Type of Loan Offerings
Home Equity Loans
Mortgage Loans
Loan Type
Product Type
Program Type
Rate
APR
Points
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Personal Loans
Vehicle Loans
Introduction
Welcome to Chartway, your trusted partner in financial well-being! Located at 4320 Hampton Blvd, Norfolk, VA 23508, we are proud to serve our community with dedication and care since our establishment in 1959. With a total membership of 256,747 and assets exceeding $2.98 billion, we are committed to helping our members achieve their financial goals. At Chartway, we believe in building strong relationships with our members, which is why we focus on providing personalized services tailored to your needs. Whether you're looking for a loan or simply want to manage your savings better, we've got you covered. Our total loans amount to 153,913, while our total deposits stand at an impressive $115,412,787. This reflects not just our stability but also the trust that our members place in us. We are led by the capable hands of CEO Brian Schools and Board President Nancy McMahon, who ensure that we remain focused on serving you better each day. Our team of 575 employees is always ready to assist you with any inquiries or services you may need. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: 4320 Hampton Blvd, Norfolk, VA 23529-2406. Feel free to reach out to us at 757-552-1000 during our operating hours from Monday to Friday between 8 AM and 7 PM and Saturday from 8 AM to 3 PM. Join us at Chartway as we continue to make a positive impact in the lives of our members and the community. Visit us online at chartway.com or stop by today we're excited to help you take control of your financial future!
Branch History & Mission
Our Journey
Chartway was founded with a mission to provide accessible financial services while fostering community growth. From our humble beginnings, we have evolved to meet the changing needs of our members. Our commitment to excellence and innovation in banking has propelled us forward, allowing us to introduce digital advancements such as online banking and mobile payments that make managing your finances easier than ever. Our branch is more than just a place for transactions; it's a hub for community engagement. We believe in giving back, which is why we actively participate in outreach programs and partnerships that uplift local organizations. Whether it's sponsoring local events or providing resources to those in need, we strive to make a positive impact right here in Norfolk.
Our Mission
At Chartway, our mission is straightforward: we are dedicated to helping our members achieve their financial goals while enhancing the quality of life in our communities. We focus on providing personalized service that meets the unique needs of each member. With services ranging from basic ATM access to comprehensive loan offerings, we are here to support you every step of the way. We invite you to visit us during our operating hours: Monday through Friday from 8 AM to 7 PM and Saturday from 8 AM to 3 PM. Our friendly staff is always ready to assist you with any questions or concerns you may have. And if you need help outside of these hours, don't worry! You can access an ATM at our location for quick transactions. While members can visit us at 4320 Hampton Blvd, official correspondence should be sent to 4320 Hampton Blvd, Norfolk, VA 23529-2406 if different. Join Chartway today and experience the difference that comes with being part of a community-focused credit union. Let us be your trusted partner on your financial journey! For more information about membership or opening an account, please call us at 757-552-1000 or visit Chartway. Together, we can build a brighter financial future!
Branch Location & Accessibility
Nearby Landmarks and Accessibility
Our branch is situated near popular landmarks that make it a breeze to stop by. Just a short drive from the bustling downtown area and close to local eateries, you can easily fit a visit into your day. We prioritize accessibility for everyone, with ADA-compliant features such as ramps and designated parking spots, ensuring that all members can comfortably access our services.
Operating Hours and Services
We understand that life gets busy! That's why our lobby hours are designed to accommodate your schedule: Monday through Friday from 8 AM to 7 PM and Saturday from 8 AM to 3 PM. Although we don't offer drive-thru services, we do provide ATM services for quick withdrawals and balance checks right at our location. If you need assistance or have questions about your account, feel free to give us a call at 757-552-1000. Our friendly staff is always ready to help! While members can visit us at 4320 Hampton Blvd for transactions and inquiries, please note that official correspondence should be sent to our mailing address at 4320 Hampton Blvd, Norfolk, VA 23529-2406.
Visit Us Today!
At Chartway, we believe in building lasting relationships with our members. We invite you to visit us today and discover how we can support your financial journey. Whether you're looking for loans, savings options, or just some advice on managing your money, we're here for you!
Member Eligibility
Becoming a member of Chartway is like stepping into a warm, welcoming community where your financial needs are understood and valued. If you live, work, worship, or attend school in the Norfolk area, you're likely eligible to join us! We believe everyone deserves access to quality financial services, which is why we welcome individuals who share our commitment to bettering their lives and their communities. To find out more about the specific eligibility criteria and see if you qualify, check out this helpful resource: https://www.chartway.com/why-chartway/join/become-a-member.html. Joining Chartway comes with many advantages, including competitive rates on loans and savings accounts, personalized service, and a strong sense of belonging. Opening an account is simple just visit us at our branch located at 4320 Hampton Blvd Norfolk Va 23508, or get started online through our account opening portal available here: https://www.chartway.com/online-banking-portal.html. If you have any questions or need assistance, feel free to give us a call at (757) 552-1000. We're excited to welcome you into our family!
Business Banking & Commercial Services
Merchant Services That Empower
In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine serving customers with ease accepting payments quickly while managing transactions from one platform. This not only enhances customer satisfaction but also streamlines your operations. Located at 4320 Hampton Blvd Norfolk Va 23508, Norfolk, VA 23508, our experienced team is ready to partner with you on your journey toward success. Contact us at (757) 552-1000 to explore how our business banking services can meet your needs today!
Tailored Loan Solutions
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $8 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,263,247, we continue to drive economic growth by financing new and expanding businesses.
Comprehensive List Of Services
ATM Services
One of the essential services we offer is our ATM Services Only. Whether you need to make withdrawals or check your balance, our ATMs provide basic access that fits right into your busy lifestyle. Imagine it's a Saturday morning, and you're heading out for brunch with friends. A quick stop at our ATM lets you grab cash without any hassle.
Digital Banking Features
In addition to traditional services, we understand the importance of convenience in today's world. That's why Chartway offers digital banking features that make managing your finances easier than ever. With our online banking system, you can view your accounts, transfer funds, and even set up automatic payments all from the comfort of your home or on the go with your mobile device. Our mobile app allows you to carry your bank in your pocket, giving you peace of mind wherever life takes you.
Final Thoughts
In summary, Chartway aims to be more than just a place for banking; we strive to be a partner in your financial well-being. From straightforward ATM access to robust digital banking options, we are here to support your financial goals every day. We invite you to visit us at 4320 Hampton Blvd Norfolk Va 23508 or explore more about what we offer by visiting our website at Odu Itm. Join us today and experience a credit union that truly cares about its members!
Member Support
Our commitment extends beyond just transactions. At Chartway, our team is here to assist you every step of the way. Whether you're looking for guidance on opening an account or need help navigating our online services, feel free to reach out at (757) 552-1000 during our operating hours: Monday through Friday from 8 AM to 7 PM and Saturday from 8 AM to 3 PM.
Digital & Online Banking
Key Features
With our 24/7 online banking services, you can check balances, pay bills, and transfer funds whenever it suits you. If you're looking for an even more mobile experience, our user-friendly mobile application allows you to manage your accounts right from your smartphone. Plus, with the ability to make person-to-person transfers, sharing money with friends and family has never been easier.
Real-Time Management
With real-time account management features available through both our online platform and mobile app, you'll always know where your money is going. You can set up alerts to keep track of transactions and stay on top of your finances effortlessly. At Chartway, we're committed to providing tools that make banking simple and accessible for everyone. Join us today and experience the ease of digital banking!
Security and Accessibility
Your security is our top priority. While we currently do not offer electronic signature authorization, rest assured that all transactions are protected with robust security measures. You can also opt for e-statements to keep your documents organized and environmentally friendly. Additionally, our mobile payments feature lets you make purchases quickly and easily without needing cash or cards. This means less hassle when you're out shopping or dining.
Financial Strength
Growing Trust
The strength of our membership is reflected in the 400,695 total share accounts that showcase the trust placed in us by our growing member base. Net Shares available for lending and investments stand at $70,860,430, illustrating our capacity to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Chartway is your trusted partner. Visit us at 4320 Hampton Blvd Norfolk Va 23508 or call (757) 552-1000 to learn more about how we can help you achieve your financial goals.
Member-Centric Savings Options
Members' savings are secured through $770,055,775 in share certificates and $383,757,951 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $172,708,693, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our operational efficiency shines through with a net income of $11,540,561, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 558 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Reinvestment in Your Future
With $216,105,592 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $34,007 in used auto loans and $2,431,306,072 in total loans and leases, supporting members' financial goals across various sectors.
Solid Financial Health
With a net worth of $255,995,762, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $856 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Additional Options
For those interested in business financing, our outstanding commercial loans totaling $3,263,247 provide the capital needed to grow and expand your business. We are committed to supporting local entrepreneurs and helping them thrive. If you're considering refinancing or want to know about eligibility options, don't hesitate to ask our team. We're here to provide insights and information tailored just for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Chartway, we prioritize transparency and aim to empower our members with clear choices regarding their financial futures. No matter what you need, our dedicated staff at Chartway is here to help simplify the lending process. Reach out today!
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $705,010,901 in used vehicle loans and $526,625,135 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates, making it easier than ever to drive away in the vehicle you want.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $127,685,064, make buying or refinancing simple. We can guide you through the process and help you find a plan that fits your budget.
Unsecured Credit Card Loans
Managing your finances effectively is crucial, and that's why we also offer flexible terms on unsecured credit card loans, with a total of $113,440,605 in loans. This option allows you to make purchases when needed without tying up your savings.
Loan Aggregator
Benefits of Using LendMesh
One of the standout features of LendMesh is its real-time rate comparisons. Users benefit from up-to-date loan rates provided by multiple institutions, making it easier to identify the best offers available. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" For those looking for clarity in their financial decisions, LendMesh stands out as a reliable resource. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.
How LendMesh Ensures Accurate Comparisons
LendMesh prioritizes verified data by sourcing loan offers only from legitimate financial institutions. This commitment to accuracy means that users can trust the information they see when comparing options. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. Instead, the platform focuses solely on delivering unbiased results to empower users in their decision-making process.