Champion Canton NC Credit Union | Quick Personal Loans & Auto Financing

Introduction

Welcome to Champion Credit Union, where your financial well-being is our top priority! Nestled in the heart of Canton, NC, at 3 Academy St, we have been proudly serving our members since 1932. With a commitment to building strong relationships and providing personalized service, we aim to empower our community through smart financial choices. As of today, Champion Credit Union boasts a thriving membership base of 35,704 individuals who trust us with their financial needs. Our total assets have reached an impressive $534,016,406, reflecting our dedication to growth and stability. We are here not just to serve you but to help you achieve your financial goals whether that's securing a loan or managing your savings. Under the leadership of our CEO, Jake Robinson, and Board President, Bryan Trantham, we strive to create a welcoming environment for all. Our team of 111 employees is dedicated to delivering exceptional service and support, ensuring that your experience with us is nothing short of excellent. We understand that life can be unpredictable. That's why we offer a range of services tailored to meet your unique needs. From personal banking options like checking and savings accounts to auto loans, mortgages, and business financing solutions, Champion Credit Union is your one-stop-shop for all things finance. With total deposits amounting to $41,074,424 and a net worth of $59,837,891, we are committed to maintaining the strength and security you expect from your credit union. While members can visit us at our branch in Canton for in-person support and transactions including ATM services and drive-thru banking official correspondence should be sent to our mailing address at PO Box 1389, Canton, NC 28716. Join us on this journey towards better financial health. Whether you're looking for advice on loans or need assistance with online banking services, our friendly staff is ready to assist you. Feel free to call us at 828-648-1515 or visit our website at Champion Credit Union for more information. Let's build a brighter financial future together!

Branch History & Mission

Join Us

We invite you to be part of our story at Champion. Experience firsthand how we blend tradition with innovation for the benefit of all our members. Together, let's build a brighter future for ourselves and our community. If you're looking for a credit union that puts people first while offering a full range of financial services look no further! Contact us today at 828-648-1515 or visit Champion's website to learn more about becoming a member. Together, let's grow stronger!

Our Evolution

Champion has evolved significantly since its inception. Starting with a handful of dedicated members, we have grown into a robust credit union that stands as a pillar of support for individuals and families alike. Located at 3 Academy St, Canton, NC 28716, we are conveniently positioned near the vibrant downtown area, making it easy for members to access our services. While you can visit us at this address for all your banking needs, please send any official correspondence to PO Box 1389, Canton, NC 28716. Over the years, we've embraced technology while maintaining our commitment to personal service. We offer modern conveniences like online banking and mobile payments alongside traditional services. Our ADA-compliant facilities ensure that everyone can access our resources comfortably.

Our Mission

At Champion, our mission is clear: we aim to provide exceptional financial products while fostering community growth. We believe in the power of collaboration and support through various partnerships and outreach programs. Whether it's through educational workshops or local sponsorships, we strive to enrich lives beyond just banking. Our operating hours reflect our dedication to serving you better: Monday through Thursday from 8 AM to 5 PM and Friday from 8 AM to 6 PM. With an ATM on-site and drive-thru banking available, we are here to meet your needs whenever you need us.

Branch Location & Accessibility

Accessibility Features

Champion Credit Union is committed to making banking accessible for everyone. Our branch is ADA compliant and features ramps to ensure smooth entry for all our members. Whether you're visiting for a quick deposit or a more complex transaction, our friendly staff is here to assist you.

Call to Action

Ready to experience personalized banking? Stop by Champion Credit Union at 3 Academy St today or give us a call at 828-648-1515. We look forward to serving you!

Operating Hours

We understand that your time is valuable! That's why we offer flexible operating hours. You can visit us from Monday to Thursday between 8:00 AM and 5:00 PM, and on Friday from 8:00 AM to 6:00 PM. We want to make sure you can get the help you need when it's convenient for you.

Services Offered

At Champion Credit Union, we provide a full range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, enjoy the convenience of our drive-thru service for quick transactions without leaving your vehicle. With ATM availability right at the branch and shared services for partner credit union members, accessing your funds has never been easier.

Member Eligibility

At Champion, we believe that everyone deserves a supportive financial community. Becoming a member is easy and welcoming, especially if you live, work, or attend school in the area surrounding our branch at 3 Academy St Canton Nc 28716. We're proud to serve individuals from all walks of life, and our eligibility criteria are designed to be inclusive. If you're looking for a place where your financial needs are prioritized, you're in the right spot! To learn more about the specific eligibility requirements, feel free to visit our website at . Opening an account with us is straightforward! Our friendly team is ready to assist you through every step of the process. Whether you want to open a checking account, apply for a loan, or simply ask questions about our services, we're here for you. Give us a call at (828) 648-1515, and let's get started on your journey to becoming part of the Champion family!

Business Banking & Commercial Services

Merchant Services that Matter

Imagine having the tools to streamline your transactions. Our merchant services allow you to accept payments easily, giving you more time to focus on what you do best running your business. Whether it's through card processing or digital payments, we provide solutions that fit seamlessly into your daily operations. Visit us at 3 Academy St Canton Nc 28716 in Canton, NC or call us at (828) 648-1515 to learn how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $137 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $26,078,405, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Access When You Need It

With an ATM available on-site, along with cash withdrawal services and basic drive-thru banking for quick deposits and withdrawals, we ensure that banking is hassle-free. We also participate in shared branch transactions for partner credit union members, making it easier than ever to access funds when you're away from home. In addition to these services, our branch provides basic ATM access for balance checks and withdrawals so that you're never left stranded without cash. Whether it's opening a new account or applying for a loan, our team at Champion is here to assist you with any questions or concerns. We invite you to visit us or call us at (828) 648-1515 during our operating hours: Monday through Thursday from 8:00 AM - 5:00 PM and Friday from 8:00 AM - 6:00 PM. Explore how we can support your financial goals today! For more information about our offerings, visit us online at Champion Cu - Canton.

Business Banking Services

If you're a business owner, we haven't forgotten about you! Our business banking services, including merchant services and business loans, are designed to help your venture thrive. We offer competitive rates and personalized solutions tailored specifically for small businesses.

Embracing Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your finances from anywhere. With just a few clicks or taps on your phone, you can access your accounts, pay bills, transfer funds, and even make person-to-person payments seamlessly.

Home Financing Solutions

Thinking about homeownership? Our mortgage loans and refinancing options are crafted to meet your needs, whether you're buying your first home or looking to lower your current mortgage payments. We guide you through the process, ensuring that you feel confident every step of the way.

Personal Banking Made Easy

We start with personal banking, where you can find flexible checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a vacation or managing daily expenses, our accounts offer features designed for ease and convenience. If you're considering purchasing a new vehicle, our auto loans and vehicle financing options make it simple to get behind the wheel without breaking the bank.

Smart Borrowing Options

For those times when unexpected expenses arise or when you're looking to consolidate debt, our personal loans and debt consolidation services provide flexible terms that work for you. Plus, with our credit cards with rewards, you can earn benefits on everyday purchases while managing your expenses efficiently.

Digital & Online Banking

Key Features

We know that security matters. That's why our services include electronic signature authorization Yes, giving you peace of mind when signing documents online. You can also choose to go green with e-statements Yes. No more paper clutter just easy access to your statements whenever you want! For those on the go, our mobile application Yes offers the same great features as online banking right at your fingertips. Plus, with mobile payments Yes, paying for goods and services has never been easier. Simply use your smartphone to make quick transactions without any hassle. Need to send money to a friend? Our person-to-person transfer feature Yes allows you to easily send funds directly from your account without any extra fees or complicated steps. At Champion, we strive to make banking simple and accessible for all our members. Our user-friendly tools let you manage your accounts in real-time, so you can focus on what matters most in life while we take care of the rest!

Financial Strength

Growing Membership Base

The trust placed in us is evident through our 72,150 total share accounts. This strong and growing member base showcases the reliability of Champion, as we strive to meet the needs of every individual who walks through our doors. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Champion is your trusted partner. Visit us at 3 Academy St Canton Nc 28716 or call (828) 648-1515 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Member Savings and Investment Security

Your savings are secured through $73,387,695 in share certificates and $18,850,498 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our $2,576,425, enabling us to continue offering competitive loan rates and solid financial products for you. We also take pride in having 111 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

Our commitment to reinvestment is evident with $49,353,528 in undivided earnings, which allows us to enhance innovative banking tools, strengthen lending options, and improve security measures to serve our members better. Additionally, with $4,628 in used auto loans and $425,130,135 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Strong Financial Health

With a net worth of $59,837,891, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,120 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $85,372,583 in used vehicle loans and $37,482,827 in new vehicle loans already helping members get on the road. Whether you're eyeing the latest model or a reliable pre-owned vehicle, our competitive rates make it easier to drive away with confidence.

Commercial Loans

For business owners, our outstanding commercial loans totaling $26,078,405 provide the capital needed to grow and expand. We know that running a business comes with its own set of challenges; our loans are designed to support your ambitions and help you take your business to the next level.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $8,996,186, making buying or refinancing simple. We aim to simplify the process so you can focus on what matters most your new home.

Refinancing Options

If you already have loans but are looking for better rates or terms, we offer refinancing options that could save you money over time. This can be especially beneficial if your financial situation has improved since taking out your original loan. At Champion, we're committed to providing personalized service and guiding you through every step of the lending process. Whether it's your first loan or you're adding another product to your portfolio, our team is here to assist you. For more information about our loan products or assistance with applications, don't hesitate to reach out at (828) 648-1515 or visit us at our branch located at 3 Academy St Canton Nc 28716 in Canton, NC. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your journey towards better financial health starts here!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $10,638,281 in loans helping members manage their finances effectively. These cards come with great benefits that allow you to make purchases without immediate cash outflow while building your credit history.

Loan Aggregator

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CHAMPION CREDIT UNION - Canton, NC