Chaffey Credit Union Upland CA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Chaffey Credit Union, your trusted financial partner nestled in the heart of Upland, California. Located at 1024 W Foothill Blvd, Upland, CA 91786, our branch has been serving the community since 1964. With a commitment to helping our members achieve their financial goals, we have proudly grown to a membership of over 12,000 individuals who rely on us for their banking needs. At Chaffey, we understand that every member's journey is unique. That's why we offer a wide range of services, including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and business banking solutions. Our total assets stand at an impressive $230,949,231, providing you with the security and confidence you expect from your financial institution. While members can visit us at our branch location for personalized service or to speak with our dedicated staff led by CEO Diane Kotlewski and Board President Donald Bertucci, official correspondence should be sent to our mailing address: PO Box 700, Upland, CA 91785. We are proud of our robust financial health, with total deposits amounting to $9,408,541 and a net worth of $18,056,032. Our experienced team of 44 employees is here to ensure that you receive the best possible service while helping manage over 8,078 loans and leases tailored to meet your needs. Whether you're looking for guidance on loans or simply want assistance with everyday banking transactions, we invite you to explore all that Chaffey has to offer. You can reach us by phone at (909) 986-4552 during our convenient operating hours: - Monday - Thursday: 9:30 AM - 5:00 PM - Friday: 9:30 AM - 5:30 PM - Saturday: 9:00 AM - 1:00 PM Join us today and discover how Chaffey Credit Union can help you navigate your financial journey with confidence. Visit our website at chaffey.com for more information or stop by our branch we're excited to serve you!

Branch History & Mission

Community Engagement

We understand that a credit union is only as strong as its community ties. That's why we actively engage in partnerships with local organizations and participate in various outreach programs aimed at uplifting those around us. From educational workshops to sponsorships of community events, our goal is to contribute positively to the fabric of Upland.

Join Us!

As we continue this journey together with you our valued members we invite you to experience all that Chaffey has to offer. Visit us during our operating hours: Monday through Thursday from 9:30 AM to 5:00 PM; Friday from 9:30 AM to 5:30 PM; and Saturday from 9:00 AM to 1:00 PM. If you have any questions or need assistance, feel free to reach out at (909) 986-4552. Join us today at Chaffey Credit Union and discover a place where your financial goals are supported by a dedicated team ready to serve you!

Our Journey

From our humble beginnings at 1024 W Foothill Blvd, Upland, CA 91786, we have continuously evolved to meet the needs of our members. Our journey reflects not just growth in numbers but also an unwavering commitment to enhancing the lives of those we serve. We believe that financial services should be accessible and beneficial for everyone, which is why we provide a wide range of offerings including checking and savings accounts, auto loans, personal loans, mortgage options, and business banking services. While members can visit us at our main branch location for face-to-face interactions and personalized service, official correspondence should be directed to our mailing address at PO Box 700, Upland, CA 91785. This flexibility ensures that we remain connected with our community both physically and digitally.

Our Mission

Our mission at Chaffey is clear: to empower individuals and families through comprehensive financial services while giving back to our local community. We focus on building lasting relationships with our members by prioritizing their needs. Whether it's providing affordable loan options or offering guidance on budgeting and saving strategies, we strive to make a positive impact. Moreover, we are dedicated to embracing digital advancements that enhance convenience for our members. With online banking options available along with mobile payments and e-statements, managing your finances has never been easier. We also ensure accessibility through ADA-compliant facilities and services.

Branch Location & Accessibility

Accessibility Features

At Chaffey, we understand the importance of accessibility. Our branch is designed to accommodate everyone, with features like ADA-compliant ramps and ample parking available right outside. Whether you're visiting us for personal banking or business needs, we strive to make your experience as smooth as possible.

Operating Hours

We know that your time is valuable. That's why we offer flexible operating hours to fit your busy schedule. You can visit us Monday through Thursday from 9:30 AM to 5:00 PM, Friday until 5:30 PM, and Saturday mornings from 9:00 AM to 1:00 PM. Our dedicated team is here to assist you during these times.

Services Offered

Chaffey provides a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we have solutions for everyone. Plus, with our ATM available on-site, you can access cash whenever you need it. While members can visit us at our branch location, official correspondence should be sent to PO Box 700, Upland, CA 91785 if needed. If you have questions or need assistance, don't hesitate to give us a call at 909-986-4552. We look forward to welcoming you into our community!

Member Eligibility

At Chaffey, we're excited to welcome you into our community! Becoming a member is simple and open to anyone who lives, works, or worships in the area. If you share our commitment to bettering your financial future, you're already on your way to joining us! We pride ourselves on offering personalized banking services that truly cater to your needs, whether you're looking for checking accounts, loans, or credit cards with rewards. To get started, all you need to do is check out our eligibility criteria at . You'll find that it's easy and straightforward. Once you've confirmed your eligibility, you can open an account right here at our branch located at 1024 W Foothill Blvd Upland Ca 91786, or visit us online for more details. If you have any questions, feel free to call us at (909) 986-4552. We're here to help you every step of the way as you join our supportive family at Chaffey!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $6 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $4,721,681, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer tailored merchant services designed to simplify transactions for your business. Imagine this: you're at a bustling market or running a busy retail store. With our point-of-sale solutions, processing payments becomes quick and easy, allowing you to focus on what you do best serving your customers. Located at 1024 W Foothill Blvd Upland Ca 91786 in Upland, CA, our dedicated team is ready to help you navigate your financial needs so you can concentrate on growing your business. Reach us at (909) 986-4552 or visit us online at Upland for more information!

Comprehensive List Of Services

Business Banking Services

For our business members, we understand that time is money. Our Business Banking services include Merchant Services & Business Loans that cater specifically to your business needs, helping you grow and thrive in today's competitive environment.

Community Connections

Additionally, we facilitate basic shared branch transactions such as deposits and withdrawals for members of partner credit unions, ensuring that financial management remains hassle-free no matter where life takes you. If you have any questions or would like to learn more about how our services can benefit you, please don't hesitate to reach out! Call us at 909-986-4552 or visit us at our Upland location during lobby hours: Monday through Thursday from 9:30 AM to 5:00 PM, Friday until 5:30 PM, and Saturday from 9:00 AM to 1:00 PM. Join the Chaffey family today by visiting us online at chaffey.com or stop by our branch we're here to help!

Credit Options

Don't forget about our Credit Cards with Rewards, which allow you to earn points on your everyday purchases. These rewards can be redeemed for various benefits, making every transaction feel more rewarding.

Digital Banking Features

In this fast-paced world, convenience is key. That's why at Chaffey, we pride ourselves on offering robust Online & Mobile Banking options. Manage your accounts on-the-go with features like mobile payments and person-to-person transfers. Our ATM services make cash withdrawals easy and accessible whenever you need them.

Personal Banking Solutions

Managing your finances should be easy and convenient. That's why we offer a variety of personal banking services tailored just for you. Start by exploring our Checking & Savings Accounts that help you save for the future while maintaining easy access to your funds. If you're in the market for a vehicle, consider our Auto Loans & Vehicle Financing we can help get you on the road with competitive rates and flexible terms. When it comes to buying a home, our Mortgage Loans & Refinancing options are designed to make the process smooth and straightforward. We also provide Personal Loans & Debt Consolidation, giving you the support you need during times when unexpected expenses arise or when you want to manage existing debt more effectively.

Digital & Online Banking

Key Features

Our online banking service is available 24/7, allowing you to check balances, pay bills, and transfer funds with just a few clicks. You'll appreciate the simplicity of person-to-person transfers, which let you send money to friends or family instantly without any hassle. Need to sign documents? With our electronic signature authorization, signing important paperwork is quick and secure.

Mobile Banking on the Go

For those who prefer banking on their smartphones, our mobile application is here to help. It offers all the features of online banking right at your fingertips. You can make mobile payments for purchases quickly and securely, ensuring you never miss out on what you need. Plus, e-statements keep your financial information organized and eco-friendly.

Security First

Your security is our top priority. We implement robust measures to protect your personal information while providing easy access to your accounts. You can manage everything in real-time, giving you peace of mind knowing that your finances are always under control. In summary, whether you're at home or on the move, Chaffey makes it easy for you to bank digitally while keeping everything safe and simple. Join us today and discover how our digital services can enhance your banking experience!

Financial Strength

Commitment to Growth

With $16,721,010 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $3,061 in used auto loans and $123,692,104 in total loans and leases.

Member Trust

Total Share and Deposit Accounts stand at 21,336, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $0, reinforcing our commitment to your financial well-being. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Chaffey is your trusted partner. Visit us at 1024 W Foothill Blvd Upland Ca 91786 or call (909) 986-4552 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $70,173 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 43 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $49,509,508 in share certificates and $15,519,489 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,955,899, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $18,056,032, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $782 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have issued over $21,608,924 in used vehicle loans and $14,953,257 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to guide you through the process.

Business Financing

For business owners looking to expand or stabilize their operations, our outstanding commercial loans totaling $4,721,681 provide the capital needed for growth. We're committed to supporting local businesses and ensuring they have the resources to succeed.

Credit Card Loans

Managing everyday expenses can sometimes require a little extra support. We also offer flexible terms on unsecured credit card loans, with a total of $3,561,745 in loans helping members manage their finances effectively. These cards come with competitive rates and no hidden fees.

Mortgage Options

Thinking about homeownership? Our mortgage options make buying or refinancing simple and accessible. We offer Junior Lien 1-4 Family Residential Properties loans totaling $23,508,927. Our mortgage specialists will work with you to find the best terms that fit your financial situation.

Refinancing Options

If you're considering refinancing existing loans or need assistance understanding eligibility options, our team is equipped to help you navigate these choices seamlessly. Our branch located at 1024 W Foothill Blvd Upland Ca 91786 is ready to assist you. For any inquiries or to discuss which loan product may be right for you, please call us at 909-986-4552. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to provide personalized service tailored to meet your individual needs. Visit us today!

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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CHAFFEY FEDERAL CREDIT UNION