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Home Equity Loans
Mortgage Loans
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Personal Loans
Vehicle Loans
Introduction
Welcome to Chartway, your trusted financial partner located at 444 S Main St Ste B2, Cedar City, UT 84720. Established in 1959, we have proudly served our community for over six decades, providing a safe and reliable banking experience to our 256,747 members. With total assets exceeding $2.98 billion, we are committed to helping you achieve your financial goals. At Chartway, we believe in the power of community and the importance of building lasting relationships with our members. Our dedicated team of 575 employees is here to support you with a range of services, from personal banking to business loans. Whether you're looking for an auto loan or need assistance with mortgage financing, we've got you covered. Our CEO, Brian Schools, along with our Board President, Nancy McMahon, leads with a vision focused on member satisfaction and community growth. Together, they ensure that every decision made at Chartway reflects our commitment to serving you better. While members can visit us at our Cedar City branch for all their banking needs, official correspondence should be sent to the same address: 444 S Main St Ste B2, Cedar City, UT 84720. Feel free to reach out to us at (435) 586-4055 for any inquiries or support. Join us in experiencing what it means to be part of a credit union that truly cares. Visit our website at chartway.com today and discover how we can help you thrive financially!
Branch History & Mission
Community Commitment
Chartway is not just about banking; it's about building relationships within the Cedar City community. We are dedicated to various outreach efforts aimed at supporting local causes and initiatives that uplift our neighbors. By partnering with schools, nonprofits, and other organizations, we work towards creating a brighter future for everyone in our area. As we continue this journey together with our members and the broader Cedar City community, we invite you to join us. Experience firsthand how Chartway can help you navigate your financial path with ease and confidence. Explore what it means to be part of something bigger visit us today or learn more about becoming a member here. Together, let's build a prosperous future!
Our Mission
At Chartway, our mission is simple yet impactful: to empower our members to achieve their financial goals while fostering a sense of community. We provide a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Additionally, we offer business banking services tailored for local enterprises. We understand that financial health goes beyond just transactions; it's about supporting our members through every life stage. Whether it's helping families purchase their first home or providing small businesses with essential financing options, we strive to make a positive difference in people's lives. Our branch operates with member convenience in mind. We welcome you Monday through Thursday from 9 AM to 5 PM, Fridays from 9 AM to 6 PM, and Saturdays from 9 AM to 1 PM. For those needing assistance outside regular hours, our Direct Teller service is available until 7 PM on weekdays and until 3 PM on Saturdays. While members can visit us at 444 S Main St Ste B2 for all their banking needs, official correspondence should be sent to the same address listed for mailing purposes.
Branch Location & Accessibility
Accessibility Features
At Chartway, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, ensuring that everyone can enjoy easy access to our services. Ample parking is available right outside our doors, making it simple for you to stop by whenever you need assistance.
Operating Hours
We know your time is valuable, which is why we offer flexible hours to fit your busy schedule. Visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. For those who prefer direct teller service, we're open Monday through Friday from 8 AM to 7 PM and Saturday from 8 AM to 3 PM.
Services Offered
Our Cedar City branch provides a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage options, we've got you covered. Plus, with our drive-thru banking and ATM availability, managing your finances has never been easier! While members can visit us at 444 S Main St Ste B2 Cedar City Ut 84720, official correspondence should be sent to the same address since it's also our mailing address. If you have any questions or need assistance, feel free to reach out at (435) 586-4055. Come experience the friendly service at Chartway today your community credit union where your financial journey matters! We look forward to welcoming you!
Member Eligibility
Joining the Chartway family means becoming part of a supportive community that truly cares about your financial well-being. At Chartway, we believe that everyone deserves access to quality financial services. If you're wondering how to become a member, it's simple! Generally, eligibility extends to anyone who lives, works, worships, or attends school in our local area. We encourage you to check out the specific criteria outlined on our website at this link for the most accurate and detailed information. Once you've confirmed your eligibility, opening an account is a breeze! You can get started online by visiting our account opening page at this link, or feel free to stop by our branch located at 444 S Main St Ste B2 in Cedar City, UT. If you have any questions or need assistance, don't hesitate to give us a call at (435) 586-4055. We're here to help you every step of the way as you embark on this exciting journey with us!
Business Banking & Commercial Services
Commercial Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $8 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,263,247, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services
In addition to loans, we offer essential merchant services that simplify payment processing, allowing you to focus on what matters most growing your business. Our solutions enable you to accept payments easily, manage transactions efficiently, and enhance customer satisfaction. Whether you're a startup or an established enterprise in Cedar City, UT, Chartway is dedicated to providing the financial tools you need for success. Reach out today at (435) 586-4055 or visit us at 444 S Main St Ste B2 Cedar City Ut 84720 to learn more about how we can support your business journey!
Comprehensive List Of Services
Business Banking Support
For local entrepreneurs, our Business Banking services provide essential tools like Merchant Services & Business Loans to help you thrive. We understand the challenges of running a business and are committed to offering solutions that can help you succeed.
Consolidate Your Debt
Managing multiple debts can be overwhelming. That's why we offer Personal Loans & Debt Consolidation options that help streamline your payments into one manageable monthly fee. Imagine reducing stress by tackling debt efficiently while saving money on interest payments!
Convenient Access Anytime
In addition to traditional banking hours, enjoy the flexibility of our ATM & Cash Withdrawal Services, available around the clock for your convenience. Plus, if you prefer face-to-face interaction for simple transactions, take advantage of our basic Drive-Thru Banking, designed for quick deposits and withdrawals. At Chartway, we strive to provide an environment where all members feel valued and supported in their financial endeavors. Our commitment extends beyond banking hours; we're here for you during regular hours from Monday through Friday and even Saturday mornings! Ready to explore how we can assist you? Reach out today at (435) 586-4055 or visit us at 444 S Main St Ste B2 Cedar City Ut 84720. Join us in experiencing personalized service tailored just for you!
Home Sweet Home
Thinking about buying a home? Our Mortgage Loans & Refinancing services are designed to guide you through the process, whether you're a first-time buyer or looking to refinance an existing mortgage. Our experienced team will help simplify the steps, ensuring you feel supported every step of the way.
Personal Banking Solutions
Whether you're opening your first checking account or looking for a safe place to grow your savings, our Personal Banking services are designed to make managing your money straightforward and stress-free. We offer various Checking & Savings Accounts that cater to different lifestyles. Imagine enjoying the peace of mind that comes from knowing your funds are accessible whenever you need them, thanks to our robust Online & Mobile Banking features. You can easily check balances, transfer funds, and pay bills right from your smartphone or computer.
Rewarding Credit Options
With our Credit Cards with Rewards, every purchase brings you closer to exciting rewards. Whether it's cashback on groceries or travel points for your next vacation, our credit cards can enhance your spending experience.
Vehicle Financing Made Easy
If you're considering purchasing a new car, our Auto Loans & Vehicle Financing options allow you to drive away with confidence. With competitive rates and flexible terms, we make it easy for you to find a loan that fits your budget. Picture yourself behind the wheel of your dream car while knowing that you've made a smart financial choice with our support.
Digital & Online Banking
At Chartway, we understand that managing your finances should be as easy and secure as possible. That's why we offer a range of digital and online banking services designed to fit your busy lifestyle. With our 24/7 online banking services, you can access your accounts anytime, anywhere. Whether you're checking balances, making transfers, or paying bills, it's all at your fingertips. To get started, visit us at https://www.chartway.com/. There, you'll find everything you need to manage your accounts efficiently. Our user-friendly mobile application lets you take care of your banking needs on the go. You can even make person-to-person transfers with just a few taps perfect for splitting bills or sending money to friends. Safety is our top priority. While we currently do not offer electronic signature authorization, we ensure that all your transactions are protected with advanced security measures. Plus, with e-statements available, you can keep track of your finances without the hassle of paper clutter. And if you're someone who loves using mobile payments, you're in luck! Our mobile payments feature allows you to shop conveniently and securely right from your phone. It's one more way we're committed to making banking easier for you. With Chartway, managing your money has never been simpler or more accessible. Join us today and experience the convenience of digital banking tailored just for you!
Financial Strength
A Solid Foundation
With a net worth of $255,995,762, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $856 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Growing Membership Base
We have a growing member base with a total of 400,695 share accounts, showcasing the trust placed in us by our community. Our net shares available for lending and investments stand at $70,860,430, further demonstrating our ability to support your financial endeavors. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Chartway is your trusted partner. Visit us at 444 S Main St Ste B2 Cedar City Ut 84720 or call (435) 586-4055 to learn more about how we can help you achieve your financial goals.
Member-Centric Savings
Members' savings are secured through $770,055,775 in share certificates and $383,757,951 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $172,708,693, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our commitment to efficiency is reflected in our $11,540,561, which allows us to keep providing competitive loan rates and solid financial products for our members. We also take pride in having 558 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Reinvesting for Your Benefit
With $216,105,592 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $34,007 in used auto loans and $2,431,306,072 in total loans and leases.
Loan Offering
Additional Offerings
For those looking for additional financial support, we also provide personal loans and credit lines with a total of $410,318,245 available. These options can assist you with everything from debt consolidation to unexpected expenses. We recognize that refinancing can be a smart move for many borrowers looking to lower their monthly payments or access cash from their equity. Our team is here to discuss eligibility options tailored specifically for you. For business owners, don't forget about our outstanding commercial loans totaling $3,263,247. These loans are designed to provide capital that can help grow and expand your business. With all these options available at Chartway, we're dedicated to offering personalized service to help you navigate your financial journey. You can reach us at (435) 586-4055 or visit us at 444 S Main St Ste B2 Cedar City Ut 84720 in Cedar City, UT. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're planning for today or preparing for tomorrow, let us help you take the next step towards achieving your financial dreams!
Auto Loans
Looking to buy a new car? Our auto loans provide some of the most competitive rates in the industry. With $705,010,901 in used vehicle loans and $526,625,135 in new vehicle loans already helping members get on the road, we make financing your vehicle straightforward and affordable. Whether you're eyeing a brand-new model or a reliable pre-owned option, we have solutions tailored just for you.
Mortgage Loans
Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $127,685,064, making buying or refinancing your home simple. We guide you through every step of the process, ensuring you find the right fit for your budget and lifestyle.
Unsecured Credit Card Loans
Managing everyday expenses can be easier with our flexible unsecured credit card loans. We currently have $113,440,605 in loans that help our members manage their finances effectively. With competitive rates and no hidden fees, our credit card offerings are designed to meet your needs without breaking the bank.
Loan Aggregator
Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh serves as a valuable tool for anyone looking to make informed financial decisions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to quality means that the information you receive is based on the latest results, providing users with fair and transparent offers (Source: https://www.ncua.gov). One of the standout features of LendMesh is its emphasis on verified data. All loan offers are sourced from legitimate financial institutions, ensuring transparency throughout the comparison process. Unlike many platforms, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. This approach guarantees that users receive unbiased results tailored to their needs. Additionally, LendMesh provides real-time rate comparisons, allowing users to access up-to-date loan rates from multiple institutions. This feature is essential for making informed decisions about borrowing options. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're ready to take the next step in finding the best loan rates for your needs, compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.