CHAMPION COMMUNITY CREDIT UNION - Decatur, AL

Champion Community believes in giving back. Through various outreach programs and partnerships with local organizations, we strive to uplift those around us. Whether it's sponsoring community events or providing educational workshops on financial literacy, we are here to make a positive impact.

We welcome you to join Champion Community and experience the many benefits of membership. With our friendly staff ready to assist you at every turn, together we can achieve your financial goals. Visit us today or call us at (256) 637-6511 for more information!

At the heart of Champion Community is our mission: to provide accessible financial services while fostering a spirit of community support. We believe that financial health is essential for everyone, which drives us to offer competitive rates on loans and deposits. Our team is dedicated to helping you navigate your financial journey with personalized guidance and resources tailored to your unique situation. While members can visit us at 303 Beltline Pl Sw Decatur Al 35603, official correspondence should be sent to 303 Beltline Place Southwest, Decatur, AL 35603. We invite you to experience our drive-thru banking for quick transactions or stop by during our operating hours from 9:00 AM to 5:00 PM, Monday through Friday.

From humble beginnings, Champion Community has evolved into a trusted financial partner for many families and businesses in the area. Over the years, we have expanded our services to include personal banking options like checking and savings accounts, as well as specialized loans for vehicles and mortgages. We are committed to meeting the needs of our members by offering online banking features and convenient ATM access ensuring that your finances are always within reach.

Have questions or need assistance? Don't hesitate to call us at 256-637-6511. Our team is eager to help you navigate your financial journey. We look forward to seeing you soon at Champion Community!

Situated near popular spots like the Decatur Mall and various dining options, our location is both accessible and familiar to residents. With ample parking available, you can easily find a space without the hassle. For those who require special accommodations, our branch features ADA-compliant entryways and ramps, ensuring everyone can visit us comfortably.

We invite you to stop by during our convenient operating hours from 9:00 AM to 5:00 PM, Monday through Friday. Our lobby is designed to offer a welcoming atmosphere where you can explore a variety of services including checking and savings accounts, auto loans, mortgages, and more. Need cash? We have an ATM on-site for quick access to your funds. If you're on the go, our drive-thru service provides a simple way to handle deposits and withdrawals without leaving your vehicle. While members can visit us at 303 Beltline Pl SW for all their banking needs, official correspondence should be sent to the same address listed as our mailing address.

Imagine securing the funding you need to take your business to the next level. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Our merchant services offer practical tools that simplify everyday transactions, making it easier for you to serve your customers. Imagine having access to reliable payment processing solutions that allow you to focus on what matters most growing your business. Whether you're running a retail shop or a service-based company, our services are designed to meet your unique needs. Visit us at 303 Beltline Pl Sw, Decatur, AL 35603, or call us at 256-637-6511 to explore how Champion Community can empower your business today!

We also provide basic drive-thru banking for quick deposits and withdrawals along with straightforward ATM access for balance checks and cash withdrawals. All these services are designed with your convenience in mind. At Champion Community, we're more than just a credit union; we're part of your community. If you have any questions about our offerings or need assistance choosing the right service for your needs, don't hesitate to call us at 256-637-6511. We look forward to serving you! Explore all that we have to offer by visiting us online at Champion Community. Your financial journey starts here!

For local entrepreneurs, our business banking services include everything from merchant services to business loans. We understand the challenges of running a business and are committed to helping you thrive in our community.

Need some extra cash? Our personal loans and debt consolidation options can provide the financial relief you need during tough times. With our credit cards that offer rewards, you can earn while you spend, making every purchase work for you.

In today's fast-paced world, convenience is key. That's why at Champion Community, we offer robust online and mobile banking features. You can manage your accounts anytime, anywhere, whether it's checking balances or transferring funds. Our ATM services ensure that you have easy access to cash when you need it most.

Managing your money should be simple and accessible. That's why we offer a variety of checking and savings accounts tailored for different lifestyles. Imagine having a checking account that suits your daily spending habits or a savings account that helps you reach your goals faster. When it comes to financing, our auto loans and vehicle financing options make purchasing your dream car easy and affordable. You can count on us for flexible terms and competitive rates. Plus, if you're looking to buy a home or refinance your current mortgage, our mortgage loans and refinancing services can guide you through the process with confidence.

One of the standout features is our person-to-person transfer service. Whether you're splitting a bill with friends or sending money to family, this feature allows for quick and easy transactions without any hassle. Plus, our user-friendly interface ensures that even if you're not tech-savvy, you'll find navigating through your accounts a breeze. Security is a top priority at Champion Community. While we currently do not offer electronic signature authorization or mobile payments, rest assured that all your transactions are protected with robust security measures. Your peace of mind is important to us. If you prefer keeping track of your statements digitally, e-statements are not available at this time; however, we encourage members to stay informed about their accounts through our reliable online services. While we do not have a mobile application yet, our website is fully optimized for mobile devices. You can easily access all the features you need right from your smartphone or tablet. Champion Community is dedicated to providing accessible and easy-to-use banking solutions that fit into your busy lifestyle. For more information on how to get started with our digital services, visit https://www.caecu.org/ today!

Our strength is further illustrated by our total share accounts which stand at 6,069, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Champion Community is your trusted partner. Visit us at 303 Beltline Pl Sw Decatur Al 35603 or call (256) 637-6511 to learn more about how we can help you achieve your financial goals.

We also take pride in having 9 full-time employees and 7 part-time employees who are always ready to serve you with a knowledgeable and committed team. This commitment translates into personalized service tailored to your needs.

Members' savings are secured through $9,233,151 in share certificates and $5,109,399 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our healthy balance sheet includes $6,319,528 in undivided earnings which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $498 in used auto loans and $25,351,867 in total loans and leases, our lending capacity supports your financial goals across various sectors.

With a net worth of $6,970,462, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to keeping your funds secure is reflected in our net worth ratio of $1,415, demonstrating a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued $6,461,713 in used vehicle loans and $1,900,130 in new vehicle loans to help our members get on the road with confidence. Whether you're financing a brand-new model or a reliable used car, our flexible terms are crafted to fit your budget.

If you're looking for additional flexibility in your finances, we have credit lines available up to $1,200,000. These can serve as a financial cushion for unexpected expenses or help you manage cash flow more efficiently. For those considering refinancing options or exploring eligibility for any of our products, our team is ready to assist you in understanding what works best for your unique situation. To learn more about how Champion Community can help you with our loan offerings or if you have any questions regarding eligibility or application processes, don't hesitate to reach out at 256-637-6511. Our branch is conveniently located at 303 Beltline Pl Sw Decatur Al 35603, and we're here to help from 9:00 AM to 5:00 PM Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us partner with you as you take your next financial step!

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,950,642, make buying or refinancing straightforward. We can guide you through the process and discuss eligibility options tailored to your situation.

We also offer flexible terms on unsecured credit card loans. With a total of $732,480 in loans already helping members manage their finances effectively, our credit cards come with features designed for everyday use while providing you with peace of mind.

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