Chartway Credit Union Suffolk VA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Chartway, your trusted financial partner located at 5836 Harbour View Blvd Ste 300, Suffolk, VA 23435. Since our establishment in 1959, we have proudly served the Suffolk community and beyond, building strong relationships with our 256,747 members who rely on us for their financial needs. At Chartway, we are committed to providing exceptional banking services that empower our members to achieve their financial goals. With total assets of over $2.98 billion, we are equipped to offer a wide range of services, including personal banking, auto loans, mortgages, and business financing. Our dedication is evident in our impressive total deposits of $115,412,787, which reflects the trust our members place in us. Our leadership team is led by CEO Brian Schools and Board President Nancy McMahon, both of whom are deeply invested in the well-being of our members and the community. Our team of 575 employees works diligently to ensure that you receive personalized service and support every step of the way. Whether you're looking to open a checking account or secure a loan, we're here for you. Feel free to visit us during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. You can also reach us at 757-552-1000 for any inquiries or assistance. While members can visit us at 5836 Harbour View Blvd Ste 300, official correspondence should be sent to the same address for your convenience. Join us at Chartway today and experience the difference of being part of a credit union that truly cares about its members! For more information about our services or to become a member, visit us online at Chartway.

Branch History & Mission

Welcome to Chartway, a credit union deeply rooted in community and service since its inception in 1959. Located at 5836 Harbour View Blvd Ste 300 in Suffolk, VA, our branch has grown alongside the residents we serve, nurturing a legacy of trust and support. As a part of the larger Chartway family, headquartered in Virginia Beach, VA, we are proud to call Suffolk our home. Over the years, Chartway has transformed from a small financial institution into a robust organization with over 256,000 members and total assets exceeding $2.98 billion. Our commitment to fostering strong relationships with our members has driven our steady growth and innovation. We are dedicated to providing not just financial services but also valuable resources that empower individuals and families to achieve their dreams. Our mission is clear: we strive to enhance the financial well-being of our members while giving back to the communities that support us. At Chartway, we believe in building lasting connections through personalized service and community outreach initiatives. Whether it's supporting local charities or hosting financial education workshops, we are passionate about making a positive impact on those around us. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be sent to our mailing address: 5836 Harbour View Blvd Ste 300, Suffolk, VA 23435-3877. Chartway offers various services designed with your needs in mind, including checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards with rewards. Our digital advancements ensure that banking is accessible wherever you are; features like online banking and mobile payments make managing your finances simple and convenient. With an ATM available at our location, you can access your funds easily whenever needed. We invite you to join our growing family at Chartway. Experience firsthand how we prioritize member satisfaction while working together for a brighter future. Come see how we can help you navigate your financial journey! For more information or assistance, feel free to contact us at 757-552-1000 during our operating hours: Monday through Thursday from 9 AM to 5 PM; Friday from 9 AM to 6 PM; and Saturday from 9 AM to 1 PM. Join us today and become part of a community-focused credit union that truly cares!

Branch Location & Accessibility

Welcome to Chartway at the Harbour View branch! Conveniently situated at 5836 Harbour View Blvd Ste 300, Suffolk, VA 23435, our location is designed with your needs in mind. Whether you're coming from nearby landmarks like the bustling Harbour View Marketplace or the serene Nansemond River, you'll find us easily accessible. At Chartway, we prioritize making banking as convenient as possible for our members. Our branch features accessible parking and ADA-compliant entrances to ensure everyone can visit us comfortably. Plus, while our branch is a welcoming space for all your financial needs, please note that we do not have drive-thru service; however, our dedicated team is ready to assist you inside. Our operating hours are structured to fit your busy schedule. You can visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. If you need assistance outside of these hours, our Direct Tellers are available Monday through Friday from 8 AM to 7 PM and Saturday from 8 AM to 3 PM. In addition to traditional banking services such as checking and savings accounts, we offer a variety of loans including auto financing and mortgages. Our ATM is also available for quick cash withdrawals or balance checks whenever you need it. For any official correspondence, feel free to send mail to the same address: 5836 Harbour View Blvd Ste 300, Suffolk, VA 23435-3877. If you have questions or want to know more about how we can help you achieve your financial goals, don't hesitate to give us a call at 757-552-1000. We're here for you! Come by and experience the friendly service that sets Chartway apart.

Member Eligibility

At Chartway, we believe that becoming a member is like joining a family where everyone supports each other. If you're looking to join our community, it's easy! You can become a member if you live, work, or attend school in specific areas we serve, as well as if you have an immediate family member who is already a member. This opens the door to a world of financial services designed with your needs in mind. By choosing Chartway, you gain access to personalized banking solutions, competitive rates on loans, and the warmth of a community-focused credit union. To learn more about our eligibility criteria and see if you qualify, please visit this link. Once you're ready to open your account, the process is straightforward! Just head over to our online banking portal at this link, or feel free to give us a call at (757) 552-1000. We're here to help you every step of the way as you embark on this exciting journey with us at Chartway, located at 5836 Harbour View Blvd Ste 300 Suffolk Va 23435.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $8 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,263,247, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments seamlessly at your storefront or online, giving your customers a smooth shopping experience. Our merchant services make it easy for you to manage transactions effectively, allowing you to focus on what matters most growing your business. Visit us at 5836 Harbour View Blvd Ste 300 Suffolk Va 23435, Suffolk, VA, or call us at (757) 552-1000 to learn how our business banking and commercial services can empower your business journey today!

Comprehensive List Of Services

ATM and Cash Withdrawal Services

Need cash on the go? Our branch provides full ATM services, ensuring you have easy access to your money whenever you need it. You can withdraw cash or check your balance with ease at any of our ATMs. At Chartway, we believe in making banking as simple as possible while providing exceptional service tailored just for you. If you have questions about any of our services or want to learn how we can assist with your financial goals, don't hesitate to reach out! Give us a call at 757-552-1000 or visit us today. We look forward to welcoming you into the Chartway family!

Business Banking Services

For our entrepreneurial members, Chartway offers robust business banking solutions, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we have the resources and expertise to support your growth.

Credit Cards and Rewards

Who doesn't love rewards? With our credit cards featuring rewards programs, you can earn points on everyday purchases that can be redeemed for travel, merchandise, or even cash back. It's like getting paid to spend!

Digital Banking Made Easy

In today's fast-paced world, convenience is key. That's why we've invested in online and mobile banking services that allow you to manage your accounts from anywhere at any time. With features like mobile payments, person-to-person transfers, and e-statements, accessing your funds has never been simpler or more secure.

Personal Banking Solutions

Whether you're just starting out or planning for the future, our personal banking options make managing your finances easy and accessible. We offer various checking and savings accounts designed to help you save for that dream vacation or build an emergency fund. Our auto loans and vehicle financing can get you behind the wheel of a new car without the stress of high payments. Imagine driving off in your dream vehicle with terms that work for you! If you're considering buying a home, our mortgage loans and refinancing options provide flexible choices to suit your situation. We understand that every member's journey is unique, which is why we also offer personal loans and debt consolidation to help simplify your finances.

Digital & Online Banking

At Chartway, we understand that managing your finances should be as easy and secure as possible. That's why we offer a range of digital and online banking services designed to fit your lifestyle, giving you the freedom to bank anytime, anywhere. With our 24/7 Online Banking Services, you can access your accounts whenever you need, whether it's day or night. Our user-friendly platform allows you to check balances, transfer funds, and manage your transactions with just a few clicks. If you're looking for a more on-the-go solution, our Mobile Application makes it even easier to stay connected to your finances. You can download it today and enjoy banking at your fingertips. One of the standout features at Chartway is the ability to make Person-to-Person Transfers effortlessly. Whether you're splitting a dinner bill with friends or sending money to family, our service makes it quick and simple. Plus, if you're interested in making purchases or paying bills directly from your mobile device, our Mobile Payments Feature has you covered. For those who prefer going paperless, we provide E-Statements, allowing you to view your account statements online without the clutter of physical paperwork. This not only helps the environment but also keeps your information organized and easily accessible. While we do not currently offer Electronic Signature Authorization, rest assured that all our digital services prioritize security. We employ robust measures to keep your personal information safe while ensuring a smooth banking experience. Curious about what else we offer? Explore all our digital banking features by visiting us at https://www.chartway.com/ and discover how easy it is to take control of your financial journey with Chartway!

Financial Strength

At Chartway, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our robust financial health, ensuring you can trust us with your savings and loans. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $255,995,762, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $856 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $770,055,775 in share certificates and $383,757,951 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $172,708,693, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $216,105,592 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $34,007 in used auto loans and $2,431,306,072 in total loans and leases. Our operational efficiency is highlighted by a net income of $11,540,561, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 558 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With net shares totaling $70,860,430, we have funds available for lending and investments that further bolster our stability. Total Share and Deposit Accounts stand at 400,695, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Chartway is your trusted partner. Visit us at 5836 Harbour View Blvd Ste 300 Suffolk Va 23435 or call (757) 552-1000 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $705,010,901 in used vehicle loans and $526,625,135 in new vehicle loans already helping members get on the road. We provide flexible financing options for both new and used vehicles, ensuring that you find the right fit for your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $3,263,247 provide the capital needed to grow and expand. We are committed to supporting local businesses and helping them thrive. If you're considering refinancing any of these products or want to explore eligibility options, don't hesitate to reach out. Our knowledgeable staff at Chartway, located at 5836 Harbour View Blvd Ste 300 Suffolk Va 23435, Suffolk, VA, is ready to assist you. You can contact us at (757) 552-1000 during our operating hours: M-Thurs 9 am - 5 pm; Fri 9 am - 6 pm; and Sat 9 am - 1 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We invite you to explore our offerings further on our website at https://www.chartway.com/. Let us help you find the right loan product tailored just for you!

Credit Cards and Lines of Credit

We also offer flexible terms on unsecured credit card loans, with a total of $113,440,605 in loans helping members manage their finances effectively. Additionally, our credit lines allow for easy access to funds when you need them most, with total credit lines amounting to $410,318,245.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $127,685,064, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our team is here to guide you through the process.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that users can trust the information presented, knowing it adheres to regulatory requirements. By focusing on transparency and accuracy, LendMesh helps users navigate their borrowing choices with confidence.

CHARTWAY FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans