Champion Toledo OH Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Champion, your trusted financial partner located at 4140 W Laskey Rd, Toledo, OH 43623. Since opening our doors in 1942, we've been dedicated to supporting our members and the local community. With a strong commitment to personal banking, we proudly serve over 5,699 members with a total asset base of $69,279,179. Our mission is to provide accessible financial solutions that help you achieve your goals, whether that's through checking and savings accounts, auto loans, or business banking services. As a community-focused credit union, we understand the importance of trust and reliability in your financial journey. That's why we have maintained a net worth of $7,845,283 and are committed to responsible lending practices with a total loan portfolio consisting of 2,486 loans. Led by our CEO Steven Grindle and Board President Terry Benton, our dedicated team of 15 employees works tirelessly to ensure you receive personalized service that meets your unique needs. We believe in empowering our members through education and support, which is reflected in our wide range of services including online and mobile banking options for convenience. While members can visit us at our branch location for all their banking needs, official correspondence should be directed to the same address: 4140 W Laskey Rd, Toledo, OH 43623-3758. If you're looking for a credit union that prioritizes your success and offers competitive rates like our total deposits amounting to $2,834,219 look no further than Champion. We invite you to call us at 419-407-4140 or visit our website at ChampionCU.org today! Let's build a brighter financial future together.

Branch History & Mission

At Champion, our story began in 1942 in Toledo, Ohio. Over the decades, we have grown from a small credit union into a trusted financial partner for our community. Today, with a membership of over 5,600 and total assets amounting to $69,279,179, we are proud to serve the financial needs of individuals and families in Toledo and beyond. Located at 4140 W Laskey Rd, Toledo, OH 43623, we are easily accessible for our members. Our branch is more than just a place to bank; it's a hub for community connection and support. Whether you need assistance with personal banking, auto loans, or mortgage financing, our dedicated staff is here to help you every step of the way. We also offer drive-thru services and an ATM on-site for your convenience. Champion's mission is clear: we aim to provide exceptional financial services while fostering a strong sense of community. We believe in empowering our members by offering products that help them achieve their financial goals. From checking and savings accounts to credit cards with rewards, our services are designed with you in mind. Our commitment extends beyond just banking; we actively participate in community outreach efforts to support local initiatives and improve the lives of those around us. In recent years, we've embraced digital advancements to enhance your banking experience. Our online and mobile banking options allow members to manage their finances conveniently from anywhere. We're also committed to accessibility for all members of our community. While members can visit us at 4140 W Laskey Rd, official correspondence should be sent to 4140 W Laskey Rd, Toledo, OH 43623-3758. For any inquiries or assistance, feel free to reach out at 419-407-4140. We invite you to join Champion and become part of a community-focused credit union that prioritizes your needs. Experience firsthand the benefits of membership where you're not just another account number but part of our family!

Branch Location & Accessibility

Convenient Access

Parking is ample and hassle-free, ensuring that your visit starts off right. Our location is fully ADA-compliant, featuring ramps and easy access points so everyone can enjoy our services comfortably. If you need to drop by for a quick transaction, we also offer a drive-thru service where you can conduct simple banking tasks without leaving your vehicle.

Get in Touch

Have questions or want more information? Feel free to give us a call at 419-407-4140. We invite you to come down and see how we can assist with your financial needs. At Champion, you're not just a member; you're part of our community!

Operating Hours

We know your time is valuable, which is why our doors are open during convenient hours to serve you better. Visit us Monday through Thursday from 9 AM to 4:30 PM, or swing by on Friday when we're open until 5:45 PM. Whether you're stopping in for personal banking or looking to discuss loans and services with our knowledgeable staff, we're here to help!

Services Offered

At Champion, we offer a range of financial services tailored just for you. From checking and savings accounts to auto loans and credit cards with rewards, we've got everything you need under one roof. Plus, our ATM is available for quick cash withdrawals and balance checks whenever you need it. While members can visit us at 4140 W Laskey Rd, official correspondence should be sent to the same address for consistency.

Member Eligibility

Becoming a member of Champion is like joining a family that truly cares about your financial well-being. If you're looking to take part in our community, you'll be pleased to know that membership is open to anyone who lives, works, worships, or attends school in the Toledo area. It's our way of ensuring that we're all connected and invested in the same community! Once you meet these simple eligibility criteria, you'll enjoy access to our wide range of services designed with your needs in mind. From personal banking options to auto loans and credit cards with rewards, being part of Champion means you can take advantage of tailored financial solutions that work for you. Getting started is easy! Just visit us at our branch located at 4140 W Laskey Rd Toledo Oh 43623, or give us a call at (419) 407-4140 for more information on how to apply. For further details about eligibility requirements, check out our resource page [here]. We're excited to welcome you into the Champion family!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In today's fast-paced market, having reliable merchant services is crucial for your daily operations. From payment processing to point-of-sale solutions, our services help streamline transactions and enhance customer experiences. Imagine being able to focus on what you do best running your business while we handle the financial details seamlessly. Located at 4140 W Laskey Rd Toledo Oh 43623 in Toledo, OH, we're here to partner with you in achieving your business goals. Reach out today at (419) 407-4140 to learn more about how we can support your journey!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. For those outside our membership, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions tailored to your specific requirements. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

With convenient ATM & Cash Withdrawal Services, accessing your funds is quick and straightforward. You can also use our basic drive-thru banking for deposits and withdrawals without leaving your vehicle. At Champion, we pride ourselves on being accessible and responsive to our members' needs. If you're interested in learning more about any of our services or would like assistance with opening an account, please don't hesitate to reach out! Give us a call at 419-407-4140 or visit us at our branch in Toledo. Discover how Champion can empower you financially today!

Auto Loans and Vehicle Financing

Dreaming of a new car? Our Auto Loans & Vehicle Financing options allow you to hit the road without breaking the bank. With competitive rates and flexible terms, we make it simple for you to drive away in the vehicle you desire.

Business Banking

Running a business comes with its own set of challenges. Our Business Banking services include Merchant Services & Business Loans, making it easier for entrepreneurs like you to manage cash flow and invest in growth opportunities. We understand the importance of supporting local businesses and are here to help.

Credit Cards with Rewards

For those who love rewards, our Credit Cards with Rewards offer great benefits on everyday purchases. Enjoy earning points on what you already buy, whether it's groceries or gas, turning spending into savings.

Digital Banking Solutions

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking options that allow you to bank anytime, anywhere. Check balances, transfer funds, or deposit checks right from your phone it's banking made easy!

Mortgage Loans and Refinancing

Homeownership is a significant milestone, and our Mortgage Loans & Refinancing services can help turn that dream into reality. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, we guide you through every step of the process.

Personal Banking

We understand that managing personal finances can be overwhelming. That's why we offer a variety of Checking & Savings Accounts to help you keep track of your money effortlessly. Imagine having a checking account that fits your lifestyle, making it easy to pay bills and make purchases while also building your savings for future needs.

Personal Loans and Debt Consolidation

If you're facing unexpected expenses or trying to manage debt, our Personal Loans & Debt Consolidation options provide a way out. With straightforward terms and manageable payments, we can assist you in regaining control over your finances.

Digital & Online Banking

Anytime Access

With our robust online banking services, you'll find managing your finances straightforward and user-friendly. From checking balances and monitoring transactions to setting up alerts for important account activities, everything is designed for real-time account management. At Champion, we believe that banking should fit into your lifestyle whether you're at home or out and about. Experience the freedom of digital banking today!

Key Features for Your Convenience

Our online banking service not only gives you flexibility but also keeps your information safe with top-notch security measures. While electronic signature authorization isn't available, you can still enjoy the benefits of e-statements, which are a great way to keep track of your financial activity without the clutter of paper statements. With e-statements available, viewing your account information is just a click away. For those on the go, our mobile application makes banking even more accessible. You can easily manage your accounts from anywhere right on your smartphone. Plus, with features like mobile payments and person-to-person transfers, sending money or making purchases has never been easier. Whether you're grabbing lunch or splitting a bill with friends, we've got you covered.

Financial Strength

Growing Membership Base

Total Share Accounts: 10,127, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Champion is your trusted partner. Visit us at 4140 W Laskey Rd Toledo OH 43623 or call 419-407-4140 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings

Members' savings are secured through $2,586,953 in share certificates and $10,582,420 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. We ensure that our resources are focused on benefiting you through better loan rates and exclusive perks.

Operational Efficiency

Our net income of $137,480 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 15 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Growth

With $6,789,939 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports your financial goals with $25,802,976 in total loans and leases, including $8,070 in used auto loans.

Solid Financial Health

With a net worth of $7,845,283, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.31% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $11,271,452 in used vehicle loans and $4,954,801 in new vehicle loans, helping our members get on the road efficiently. If you are considering refinancing your existing auto loan, we can help with that too. Our competitive rates make it easier for you to save money each month.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $747,316 in unsecured credit card loans available, we can help you manage your finances effectively. These cards provide not just purchasing power but also the flexibility to handle unexpected expenses without the burden of high interest rates.

Credit Lines

Our total credit lines amount to $5,000,000, providing an excellent safety net for those who may need quick access to funds for various purposes. This option is ideal for managing cash flow or handling emergencies without stress. Whether you're interested in an auto loan, mortgage financing, or credit options that fit your lifestyle and budget, Champion is here for you. Feel free to reach out at 419-407-4140 during our operating hours from 9 AM to 4:30 PM Monday through Thursday and until 5:45 PM on Fridays. For more information on our loan offerings and how they can benefit you today, visit us at Champion's website. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $1,122,320, which make buying or refinancing simple. We aim to support you through every step of your journey to owning a home.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers across a range of financial products. Each loan comparison reflects current rates and terms, allowing users to compare options easily.

CHAMPION CREDIT UNION - Toledo, OH

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