CHARTER OAK FEDERAL CREDIT UNION - Pawcatuck, CT

Welcome to Charter Oak, your trusted financial partner located at 20 Liberty St, Pawcatuck, CT 06379. Since our establishment in 1939, we have been dedicated to empowering our members with exceptional financial services tailored to meet their unique needs. With a proud membership base of over 88,138 and total assets exceeding $1.58 billion, we stand as a pillar of support in the community. At Charter Oak, we understand that every financial journey is personal. Whether you're looking for a checking account, an auto loan, or business financing, our goal is to provide solutions that help you thrive. Our commitment to our members is evident in our total deposits of $191,133,141 and robust loan portfolio, which includes more than 22,632 loans and leases. We're here to help you navigate life's financial challenges with confidence. Our leadership team, headed by CEO Brian Orenstein and Board President Guy Henry, ensures that our credit union remains focused on serving the community with integrity and transparency. Our friendly staff is always ready to assist you during our operating hours from Monday to Friday, 9:00 AM - 5:00 PM. For any official correspondence, feel free to send it to our mailing address at 20 Liberty Street, Pawcatuck, CT 6379. If you have questions or need assistance, don't hesitate to call us at 860-535-5888 or visit our website at www.charteroak.org. Join us today and discover how Charter Oak can help you achieve your financial goals!

At Charter Oak, our story is woven into the fabric of Pawcatuck, Connecticut. Since opening our doors in 1939, we have grown alongside our community, dedicated to providing exceptional financial services and support. With a rich history that spans over eight decades, we've cultivated a strong membership base of 88,138 individuals who trust us with their financial needs. Located at 20 Liberty St, Pawcatuck, CT 06379, our branch stands as a beacon of community spirit and financial empowerment. Whether you're visiting us for personal banking or exploring options for business loans, you'll find a welcoming atmosphere designed to serve you better. If you need to send official correspondence, please note that it should be addressed to our mailing address at 20 Liberty Street, Pawcatuck, CT 6379. Our mission at Charter Oak goes beyond just banking; we aim to enrich the lives of our members and neighbors through reliable financial services while also giving back to the community. We believe that when one member thrives, we all thrive. Our commitment is reflected in our total assets of $1,580,380,430 and our dedication to supporting local initiatives that foster growth and well-being. In recent years, we've embraced digital advancements to enhance your banking experience. Our online and mobile banking services make managing your finances convenient and accessible. We are also proud to offer ADA-compliant facilities to ensure everyone can access our services comfortably. Charter Oak is not only about transactions; it's about building relationships. We actively partner with local organizations and engage in outreach efforts aimed at improving the lives of those in Pawcatuck and surrounding areas. We understand that community support is vital for collective success. We invite you to join us on this journey. Experience firsthand the benefits of being part of Charter Oak where members come first. With drive-thru banking available and an ATM on-site for your convenience, we're here when you need us most. Our operating hours are Monday through Friday from 9:00 AM to 5:00 PM. Discover how Charter Oak can help you achieve your financial goals today! Reach out to us at 860-535-5888 or visit us online at charteroak.org for more information. Together, let's build a brighter future!

Becoming a member of Charter Oak is like stepping into a welcoming community where your financial goals are nurtured and supported. If you live, work, worship, or attend school in New London County, you're already on the path to membership! It's that simple. Here at Charter Oak, we believe in making banking accessible for everyone, which means you'll find a friendly environment and helpful resources tailored just for you. Whether you're looking to open a savings account or apply for a loan, our dedicated team is here to guide you every step of the way. To learn more about the specific eligibility criteria and see if you qualify, check out this resource: . When you're ready to join us at our convenient location at 20 Liberty St Pawcatuck Ct 06379, give us a call at (860) 535-5888. Our doors are open to help you achieve your financial dreams!

At Charter Oak, we understand that managing your finances should be as easy as possible. That's why we offer a range of digital and online banking services designed to fit your lifestyle. Whether you're at home or on the go, our secure and user-friendly options help you take control of your money whenever you need it. With our 24/7 online banking services available at https://charteroak.org/ , you can check your account balance, pay bills, and transfer funds anytime, anywhere. Our mobile application makes this even easier, putting all the power of banking right in your pocket. Plus, with features like person-to-person transfers, sending money to friends or family has never been simpler. For those who prefer going paperless, we provide e-statements that give you a clear view of your account activity without the clutter. And if you ever need to sign documents electronically, rest assured that our system is secure, even though we currently do not support electronic signature authorization. Are you ready to make payments on the fly? Our mobile payments feature allows you to pay for purchases directly from your phone, making transactions quick and convenient. At Charter Oak, we prioritize your security and ease-of-use. Our platform is designed to protect your information while providing real-time access to your accounts. You can feel confident knowing that managing your finances online is both safe and straightforward. Explore all these features and more by visiting us at https://charteroak.org/ today! Your financial well-being is just a click away.

At Charter Oak, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a dedicated team committed to your financial well-being, we ensure that our credit union is built on a strong foundation. With a net worth of $177,532,367, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1123 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $337,930,368 in share certificates and $242,671,367 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $10,108,247, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $177,222,759 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $9,008 in used auto loans and a total of $928,685,774 in loans and leases. Our operational efficiency is reflected in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 185 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $27,739,393. Total Share Accounts: 209,981, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Charter Oak is your trusted partner. Visit us at 20 Liberty St Pawcatuck Ct 06379 or call 860-535-5888 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.