Charter Oak Credit Union Uncasville CT | Quick Personal Loans & ATM Access

Introduction

Welcome to Charter Oak, your trusted financial partner located at 1 Mohegan Sun Blvd, Uncasville, CT 06382. Since our establishment in 1939, we have been dedicated to serving our members with a range of financial services tailored to meet your needs. With over 88,138 members and total assets reaching an impressive $1,580,380,430, we pride ourselves on being a cornerstone of the community. At Charter Oak, we understand that every member's financial journey is unique. That's why we offer a variety of services, including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, and business banking solutions. Our commitment to you is reflected in our total deposits of $191,133,141, which underscores the trust placed in us by our valued members. Led by our experienced CEO, Brian Orenstein, and Board President Guy Henry, our team of 192 employees is here to ensure you receive the best service possible. Whether you're looking for straightforward banking solutions or more complex financial products, we are equipped to help you succeed. While members can visit us at our branch location, official correspondence should be sent to the same address: 1 Mohegan Sun Blvd, Uncasville, CT 06382-1355. Our friendly staff is ready to assist you during lobby hours: Monday through Thursday from 8 a.m. to 5 p.m., Friday from 8 a.m. to 6 p.m., and Saturday from 9 a.m. to 12 noon. We invite you to explore how Charter Oak can support your financial goals. Call us today at 860-446-8085 or visit us online at charteroak.org for more information about our services and how we can help you thrive in your financial endeavors. Let's embark on this journey together!

Branch History & Mission

Commitment to Community

At Charter Oak, we believe in giving back. Our partnerships with local organizations help us address community needs through outreach programs and educational initiatives. Whether it's hosting financial literacy workshops or sponsoring local events, we strive to make a positive impact where it matters most. In addition to traditional banking services, we are proud of our technological advancements that ensure convenience for all members. With features such as online banking, mobile payments, and ATM access available at our branch, we focus on providing an inclusive experience for everyone.

Join Us Today

As we look ahead to the future, Charter Oak remains committed to its mission of serving you. We invite you to visit us during our operating hours Monday through Thursday from 8 a.m. to 5 p.m., Friday from 8 a.m. to 6 p.m., and Saturday from 9 a.m. to 12 noon to discover how we can assist you with your financial journey. Experience the benefits of being part of a credit union that truly cares about its members and community. Join Charter Oak today where your success is our mission! For more information or inquiries, feel free to reach out at 860-446-8085 or explore our website at charteroak.org.

Our Journey

From our humble beginnings, Charter Oak has evolved into a trusted financial institution recognized for its commitment to member service and community involvement. Located at 1 Mohegan Sun Blvd, our branch is conveniently situated near the famous Mohegan Sun resort, making us accessible to both locals and visitors alike. While members can visit us at this address for all their banking needs, official correspondence should be sent to 1 Mohegan Sun Blvd, Uncasville, CT 06382-1355. Our mission is simple yet profound: to provide accessible financial services that enhance the lives of our members while actively contributing to the community's wellbeing. We understand that each member's journey is unique; therefore, we offer a range of services from personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing. Our goal is not only to support your financial aspirations but also to build lasting relationships based on trust and understanding.

Branch Location & Accessibility

Accessibility and Features

At Charter Oak, we prioritize making banking easy for everyone. Our branch features ample parking spaces and is ADA compliant, ensuring all members can access our services comfortably. Although we don't have drive-thru service at this location, we offer ATM availability for quick cash withdrawals and balance checks.

Get in Touch

Have questions? Need assistance? Our friendly team is just a phone call away at 860-446-8085. We're eager to help you navigate your financial journey! Visit us today at Charter Oak your convenience is our priority!

Operating Hours

We understand that life gets busy! That's why we're here for you during convenient hours. You can visit us Monday through Thursday from 8 a.m. to 5 p.m., Friday from 8 a.m. to 6 p.m., and Saturday from 9 a.m. to 12 noon. This gives you plenty of time to stop by when it works best for you.

Services Offered

At our branch, we offer a range of services tailored to meet your banking needs. From personal banking options like checking and savings accounts to auto loans, mortgages, and credit cards with rewards, we've got something for everyone. Plus, if you're a member of another participating credit union, you can take advantage of our shared services right here.

Member Eligibility

At Charter Oak, we believe that everyone deserves a chance to be part of a supportive financial community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the areas we serve, you're likely eligible to join us. Our members enjoy exclusive benefits like competitive rates on loans and savings accounts, personalized service, and access to a variety of financial products tailored just for them. To get started on your membership journey with Charter Oak, visit us at our convenient location at 1 Mohegan Sun Blvd Uncasville Ct 06382 or give us a call at (860) 446-8085. We encourage you to check out the detailed eligibility criteria at so you can see just how easy it is to become part of our family. Join us today and experience the difference of community banking!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $433 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $131,398,980, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Simple

In today's fast-paced world, efficient payment processing is crucial. Our merchant services ensure you get paid quickly and easily. Whether you run a brick-and-mortar store or an online shop, we provide tools that make transactions seamless, allowing you to focus on what matters most growing your business. Visit us at 1 Mohegan Sun Blvd Uncasville Ct 06382 in Uncasville, CT, or give us a call at (860) 446-8085 to learn how we can partner with you on your journey to success!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

We know how crucial access to cash can be. Our network of ATMs allows for easy cash withdrawals and balance checks, ensuring you're never left without access when you need it most.

Auto Loans & Vehicle Financing

If you're in the market for a new car or need financing for a vehicle, our Auto Loans & Vehicle Financing services offer competitive rates and flexible terms. We understand how important reliable transportation is, and we're here to support you in getting behind the wheel without the stress of high payments.

Business Banking

If you're a business owner, our Business Banking services are designed to support your growth. From Merchant Services that make transactions easy for your customers to tailored Business Loans, we're dedicated to helping local businesses thrive.

Credit Cards with Rewards

For those who enjoy earning rewards on their spending, we offer Credit Cards with Rewards. These cards not only provide convenience but also let you earn points or cashback on everyday purchases, making it easier to get more from your money.

Mortgage Loans & Refinancing

Homeownership is a big milestone, and we want to make it easier for you with our Mortgage Loans & Refinancing options. Whether you are buying your first home or looking to refinance an existing mortgage, our team is ready to guide you through every step of the process.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking services. You can manage your accounts anytime, anywhere from checking balances and making transfers to paying bills all from your smartphone or computer.

Personal Banking

For those looking to manage their finances effectively, our Personal Banking services include checking and savings accounts tailored to help you save for your future. Whether you're planning for a vacation or just want to build an emergency fund, we have options that can help you achieve your goals.

Personal Loans & Debt Consolidation

Life can sometimes throw unexpected expenses your way. That's where our Personal Loans & Debt Consolidation services come in handy. We can help simplify your finances by combining multiple debts into one manageable payment, giving you peace of mind.

Shared Branch Transactions

As part of our commitment to serve all members better, we offer Basic Shared Branch Transactions for deposits and withdrawals if you're a member of partner credit unions. This means even more flexibility in accessing your funds while traveling or away from home. We invite you to explore these comprehensive services at Charter Oak. For any questions or further assistance, feel free to reach out at 860-446-8085 or visit us at our branch location in Uncasville. Your financial well-being is our priority!

Digital & Online Banking

Easy Access to Statements and Payments

Say goodbye to paper clutter with our e-statements feature! You can easily access and manage your statements online, ensuring that you always have the information you need at hand. If you're looking for a quick way to send money to friends or family, our person-to-person transfer option makes it simple and hassle-free.

Key Services for Your Convenience

With our 24/7 online banking services, you can check balances, transfer funds, and pay bills at any time that suits you. No more rushing to the bank before closing hours! Plus, our mobile application lets you carry your bank right in your pocket. Whether you're making payments or reviewing your recent transactions, everything is just a tap away.

Mobile Payments Made Simple

With the mobile payments feature available at Charter Oak, you can make purchases directly from your smartphone without needing cash or cards. It's an easy way to handle transactions while shopping or dining out. In summary, whether you're accessing accounts through our website or using our mobile app, managing your finances has never been easier or more secure at Charter Oak. Take advantage of these digital tools today!

Security You Can Trust

We prioritize your security while using our digital services. Our online banking system utilizes robust security measures to protect your personal information and transactions. Although we currently do not offer electronic signature authorization, rest assured that your data remains secure with us.

Financial Strength

Commitment to Growth

With $177,222,759 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $9,008 in used auto loans and $928,685,774 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 185 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Community Focused

With total share accounts numbering 209,981, it shows a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $27,739,393. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Charter Oak is your trusted partner. Visit us at 1 Mohegan Sun Blvd Uncasville Ct 06382 or call (860) 446-8085 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $337,930,368 in share certificates and $242,671,367 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $10,108,247, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $177,532,367, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,123 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $147,480,584 in used vehicle loans and $84,991,016 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new model or a reliable used vehicle, our financing options make it easier for you to drive away satisfied.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $131,398,980 provide the capital needed to expand and invest in your business. We understand the challenges entrepreneurs face and are dedicated to offering support through tailored financing solutions. If you're interested in refinancing any of these products or would like more information on eligibility options available at Charter Oak, feel free to reach out! You can contact us at 860-446-8085 during our operating hours: Monday - Thursday from 8 a.m. - 5 p.m., Friday from 8 a.m. - 6 p.m., and Saturday from 9 a.m. - 12 noon. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Charter Oak, we prioritize transparent communication and strive to help you navigate your financial journey smoothly.

Credit Lines and Personal Loans

If you're considering personal financing or need flexibility for unexpected expenses, our total credit lines amounting to $605,678,756 provide you with the financial freedom you deserve. While we currently do not offer unsecured credit card loans, our team is ready to discuss alternative solutions that fit your needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $79,085,088, make buying or refinancing simple. We aim to guide you through every step of the process so you can make informed decisions about your future home.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing ensures fair and transparent offers for all users. By relying on verified financial institutions, LendMesh guarantees that users receive only legitimate loan options.

CHARTER OAK FEDERAL CREDIT UNION - Uncasville, CT