Champion Arden NC Credit Union | Best Auto Loans & Personal Banking

Introduction

Welcome to Champion Credit Union - Arden, your trusted financial partner located at 2311 Hendersonville Rd, Arden, NC 28704. Since our establishment in 1932, we've been dedicated to providing exceptional financial services tailored to meet the needs of our members. With a proud membership of 35,704 and total assets exceeding $534 million, we are committed to supporting our community and helping you achieve your financial goals. At Champion, we understand that banking is more than just transactions; it's about building relationships. Our leadership team, including CEO Jake Robinson and Board President Bryan Trantham, works tirelessly to ensure that our values reflect the needs of our members. We offer a wide range of services including personal banking, auto loans, mortgages, business loans, and online banking options designed for your convenience. While you can visit us at our branch for friendly service and assistance, official correspondence can be directed to the same address: 2311 Hendersonville Rd, Arden, NC 28704. With a net worth of $59,837,891 and over $41 million in deposits, we take pride in maintaining a strong financial foundation to serve you better. Our team is here to assist with any inquiries or financial needs you may have. Feel free to reach out at (828) 274-2040, or visit our website at Champion Credit Union for more information. We invite you to experience the difference that comes with being a member of Champion Credit Union where your success is our priority!

Branch History & Mission

Looking Ahead

As we move forward, we remain committed to adapting and enhancing our offerings. Whether you prefer face-to-face interactions or digital transactions from your phone, we ensure that your experience is seamless and satisfying. Join us at Champion today! Experience personalized financial solutions designed with your future in mind. Together, let's build a stronger community one member at a time. For more information or assistance, feel free to call us at 828-274-2040 during our operating hours: Monday through Thursday from 8:00 AM to 5:00 PM and Friday until 6:00 PM. We look forward to serving you!

Our Journey

From our humble beginnings, Champion has transformed into a trusted financial institution with over 35,000 members and total assets exceeding $534 million. Our growth reflects not just numbers but the relationships we've built along the way. The commitment to serve our members with integrity and care has remained constant since day one. As we continue to expand our services, we strive to uphold the values that brought us together community, service, and empowerment. Champion is more than just a credit union; it's a place where members can find solutions tailored to their unique needs. We offer a variety of services including personal banking accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our team is dedicated to making banking easier for you through innovative digital tools like online and mobile banking services.

Our Mission

At Champion, our mission is clear: to provide exceptional financial services while promoting the well-being of our community. We believe that everyone deserves access to affordable financial products and education that empower them to achieve their goals. Through various outreach programs and partnerships with local organizations, we actively engage in initiatives that enhance the quality of life for those around us. While members can visit us at 2311 Hendersonville Rd for all their banking needs, official correspondence should be sent to the same address. We're proud to offer convenient services such as an ATM on-site and drive-thru banking options for quick transactions.

Branch Location & Accessibility

Accessibility Features

At Champion Credit Union, we prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and designated parking spaces to ensure everyone can easily access our services. With ample parking available, you won't have to worry about finding a spot when you visit us.

Banking Services

Champion Credit Union offers a variety of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we're equipped to help you every step of the way. Plus, our drive-thru service allows for quick deposits and withdrawals without leaving your car. And don't forget about our ATM availability for easy cash access whenever you need it. While members can visit us at 2311 Hendersonville Rd for all their banking needs, official correspondence should be sent to the same address. If you have any questions or need assistance, feel free to give us a call at 828-274-2040. We look forward to welcoming you at Champion Credit Union your trusted partner in achieving financial success!

Operating Hours

We know how busy life can get, so we've designed our operating hours to fit your schedule. Our lobby is open Monday through Thursday from 8:00 AM to 5:00 PM and on Friday from 8:00 AM to 6:00 PM. Whether you prefer an early morning visit or need to swing by after work, we're ready to serve you!

Member Eligibility

At Champion, we believe that joining our community is more than just opening an account; it's about becoming part of a family that supports each other. Becoming a member is straightforward and welcoming! To be eligible, you simply need to live, work, or worship in the areas we serve. This means that if you're in our local community, you're likely already on your way to enjoying the benefits of membership. Not only do our members gain access to competitive rates and personalized service, but they also become part of a credit union that prioritizes their financial well-being. If you're ready to take the next step, opening an account with us is easy! You can learn more about our eligibility criteria by visiting this link, where you'll find all the details you need. If you have any questions or want to chat about membership options, feel free to give us a call at (828) 274-2040. We're located at 2311 Hendersonville Rd Arden Nc 28704, and we can't wait to welcome you into our Champion family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $137 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $26,078,405, we continue to drive economic growth by financing new and expanding businesses. Imagine being able to expand your operations or invest in new technology without the stress of financial constraints. Our loans are designed to give you the flexibility and resources you need to take your business to the next level.

Merchant Services

In addition to our loan offerings, we provide comprehensive merchant services that make transactions smoother for you and your customers. From point-of-sale solutions that accept payments easily to online payment processing that ensures a secure checkout experience, we have the tools to help your business thrive in today's competitive marketplace. For personalized service and expert guidance, visit us at 2311 Hendersonville Rd, Arden, NC 28704 or call us at 828-274-2040. Let's work together to build a brighter future for your business!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash quickly? Our ATM services allow for easy withdrawals and balance checks whenever you need them. Plus, if you prefer face-to-face service for simple transactions, our drive-thru banking is available for deposits, withdrawals, and other basic needs. At Champion, we believe in making banking straightforward and accessible for everyone in Arden. With a team ready to assist you at every step of your financial journey, we're just a phone call away at (828) 274-2040.

Business Banking Services

For local businesses, Champion offers specialized business banking services, including merchant services and business loans. We understand the unique challenges small businesses face, so we strive to provide financial products that support growth and sustainability.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features at Champion Cu - Arden. You can easily manage your accounts, transfer funds, pay bills, and even send money to friends through person-to-person payment options all from the comfort of your home or on-the-go with our mobile app.

Get Started Today!

Ready to explore what we have to offer? Visit us at 2311 Hendersonville Rd Arden Nc 28704 or check out our website for more details on how we can help enhance your financial well-being. Your journey toward smarter banking starts here!

Personal Banking Solutions

Our personal banking services start with checking and savings accounts that help you manage your daily finances effectively. If you're dreaming of a new car, our auto loans and vehicle financing options can make that dream a reality without breaking the bank. For those looking to purchase a home or refinance an existing mortgage, we offer competitive mortgage loans that come with flexible terms tailored to fit your lifestyle. Life can sometimes throw unexpected expenses your way, which is why we provide personal loans and debt consolidation options. These services can help you regain control over your finances by offering lower interest rates and manageable repayment plans. And don't forget about our credit cards with rewards! They not only provide purchasing power but also offer benefits that let you earn while you spend.

Digital & Online Banking

Accessibility and Ease of Use

At Champion, we believe in real-time account management. Whether you're checking your account balance or making a payment, everything is designed to be intuitive and straightforward. Our e-statements provide a clear view of your finances while reducing your carbon footprint. With our digital banking services, managing your money has never been more accessible. Whether you're at home or on the go, Champion ensures you have the tools you need right at your fingertips. Join us today and experience banking made simple!

Key Features

One of the standout features at Champion is our mobile application. It's user-friendly and packed with functionalities like person-to-person transfers, making it simple to send money to friends or family right from your phone. Plus, if you're someone who loves using mobile payments, you'll be glad to know that we support that too! Our commitment to security is unwavering. We offer electronic signature authorization for transactions, ensuring that your sensitive information remains protected while making banking easier for you. This means you can sign documents electronically, speeding up processes without sacrificing safety.

Financial Strength

Committed to Reinvestment

With $49,353,528 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting your financial goals is reflected in our lending capacity; we have $4,628 in used auto loans and $425,130,135 in total loans and leases ready to support your needs across various sectors.

Growing Member Trust

Total Share and Deposit Accounts stand at 72,150, showing a strong and growing member base that trusts us with their finances. With Net Shares available for lending and investments at $2,238,531, we're well-equipped to support your banking needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Champion is your trusted partner. Visit us at 2311 Hendersonville Rd Arden Nc 28704 or call (828) 274-2040 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $2,576,425 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 111 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Strong Financial Health

With a net worth of $59,837,891, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,120 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Secure Savings for Members

Members' savings are secured through $73,387,695 in share certificates and $18,850,498 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $85,372,583 in used vehicle loans and $37,482,827 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, our team is here to guide you through the process and find the best loan option for your needs.

Business Financing

For business owners, our outstanding commercial loans totaling $26,078,405 provide the capital needed to grow and expand your ventures. We understand the challenges businesses face and are committed to providing tailored solutions that fit your unique situation.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $10,638,281 in loans helping members manage their finances effectively. These cards come with benefits designed to suit everyday spending while offering a pathway for building credit.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,996,186, make buying or refinancing simple. We aim to provide flexible terms and competitive rates so that you can feel confident in your investment.

Refinancing Options

If you already have a loan and are looking for better terms or rates, don't hesitate to ask about our refinancing options. Our knowledgeable staff is ready to assist you in determining if refinancing is right for you. For more information about our loan offerings or assistance with any financial queries, feel free to reach out at (828) 274-2040. We're here to help you every step of the way! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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CHAMPION CREDIT UNION