Chartway Credit Union Chesapeake VA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Chartway, your trusted financial partner in the heart of Chesapeake, VA. Located at 4113 Portsmouth Blvd, we have been serving our community since 1959, providing financial solutions tailored to meet your needs. With a membership of over 256,747 individuals, we pride ourselves on being more than just a credit union; we're a cornerstone of support for families and businesses alike. As of now, our total assets stand impressively at $2,981,758,349, reflecting our commitment to financial stability and growth. Our members enjoy the security that comes with knowing their deposits totaling $115,412,787 are backed by robust financial practices and a dedicated team. Under the leadership of CEO Brian Schools and Board President Nancy McMahon, we work tirelessly to ensure that each member feels valued and understood. At Chartway, we offer a range of services from personal banking options like checking and savings accounts to auto loans, mortgages, and business banking solutions. With a focus on community impact, we understand that our success is intertwined with the prosperity of those we serve. That's why our goal is not only to provide financial services but also to foster an environment where every member can thrive. While members can visit us at 4113 Portsmouth Blvd, official correspondence should be sent to the same address. If you have any questions or would like to learn more about how we can assist you in achieving your financial goals, don't hesitate to reach out! Call us at 757-552-1000 or explore our offerings at Chartway.com. We look forward to helping you on your financial journey!

Branch History & Mission

Community Commitment

We recognize the importance of being accessible to all members of our community. That's why we offer ATM services at our branch and focus on maintaining ADA compliance for all facilities. Even without a drive-thru service, we ensure that your banking experience is efficient and user-friendly through modern digital solutions like online and mobile banking. As part of our commitment to community outreach, Chartway actively participates in local events and initiatives that uplift those around us. We believe it's essential not just to serve but also to give back.

Join Us Today!

Whether you're looking for personal banking options or business solutions, Chartway is here for you every step of the way. Experience the benefits of being part of a credit union that cares about your financial well-being and invests in your community's future. We invite you to join us today! Visit Chartway's website for more information on how you can become a member and start enjoying all that we have to offer!

Our Evolution

Since opening our doors, Chartway has continuously evolved to meet the changing needs of our members. We take pride in being more than just a credit union; we are an integral part of the Chesapeake community. Over the years, we have expanded our services to include personal banking, auto loans, mortgages, and business banking solutions. Each milestone reflects our dedication to providing valuable resources that help people achieve their financial goals.

Our Mission

At the heart of Chartway is a mission statement focused on enhancing lives by supporting financial wellness and fostering community growth. We aim not only to provide exceptional banking services but also to invest in our community through outreach programs and partnerships. We believe that when our members succeed, so does the community as a whole. While members can visit us at 4113 Portsmouth Blvd, official correspondence should be sent to the same address for your convenience. Our operating hours are designed with your busy schedule in mind: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. For direct teller services, we're available Monday through Friday from 8 AM to 7 PM and Saturday from 8 AM to 3 PM.

Branch Location & Accessibility

Convenient Access and Parking

At Chartway, we understand that accessibility is key. Our location features ample parking spaces for our members, ensuring that you can visit us hassle-free. The branch is also ADA compliant, with ramps and accessible entrances available for everyone.

Operating Hours That Fit Your Schedule

We know your time is valuable! That's why our lobby hours are designed to accommodate busy lifestyles. You can visit us from Monday through Thursday between 9 AM and 5 PM, and on Fridays until 6 PM. If Saturdays work better for you, we're open from 9 AM to 1 PM as well. For those needing assistance outside of regular hours, our Direct Tellers are available Monday through Friday from 8 AM to 7 PM and Saturdays from 8 AM to 3 PM.

Services Tailored Just for You

When you step into our branch, you'll find a variety of services ready to help you manage your finances effectively. Whether you're interested in personal banking options like checking and savings accounts or need support with auto loans and mortgages, our team is here to guide you every step of the way. Plus, we offer convenient ATM access for quick withdrawals and balance checks. While members can visit us at 4113 Portsmouth Blvd for all their banking needs, please note that official correspondence should be sent to the same address.

We’re Here for You!

If you have questions or need assistance before visiting, don't hesitate to reach out! You can call us at 757-552-1000. We look forward to welcoming you at Chartway your trusted partner in financial success. Come see us soon!

Member Eligibility

At Chartway, we believe that everyone deserves the chance to be part of a caring and supportive community. Becoming a member is simple and welcoming! If you live, work, or attend school in certain areas, or if you have family members who are already members, you're likely eligible to join us. We invite you to explore the specific criteria on our website for more details. You can find all the necessary information about eligibility at https://www.chartway.com/why-chartway/join/become-a-member.html . Once you've determined your eligibility, opening an account is just as straightforward. Just visit us at our branch located at 4113 Portsmouth Blvd Chesapeake Va 23321, or check out our online account opening portal for convenience: https://www.chartway.com/online-banking-portal.html . If you have any questions or need assistance, don't hesitate to give us a call at (757) 552-1000. Join us today and discover the advantages of being part of the Chartway family!

Business Banking & Commercial Services

Loan Options Tailored for Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $8 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,263,247, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In addition to loans, we offer merchant services designed to streamline your operations. Imagine being able to process payments quickly and efficiently, allowing you to focus more on serving your customers rather than worrying about transactions. Our services include everything from credit card processing to online payment solutions, ensuring that your business can adapt and grow in today's fast-paced market. At Chartway, we are dedicated to empowering local businesses like yours. Whether you're looking for a loan or seeking ways to enhance your payment processing capabilities, we are ready to assist you every step of the way. Visit us at 4113 Portsmouth Blvd Chesapeake Va 23321 or call us at (757) 552-1000 to learn more about how we can help your business succeed!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

For those times when you need cash quickly, our network of ATMs ensures easy access to your funds without hassle. Enjoy basic ATM services like withdrawals and balance checks right from nearby locations. At Chartway, we pride ourselves on being more than just a financial institution; we're part of the community here in Chesapeake. With personalized service from friendly staff who care about your financial well-being, we strive to meet all your banking needs under one roof. Ready to explore these services further? Give us a call at (757) 552-1000 or visit us at Crossroads today! Your journey towards better financial health starts here.

Auto Loans & Vehicle Financing

If you're ready to hit the road with a new vehicle, consider our auto loans and vehicle financing options. We understand that buying a car is a significant investment. That's why we provide competitive rates and flexible terms to help make your purchase as affordable as possible. Whether it's for a new car or refinancing an existing loan, we've got you covered.

Business Banking

For local businesses, our business banking services, including merchant services and business loans, are tailored to support growth. We recognize the hard work it takes to run a business and offer solutions that help simplify financial management so you can focus on what matters most growing your venture.

Credit Cards with Rewards

Our credit cards with rewards let you earn points on everyday purchases. Imagine getting rewarded simply for using your card! You can redeem points for travel, merchandise, or cash back making each transaction count toward something special.

Mortgage Loans & Refinancing

Owning a home is a dream for many, and at Chartway, we make it attainable through our mortgage loans and refinancing options. Our team will work with you to find the right loan that fits your budget and lifestyle. Plus, if you're looking to refinance, we can help lower your payments or tap into your home's equity.

Online & Mobile Banking

In today's busy world, convenience is key. That's why we provide robust online and mobile banking features that allow you to manage accounts anytime, anywhere. Whether it's checking balances or transferring funds between accounts, our platform makes banking accessible at your fingertips.

Personal Banking

For individuals seeking reliable banking options, we offer personal banking services that include checking and savings accounts. Imagine having a place where you can effortlessly manage your day-to-day finances while also growing your savings for future dreams. With easy access through our online and mobile banking platforms, keeping track of your money has never been easier.

Personal Loans & Debt Consolidation

Life can bring unexpected expenses, and when it does, our personal loans are here for you. They can be used for anything from medical bills to home repairs or even debt consolidation. Combining multiple debts into one manageable payment can ease financial stress and help streamline your monthly budgeting.

Digital & Online Banking

Anytime Access

With 24/7 online banking services, you're never out of touch with your accounts. Whether it's early in the morning or late at night, you can check balances or make transactions whenever it fits into your schedule. At Chartway, we are committed to providing accessible and user-friendly digital banking solutions so you can focus on what matters most your life!

Key Features of Our Digital Banking Services

Our online banking services are designed with you in mind. You can view your account balances, transfer funds, and even send money directly to friends or family using our person-to-person transfers feature. Need to pay a bill? With mobile payments available, paying on-the-go has never been easier. For those who prefer using their smartphones, our mobile application brings the bank right to your pocket. It's user-friendly and packed with features that make managing your finances straightforward and hassle-free.

Security & Accessibility

We know that security is a top priority when it comes to online banking. While we don't currently offer electronic signature authorization, rest assured that your information is protected with advanced security measures. Plus, if you opt for e-statements, you'll reduce clutter while keeping your financial records organized and secure.

Financial Strength

Commitment to Growth

With $216,105,592 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. Our lending capacity is robust, with $34,007 in used auto loans and $2,431,306,072 in total loans and leases supporting your financial aspirations across various sectors.

Focused on You

Unlike traditional banks, we focus on benefiting our members first. With non-member deposits at $172,708,693, our resources are directed towards offering better loan rates, lower fees, and exclusive perks designed for your advantage.

Growing Trust

We have established a strong foundation with total share accounts reaching 400,695, highlighting the trust our growing member base places in us. Additionally, our net shares amount to $70,860,430, which indicates funds available for lending and investments. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Chartway is your trusted partner. Visit us at 4113 Portsmouth Blvd Chesapeake Va 23321 or call (757) 552-1000 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

We prioritize our members' needs by ensuring their savings are secured through $770,055,775 in share certificates and $383,757,951 in money market shares. These options provide stable and rewarding financial growth opportunities tailored for your goals.

Operational Efficiency

Our $11,540,561 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 558 full-time employees and 17 part-time employees dedicated to serving you with expertise and care.

Solid Financial Foundation

With a net worth of $255,995,762, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $856 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $705,010,901 in used vehicle loans and $526,625,135 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, we make it easy for you to hit the road without breaking the bank.

Business Financing

For business owners looking to expand or enhance operations, our outstanding commercial loans totaling $3,263,247 provide the capital needed to grow your enterprise. Our dedicated team understands the challenges faced by small businesses and is eager to work with you on finding the best financing solutions. Our services extend beyond these offerings as well Chartway provides personal banking services such as checking and savings accounts along with online and mobile banking options for your convenience. For more information on how our loans can work for you or if you're interested in exploring refinancing options further, feel free to reach out at 757-552-1000. Our knowledgeable staff is ready to assist you during our operating hours: Monday through Thursday from 9 AM - 5 PM; Friday from 9 AM - 6 PM; and Saturday from 9 AM - 1 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We invite you to visit us at Chartway today and take the first step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $127,685,064, make buying or refinancing simple. We provide competitive rates and flexible terms to help you secure your dream home. Additionally, if you're considering refinancing your existing mortgage, our team is here to guide you through eligibility options that can save you money.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $113,440,605 in loans helping members manage their finances effectively. This option is perfect for those who want to maintain control over their spending while enjoying the benefits of rewards programs.

Loan Aggregator

Benefits of Using LendMesh

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CHARTWAY FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Commitment

Join Us Today!

Our Evolution

Our Mission

Branch Location & Accessibility

Convenient Access and Parking

Operating Hours That Fit Your Schedule

Services Tailored Just for You

We’re Here for You!

Member Eligibility

Business Banking & Commercial Services

Loan Options Tailored for Your Growth

Merchant Services That Make Sense

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Mortgage Loans & Refinancing

Online & Mobile Banking

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Anytime Access

Key Features of Our Digital Banking Services

Security & Accessibility

Financial Strength

Commitment to Growth

Focused on You

Growing Trust

Member-Centric Savings

Operational Efficiency

Solid Financial Foundation

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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