Champion Community Credit Union Moulton AL | Best Auto Loans & Checking Accounts

Introduction

Welcome to Champion Community, your trusted partner in financial success located at 11177 Al Highway 157, Moulton, AL 35650. Since our establishment in 1971, we have been dedicated to serving our community with reliable banking solutions tailored to meet your needs. With a proud membership of over 3,172 individuals, we have built a strong foundation based on trust and commitment. At Champion Community, we understand the importance of financial stability. That's why we manage assets totaling $49,214,302 and maintain a robust net worth of $6,970,462. We are here to support you with various services, including personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards that reward you for your loyalty. We pride ourselves on being accessible. Whether you visit us in person or reach out via phone at 256-637-6511, our team is here to assist you during our operating hours from 9:00 AM to 5:00 PM, Monday through Friday. If you need to send us official correspondence, please note that our mailing address is also 11177 AL Highway 157, Moulton, AL 35650. Led by our CEO Regzey Carpenter and Board President Malcom Smith, we strive to ensure that every member feels valued and heard. With a dedicated staff of 16 employees, we're ready to provide personalized support for all your banking needs. Join us in making a difference in our community your journey towards financial well-being starts here! Visit our website at Champion Community or call us today. We look forward to welcoming you into our family!

Branch History & Mission

Community Engagement

Champion Community recognizes that our success is intertwined with the well-being of our community. We actively engage in various outreach programs aimed at supporting local initiatives and improving lives in Moulton and surrounding areas. Our partnerships with local organizations allow us to contribute meaningfully and help build a stronger community together. As we continue on this journey since 1971, we invite you to join us at Champion Community. Experience firsthand the benefits of being part of a financial institution that truly cares about its members and their future. Visit us today or give us a call at (256) 637-6511 we're excited to help you reach your financial goals!

Our Mission

At Champion Community, our mission is clear: we strive to empower our members through exceptional financial services while fostering a spirit of community support. We believe that every member deserves access to reliable banking solutions be it checking and savings accounts, auto loans, or mortgage options. Our focus extends beyond just financial transactions; we aim to build lasting relationships that contribute positively to the lives of those we serve. Our team is dedicated to keeping pace with modern technology while ensuring ADA compliance and enhancing customer experience. Online banking and person-to-person payment options are just some of the ways we make banking easier for you. Additionally, our drive-thru service allows for quick and convenient transactions without leaving your vehicle.

Branch Location & Accessibility

Convenience and Accessibility

Our branch is easy to find, nestled near local landmarks that make it a familiar spot for residents. With ample parking available right outside, you won't have any trouble finding a spot. Plus, we ensure that our facilities are ADA compliant, featuring ramps and accessible entrances so everyone can visit us comfortably.

Operating Hours and Services

Champion Community is open Monday through Friday from 9:00 AM to 5:00 PM, making it simple to fit your banking needs into your busy schedule. We offer a variety of services including checking and savings accounts, auto loans, mortgage options, and credit card rewards all aimed at helping you achieve your financial goals. For those quick transactions, we also have a drive-thru service where you can handle deposits and withdrawals without leaving your vehicle.

Stay Connected

If you need assistance or have questions about our services, don't hesitate to give us a call at 256-637-6511. Our dedicated team is always ready to help! While you can drop by anytime during our operating hours at 11177 Al Highway 157, please note that official correspondence should be sent to the same address as our mailing address. We invite you to visit Champion Community today and discover how we can support your financial journey!

Member Eligibility

At Champion Community, we believe that everyone deserves a chance to be part of a caring community. Becoming a member is simple and rewarding! If you live, work, or worship in the Moulton area, you're likely eligible to join us. We embrace all individuals who share our values and commitment to helping each other thrive. As a member, you gain access to a range of financial services designed with your needs in mind, from checking and savings accounts to auto loans and credit cards that offer rewards. To get started on your journey with us, just visit our branch at 11177 Al Highway 157 Moulton Al 35650 or give us a call at (256) 637-6511. You can also check out the detailed eligibility criteria on our website at . Joining Champion Community means becoming part of something bigger a supportive community where your financial well-being is our top priority. Don't hesitate; we can't wait to welcome you!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to lending, our merchant services empower businesses to accept payments easily and securely. Imagine running your day-to-day operations without worrying about payment processing delays or security concerns. Our services help streamline transactions so you can focus on what matters most growing your business. Visit us at 11177 Al Highway 157, Moulton, AL 35650 or call us at 256-637-6511 to learn more about how Champion Community can support your business needs!

Comprehensive List Of Services

Accessibility and Support

At Champion Community, we pride ourselves on being available when you need us. Our branch is open Monday through Friday from 9:00 AM to 5:00 PM, so you can visit us during convenient hours that fit into your busy schedule. If you have questions or need assistance with any of our services, don't hesitate to reach out at 256-637-6511. In conclusion, whether it's personal finance management or business growth support, Champion Community is here to help with a comprehensive suite of financial services. We invite you to explore what we offer and discover how we can assist you on your journey toward financial well-being. Visit us today at Champion Community in Moulton!

Business Banking Services

Champion Community also recognizes the importance of supporting local businesses. Our business banking services include merchant services that make transactions smoother for you and your customers. If you're looking for funding to grow your business, our business loans are designed with your success in mind.

Digital Banking Features

In today's fast-paced world, we know that convenience is key. That's why we offer online and mobile banking services, giving you access to your accounts anytime, anywhere. With features like person-to-person payments, managing your finances has never been easier! Additionally, our ATM and cash withdrawal services provide quick access to your money when you need it most. And if you prefer face-to-face interactions for simple transactions, our drive-thru banking allows you to deposit or withdraw cash without leaving your car.

Personal Banking Solutions

We offer a variety of personal banking options designed for convenience and flexibility. Our checking and savings accounts make it easy for you to manage your everyday finances. Need extra funds for a new vehicle? Our auto loans and vehicle financing services ensure you can get behind the wheel without stress. For those considering home ownership or refinancing, our mortgage loans provide competitive rates and personalized service. If you're facing unexpected expenses or want to consolidate your debts, our personal loans can help ease your financial burden. Plus, enjoy the perks of our credit cards with rewards that fit your lifestyle!

Digital & Online Banking

Key Services

Our online banking features provide you with real-time account management that keeps you informed about your finances. You can quickly transfer money between accounts or send funds directly to friends and family using our person-to-person transfer option. It's as simple as a few taps on your device! While we currently do not offer electronic signature authorization or e-statements, we strive to ensure that your banking experience remains user-friendly. Our online banking service is available 24/7, so you can manage your money at any time that suits you. For those who prefer mobile convenience, while we don't have a dedicated mobile application just yet, our website is fully optimized for mobile use. This means you can access all of our services right from your smartphone or tablet without missing a beat.

Security and Accessibility

We prioritize your security while providing these services. Rest assured that all transactions are protected with robust security measures so you can bank with peace of mind. Plus, our easy-to-navigate interface makes it simple for everyone whether you're tech-savvy or new to online banking to find what you need quickly. With no fees for basic services and the flexibility to handle your banking needs whenever it works for you, Champion Community aims to support our members in every way possible. Experience the ease and efficiency of managing your finances digitally with us today!

Financial Strength

Growing Together

Total Share and Deposit Accounts stand at 6,069, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $1,659,631, further highlighting our commitment to supporting your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Champion Community is your trusted partner. Visit us at 11177 Al Highway 157 Moulton Al 35650 or call (256) 637-6511 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $9,233,151 in share certificates and $5,109,399 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 9 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $6,319,528 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to improving our services is evident in every decision we make.

Solid Financial Health

With a net worth of $6,970,462, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,415 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $498 in used auto loans and $25,351,867 in total loans and leases. This diverse range of offerings allows us to cater to your unique needs effectively.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $6,461,713 in used vehicle loans and $1,900,130 in new vehicle loans already helping members get on the road. We provide financing options tailored to your needs, ensuring you can find the right fit for your budget.

Credit Lines

For those who need a little extra flexibility in their budgeting, we provide credit lines totaling $1,200,000. This option allows you to borrow what you need when you need it without the hassle of applying for a new loan each time. At Champion Community, we prioritize making financing accessible and straightforward. If you're considering refinancing any of your current loans or wish to explore eligibility options for our various products, don't hesitate to reach out. Our friendly staff is ready to assist you in finding the best solution for your financial needs. For more information about our loan offerings or to set up an appointment with one of our representatives, please visit our website at Champion Community or call us directly at 256-637-6511. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,950,642. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our team is here to guide you through each step of the process.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $732,480 in loans helping members manage their finances effectively. With competitive rates and no hidden fees, our credit cards are designed to give you peace of mind.

Loan Aggregator

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CHAMPION COMMUNITY CREDIT UNION