Chartway Credit Union Chesapeake VA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Chartway, where your financial journey is our priority! Located at 575 Cedar Rd, Chesapeake, VA 23322, our branch has been serving the community since 1959. With a strong commitment to our members, we proudly support over 256,000 individuals and families who have chosen us for their banking needs. At Chartway, we believe in empowering our members with the tools they need to achieve their financial goals. Our total assets stand at an impressive $2,981,758,349, ensuring that we have the resources to offer competitive products and services tailored just for you. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we've got you covered. Our dedicated team of 575 employees works tirelessly under the leadership of CEO Brian Schools and Board President Nancy McMahon to provide exceptional service. We understand that each member's needs are unique, which is why we offer a range of services including business banking solutions, online and mobile banking options, and more. While members can visit us at our branch location, official correspondence should be sent to the same address: 575 Cedar Rd, Chesapeake, VA 23322-5564. If you have any questions or need assistance, don't hesitate to reach out! Call us at 757-552-1000, or explore our website at Chartway.com for more information. Join us today and discover how Chartway can help you build a brighter financial future!

Branch History & Mission

Community Focus

Chartway's impact goes beyond banking. We actively engage in community outreach initiatives aimed at supporting local organizations and causes that matter most to our members. Whether through partnerships or volunteer efforts, we strive to give back and make a difference in Chesapeake and beyond. While you can visit us at our branch location for all your banking needs during our operating hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM official correspondence should be sent to our mailing address at 575 Cedar Rd, Chesapeake, VA 23322-5564.

Our Journey

Over the decades, Chartway has evolved significantly. We have expanded our services and adapted to meet the changing needs of our members while staying true to our roots. We now boast total assets of over $2.98 billion, a testament to the trust our members place in us. In addition to traditional banking services like checking and savings accounts, we offer auto loans, mortgage refinancing, personal loans, and credit cards with rewards that cater to various lifestyles. Our mission is clear: we are dedicated to providing personalized financial solutions while fostering a sense of community. We believe that when our members thrive financially, so does our entire community. This commitment drives us to be more than just a bank; we aim to empower every member with the tools and resources they need for financial success.

Technology Meets Accessibility

In today's fast-paced world, we understand the importance of convenience. That's why we've embraced digital advancements with online banking and mobile applications that allow you to manage your finances anytime, anywhere. Our commitment also includes ADA compliance ensuring everyone can access our services comfortably. At Chartway, we're proud of what we've built together with our members over the years. We invite you to join us on this journey towards financial wellness and community strength. Experience the benefits of membership today by visiting our website or calling us at (757) 552-1000 for more information about how we can assist you!

Branch Location & Accessibility

Convenient Access

Whether you're coming in for personal banking, auto loans, or mortgage services, you'll find our branch welcoming and equipped to meet your needs. We have plenty of parking available right outside for your convenience, and our facility is designed with accessibility in mind, ensuring everyone can visit us comfortably.

Operating Hours

Our lobby hours are tailored for your busy schedule: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. If you need assistance outside of these hours, our Direct Tellers are here for you Monday through Friday from 8 AM to 7 PM and Saturday from 8 AM to 3 PM.

Services Offered

At Chartway, we offer a wide range of services including checking and savings accounts, auto loans, personal loans, and credit cards with rewards. Plus, with ATM availability on-site, accessing your funds is quick and easy. While members can visit us at 575 Cedar Rd Chesapeake Va 23322, official correspondence should be sent to 575 Cedar Rd, Chesapeake, VA 23322-5564. We invite you to come by and discover how we can help you achieve your financial goals. Have questions? Don't hesitate to call us at (757) 552-1000 we're here to assist!

Member Eligibility

Welcome to the friendly community at Chartway! Becoming a member is a simple and welcoming process. If you live, work, worship, or attend school in the areas we serve, you're likely eligible to join us. We believe in making banking accessible for everyone, so if you share our values of community and service, we would love for you to become part of our family. Being a member at Chartway not only opens doors to a variety of financial services tailored just for you but also connects you with a supportive network that cares about your financial well-being. To learn more about the specific eligibility criteria and ensure you meet them, feel free to visit our website at https://www.chartway.com/why-chartway/join/become-a-member.html . Once you're ready to open an account, the process is straightforward just head over to https://www.chartway.com/online-banking-portal.html , or give us a call at (757) 552-1000 if you have any questions. We're here to help you every step of the way! You can find us conveniently located at 575 Cedar Rd Chesapeake Va 23322. Join us today and experience the benefits of being part of Chartway!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine running a café where you can easily process payments from customers using various methods credit cards, mobile payments, or even online orders. Our merchant services enable you to accept payments seamlessly, giving your customers the convenience they expect while helping your business thrive. Located at 575 Cedar Rd Chesapeake Va 23322 in Chesapeake, VA, we're here to partner with you on your journey. Reach out to us at (757) 552-1000 to learn how we can help you achieve your business goals today!

Supporting Your Business Journey

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $8 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,263,247, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

Small businesses are crucial to our community, which is why we offer tailored business banking solutions including merchant services and business loans. These services empower entrepreneurs to grow their ventures without the financial stress.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer comprehensive online and mobile banking platforms that allow you to manage your accounts anytime, anywhere. Whether you're checking balances or transferring funds via our mobile app, we've made it easy for you to stay on top of your finances. You can also take advantage of our ATM services, ensuring quick cash access right when you need it. With basic ATM functions like withdrawals and balance checks available at numerous locations, convenience is always within reach.

Credit Options for Every Member

If you're facing debt challenges or just need some extra cash, our personal loans and debt consolidation services can provide the relief you're looking for. We understand that life can be unpredictable; having access to funds when you need them most can make all the difference. For those who want to earn rewards while spending, our credit cards with rewards can help maximize your purchases. Enjoy cashback or points that can lead to exciting experiences it's just another way we make banking rewarding!

Let's Get Started!

With so many services at your fingertips, there's no better time than now to explore what Chartway has to offer. Feel free to reach out at 757-552-1000 or visit us in person at our Chesapeake branch. We're here to support your financial journey!

Personal Banking Solutions

For those managing day-to-day finances, our checking and savings accounts offer flexibility and security. Imagine effortlessly keeping track of your budget while earning interest on your savings. Our accounts are designed for simplicity, making it easier for families and individuals alike to save for future goals or unexpected expenses. When it comes to financing a vehicle, our auto loans and vehicle financing options can help turn dreams into reality. Picture driving off in your dream car with competitive rates that fit your budget. Plus, if you're considering home ownership or refinancing your current mortgage, our mortgage loans provide various plans tailored to your needs.

Digital & Online Banking

Explore Our Online Services

Getting started is easy! Visit us at https://www.chartway.com/ to access our online banking platform, where you can check balances, pay bills, and transfer funds all from the comfort of your home or on the go. Our mobile application makes it even easier, allowing you to manage your accounts right from your smartphone. Whether you're at work or out with friends, you'll have real-time access to your finances.

Features Designed for You

Our online banking offers features like person-to-person transfers, so sending money to friends or family is just a few taps away. Plus, if you prefer going paperless, you can sign up for e-statements and view them anytime no more waiting for the mail! We also support mobile payments, letting you make purchases directly from your phone without needing cash or cards.

Security You Can Trust

At Chartway, we prioritize your security. While we currently do not offer electronic signature authorization, our systems are built with robust security measures to protect your personal information. Enjoy peace of mind knowing that your data is safe while you manage your accounts through our 24/7 online banking services. Join us at Chartway today and experience how our digital banking services can simplify your financial life!

Financial Strength

At Chartway, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, as it underscores our commitment to your financial well-being. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $255,995,762, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $856 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $770,055,775 in share certificates and $383,757,951 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $172,708,693, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $216,105,592 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $34,007 in used auto loans and $2,431,306,072 in total loans and leases. Our $11,540,561 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 558 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $70,860,430. Total Share and Deposit Accounts: 400,695, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Chartway is your trusted partner. Visit us at 575 Cedar Rd Chesapeake Va 23322 or call (757) 552-1000 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $705,010,901 in used vehicle loans and $526,625,135 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that can fit your budget perfectly.

Business Financing

For business owners, our outstanding commercial loans totaling $3,263,247 provide the capital needed to grow and expand. We're committed to supporting local businesses and providing tailored solutions that meet your specific needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $127,685,064, make buying or refinancing simple. Whether you're looking for your first home or seeking to refinance an existing mortgage, our team is here to guide you through every step of the process.

Refinancing Options

If you're considering refinancing any existing loans or mortgages, we have options available that may lower your payments and improve your financial situation. Our dedicated team is ready to discuss eligibility and help you navigate through the process smoothly. At Chartway located at 575 Cedar Rd Chesapeake Va 23322, we're committed to providing personalized service and transparent lending practices. For more information about our loan offerings or to discuss your unique financial situation, please call us at 757-552-1000. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you find the right loan product that fits your needs today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $113,440,605 in loans helping members manage their finances effectively. Enjoy the convenience of having credit available for unexpected expenses while benefiting from competitive rates.

Loan Aggregator

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CHARTWAY FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Focus

Our Journey

Technology Meets Accessibility

Branch Location & Accessibility

Convenient Access

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Make Sense

Supporting Your Business Journey

Comprehensive List Of Services

Business Banking Services

Convenient Digital Banking Features

Credit Options for Every Member

Let's Get Started!

Personal Banking Solutions

Digital & Online Banking

Explore Our Online Services

Features Designed for You

Security You Can Trust

Financial Strength

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Why Choose LendMesh?

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