Chartway Credit Union Washington UT | Top Checking & Auto Loans

Introduction

Welcome to Chartway, your trusted financial partner located at 1025 W Red Cliffs Dr, Washington, UT 84780. Established in 1959, our credit union has been a cornerstone of the community, dedicated to providing exceptional service and financial solutions tailored to meet the needs of our 256,747 members. With total assets exceeding $2.98 billion, we pride ourselves on fostering financial wellness and security for individuals and families throughout the area. At Chartway, we understand that your financial journey is unique. That's why we offer a wide range of services, including personal banking accounts, auto loans, mortgages, and business loans. Our commitment to you goes beyond just transactions; we strive to build lasting relationships based on trust and mutual growth. With over 575 employees ready to assist you, you can count on us for personalized service every step of the way. While members can visit us at our branch for in-person assistance, official correspondence should be sent to the same address: 1025 W Red Cliffs Dr, Washington, UT 84780. We invite you to explore our website at Chartway for more information about our offerings or to access online banking. Under the leadership of CEO Brian Schools and Board President Nancy McMahon, Chartway is dedicated to making a positive impact within the community. We are proud of our strong financial standing with total deposits of $115,412,787 and a net worth of $255,995,762, ensuring that we remain a reliable choice for your banking needs. If you're looking for a financial institution that puts you first, look no further than Chartway. Feel free to call us at (435) 656-5200 or drop by during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. We look forward to helping you achieve your financial goals!

Branch History & Mission

Chartway has a rich history that dates back to 1959 when it first opened its doors in Washington, UT. Over the years, this branch has evolved into a trusted financial institution, serving over 256,000 members with dedication and care. Located at 1025 W Red Cliffs Dr, Chartway is not just a credit union; it's a community hub where members can access a variety of financial services tailored to their needs. From its humble beginnings, Chartway has grown significantly, now boasting total assets of approximately $2.98 billion. This growth reflects not only the trust placed in us by our members but also our commitment to providing exceptional service and innovative solutions. We take pride in offering services such as personal banking accounts, auto loans, mortgage financing, credit cards with rewards, and business banking options. At Chartway, our mission is clear: we strive to improve the financial well-being of our members and empower them to reach their goals. We believe that everyone deserves access to quality financial services and support. Our team works hard to ensure that we meet these needs through various community outreach programs and partnerships designed to uplift those around us. While you can visit us at our main address for all your banking needs, any official correspondence should be sent to the same location: 1025 W Red Cliffs Dr, Washington, UT 84780. Our operating hours are convenient for everyone Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Additionally, we offer extended hours for direct tellers during the week and on Saturdays. As part of our commitment to accessibility, we have ATMs available for easy cash withdrawal and drive-thru services for quick transactions. We also embrace digital advancements with online and mobile banking options that allow you to manage your finances anytime and anywhere. Chartway's journey is one of growth driven by community spirit and member-focused service. We invite you to become part of this legacy. Join us today and experience the benefits of being a member of Chartway where your financial health is our priority! For more information on membership or services, please call us at 435-656-5200 or visit our website at Chartway.

Branch Location & Accessibility

Connect With Us

Have questions or want to learn more? Don't hesitate to give us a call at 435-656-5200. Our friendly staff is here to help you with any inquiries you might have about our services or membership options. We look forward to seeing you soon at Chartway in Washington!

Nearby Landmarks and Accessibility Features

Situated near popular spots like the scenic Red Cliffs Desert Reserve, our location is easily accessible for all members of the community. We have ample parking available right outside the branch, ensuring that you can visit us without any hassle. Plus, we're committed to accessibility for everyone; our facility includes ADA-compliant features such as ramps to make your visit comfortable.

Operating Hours and Services

Our doors are open from Monday through Thursday from 9 AM to 5 PM, and on Fridays until 6 PM. We also welcome you on Saturdays from 9 AM to 1 PM. For those in need of quick transactions, our Direct Tellers are available during extended hours: Monday through Friday from 8 AM to 7 PM and Saturdays from 8 AM to 3 PM. At Chartway, we offer a variety of services tailored to meet your banking needs whether it's personal banking options like checking and savings accounts or specialized auto loans and mortgage financing. Enjoy the convenience of both ATM access and drive-thru banking for simple deposits and withdrawals. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same address as we do not have a different mailing location.

Member Eligibility

Becoming a member of Chartway is like stepping into a warm, welcoming community where your financial well-being matters. If you live, work, worship, or attend school in the areas we serve, you're likely eligible to join us! We believe in making banking accessible for everyone, and our members enjoy a range of benefits including competitive rates on loans and savings accounts, personalized service, and access to various financial products tailored just for you. The process to join is straightforward simply visit our website to check the specific eligibility criteria at https://www.chartway.com/why-chartway/join/become-a-member.html, and when you're ready to open an account, you can easily do so online at https://www.chartway.com/online-banking-portal.html. If you have any questions or need assistance, don't hesitate to give us a call at (435) 656-5200. We're excited to welcome you to the Chartway family!

Business Banking & Commercial Services

Merchant Services That Make Transactions Easy

Managing payments shouldn't be a hassle. Our merchant services simplify transactions so you can focus on what matters growing your business. Imagine being able to accept payments seamlessly, whether it's through cards or mobile payments, all while ensuring that your cash flow remains steady. Located at 1025 W Red Cliffs Dr Washington Ut 84780 in Washington, UT, our team is ready to help you explore these opportunities. Contact us today at (435) 656-5200 to learn how we can support your business aspirations!

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $8 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,263,247, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Services

Need cash? Our ATM services allow for quick withdrawals and balance checks whenever you need them. If you're on the go, our basic drive-thru banking provides easy access for deposits and withdrawals without leaving your vehicle. As a member of Chartway, you'll find that we prioritize your financial well-being. With a friendly team ready to assist you by phone at (435) 656-5200, or in-person during our convenient hours Monday through Friday from 9 am to 6 pm and Saturday from 9 am to 1 pm you'll always have support when you need it. Ready to explore all the ways we can help you achieve your financial goals? Visit us at Red Cliffs today!

Business Banking

For business owners, our services extend into business banking, including merchant services and business loans. We know how important it is for small businesses to have reliable banking solutions that grow with them, which is why we aim to provide resources that meet your specific needs.

Credit Options

We also offer credit cards with rewards, allowing you to earn points on everyday purchases while enjoying the benefits of low-interest rates. This can be particularly useful for families who want to maximize their spending power without overspending.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why online and mobile banking are essential components of our service offering. Members can easily manage their accounts from anywhere using our secure online portal or mobile app. From checking balances and making transfers to paying bills and accessing e-statements, we've made banking accessible at your fingertips.

Home Financing

If you're considering buying a home or refinancing an existing mortgage, our mortgage loans are designed with you in mind. We guide you through the process, making it straightforward and manageable. Plus, if you're looking to consolidate debt or fund personal projects, our personal loans can give you the financial flexibility you need.

Personal Banking

When it comes to personal banking, we offer various checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a vacation or managing daily expenses, our accounts come with features that make banking simple and rewarding. For those looking to purchase a vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms, ensuring that you can get behind the wheel without stress.

Digital & Online Banking

Key Features

Our online banking service at https://www.chartway.com/ is available 24/7, allowing you to manage your accounts whenever it suits you. You can check balances, transfer funds, and pay bills all with just a few clicks. Plus, with the availability of e-statements, you'll receive your account statements electronically, making it easier to stay organized and reduce paper clutter. For those who prefer mobile banking, our user-friendly mobile application allows you to handle transactions right from your smartphone. Whether you're making person-to-person transfers or utilizing mobile payments for quick purchases, everything is just a tap away.

Security and Convenience

We prioritize your security by ensuring that all transactions are protected with advanced encryption technologies. While we currently do not support electronic signature authorization, our systems are designed to keep your information safe as you conduct your banking activities online. With the ability to view real-time account updates and manage your finances at any time, our digital banking services provide unmatched convenience tailored for today's busy lifestyles. Whether you're at home or out running errands, you'll find that accessing your financial information has never been easier. Experience the simplicity and security of banking digitally with Chartway today! Visit us at https://www.chartway.com/ to get started.

Financial Strength

At Chartway, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Located at 1025 W Red Cliffs Dr Washington Ut 84780 in Washington, UT, we are dedicated to ensuring that your finances are in safe hands. With a net worth of $255,995,762, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.56% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $770,055,775 in share certificates and $383,757,951 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $172,708,693, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also have $216,105,592 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $34,007 in used auto loans and $2,431,306,072 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our commitment to efficiency is reflected in our $3,701,320, which enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 558 full-time employees and 17 part-time employees who are always ready to assist you with knowledgeable service. Our net shares available for lending stand at $70,860,430, showcasing our capability to support your borrowing needs. With a total of 400,695 share accounts, it's clear that a strong community trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Chartway is your trusted partner. Visit us at 1025 W Red Cliffs Dr Washington Ut 84780 or call (435) 656-5200 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $705,010,901 in used vehicle loans and $526,625,135 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we've got options that fit your budget.

Business Financing

For business owners looking for growth opportunities, our outstanding commercial loans totaling $3,263,247 provide the capital needed to expand operations and invest in new projects. At Chartway, we believe in supporting our community by offering financial products that are accessible and beneficial. If you're interested in refinancing existing loans or want to learn more about eligibility options for our various loan products, please reach out to us at 435-656-5200. Our friendly staff is here to answer any questions and help you navigate your options. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to providing transparent information so you can make informed decisions about your financial future.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $127,685,064. If you're considering purchasing a home or refinancing your current mortgage, our team can guide you through the process and help find the right plan for you.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans. With a total of $113,440,605 in loans helping members manage their finances effectively, our credit cards come with competitive rates and rewards programs designed to maximize your purchasing power.

Loan Aggregator

Benefits of Using LendMesh

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CHARTWAY FEDERAL CREDIT UNION - Washington, UT

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

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Loan rates in Washington, UT (84780)

Introduction

Branch History & Mission

Branch Location & Accessibility

Connect With Us

Nearby Landmarks and Accessibility Features

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Make Transactions Easy

Tailored Loan Options for Growth

Comprehensive List Of Services

ATM Services

Business Banking

Credit Options

Digital Banking Convenience

Home Financing

Personal Banking

Digital & Online Banking

Key Features

Security and Convenience

Financial Strength

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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