Chartway Credit Union

Nestled in the heart of Tooele, Utah, the Chartway Credit Union branch at 562 N Main St is your friendly neighborhood partner for all your financial needs. Whether you're looking to secure some of the best auto loans and vehicle financing or exploring competitive mortgage loans and refinancing options, this branch offers personalized service with a welcoming atmosphere. Open Monday through Thursday from 9 am to 5 pm, Fridays until 6 pm, and Saturdays from 9 am to 1 pm, members also benefit from extended direct teller hours and convenient ATM access for quick withdrawals and balance checks.
Serving over 256,000 members with assets exceeding $2.9 billion, Chartway delivers a full range of personal banking services including top-rated checking and savings accounts designed for everyday convenience. Business owners can take advantage of merchant services and flexible business loans, while individuals enjoy credit cards packed with rewards plus personal loans focused on debt consolidation. Robust online and mobile banking platforms ensure your finances are accessible anytime, anywhere.
Visit the Chartway branch in Tooele today to explore trusted auto financing or mortgage solutions tailored just for you. Experience local service that puts your financial goals first—start your membership today!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Equity Loan
6.49 %
20 Yrs
90 %
home equity
Fixed Rate Option
6.49 %
15 Yrs
heloc
Variable with Fixed Rate Option
8 %
90 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
FHA
FIXED
FHA
6.5 %
7.217 %
0.125
30.0 Yrs
CONVENTIONAL
FIXED
30 Years
7.0 %
7.0 %
30.0 Yrs
CONVENTIONAL
FIXED
15 Years
7.25 %
7.25 %
15.0 Yrs
CONVENTIONAL
FIXED
First-Time Homebuyer
8.0 %
8.0 %
30.0 Yrs
VA
FIXED
15 Years
6.125 %
6.451 %
15.0 Yrs
VA
FIXED
VA
6.625 %
6.834 %
30.0 Yrs
FHA
FIXED
15 Years
5.875 %
6.587 %
0.375
15.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Shared & certificate secured loans
3 %
12 Yrs
Signature loan
11.74 %
5 Yrs
Line of credit
12.24 %
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
Cars
4.24 %
6 Yrs
Auto
SUVs
4.29 %
6 Yrs
Auto
Trucks
4.34 %
6 Yrs
Auto
Vans
4.39 %
6 Yrs

Introduction

Welcome to Chartway, your trusted financial partner located at 562 N Main St, Tooele, UT 84074. Established in 1959, we have proudly served our community for over six decades. With a commitment to supporting our members and fostering financial well-being, Chartway has grown to support a vibrant membership of 256,747 individuals. At Chartway, we believe that banking should be more than just transactions; it should be about building relationships. That's why we offer a range of services tailored to meet the unique needs of our members, from checking and savings accounts to auto loans and mortgages. Our total assets of $2,981,758,349 reflect our solid foundation and dedication to providing secure financial solutions. While you can visit us at our branch for personalized service, please note that official correspondence should be sent to our mailing address: PO Box 720, Tooele, UT 84074. Our team is here to help you navigate your financial journey with ease. With 575 dedicated employees led by CEO Brian Schools and Board President Nancy McMahon, we strive to create a welcoming environment where every member feels valued. We are proud of our net worth of $255,995,762 and our total deposits amounting to $115,412,787, which enable us to provide competitive rates and exceptional service. Whether you're looking for personal banking options or business solutions with our total loans reaching 153,913, Chartway is here to support you every step of the way. Feel free to reach out via phone at 435-833-7200 or visit our website at Chartway.com for more information. Join us today and discover how we can help you achieve your financial goals!

Branch History & Mission

Commitment to Innovation

As technology advances, so do we. Our branch embraces digital tools like online banking and mobile payments to ensure you have easy access to your finances whenever you need it. We are also committed to ensuring accessibility for all members through ADA compliance and customer-centric initiatives.

Join Us!

If you're looking for a financial partner who truly cares about your success, look no further than Chartway in Tooele. With a range of services tailored to meet your unique needs and an unwavering commitment to community support, we invite you to become part of our growing family. Visit us today or explore more about membership benefits on our website Chartway. Together, let's build a brighter financial future!

Our Mission

At Chartway, our mission is simple yet powerful: to enhance the lives of our members and communities by providing exceptional financial services and support. We believe that everyone deserves access to quality banking solutions that help them achieve their goals. From checking and savings accounts to auto loans and mortgages, we offer a wide range of products designed with your needs in mind. We also take pride in being active members of the Tooele community. Through various outreach programs and partnerships with local organizations, we strive to make a positive impact on those we serve. Our goal is not just about banking; it's about building relationships and supporting each other in every step of life.

Branch Location & Accessibility

Welcome to Chartway's Tooele branch, where convenience meets community! Located at 562 N Main St in the heart of Tooele, UT, our branch is easy to find and access. Whether you're stopping by for personal banking or exploring loan options, we're here to serve you with a smile. While you can visit us at our physical location, please note that any official correspondence should be sent to PO Box 720, Tooele, UT 84074. This ensures that your important documents reach us without delay. Our branch is situated near several local landmarks, making it a familiar stop for many residents. With ample parking available right outside, accessing our services is hassle-free. We pride ourselves on being an ADA-compliant facility, featuring ramps and other accessibility options to ensure everyone can comfortably visit us. At Chartway, we understand that your time is valuable. That's why our lobby hours are designed to fit your schedule: we're open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. If you need help outside of these hours, our Direct Tellers are available Monday through Friday from 8 AM to 7 PM and Saturday from 8 AM to 3 PM. For added convenience, we offer ATM services right at our location so you can manage your cash needs without stepping inside. While we currently do not have drive-thru banking available at this branch, our friendly staff is always ready to assist you in person or over the phone at 435-833-7200. We invite you to come visit us at Chartway's Tooele branch! Whether you're looking for checking accounts, auto loans, or online banking services, we're eager to help you achieve your financial goals. Feel free to stop by or give us a call we look forward to serving you!

Member Eligibility

Joining the Chartway family is more than just opening an account; it's about becoming part of a supportive community that genuinely cares about your financial well-being. To become a member of Chartway, you simply need to meet certain eligibility criteria. Whether you're a resident of Tooele or surrounding areas, or connected to our mission through employment or family ties, we invite you to explore the possibilities. We believe that everyone deserves access to quality financial services and support, and at Chartway, we strive to make that a reality for all our members. Getting started is easy! You can find detailed information on how to qualify for membership by visiting our eligibility page at Chartway Membership Eligibility. If you're ready to take the next step, opening an account is just as simple; check out our online portal here: Open an Account. For any questions or assistance, feel free to call us at (435) 833-7200. We're excited to welcome you to our branch located at 562 N Main St Tooele Ut 84074, where your journey towards better banking begins!

Business Banking & Commercial Services

Merchant Services for Daily Operations

Imagine running your business smoothly with reliable payment processing. Our merchant services offer practical tools that make transactions easier, allowing you to focus on what you do best serving your customers. From credit card processing to point-of-sale systems, we equip you with everything necessary to streamline operations and enhance customer experiences. Visit us at 562 N Main St Tooele Ut 84074 in Tooele, UT, or call us at (435) 833-7200 to explore how our business banking solutions can help turn your goals into reality. Your success is our mission!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $8 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,263,247, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For small business owners in our community, Chartway provides essential business banking services including merchant services and business loans. We understand how vital it is for local businesses to thrive, which is why we are committed to supporting their growth.

Convenient Access

We know that convenience matters. That's why we provide ATM & cash withdrawal services, ensuring that accessing your money is as easy as possible. With basic ATM access available for withdrawals and balance checks, managing your finances has never been simpler. In summary, Chartway offers an array of services tailored just for you from personal banking solutions to robust business offerings ensuring that all your financial needs are met under one roof. If you're ready to explore what we can do for you, don't hesitate! Call us today at 435-833-7200 or visit us online at Chartway. Let us help you achieve your financial goals!

Credit Cards

Looking for rewards while you spend? Our credit cards with rewards give you points for every purchase, helping you save on future transactions. It's like earning cash back simply by using what you already buy!

Home Financing

For those looking to settle into a new home or refinance an existing mortgage, Chartway offers comprehensive mortgage loans and refinancing options. Imagine unlocking the door to your new home with confidence knowing that you have secured a great rate and terms that fit your financial situation.

Personal Banking Solutions

Starting your financial journey? We offer a variety of personal banking services designed for everyday needs. Our checking and savings accounts are not just accounts; they're tools to help you manage your money efficiently. Imagine having easy access to your funds through our user-friendly online and mobile banking platforms. You can check balances, transfer funds, and even pay bills from the comfort of your home or on the go.

Personal Loans

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation options come into play. Whether you're managing medical bills or planning a big purchase, our loan specialists will work with you to find a solution that fits your needs.

Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options make it easier than ever to drive away in your dream vehicle. With competitive rates tailored to fit your budget, we strive to ensure that you get the best deal possible. Plus, with our quick application process, you won't have to wait long to hit the road!

Digital & Online Banking

Convenience Meets Security

Our electronic signature authorization feature ensures that every transaction is secure and authorized by you. Plus, if you're someone who enjoys using mobile payments, you'll be pleased to know that our services support this feature as well, making it even easier to make purchases wherever you are. With Chartway, managing your finances is not only accessible but also straightforward. We believe in empowering our members with the tools they need to take control of their financial journey. So whether it's paying bills late at night or checking your balance during lunch breaks, we're here for you every step of the way. Explore all the ways you can bank digitally with us today!

Key Features for You

With our user-friendly online banking system, you can quickly check balances, pay bills, and transfer funds all from your computer or smartphone. If you prefer to handle things on the go, our mobile application makes banking even easier. You can take advantage of features like person-to-person transfers, allowing you to send money to friends and family with just a few taps. We also provide e-statements for those who prefer paperless options. You can view your account statements anytime without worrying about cluttering your mailbox. And rest assured, all transactions are protected by robust security measures to keep your information safe.

Financial Strength

A Solid Foundation

With a net worth of $255,995,762, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $856 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Investing in Your Future

With $216,105,592 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust as evidenced by $34,007 in used auto loans and $2,431,306,072 in total loans and leases. This allows us to support your financial goals across various sectors.

Member Trust

With a total of 400,695 share accounts, it's clear that many have chosen Chartway as their trusted partner for financial management. Our net shares available for lending and investments stand at $70,860,430, further highlighting our capability to serve you well. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Chartway is your trusted partner. Visit us at 562 N Main St Tooele Ut 84074 or call (435) 833-7200 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $770,055,775 in share certificates and $383,757,951 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $172,708,693, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to efficiency is reflected in our $11,540,561, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 558 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $705,010,901 in used vehicle loans and $526,625,135 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we provide flexible terms to help you drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $3,263,247 provide the capital needed to grow and expand your enterprise. We're committed to supporting local businesses and providing them with the resources necessary for success. In addition to these offerings, we also provide refinancing options and eligibility assessments for each product. If you're considering refinancing an existing loan or exploring eligibility options for any of our services, don't hesitate to contact us for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a range of products designed with your needs in mind, Chartway is here to assist you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $127,685,064, designed to fit various budgets and lifestyles. Let our knowledgeable team guide you through the process of obtaining your dream home.

Unsecured Credit Card Loans

Managing finances can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $113,440,605 in loans helping members manage their finances effectively. This option allows you to have access to funds when unexpected expenses arise without having to rely solely on your savings.

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