CGR Credit Union Milledgeville GA | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to Cgr Credit Union Baldwin Branch, your trusted financial partner in Milledgeville, GA. Located at 820 N Cobb St, our branch has been serving the community since 1991 with a commitment to providing personalized banking solutions that meet the needs of our members. With a total membership of over 12,000, we pride ourselves on building strong relationships and supporting your financial journey every step of the way. At Cgr Credit Union, we understand that navigating your finances can sometimes feel overwhelming. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. Our assets total an impressive $112,439,917, ensuring we have the resources to support your financial goals. Additionally, our total deposits amount to $12,556,941, showcasing the trust our members place in us. With a dedicated team of 36 employees, led by our CEO Clint Harper and Board President Kevin Carter, we strive to create a welcoming environment where you feel valued and understood. Whether you're looking for assistance with loans our total loans reach 91,258 or simply need guidance on managing your finances, our knowledgeable staff is here to help. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 820 N Cobb St, Milledgeville, GA 31061. If you have any questions or would like more information about our services, don't hesitate to call us at 478-745-0494. Discover how Cgr Credit Union can make a difference in your life today! Visit our website at www.cgrcu.org or stop by to learn more about how we can assist you in achieving your financial dreams.

Branch History & Mission

Community Focus

Cgr Credit Union is more than just a financial institution; we are your neighbors. We actively participate in local initiatives and partner with various organizations to support community development and outreach efforts. From sponsoring educational programs to hosting financial literacy workshops, we strive to uplift Milledgeville and its residents. In addition to traditional banking services, we offer modern conveniences such as online banking and mobile access, ensuring that our members can manage their finances easily anytime and anywhere. With ATM availability and drive-thru services at our branch, accessing your funds has never been easier. As we continue this journey together, we invite you to join us at Cgr Credit Union Baldwin Branch. Experience firsthand the benefits of being part of a community-focused credit union that values your financial well-being. Your membership not only supports your own financial health but also contributes to the strength and vibrancy of Milledgeville as a whole. Come visit us today!

Mission Statement

At Cgr Credit Union, our mission is simple yet profound: to empower our members through reliable financial solutions while fostering a supportive community environment. We believe in putting people first providing personalized service that truly makes a difference in their lives. Whether it's through innovative banking options or active participation in local events, we are committed to enhancing the quality of life for those we serve. While members can visit us at 820 N Cobb St for all their banking needs, official correspondence should be sent to the same address. Our operating hours are Monday through Friday from 8:45 AM to 5:00 PM, making it convenient for you to drop by or reach out via phone at 478-745-0494.

Our Journey

From the very beginning, Cgr has been dedicated to helping our members achieve their financial goals. Over the years, we have expanded our services while maintaining a strong focus on community involvement and member satisfaction. Our journey reflects not only our growth in assets but also the deep connections we've forged with local residents. We are proud to be a part of the fabric of Milledgeville, providing essential services like auto loans, mortgages, personal loans, and credit cards all tailored to meet the unique needs of our community.

Branch Location & Accessibility

Connect With Us

While you can visit us at 820 N Cobb St for all your banking needs, please note that official correspondence should be sent to the same address. If you have any questions or need assistance, feel free to give us a call at 478-745-0494. We look forward to welcoming you into our branch soon!

Nearby Landmarks and Accessibility

Our branch is situated near popular landmarks like the Milledgeville City Park, making it a familiar spot for locals. When you visit us, you'll find ample parking available right outside the entrance, ensuring that your experience starts off smoothly. We prioritize accessibility for all members; our facility is ADA compliant with ramps and accessible entrances.

Operating Hours and Services

We understand that life can be busy, which is why we're open Monday through Friday from 8:45 AM to 5:00 PM. Our dedicated team is ready to help you with personal banking services such as checking and savings accounts, auto loans, mortgage options, and credit cards that offer rewards. Need cash? You can easily access our ATM on-site or utilize our drive-thru service for basic transactions like deposits and withdrawals without leaving your vehicle.

Member Eligibility

At Cgr, we believe in creating a welcoming community where everyone can thrive. Becoming a member is simple and inclusive, designed for individuals who live, work, or worship in our local area. If you're looking for a financial partner that genuinely cares about your well-being, you'll find it here! We invite anyone who meets these criteria to join us in fostering a supportive environment. To learn more about the eligibility requirements, feel free to check out our detailed informati. Once you're ready to take the next step, opening an account is easy! Just give us a call at (478) 745-0494, and our friendly team will guide you through the process. We can't wait to welcome you to Cgr, located at 820 N Cobb St Milledgeville Ga 31061, where you'll enjoy all the benefits of membership, from personalized service to tailored financial products that suit your needs.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer robust merchant services that simplify payment processing. Picture a busy Saturday at your store having reliable systems in place means transactions go smoothly, allowing you to focus on what matters most: serving your customers. Our solutions provide easy access to funds and valuable insights into sales trends, empowering you to make informed decisions. Visit us at 820 N Cobb St Milledgeville Ga 31061 in Milledgeville, GA, or give us a call at (478) 745-0494 to learn more about how our business banking and commercial services can help take your venture to the next level.

Comprehensive List Of Services

Business Banking Support

If you're an entrepreneur or small business owner, we've got you covered too! Our Business Banking services include essential tools like Merchant Services and Business Loans, allowing you to focus on what matters most: growing your business.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking options so you can manage your accounts anytime, anywhere. Check balances, transfer funds, and pay bills with just a few clicks. For cash withdrawals or balance inquiries, take advantage of our ATM services available at various locations. Additionally, if you prefer in-person service but are short on time, our Basic Drive-Thru Banking allows for quick deposits and withdrawals without leaving your car.

Member-Centric Services

At Cgr, we believe in making banking easy and accessible for everyone. Whether you're taking care of routine transactions through our ATMs or utilizing our online platforms, we strive to make every member's experience smooth and hassle-free. For any questions or assistance regarding our services, feel free to reach us at (478) 745-0494 during our lobby hours from 8:45 AM to 5:00 PM Monday through Friday. In conclusion, whether you need help managing personal finances or navigating the complexities of business banking, we're here for you every step of the way. Visit us at Cgr Credit Union Baldwin Branch, where community and care come together in banking. Join us today and experience the difference!

Personal Banking Solutions

When it comes to personal finance, our offerings are tailored just for you. We provide Checking & Savings Accounts that help you manage your day-to-day finances while earning interest on your savings. If you're looking to drive away in a new vehicle, our Auto Loans & Vehicle Financing options make it easy and affordable. Plus, with our competitive Mortgage Loans & Refinancing, owning a home is more accessible than ever. For those unexpected expenses or consolidating debt, consider our Personal Loans & Debt Consolidation services, which can give you the relief you need. And don't forget about the perks of having one of our Credit Cards with Rewards great for earning points on everyday purchases!

Digital & Online Banking

Key Features

Our online banking system, which you can explore at https://www.cgrcu.org/, is available 24/7, allowing you to check balances, pay bills, and transfer funds whenever it suits you. Whether you're at home or on the go, you'll find that managing your money has never been easier. For those who prefer the convenience of mobile banking, our mobile application is available for download, giving you instant access to your accounts right from your smartphone. You can set up person-to-person transfers effortlessly send money to friends or family in just moments!

Security and Convenience

Security is a top priority for us. Although we do not currently offer electronic signature authorization, our online services are designed with safety in mind. We utilize advanced technology to ensure that your personal information remains protected while you're banking online. Additionally, we provide e-statements to help you keep track of your transactions without the clutter of paper statements. This eco-friendly option not only simplifies your record-keeping but also gives you immediate access to important financial documents whenever you need them. With Cgr, banking is not just about transactions; it's about providing you with a hassle-free experience that empowers you to take charge of your financial life. Join us today and discover how our digital and online banking services can work for you!

Financial Strength

At Cgr, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights into our financial strength, which reflects our commitment to serving you reliably. With a net worth of $22,969,974, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 20.43% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $13,868,247 in share certificates and $6,579,204 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $20,283,169 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $64,097 in used auto loans and $43,337,055 in total loans and leases, we support our members' financial goals across various sectors. Our operational efficiency is evident in our $551,555, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 31 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Additionally, net shares amount to $91,358, reflecting funds available for lending and investments. With a total of 24,967 share accounts, we show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cgr is your trusted partner. Visit us at 820 N Cobb St Milledgeville Ga 31061 or call (478) 745-0494 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $18,321,312 in used vehicle loans and $8,300,176 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team is here to guide you through the process and help you find the best option for your budget.

Credit Lines and Unsecured Credit Card Loans

For those who need flexibility with their finances, we offer credit lines with a total of $7,000,000 available. This can provide you with easy access to funds when you need them most. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $1,949,994 in loans helping members manage their finances effectively. This gives you peace of mind knowing that you have resources at your disposal without needing collateral. If you're considering refinancing options or checking your eligibility for any of our loan products, our knowledgeable staff is ready to assist you. We aim to make the borrowing process as straightforward as possible so that you can focus on what matters most. For more information about our loan offerings or if you have any questions, feel free to reach out to us at (478) 745-0494. We're located at 820 N Cobb St Milledgeville Ga 31061 in Milledgeville, GA, and are ready to assist you during our operating hours from 8:45 AM to 5:00 PM Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,075,373, make buying or refinancing simple. We're dedicated to providing straightforward information and support throughout your mortgage journey, ensuring that you feel confident every step of the way.

Loan Aggregator

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CGR CREDIT UNION - Milledgeville, GA

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