Champion Asheville NC Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Champion, your trusted financial partner located at 1000 Patton Ave, Asheville, NC 28806. Established in 1932, we have been dedicated to serving our community for over 90 years, with a commitment to providing exceptional banking solutions tailored to meet the unique needs of our members. As a proud member of the Champion family, you are part of a vibrant community of 35,704 members who benefit from our reliable services and support. At Champion, we understand that financial decisions can be overwhelming. That's why our experienced team is here to guide you through every step. Under the leadership of CEO Jake Robinson and Board President Bryan Trantham, we strive to create a welcoming environment where your financial goals are our priority. With 111 dedicated employees, we ensure personalized service that makes each visit special. Our robust financial health speaks volumes about our stability and reliability. With total assets exceeding $534 million, we manage an impressive portfolio that includes over 19,000 loans and $41 million in deposits. Our net worth stands strong at $59 million, reflecting our commitment to prudent financial management and member-focused growth. We also hold more than $6 million in cash reserves to ensure your savings are always secure. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 1000 Patton Avenue, Asheville, NC 28806. Whether you're looking for personal banking options like checking accounts, auto loans, or mortgage refinancing, or business banking solutions such as merchant services and business loans, Champion has you covered. Join us today and experience the Champion difference! Feel free to reach out at 828-492-1280 or explore more about what we offer by visiting our website at Champion Credit Union. Your journey towards better financial health begins here!

Branch History & Mission

Community Focus

Champion is more than just a credit union; we are an integral part of Asheville's fabric. We actively participate in community outreach efforts and partnerships that uplift local organizations and initiatives. From sponsoring events that promote financial literacy to supporting local charities, we aim to give back in meaningful ways. While you can visit us at our physical location on Patton Avenue, official correspondence can be sent to the same address: 1000 Patton Avenue, Asheville, NC 28806.

Join Us Today!

As we continue this journey together, we invite you to become part of Champion Credit Union. Experience firsthand the benefits of membership where your financial goals matter most. Come visit us during our operating hours from Monday to Thursday from 8 AM to 5 PM and Friday from 8 AM to 6 PM. You can also reach us at (828) 492-1280 for any questions you may have. Join us today and let's build a brighter financial future together!

Our Evolution

From our humble beginnings, Champion has evolved significantly. We started with a mission to support the financial well-being of our members and their families. Over the decades, we have expanded our offerings to include personal banking services like checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. Each milestone we achieve is a testament to our dedication to serving our community better.

Our Mission

At Champion Credit Union, our mission is clear: to empower individuals and families through accessible financial services while fostering a sense of community. We believe that everyone deserves the opportunity for financial growth and security. This belief drives us to offer products that are not only competitive but also easy to understand and use. We are dedicated to improving the lives of our members by providing personalized service and innovative solutions. Whether it's through online banking or mobile payments, we strive to make managing finances as convenient as possible.

Branch Location & Accessibility

Welcome to Champion Credit Union, located at 1000 Patton Ave in beautiful Asheville, NC. Our branch is conveniently situated near popular local spots, making it easy for you to stop by during your day. Whether you're headed to the River Arts District or exploring the vibrant downtown area, we're just around the corner. At Champion, we understand that accessibility is key. Our branch features ADA-compliant entrances and ramps, ensuring everyone can enjoy our services without any hassle. Parking is available right on-site, so you won't have to worry about finding a spot when you visit us. While members can visit us at our physical location, any official correspondence should be sent to our mailing address at 1000 Patton Avenue, Asheville, NC 28806. This way, we can ensure everything reaches you without delay. We're here to serve you with friendly faces and helpful service. Our lobby hours are designed for your convenience: Monday through Thursday from 8 AM to 5 PM and Friday from 8 AM to 6 PM. If you need access outside of these hours, we offer ATM availability to help you manage your banking needs anytime. Champion Credit Union provides a range of services tailored for our members. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we are committed to supporting your financial journey. While we don't have drive-thru banking at this location, our friendly staff is always ready to assist you inside. For any inquiries or assistance, feel free to call us at 828-492-1280. We look forward to welcoming you soon!

Member Eligibility

At Champion, we believe that becoming a member means joining a family that truly cares about your financial well-being. If you're looking to take part in our community, you'll be pleased to know that eligibility is quite straightforward. Whether you're a resident of Buncombe County or work for one of our partner organizations, you can easily qualify for membership. This welcoming approach allows us to support more individuals and families in achieving their financial goals. Opening an account with us is a breeze! Simply visit us at 1000 Patton Ave Asheville Nc 28806 or give us a call at (828) 492-1280 to learn more about the simple steps involved in joining. For additional details on eligibility, feel free to check out our website at . We're excited to have you on board and look forward to helping you make the most of your membership with Champion!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine having a reliable partner that helps you process payments smoothly while providing tools to manage your cash flow effectively. Our merchant services offer just that! From credit card processing to mobile payment solutions, we make it easy for you to serve your customers without any hassle. Located at 1000 Patton Ave, Asheville, NC 28806, Champion is here to help you take your business to the next level. Whether you're looking for funding options or efficient payment systems, we're dedicated to supporting your journey toward success. Give us a call at 828-492-1280 to learn more about how we can assist you today!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $137 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $26,078,405, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Credit Cards and Business Banking

Our Credit Cards with Rewards program allows you to earn points on your everyday purchases, turning spending into savings! Plus, if you're a business owner, our Business Banking services include essential tools like Merchant Services and Business Loans to help your enterprise thrive.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking options. You can manage your accounts anytime, anywhere whether checking balances, making transfers, or paying bills from the comfort of your home or on-the-go. With easy access to our ATM & Cash Withdrawal Services, cash is always within reach. If you're ever in need of assistance or have questions about our services, don't hesitate to call us at (828) 492-1280. Our dedicated staff is here to help! At Champion, we're more than just a credit union; we're your partner in financial success. Visit us today at 1000 Patton Ave Asheville Nc 28806 in Asheville, NC or check out our website at https://www.championcu.org/ for more information about how we can support you on your financial journey!

Loans and Financing

When it comes to financing, we've got you covered. Our Auto Loans & Vehicle Financing options are designed to help you hit the road without breaking the bank. Whether it's a new car or a used vehicle, we offer competitive rates that suit your budget. Looking to buy a home? Our Mortgage Loans & Refinancing services provide flexibility and support throughout the entire process, ensuring you find the right fit for your lifestyle. For those unexpected expenses or projects around the house, consider our Personal Loans & Debt Consolidation services. We know life can be unpredictable, and having access to funds when you need them can make all the difference.

Personal Banking

We understand that managing your finances can be challenging, which is why we offer personalized banking solutions tailored just for you. With our Checking & Savings Accounts, you can easily save for your future while having quick access to your funds. Imagine having a checking account that not only keeps your money safe but also offers features like online banking and mobile payments, making transactions as simple as a tap on your phone.

Digital & Online Banking

Key Features

One of the standout features of our digital services is the mobile application, which brings banking right to your fingertips. Whether you're out running errands or relaxing at home, you can easily handle transactions on-the-go. Plus, with mobile payments, paying bills or making purchases is quick and hassle-free. We also offer person-to-person transfers, allowing you to send money directly to friends or family with just a few taps. And if you prefer going paperless, our e-statements provide a secure way to keep track of your financial documents without cluttering your mailbox. Security is always a priority at Champion. Our platform includes electronic signature authorization for added peace of mind when completing transactions. You can feel confident knowing that your personal information is protected while using our services. With our commitment to accessibility and ease-of-use, managing your money has never been simpler. Enjoy real-time account management and take control of your finances today!

Financial Strength

A Committed Team

We also take pride in having 111 full-time employees ready to assist you with knowledge and dedication. Our team is here to ensure that your experience with us is smooth and supportive every step of the way.

Member-Centric Savings

Your savings are secure with us. We hold $73,387,695 in share certificates and $18,850,498 in money market shares, offering stable and rewarding growth opportunities for your hard-earned money. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in You

Our commitment to growth goes beyond just numbers. With $49,353,528 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This strategy ensures that we remain robust while meeting your financial needs effectively.

Solid Foundations

With a net worth of $59,837,891, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,120 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Goals

With $4,628 in used auto loans and $425,130,135 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Additionally, our $2,576,425 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Trust Built on Transparency

Total Share Accounts stand at 72,150, showcasing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $2,238,531, further emphasizing our ability to support your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Champion is your trusted partner. Visit us at 1000 Patton Ave Asheville Nc 28806 or call (828) 492-1280 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $85,372,583 in used vehicle loans and $37,482,827 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used option, our auto financing can get you there efficiently.

Business Loans

For business owners, our outstanding commercial loans totaling $26,078,405 provide the capital needed to grow and expand. We recognize the importance of supporting local businesses and are here to help you succeed in your ventures.

Eligibility and Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for our products, we encourage you to contact us for more information. Our team is ready to assist you in finding the best solutions tailored to your financial needs. At Champion, we're dedicated to transparency and member service. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you achieve your financial aspirations today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,996,186, make buying or refinancing simple. We provide personalized guidance throughout the process to help you navigate your options and find what fits best for your situation.

Unsecured Credit Card Loans

Managing day-to-day expenses or unexpected costs? We also offer flexible terms on unsecured credit card loans, with a total of $10,638,281 in loans helping members manage their finances effectively. This can be an excellent way to handle purchases while keeping your budget intact.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all offers are fair and transparent. Every loan comparison reflects accurate rates, helping users make informed choices without hidden surprises.

CHAMPION CREDIT UNION