Chartway Credit Union Saint George UT | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Chartway, your trusted financial partner located at 1827 W Sunset Blvd, Saint George, UT 84770. Established in 1959, we have proudly served our community for over six decades, growing into a cooperative that now supports more than 256,000 members. With total assets of $2,981,758,349, we are committed to providing the financial tools and services that help you achieve your goals. At Chartway, we understand that every member's journey is unique. That's why we offer a variety of personal and business banking solutions tailored to fit your needs. Whether you're looking for checking and savings accounts, auto loans, mortgages, or business financing options, we've got you covered with over 153,913 loans and leases issued to date. Our dedicated team of 575 employees, led by CEO Brian Schools and Board President Nancy McMahon, is here to provide you with exceptional service. We believe in building relationships that empower our members and contribute positively to the local community. Our commitment is reflected not only in our financial strength like a net worth of $255,995,762 and cash reserves of $81,423,879 but also in our ongoing support for local initiatives. While members can visit us at our physical location on Sunset Boulevard for personalized service or utilize our ATM and drive-thru options for convenience, official correspondence should be sent to the same address for clarity and efficiency. Ready to take the next step towards better financial health? Feel free to reach out at 435-656-5444 or explore our website at Chartway.com. Join us today and experience the difference that a community-focused credit union can make!

Branch History & Mission

Chartway has a rich legacy that began in 1959, when it first opened its doors to serve the community in Saint George, UT. Over the decades, our credit union has grown significantly, now proudly serving over 256,000 members and managing total assets of approximately $2.98 billion. Our location at 1827 W Sunset Blvd is easily accessible, ensuring that our members can visit us for all their financial needs. From the beginning, Chartway's mission has centered on providing not just financial services but also a commitment to community support. We believe that our success is tied to the well-being of our members and the neighborhoods we serve. Whether it's helping families secure auto loans or offering guidance on personal banking solutions, we strive to empower individuals to achieve their financial goals. While members can visit us at 1827 W Sunset Blvd, official correspondence should be sent to the same address for your convenience. Our team works diligently during our operating hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM to ensure that everyone receives personalized service. Additionally, we offer extended hours for direct tellers from Monday to Friday, with availability until 7 PM. At Chartway, we understand the importance of modern banking conveniences. That's why we provide online and mobile banking services along with ATM access. Our drive-thru banking option allows for quick transactions without leaving your vehicle. We are committed to making banking accessible for everyone in our community. Community outreach is also a vital part of our mission. Over the years, Chartway has partnered with local organizations and initiatives aimed at making a positive impact. From educational programs to financial literacy workshops, we believe in giving back and supporting those around us. Join us today at Chartway and discover how we can help you navigate your financial journey with confidence and care. Experience firsthand the benefits of being a member of our credit union family! For more information or assistance, please call us at 435-656-5444 or visit our website at chartway.com.

Branch Location & Accessibility

Comprehensive Banking Services

Chartway offers a variety of services tailored to meet your financial needs from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. Need cash? We have an ATM on-site for quick withdrawals and balance checks, along with basic drive-thru banking services for simple transactions like deposits and withdrawals. While members can visit us at 1827 W Sunset Blvd Saint George Ut 84770, official correspondence should be sent to 1827 W Sunset Blvd, Saint George, UT 84770. If you have any questions or want more information about how we can assist you, don't hesitate to give us a call at (435) 656-5444. We invite you to come by and see how Chartway can help you achieve your financial goals!

Easy Access and Features

At Chartway, we prioritize accessibility for all members. Our branch features ADA-compliant facilities, including ramps and designated parking spaces for individuals with disabilities. Whether you're visiting us in person or utilizing our drive-thru service, we strive to make your banking experience as smooth as possible. Speaking of which, you'll find ample parking available right outside our doors, so you can hop in and out without any hassle.

Operating Hours that Work for You

We know your time is valuable, which is why our operating hours are designed to fit into your busy schedule. Our lobby is open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. If you need assistance outside of those hours, our Direct Tellers are available Monday through Friday from 8 AM to 7 PM and Saturday from 8 AM to 3 PM.

Member Eligibility

At Chartway, we believe that everyone deserves access to a supportive financial community. Becoming a member is easy and welcoming! If you live, work, or attend school in the area, you're likely eligible to join us. We also extend membership to family members of current members, so you can share the benefits with your loved ones. With a commitment to helping you achieve your financial goals, Chartway offers a range of services designed just for you from checking and savings accounts to loans and credit cards with rewards. To learn more about our eligibility criteria, feel free to check out our detailed page at https://www.chartway.com/why-chartway/join/become-a-member.html . When you're ready to open an account and start enjoying all that we offer, visit us online at https://www.chartway.com/online-banking-portal .html or give us a call at (435) 656-5444. We're excited to have you join our community at Chartway, located at 1827 W Sunset Blvd Saint George Ut 84770!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $8 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,263,247, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

Imagine running your business smoothly while offering customers convenient payment options. Our merchant services do just that. By integrating easy-to-use payment solutions into your operations, you can focus on what you do best serving your customers and growing your business. Located at 1827 W Sunset Blvd Saint George Ut 84770, Saint George, UT, we invite you to explore how our business banking solutions can help you achieve your dreams. Contact us today at (435) 656-5444 to learn more!

Comprehensive List Of Services

Accessibility

Our branch offers basic drive-thru banking for deposits, withdrawals, and simple transactions, making it easy for you to get in and out quickly. Plus, with an ATM available at our location, accessing your cash is straightforward and efficient. At Chartway, we're dedicated to helping you navigate your financial journey with confidence and ease. Whether you're managing personal finances or running a business, we're here to support you every step of the way. Ready to take the next step? Visit us at 1827 W Sunset Blvd Saint George Ut 84770 or call us at (435) 656-5444 for more information about how we can assist you today!

Business Banking

For our business members, we understand that every dollar counts. That's why our Business Banking solutions include Merchant Services & Business Loans, helping you manage transactions and access funds when needed.

Credit Options

Credit is essential for many of life's big purchases, and that's why we offer Credit Cards with Rewards. Enjoy perks like cash back or travel points while managing your spending effectively.

Digital Banking Features

In today's fast-paced world, convenience is key. Our online and mobile banking services ensure that you can manage your accounts anytime, anywhere. With features like ATM access for withdrawals and balance checks, along with person-to-person payment options, staying on top of your finances has never been easier.

Personal Banking

Whether you're opening a new checking or savings account, we have options designed for every lifestyle. Our personal banking services help you keep track of your money while earning interest on your savings. You can also explore our Auto Loans & Vehicle Financing, which offer competitive rates to help you drive away in the car of your dreams without breaking the bank. If you're looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing products provide flexibility and guidance throughout the process. And for those unexpected expenses or plans, our Personal Loans & Debt Consolidation can give you the financial breathing room you need.

Digital & Online Banking

Key Features

With our online banking service, you can enjoy 24/7 access to your accounts. This means you can check balances, make transfers, and pay bills whenever it suits you. Plus, if you're always on the go, our mobile application allows you to handle transactions right from your smartphone. Whether you're using mobile payments for quick purchases or sending money through person-to-person transfers, everything is designed to be user-friendly and secure. We also offer e-statements for those who prefer going paperless. Not only does this help the environment, but it also keeps your financial information organized and easy to access. You can view your statements whenever you need them without worrying about lost paperwork.

Security Matters

Security is a top priority at Chartway. Our online banking system uses advanced encryption technology to keep your information safe from unauthorized access. While we currently do not support electronic signature authorization, rest assured that all your transactions are monitored for safety. In summary, whether you're checking your balance or making a payment, our digital banking services empower you with the tools needed for effective account management. Join us today at https://www.chartway.com/ and experience the ease of managing your finances with Chartway!

Financial Strength

A Growing Member Base

We currently serve a strong community with 400,695 total share accounts. This growing member base trusts us with their finances, reinforcing our position as a reliable financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Chartway is your trusted partner. Visit us at 1827 W Sunset Blvd Saint George Ut 84770 or call (435) 656-5444 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

Our commitment to growth is reflected in our $216,105,592 in undivided earnings, which we reinvest into innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We are dedicated to helping you achieve your financial goals with our lending capacity supporting various needs; we have $34,007 in used auto loans and $2,431,306,072 in total loans and leases.

Operational Excellence

Our operational efficiency is evident with a reported net income of $11,540,561, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 558 full-time employees and 17 part-time employees who are always ready to serve you with a knowledgeable and committed team.

Secure Savings for Members

Your savings are secure with us. Members' savings are protected through $770,055,775 in share certificates and $383,757,951 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $172,708,693, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $255,995,762, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $856 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

At Chartway, we understand that life is full of financial opportunities and challenges. Whether you're looking to buy a new car, purchase your first home, or manage everyday expenses, we're here to help you with a variety of loan products tailored to meet your needs. Located at 1827 W Sunset Blvd, Saint George, UT 84770, our branch offers a range of lending options designed for our members' unique situations. With over 153913 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular; if you're looking to buy a new car, our competitive rates can make it easier for you to hit the road. We currently have $705,010,901 in used vehicle loans and $526,625,135 in new vehicle loans already helping members drive away in their dream cars. For those considering homeownership, our mortgage options are worth exploring. We offer Junior Lien 1-4 Family Residential Properties loans totaling $127,685,064, making buying or refinancing simple and accessible. If you're a business owner seeking funding to grow your venture, we provide outstanding commercial loans totaling $3,263,247. These loans can provide the capital necessary for expansion or other business needs. Managing finances can be easier with our flexible unsecured credit card loans as well. We currently have a total of $113,440,605 in unsecured credit card loans available to help you manage daily expenses effectively. We also understand that sometimes refinancing can be beneficial. If you're interested in exploring eligibility options for any of our loan products or refinancing your current loans for better terms, please reach out. Our dedicated team is ready to assist you. To learn more about our loan offerings or to start an application process today, give us a call at 435-656-5444. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial journey starts here at Chartway!

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CHARTWAY FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans