CGR Credit Union Macon GA | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Cgr, your trusted financial partner located at 5500 Zebulon Rd, Macon, GA 31210. Established in 1991, we have proudly served our community for over three decades, building a strong foundation of trust and support among our 12,084 members. With total assets amounting to an impressive $112,439,917, we are committed to providing personalized banking solutions tailored to meet your unique needs. At Cgr Credit Union, we offer a range of services including checking and savings accounts, auto loans, mortgage refinancing, personal loans, credit cards with rewards, and business banking options. Our dedication to member satisfaction is reflected in our robust total deposits of $12,556,941 and a healthy net worth of $22,969,974. We take pride in maintaining a strong financial position with cash on hand totaling $5,953,237, ensuring that we can always support our members' goals. Led by our CEO Clint Harper and Board President Kevin Carter, our team is passionate about helping you navigate your financial journey. Whether you're looking to secure an auto loan or want assistance with personal financing options, we're here for you. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address at 2040 Ingleside Ave, Macon, GA 31204. With 36 dedicated employees ready to assist you and convenient access through online banking and ATMs available at the branch, Cgr is designed with your convenience in mind. We invite you to reach out to us at 478-745-0494 or visit our website at cgrcu.org for more information about how we can help you achieve your financial dreams. Join us today and experience the difference that comes from being part of a community-focused credit union!

Branch History & Mission

Community Commitment

Our partnerships with local organizations further enhance our ability to serve the Macon area effectively. We are dedicated to creating meaningful connections within the community and encourage everyone to participate in our programs designed for both personal finance management and collective growth. Join us today at Cgr Credit Union Carlyle Place Branch! Experience firsthand how being part of a credit union can make a difference in your financial journey. Together, let's build a stronger community where everyone thrives. For more information or inquiries, feel free to reach out to us at 478-745-0494 or visit our website at cgrcu.org.

Member-Centric Services

We are proud to offer convenient operating hours on Mondays and Wednesdays from 9 AM to 1 PM. While we do not have drive-thru service available, our ATM is fully operational for quick transactions when you need them. In addition to traditional banking services, we have embraced digital advancements with features like online banking and mobile applications that allow you to manage your finances anytime, anywhere.

Our Evolution

Cgr has evolved from a small credit union into a vital part of the Macon community. We have achieved remarkable milestones, including reaching total assets of $112,439,917. This growth reflects not just our financial stability but also our unwavering dedication to providing quality services to our members. Over the years, we have expanded our offerings to include various personal and business banking services such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards.

Our Mission

Our mission at Cgr Credit Union is simple yet impactful: to provide exceptional financial services while fostering a strong sense of community support. We believe that by empowering our members with financial education and resources, we can help them achieve their personal and financial goals. This commitment extends beyond just banking; we actively engage in community outreach efforts that aim to uplift those around us. While members can visit us at 5500 Zebulon Rd for all their banking needs, official correspondence should be sent to our mailing address at 2040 Ingleside Ave, Macon, GA 31204.

Branch Location & Accessibility

Accessibility Features

We take pride in our commitment to accessibility. The Cgr Credit Union Carlyle Place Branch is fully ADA compliant, featuring ramps and easy access points for everyone. Whether you're visiting us in person or using our services online, we strive to make your experience welcoming and hassle-free.

Call to Action

We invite you to stop by and experience the friendly service at Cgr Credit Union Carlyle Place Branch! Our team is ready to assist you with all your banking needs. Feel free to give us a call or visit our website at Cgr Credit Union for more information. We look forward to seeing you soon!

Conveniently Located

Our branch is not far from popular local landmarks like the Northside Hospital and various shopping centers. This prime location means that banking with us fits seamlessly into your busy schedule. Parking is readily available, ensuring that your visit is as smooth as possible.

Operating Hours

We are here to serve you on Monday and Wednesday from 9 AM to 1 PM. While these hours may be limited compared to some larger banks, we focus on providing personalized service during our lobby hours. If you have any questions or need assistance outside of these times, don't hesitate to reach out via phone at 478-745-0494.

Services Offered

At Cgr Credit Union, we offer a variety of services tailored to meet your financial needs. Whether you're looking for checking and savings accounts, auto loans, mortgage options, personal loans, or credit cards with rewards, we've got you covered! Plus, with ATM availability on-site for quick cash withdrawals and balance checks, managing your finances has never been easier.

Member Eligibility

At Cgr, we believe that everyone deserves a chance to be part of a supportive community. Joining us is simple! If you live, work, worship, or attend school in the Bibb County area, you're already eligible for membership. This means you can enjoy all the benefits we offer, from personalized banking solutions to competitive loan rates. Becoming a member not only opens doors to great financial products but also connects you with a network that cares about your financial well-being. For more details on eligibility criteria, feel free to visit our website at . Ready to take the next step? Opening an account at Cgr is straightforward and welcoming. You can reach us at (478) 745-0494 for any questions or guidance on the process. We look forward to having you as part of our community at 5500 Zebulon Rd Macon Ga 31210!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a payment solution that makes transactions easy for both you and your customers. Our merchant services allow you to accept payments seamlessly, whether in-store or online. This means quicker checkouts and happier customers, which can lead to increased sales and loyalty. Visit us at 5500 Zebulon Rd Macon Ga 31210 in Macon, GA, or call us at (478) 745-0494 to learn how our business banking solutions can fuel your success!

Comprehensive List Of Services

Business Banking

If you're a business owner, our services extend to meet your needs as well. From Merchant Services that facilitate smooth transactions for your customers to Business Loans designed to help grow your enterprise, we are committed to supporting local businesses in their financial endeavors.

Connect with Us

Whether you're just starting out or looking for ways to enhance your financial health, Cgr is here to support you every step of the way. For more information about any of our services or to speak with a representative, give us a call at (478) 745-0494. Explore how we can assist you today by visiting us at Cgr Credit Union Carlyle Place Branch. Your financial success is just around the corner!

Digital Banking Features

Embracing technology is essential in today's fast-paced world. That's why we provide robust Online & Mobile Banking services so you can manage your accounts anytime, anywhere. Check balances, transfer funds, and pay bills from the comfort of your home or on-the-go using our user-friendly app. Need cash? Our ATM & Cash Withdrawal Services ensure that accessing your money is convenient whenever you need it. We even have basic ATM access for withdrawals and balance checks so that you can stay on top of your finances effortlessly.

Loans and Credit Options

In addition to auto loans, we also offer Personal Loans & Debt Consolidation services. These loans can help you consolidate existing debts into one manageable payment or finance personal projects, giving you more control over your finances. Don't forget about our Credit Cards with Rewards! Enjoy benefits like cashback or travel rewards while making everyday purchases. It's a great way to earn while you spend!

Personal Banking Services

We offer various personal banking options, including Checking & Savings Accounts that cater to different lifestyles and saving goals. Whether you're looking to manage daily expenses or save for future plans, our accounts come with features that make banking straightforward and accessible. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing solutions will help you get behind the wheel without breaking the bank. We provide competitive rates and flexible terms, making it easier for you to drive away in the car of your dreams. For those looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing options can guide you through the process smoothly. Our knowledgeable staff can explain the different types of mortgages available and assist you in finding the right fit for your budget.

Digital & Online Banking

Convenient Online Access

With our online banking platform, accessible at https://www.cgrcu.org/, you can handle your banking needs 24/7. Whether you're checking your balance, transferring funds, or paying bills, everything you need is just a click away. We prioritize security so you can feel confident while managing your accounts from the comfort of home or on the go.

Manage Your Finances On-the-Go

Though we don't currently support mobile payments, our app provides all the essentials you need for effective financial management. From tracking transactions to receiving real-time notifications about your account activity, you'll always be updated on your finances. While electronic signatures aren't available at this time, our commitment to providing secure online services remains strong. With Cgr, accessing and managing your finances is straightforward and secure. Experience the convenience of modern banking with us today! For more details or to get started, visit https://www.cgrcu.org/.

User-Friendly Features

Our mobile application makes banking even easier. You can download it to enjoy features like person-to-person transfers. Imagine sending money to a friend or family member in seconds no hassle involved! Plus, if you prefer electronic statements, you're in luck! We offer e-statements for easy access to your account information without the clutter of paper.

Financial Strength

At Cgr, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength reflects our commitment to serving you well. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $22,969,974, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,043 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $13,868,247 in share certificates and $6,579,204 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our strong performance is further highlighted by our $20,283,169 in undivided earnings. These funds allow us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $64,097 in used auto loans and $43,337,055 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our operational efficiency is evident with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 31 full-time employees and 5 part-time employees. This dedicated team ensures our branches are always ready to serve you with knowledge and commitment. Net Shares (funds available for lending and investments) stand at $91,358, while our growing member base is reflected in the 24,967 total share accounts we manage with care. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cgr is your trusted partner. Visit us at 5500 Zebulon Rd Macon Ga 31210 or call (478) 745-0494 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $18,321,312 in used vehicle loans and $8,300,176 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our financing options make it easy for you to get behind the wheel.

Credit Lines

For those who need more flexibility, our total credit lines available reach $7,000,000. This option allows you to borrow as needed without having to apply for a new loan each time. It's an excellent choice for managing unexpected expenses or funding ongoing projects. Our team at Cgr, located at 5500 Zebulon Rd Macon Ga 31210, Macon, GA 31,210, is ready to assist you with any questions regarding our loan offerings. You can reach us at (478) 745-0494 during our operating hours from 9 am to 1 pm on Monday and Wednesday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to explore how we can support your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,075,373, make buying or refinancing simple. We provide personalized service to guide you through the process, ensuring that you understand all your options along the way.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $1,949,994 in loans helping members manage their finances effectively, our credit cards come with rewards and features designed to enhance your purchasing power while keeping your budget intact.

Loan Aggregator

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