly cares about its members. Let us help you achieve your financial goals while making a difference together in our vibrant community. For more information or to become a member today, please visit Chartway or call us at 757-552-1000. Together, let's build a brighter financial future!

Our Mission

At Chartway, our mission goes beyond just banking; it's about making a meaningful impact in the lives of those we serve. We believe in empowering our members through financial education and resources. Our services include personal banking solutions such as checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking options. We are dedicated to enhancing community well-being through various outreach programs and partnerships. Our commitment extends to offering exceptional customer service while maintaining a focus on inclusivity and accessibility for all individuals. We are proud to be ADA compliant, ensuring that everyone can access our services without barriers. While members can visit us at 2089 General Booth Blvd, official correspondence should be sent to 2089 General Booth Blvd, Virginia Beach, VA 23454 if needed. With operating hours from Monday to Thursday 9 AM - 5 PM, Friday 9 AM - 6 PM, and Saturday from 9 AM - 1 PM for lobby services alongside extended hours for direct tellers we strive to make it easy for you to manage your finances.

Branch Location & Accessibility

Connect With Us Today!

If you have questions or want to learn more about how we can assist you with your financial goals, don't hesitate to give us a call at 757-552-1000. We look forward to welcoming you into the Chartway family!

Convenient Access and Parking

At Chartway, we know how important it is to have easy access to your banking services. Our location offers ample parking spaces, ensuring that you can quickly park and pop inside without hassle. For those who may need assistance, our branch is fully ADA compliant with ramps and accessible features to make your visit comfortable.

Friendly Banking Hours

We understand that life can be busy. That's why our lobby hours are designed to accommodate your schedule. Visit us Monday through Thursday from 9 AM to 5 PM, Friday until 6 PM, and Saturday mornings until 1 PM. If you need help with transactions outside of lobby hours, our Direct Tellers are available Monday to Friday from 8 AM to 7 PM and Saturday from 8 AM to 3 PM.

Services Tailored for You

At Chartway, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we're here to support you every step of the way. Plus, with ATM availability on-site, accessing cash is simple and straightforward. While members can visit us at our branch address for all your banking needs, any official correspondence should be directed to our mailing address at the same location: 2089 General Booth Blvd, Virginia Beach, VA 23454.

Member Eligibility

Becoming a member of Chartway feels like stepping into a welcoming community where your financial needs are understood and prioritized. To join us at our branch located at 2089 General Booth Blvd Virginia Beach Va 23454, you'll find that eligibility is accessible to many in the community. Whether you're a resident of Virginia Beach, part of the local workforce, or even related to someone who is, you're likely to qualify! We invite you to explore the details further by visiting our eligibility page at https://www.chartway.com/why-chartway/join/become-a-member.html. Joining Chartway opens up a world of benefits designed just for you like personalized banking services, competitive loan rates, and dedicated support from our friendly team. The process of opening an account is straightforward and can be done online; simply head over to https://www.chartway.com/online-banking-portal.html to get started. If you have any questions along the way, feel free to reach out to us at (757) 552-1000. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine having a payment processing solution that works as hard as you do. Our merchant services simplify transactions, allowing you to focus on what matters most growing your business. With easy-to-use systems, you can accept payments anytime and anywhere, ensuring your customers have a smooth experience. Located at 2089 General Booth Blvd, Virginia Beach, VA 23454, our team is ready to assist you with all your business banking needs. For inquiries, call us at 757-552-1000 or visit us online at Chartway. Let's work together to make your business goals a reality!

Tailored Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $8 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,263,247, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For small business owners, we provide essential support through our business banking services, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to help with financing options tailored specifically for businesses.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that let you manage your finances from anywhere. Need to check your balance? Transfer money? Pay bills? You can do it all quickly and securely right from your smartphone or computer. With ATM and cash withdrawal services, accessing your money is hassle-free. You can enjoy basic ATM access for withdrawals and balance checks at convenient locations throughout the area.

Financial Growth and Support

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. We understand that managing debt can be challenging, so we offer personalized solutions that help simplify your finances. Our credit cards with rewards are perfect for those who enjoy earning benefits on their everyday purchases. From cash back to travel points, we want to reward you for being a member of Chartway.

Join Us Today!

At Chartway, we aim to build lasting relationships with our members by providing exceptional service tailored just for you. If you're ready to take control of your financial future, give us a call at (757) 552-1000 or visit us at 2089 General Booth Blvd Virginia Beach Va 23454 in Virginia Beach today! Explore how our wide range of services can benefit you personally or in business because at Chartway, we're more than just a credit union; we're your financial partner every step of the way!

Personal Banking Solutions

For those seeking personal banking solutions, we offer checking and savings accounts that fit your lifestyle. Imagine having easy access to your funds while earning interest on your savings. Our accounts are designed to be user-friendly and provide the flexibility you need, whether you're budgeting for groceries or planning a vacation. If you're in the market for a vehicle, our auto loans and vehicle financing options make purchasing a car straightforward. With competitive rates and flexible terms, we can help get you behind the wheel without breaking the bank. Additionally, if you're considering home ownership or refinancing, our mortgage loans are tailored to suit your financial goals. We take pride in guiding you through the mortgage process to ensure it's as smooth as possible.

Digital & Online Banking

Key Features for Your Convenience

One of the standout features of our online banking service is the ability to set up e-statements. This option not only helps you go green but also allows for quick and easy access to your account statements whenever you need them. Plus, with our secure person-to-person transfer feature, sending money to friends and family has never been easier. For those who love the convenience of mobile payments, we've got you covered too! Our mobile payments feature lets you make transactions right from your phone whether you're out shopping or dining.

Security You Can Trust

Security is a top priority at Chartway. We ensure that all your transactions are protected with the latest encryption technology. While we currently do not offer electronic signature authorization for documents, rest assured that every step is taken to keep your information safe. In summary, Chartway's digital and online banking services provide accessible solutions for all your banking needs. Experience real-time account management and enjoy the freedom of banking on your terms!

Financial Strength

Commitment to Innovation

With $216,105,592 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also impressive; with $34,007 in used auto loans and $2,431,306,072 in total loans and leases, we support members' financial goals across various sectors.

Growing Member Trust

Total Share Accounts stand at 400,695, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $70,860,430, further illustrating our commitment to your financial well-being. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Chartway is your trusted partner. Visit us at 2089 General Booth Blvd Virginia Beach Va 23454 or call (757) 552-1000 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $770,055,775 in share certificates and $383,757,951 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $172,708,693, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $11,540,561 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 558 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $255,995,762, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $856 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $705,010,901 in used vehicle loans and $526,625,135 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, our team is here to guide you through the process and find the best option for your needs.

Business Loans

For business owners, our outstanding commercial loans totaling $3,263,247 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses and are committed to supporting your success. Our team at Chartway, located at 2089 General Booth Blvd Virginia Beach Va 23454, Virginia Beach, VA, is ready to assist you with any questions about our loan products. You can reach us at (757) 552-1000 during our convenient operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. If you're interested in refinancing options or want to learn more about eligibility requirements, please visit our website for detailed information: https://www.chartway.com/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With our commitment to transparency and member satisfaction, we look forward to helping you make informed decisions about your financial future!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $127,685,064, make buying or refinancing simple. We provide personalized service to help you navigate the home-buying process smoothly.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $113,440,605 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to fit your lifestyle.

Loan Aggregator

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