CHARTER OAK FEDERAL CREDIT UNION - Putnam, CT

Welcome to Charter Oak, your trusted financial partner located at 7 Providence Pike, Putnam, CT 06260. Established in 1939, we have proudly served our community for over eight decades, helping our 88,138 members achieve their financial goals. At Charter Oak, we believe in building strong relationships with our members and providing exceptional service that meets your unique needs. As a member-focused credit union, we offer a wide range of services, from personal banking options like checking and savings accounts to auto loans, mortgage financing, and business banking solutions. With total assets exceeding $1.58 billion and total deposits of $191,133,141, we are committed to ensuring your funds are secure while delivering competitive rates on loans and deposits. Under the leadership of our CEO, Brian Orenstein, and Board President Guy Henry, our dedicated team of 192 employees works tirelessly to provide the support you need. We understand that financial decisions can be daunting; that's why we're here to guide you every step of the way. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to the same address: 7 Providence Pike, Putnam, CT 6260. Our commitment to our community goes beyond just numbers. We strive to make a positive impact by offering personalized services and fostering financial literacy among our members. Whether you're looking for a new home loan or just want advice on managing your finances better, we are here for you. If you're ready to take the next step towards achieving your financial dreams or simply want to learn more about what we can offer, don't hesitate to reach out! Give us a call at 860-446-8085 or visit our website at charteroak.org today! Together, let's build a brighter financial future.

Welcome to Charter Oak's Putnam branch, your friendly financial partner located conveniently at 7 Providence Pike, Putnam, CT 06260. Our branch is nestled in a vibrant area, easily accessible for all your banking needs. Just a stone's throw away from local favorites like the Putnam Public Library and the beautiful Rotary Park, you'll find our location not just practical but also part of a lively community. While members can visit us at our branch address, official correspondence should be sent to the same address as well: 7 Providence Pike, Putnam, CT 6260. Our doors are open for you with inviting operating hours our lobby welcomes you Monday through Friday from 9 AM to 5 PM. If you prefer drive-thru service, we have you covered too! Drive-thru hours run Monday to Thursday from 8 AM to 5 PM, and on Fridays until 6 PM. Need us on Saturday? We're here from 9 AM to noon! At Charter Oak, we value accessibility. Our branch features ADA-compliant facilities to ensure everyone can access our services comfortably. Plus, parking is convenient, so you won't have any trouble finding a spot when you visit. We offer a range of services tailored just for you from personal checking and savings accounts to auto loans and mortgage refinancing options. You can also enjoy our ATM availability for quick cash withdrawals or balance checks whenever needed. And if you're on the go, our online and mobile banking services make managing your finances a breeze. Our staff is always ready to assist with any questions or help you may need. Don't hesitate to reach out by phone at 860-446-8085. We encourage you to stop by our Putnam branch today and discover how Charter Oak can support your financial journey!

At Charter Oak, we believe that everyone deserves the chance to be part of a caring financial community. Becoming a member is simple and welcoming, allowing you to take advantage of our wide range of services designed to support your financial well-being. To qualify for membership, individuals must live, work, worship, or attend school in the areas we serve or have a family member who is already a member. This means that if you're from around 7 Providence Pike Putnam Ct 06260, you're likely eligible! For more detailed information on our eligibility criteria, feel free to visit our website at . Joining Charter Oak not only opens the door to various banking options like checking accounts, auto loans, and credit cards but also connects you with a community that truly cares about your financial journey. The process of opening an account is easy and straightforward; just give us a call at (860) 446-8085 or visit us during our business hours. We're here to help you every step of the way!

At Charter Oak, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to ensuring that your finances are secure and that we can continue to support your needs, both now and in the future. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $177,532,367, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1123 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $337,930,368 in share certificates and $242,671,367 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $10,108,247, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $177,222,759 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $9,008 in used auto loans and a total of $928,685,774 in loans and leases, we support our members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 185 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $27,739,393. Total Share Accounts: 209,981, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Charter Oak is your trusted partner. Visit us at 7 Providence Pike Putnam CT 06260 or call 860-446-8085 to learn more about how we can help you achieve your financial goals.