CHARTER OAK FEDERAL CREDIT UNION

Welcome to Charter Oak, your trusted financial partner located at 1055 Hartford Tpke, Waterford, CT 06385. Established in 1939, we have proudly served our community for over eight decades, growing to a total membership of 88,138 members who rely on us for their financial needs. Our commitment to providing personalized service and community support sets us apart as a leading credit union in the area. At Charter Oak, we manage an impressive $1,580,380,430 in assets, ensuring that we are well-equipped to help you with everything from personal banking and auto loans to business financing solutions. With total deposits reaching $191,133,141, our members can trust that their savings are secure while benefiting from competitive interest rates and dedicated service. Our CEO, Brian Orenstein, alongside Board President Guy Henry, leads a dedicated team of 192 employees who are committed to making your banking experience as smooth and rewarding as possible. With a focus on fostering relationships within the community, we also offer various services including online and mobile banking for added convenience. Whether you're looking for assistance with loans like our total of 22,632 loans and leases or simply want to open a savings account, we're here to help. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to the same address: 1055 Hartford Tpke, Waterford, CT 06385-4005. Ready to take the next step? Give us a call at 860-446-8085 or explore more about our services online at charteroak.org. Let's work together towards achieving your financial goals!

Becoming a member of Charter Oak feels like joining a caring community where your financial well-being is the priority. If you're looking to enjoy personalized banking services and competitive rates, you'll be pleased to know that membership is open to those who live, work, or worship in our local area. Whether you're a first-time account holder or looking to switch from another bank, we welcome everyone with open arms. For specific eligibility details, feel free to visit our website at . Joining is simple! You can start the process by giving us a call at (860) 446-8085, or you can find more information about opening an account online. Our friendly team at Charter Oak, located at 1055 Hartford Tpke Waterford Ct 06385, is here to help you every step of the way. We can't wait to welcome you into our family!

At Charter Oak, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position, which reflects our commitment to serving you. With a net worth of $177,532,367, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further illustrated by our net worth ratio of $1,123, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $337,930,368 in share certificates and $242,671,367 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $10,108,247, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to innovation is evident with $177,222,759 in undivided earnings, which allows us to reinvest in new banking tools, stronger lending options, and enhanced security measures to serve you better. Our lending capacity supports your financial goals across various sectors with $9,008 in used auto loans and $928,685,774 in total loans and leases. We also reflect operational efficiency with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 185 full-time employees and 7 part-time employees who are always ready to serve you with a knowledgeable, committed team. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Charter Oak is your trusted partner. Visit us at 1055 Hartford Tpke Waterford Ct 06385 or call (860) 446-8085 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

At Charter Oak, we understand that everyone has unique financial needs. Whether you're looking to buy a car, purchase a home, or manage your day-to-day expenses, our range of loan products is designed to help you achieve your goals. Located at 1055 Hartford Tpke, Waterford, CT 06385, our team is ready to assist you with personalized service. Feel free to reach out at 860-446-8085 for any inquiries. With over 22,632 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular; if you're looking to buy a new car, our auto loans offer some of the lowest rates in the industry. We have already issued $84,991,016 in new vehicle loans and $147,480,584 in used vehicle loans, helping many members get on the road. Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Property loans totaling $79,085,088, tailored to fit your specific situation. For business owners seeking growth opportunities, our outstanding commercial loans amounting to $131,398,980 provide the necessary capital for expansion and investment in your business. Additionally, we also provide flexible terms on unsecured credit card loans. While there are currently no unsecured credit card loans available at this moment, we're always looking for ways to enhance our offerings and better serve our members. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're interested in refinancing or need assistance with eligibility options for any of our loan products, don't hesitate to ask! We're here to support you every step of the way as you navigate your financial journey with us at Charter Oak.