Champion Canton NC Credit Union | Convenient ATM Services Only

Introduction

Welcome to Champion Credit Union, where your financial well-being is our top priority! Located at 138 Academy St, Canton, NC 28716, we have proudly served our community since 1932. With a membership base of over 35,704 individuals, we are more than just a credit union; we are a trusted partner in helping you achieve your financial dreams. At Champion Credit Union, our commitment to excellence is reflected in our impressive financial standing. Our total assets reach an impressive $534,016,406, and we hold deposits totaling $41,074,424. With a net worth of $59,837,891, we provide a solid foundation for our members' needs. We also maintain a robust cash reserve of $6,648,821 to ensure that we can meet the demands of our growing membership. Our dedicated team of 111 employees, led by CEO Jake Robinson and Board President Bryan Trantham, is here to offer personalized service and support. Whether you're looking for loans or savings options, we have solutions tailored just for you. Our total loans and leases amount to 19,061, helping many members finance their vehicles and homes with confidence. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 1389, Canton, NC 28716. We invite you to explore the range of services we offer on our website at Champion Credit Union, where you'll find resources designed to enhance your banking experience. Join us today and discover how Champion Credit Union can empower you financially. For inquiries or assistance, feel free to call us at 828-648-1515 during our lobby hours from Monday to Friday, 8:00 AM to 5:00 PM. Your journey towards financial success starts here!

Branch History & Mission

Community Commitment

Champion is dedicated not only to its members but also to the broader community. We actively engage in local outreach programs and partnerships aimed at supporting various causes. Whether it's sponsoring local events or providing educational resources on financial literacy, we are committed to giving back and making a positive impact. With operating hours from Monday to Friday, 8:00 am to 5:00 pm, we ensure that you have ample opportunity to reach out for assistance or inquire about new services. Although we currently do not offer ATM or drive-thru services at this location, our focus remains on delivering top-notch customer service through personal interactions. Join us at Champion Credit Union and experience the difference that comes from being part of a member-focused institution dedicated to your success. Together, we can build a brighter financial future for you and your family! If you're interested in becoming a member or learning more about what we offer, don't hesitate to reach out at 828-648-1515 or visit us online at Champion's website.

Our Mission

At Champion, our mission goes beyond just banking. We strive to enhance the quality of life for our members by offering a wide range of financial products and services while fostering a sense of community. We believe that when our members succeed financially, we all thrive together. We aim to make banking easier through initiatives like online banking and mobile payments, ensuring that our members have convenient access to their accounts anytime, anywhere. While members can visit us at 138 Academy St Canton Nc 28716, official correspondence should be sent to PO Box 1389, Canton, NC 28716 if you prefer mailing us directly.

Branch Location & Accessibility

Connect With Us

Have questions or need assistance? Feel free to give us a call at 828-648-1515. We look forward to seeing you at Champion Credit Union where your financial well-being is our priority! Come visit us today!

Nearby Landmarks and Accessibility

You'll find us near several local landmarks, making it easy to pop in while you're out and about. Our branch is accessible with ample parking available right outside. We are committed to making banking as convenient as possible for all members, so you'll find features like ADA compliance and ramps for those who may require additional assistance.

Operating Hours

At Champion Credit Union, we know your time is valuable. That's why we keep our doors open Monday through Friday from 8:00 AM to 5:00 PM. Whether you need help with an account or want to explore our services, we're here when you need us!

Services Offered

While we currently do not have ATM services or drive-thru banking available at this location, our team is ready to assist you with a variety of services inside the branch. If you're looking for help with loans or accounts, we're here to guide you every step of the way.

Member Eligibility

At Champion, we believe that everyone deserves to be part of a caring financial community. If you're looking to join us, you'll be happy to know that becoming a member is easy and welcoming. To qualify, you generally need to live, work, worship, or attend school in the Haywood County area. This means that if you're part of our vibrant community here at 138 Academy St Canton Nc 28716, we invite you to take this exciting step with us! Being a member not only grants you access to a variety of financial services tailored to your needs but also offers the chance to participate in a cooperative environment where your voice matters. If you're ready to open an account and start enjoying the benefits of membership, just give us a call at (828) 648-1515 or visit our website for more details. For the most up-to-date eligibility criteria, feel free to check out our resource page at . We can't wait to welcome you into our family at Champion!

Business Banking & Commercial Services

Merchant Services That Make Sense

Alongside our loan offerings, we provide essential merchant services designed to simplify transactions for your business. Imagine having an easy way to accept payments from customers whether they prefer credit cards or digital wallets. Our services ensure you can focus on what matters most: growing your business. For more information about how we can assist your business at Champion, visit us at 138 Academy St Canton Nc 28716 or call us at (828) 648-1515. Let's work together to build a brighter future for your enterprise!

Outstanding Support for Growth

With an outstanding commercial loan portfolio of $26,078,405, we continue to drive economic growth by financing new and expanding businesses. Whether you're looking to purchase equipment, manage cash flow, or invest in real estate, our team is here to guide you every step of the way.

Tailored Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $137 in commercial loans for our members, helping businesses scale and succeed. This funding has allowed local companies to expand their operations, hire new staff, and invest in innovative technologies. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions tailored to meet diverse needs.

Comprehensive List Of Services

Banking Services

We understand that life can be busy, which is why we offer essential services like ATM services to help you manage your finances on the go. Imagine being able to withdraw cash or check your balance without having to step into a bank our ATM services make it easy and quick for you to access your funds whenever you need them. In addition to ATMs, our online banking platform allows you to handle most of your banking tasks from the comfort of your home or while you're out and about. You can view your account balances, transfer money, and even pay bills all at your fingertips. Our mobile application further enhances this convenience by enabling mobile payments and person-to-person transfers, ensuring you stay connected to your finances no matter where life takes you.

Community Focus

We take pride in being a part of the Canton community. Our services are designed not only for individual needs but also aim to strengthen local relationships. By choosing us as your financial partner, you're supporting a credit union that values community growth and member satisfaction. If you're ready to explore the benefits of membership with us or have any questions about our services, feel free to visit us or call today! Experience personalized service and comprehensive banking solutions that truly cater to your needs at Champion your trusted financial partner in Canton, NC!

Member Support

At Champion, we believe in putting our members first. That's why our friendly staff is always available during lobby hours from 8:00 AM to 5:00 PM, Monday through Friday. Whether you have questions about your account or need assistance with one of our services, don't hesitate to reach out at (828) 648-1515. We're here to help!

Digital & Online Banking

Convenient Online Banking

Our online banking platform at https://www.championcu.org/ gives you the power to check balances, transfer funds, and pay bills with ease. You can enjoy 24/7 access to your accounts, allowing you to stay on top of your financial activities without needing to visit us in person. Whether you're at home or on the go, managing your money has never been simpler.

Mobile Banking Made Easy

With our mobile application, accessing your accounts is as simple as tapping on your smartphone. You can make person-to-person transfers easily, send money to friends or family, and even enjoy mobile payments for quick purchases at stores. Whether you need to check balances or make payments while out and about, our app puts the control in your hands.

Real-Time Account Management

Our digital tools empower you to manage your finances in real-time. From setting up alerts for account activity to tracking spending patterns, you have all the resources you need to make informed decisions right at your fingertips. At Champion, we're committed to making banking easier for you through innovative digital solutions. Embrace the freedom of online banking and experience how we prioritize both convenience and security in every transaction!

Secure Electronic Transactions

Security is a top priority for us. Our electronic signature authorization feature ensures that your transactions are safe and secure. Plus, with e-statements available, you can keep track of your account activity while reducing paper clutter it's both eco-friendly and convenient!

Financial Strength

Investing in Your Future

With $49,353,528 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $4,628 in used auto loans and a total of $425,130,135 in loans and leases.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $2,576,425, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 111 full-time employees who are always ready to assist you with personalized service.

Security for Your Savings

Members' savings are secured through $73,387,695 in share certificates and $18,850,498 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $59,837,891, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,120 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Member Base

Total Share and Deposit Accounts: 72,150, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $2,238,531, reinforcing our ability to support our community's needs effectively. In summary, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Champion is your trusted partner. Visit us at 138 Academy St Canton Nc 28716 or call (828) 648-1515 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $85,372,583 in used vehicle loans and $37,482,827 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that fit your budget. Whether it's a brand-new model or a reliable pre-owned vehicle, we've got you covered.

Credit Lines and Business Loans

For those looking to expand their business ventures, our outstanding commercial loans totaling $26,078,405 provide the capital needed for growth. Additionally, we offer personal credit lines for members who need quick access to funds without the hassle of applying for multiple loans.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,996,186, make buying or refinancing simple. We guide you through every step of the process so you can feel confident in your investment.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for our various products, we are here to assist you. Our team can help determine if refinancing is right for your situation and guide you through the process. At Champion Credit Union, we pride ourselves on being more than just a lender; we're your partners in financial success. For more information about our loan products or to discuss how we can help you achieve your goals, please contact us at (828) 648-1515 during our business hours from Monday to Friday between 8:00 am and 5:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $10,638,281 in loans helping members manage their finances effectively. These cards come with no collateral requirements and are perfect for everyday purchases or unexpected expenses.

Loan Aggregator

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CHAMPION CREDIT UNION