Chartway Credit Union Houston TX | Convenient ATM Access & Services

Introduction

Welcome to Chartway, your trusted partner in financial wellness located at 2800 N Terminal Rd, Houston, TX 77032. Established in 1959, we have grown alongside our community, proudly serving over 256,000 members and managing total assets exceeding $2.98 billion. Our commitment to providing exceptional service is evident in everything we do from our competitive rates on loans to our innovative banking solutions. At Chartway, we understand that each member's journey is unique. That's why we offer a wide range of services designed to meet your individual needs. Whether you're looking for personal loans or want to open a savings account, we've got you covered. With total deposits reaching $115.41 million and a robust portfolio of over 153,900 loans, our financial stability allows us to support you effectively. Our dedicated team is here to assist you every step of the way. Under the leadership of CEO Brian Schools and Board President Nancy McMahon, we strive to create an inclusive environment where everyone feels valued and supported. We believe in giving back to the community, ensuring that as we grow, so does the well-being of those around us. For your convenience, while you can visit us at our branch location, official correspondence should be directed to our mailing address: 2800 N Terminal Rd, Houston, TX 77032-5569. We invite you to explore what membership with Chartway can mean for you. Feel free to reach out at (757) 552-1000 or visit our website at Chartway for more information. Let us help you achieve your financial goals today!

Branch History & Mission

At Chartway, we have a proud legacy that dates back to our opening in 1959. Since then, we have grown into a vital part of the Houston community, providing not just financial services, but also a support system for our members and their families. Located at 2800 N Terminal Rd, Houston, TX 77032, our branch is conveniently situated near IAH Bush Airport, making it easily accessible for travelers and residents alike. Over the years, Chartway has evolved significantly. Today, we serve over 256,747 members and manage total assets of approximately $2,981,758,349. We are dedicated to ensuring that our members have access to quality financial products and services while also being active participants in community initiatives. Our mission is simple yet powerful: to empower our members to achieve their financial goals while fostering a sense of belonging within the community. While members can visit us at 2800 N Terminal Rd, official correspondence should be sent to 2800 N Terminal Rd, Houston, TX 77032-5569. Our operating hours are designed with your convenience in mind open Monday through Friday from 8 AM to 7 PM and Saturday from 8 AM to 3 PM. Chartway is committed to providing modern banking solutions that meet the needs of our diverse membership. We offer ATM services for basic transactions like withdrawals and balance checks. Although we do not currently have drive-thru banking or shared service centers at this location, we ensure that all services remain ADA compliant and focused on customer satisfaction. Beyond our financial offerings, Chartway believes in giving back to the communities we serve. We actively participate in various outreach programs aimed at supporting local schools and organizations. By partnering with community groups, we strive to make a meaningful impact that extends beyond banking. Join us at Chartway and become part of something bigger! Experience personalized service from a team dedicated to your success and well-being. Whether you're looking for loans or simply want advice on your financial journey, we're here for you every step of the way. Visit us today or contact us at 757-552-1000 let's work together towards your financial future!

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all our members. Our branch complies with ADA standards and features ramps and designated parking spaces to make your visit comfortable. Whether you're stopping by for a quick transaction or need assistance with more complex banking needs, our friendly staff is here to help.

Convenient Banking Hours

Our operating hours are designed to fit your busy schedule. We welcome you Monday through Friday from 8 AM to 7 PM and on Saturday from 8 AM to 3 PM. This flexibility allows you to visit us when it's most convenient for you.

Get in Touch!

If you have any questions or need further assistance, don't hesitate to give us a call at 757-552-1000. We invite you to come by and experience firsthand how Chartway can help meet your financial needs. We look forward to welcoming you!

Services Offered

At Chartway, we offer essential ATM services right here at our branch. You can easily withdraw cash or check your balance anytime during our open hours. Unfortunately, we do not currently have a drive-thru service available; however, we assure you that our team is always ready to assist you inside the branch.

Member Eligibility

Joining the Chartway family means becoming part of a community that genuinely cares about your financial well-being. At our branch located at 2800 N Terminal Rd, Houston, TX 77032, we welcome individuals who share a commitment to improving their financial future. To be eligible for membership, you'll find that it's more straightforward than you might think. Our criteria include being a resident or working in the areas we serve, and there are other ways to qualify as well. Whether you're looking for great rates on loans or simply a supportive place to manage your savings, Chartway is here to help you thrive. If you're ready to take the next step and open an account, the process is easy! Just visit our account opening page at this link to get started. If you have any questions or need assistance, feel free to give us a call at (757) 552-1000. For more detailed eligibility information, check out our full criteria at this resource. We look forward to welcoming you into our community!

Business Banking & Commercial Services

Member and Non-Member Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $8 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,263,247, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine a bustling café that needs quick payment processing to keep customers happy. Our merchant services simplify transactions, making it easy for business owners to focus on what they do best. Whether you're accepting credit cards or managing online payments, we equip you with the tools necessary for seamless operations. Located at 2800 N Terminal Rd Houston Tx 77032 in Houston, TX, our team is here to discuss how we can assist your business every step of the way. Visit us today or call us at (757) 552-1000 to learn more about how our business banking and commercial services can fuel your success!

Comprehensive List Of Services

ATM Services

One of the key services we offer at Chartway is our ATM access. Members can conveniently make withdrawals and check balances at any time. Imagine being able to access your funds quickly, whether you're on your way to work or enjoying a weekend outing. Our ATMs are designed for ease, ensuring that you have access to your money whenever you need it.

Accessibility and Convenience

In today's fast-paced world, convenience matters. That's why we provide essential digital banking features that allow you to manage your accounts from anywhere. With online banking, you can review statements, transfer funds, and pay bills without stepping foot in a branch. Our mobile application also makes it simple to handle your finances on the go, giving you control right at your fingertips.

Final Thoughts

At Chartway, we understand that each member has unique financial needs. From basic ATM access to user-friendly online banking, our services are designed with you in mind. If you're ready to experience hassle-free banking or if you have questions about how we can serve you better, don't hesitate to reach out! Call us today at (757) 552-1000 or visit us at 2800 N Terminal Rd Houston Tx 77032 in Houston, TX. Join us and see how we can help make your financial journey easier!

Member Support

While our primary offerings include ATM services and online banking, we're also here for personalized support when needed. Our friendly staff is always ready to assist you with any questions or concerns about your account or our services. We prioritize member satisfaction and strive to create a welcoming environment where everyone feels valued.

Digital & Online Banking

At Chartway, we understand that convenience and security are top priorities for our members. That's why we offer a comprehensive range of digital and online banking services designed to make managing your finances easier than ever. With our online banking platform, available at https://www.chartway.com/ , you can access your accounts anytime, anywhere. Whether you're checking your balance, transferring funds, or paying bills, our 24/7 online banking services put you in control of your financial life. Plus, with the availability of e-statements, you can easily keep track of your transactions without the clutter of paper statements. For those who prefer using their mobile devices, our user-friendly mobile application makes banking on-the-go a breeze. You can make mobile payments, send money to friends through person-to-person transfers, and manage your accounts all from the palm of your hand. And while electronic signature authorization is not available at this time, rest assured that we prioritize the safety of your information with robust security measures. With features like these, banking with Chartway is not only accessible but also designed to fit seamlessly into your busy lifestyle. Whether you're at home or out running errands, you have real-time access to manage your money efficiently and securely. Explore all that our digital banking services have to offer and experience how easy it is to stay connected with your finances. Join us today at https://www.chartway.com/ and take advantage of the modern banking solutions tailored just for you!

Financial Strength

At Chartway, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to providing reliable services is backed by strong financial health, which you can trust. With a net worth of $255,995,762, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $856 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $770,055,775 in share certificates and $383,757,951 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $172,708,693, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $216,105,592 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports members' financial goals across various sectors with $34,007 in used auto loans and $2,431,306,072 in total loans and leases. Our operational efficiency is reflected in our $11,540,561, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 558 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Currently, we manage net shares (funds available for lending and investments) amounting to $70,860,430. The trust placed in us by our growing member base is evident from the total share accounts: 400,695. This shows that more individuals are choosing Chartway as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Chartway is your trusted partner. Visit us at 2800 N Terminal Rd Houston Tx 77032 or call (757) 552-1000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $705,010,901 in used vehicle loans and $526,625,135 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, our team is here to guide you through the process, ensuring you secure financing that works for your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $3,263,247 provide the capital needed to grow and expand. We understand that each business has unique needs; thus, our loan officers work closely with you to find the best financing options available. In addition to these offerings, we provide refinancing options for various types of loans. If you're looking to lower your monthly payments or consolidate debt, reach out to us for personalized assistance. Our branch is located at 2800 N Terminal Rd Houston Tx 77032, in beautiful Houston, TX. You can contact us at (757) 552-1000 during our operating hours: M-F from 8 am-7 pm and Saturday from 8 am-3 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards better financial health today!

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $127,685,064, make buying or refinancing simple. We provide resources and expertise to help you navigate the housing market confidently. With competitive interest rates and flexible eligibility options, owning your dream home might be closer than you think.

Unsecured Credit Card Loans

For those looking for financial flexibility, we also offer unsecured credit card loans with a total of $113,440,605 in loans helping members manage their finances effectively. These cards come with favorable terms designed to empower you while keeping your spending manageable.

Loan Aggregator

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CHARTWAY FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans