CGR Credit Union Macon GA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Cgr Credit Union Ingleside Branch, where we prioritize your financial well-being and community growth. Located at 2040 Ingleside Ave, Macon, GA 31204, our branch has been serving the Macon community since 1991. With a strong commitment to member satisfaction, we proudly support over 12,000 members and manage total assets of approximately $112 million. At Cgr Credit Union, we understand that your financial journey is unique. That's why we offer a wide range of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. Our dedicated team, led by CEO Clint Harper and Board President Kevin Carter, is here to provide expert guidance every step of the way. While members can visit us at our branch, official correspondence should be sent to the same address: 2040 Ingleside Ave, Macon, GA 31204. We invite you to explore our various offerings designed for both individuals and businesses alike, including online banking services that make managing your finances easier than ever. With total deposits exceeding $12 million and total loans amounting to 91,258, we're proud of our role in fostering economic stability in our community. Our robust net worth of $22.97 million reflects our dedication to responsible financial management. Ready to take the next step? Contact us today at 478-745-0494, or visit our website at cgrcu.org for more information about how we can assist you in achieving your financial goals. At Cgr Credit Union, we're not just a credit union; we're your trusted partner in building a brighter financial future!

Branch History & Mission

Our Evolution

From our humble beginnings, Cgr has evolved to meet the changing needs of our community. As we established ourselves as a trusted financial partner, we expanded our offerings to include personal banking solutions like checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. Our commitment to customer service has led us to enhance our digital services too, ensuring that banking is convenient and accessible for everyone. Our physical presence is complemented by robust online and mobile banking options. While members can visit us at our branch for personalized assistance during operating hours Monday through Friday from 9 am to 5 pm and Saturday from 9 am to noon we also provide ATM access and drive-thru services for added convenience.

Our Mission

At Cgr Credit Union, our mission is clear: to empower individuals and families by providing affordable financial products and exceptional customer service while actively supporting the communities we serve. We believe that financial education is key to long-term success, so we strive not only to offer services but also to educate our members about managing their finances effectively. We take pride in being more than just a financial institution; we are an integral part of the Macon community. Through various outreach programs and partnerships with local organizations, we work tirelessly to uplift those around us. Whether it's sponsoring events or providing resources for financial literacy workshops, Cgr is dedicated to making a positive impact on lives. While members can always reach us at 478-745-0494, official correspondence should be sent to 2040 Ingleside Ave, Macon, GA 31204 if different from our branch address. We invite everyone looking for a supportive financial partner to join us at Cgr Credit Union. Experience the benefits of community-focused banking today!

Branch Location & Accessibility

Accessibility Features

At Cgr Credit Union, we prioritize your convenience. Our branch features ample parking and is designed with accessibility in mind, ensuring that everyone can enjoy our services without hassle. You'll find ADA-compliant ramps and entrances that make it easy for all members to access our facilities.

Get In Touch

Have questions or want to learn more? Don't hesitate to give us a call at 478-745-0494. We're always ready to assist you! We invite you to visit Cgr Credit Union Ingleside Branch today and discover how we can help you achieve your financial goals. Your community bank is here for you let's make banking easier together!

Operating Hours

We're here for you during the week! Our lobby hours run from 9 AM to 5 PM, Monday through Friday. If you prefer visiting us on Saturdays, our drive-thru service is open from 9 AM until noon. This flexibility allows you to choose a time that works best for your schedule.

Services Offered

Whether you're looking to open a checking account, secure an auto loan, or explore mortgage options, we've got you covered! Our offerings include personal banking solutions, vehicle financing, and business banking services all designed with our members in mind. Plus, we have ATM availability and drive-thru banking for those quick transactions. While you can reach us at our main location for all your banking needs, if you ever need to send official correspondence, please direct it to the same address: 2040 Ingleside Ave, Macon, GA 31204.

Member Eligibility

At Cgr, we believe that everyone deserves access to financial services that truly support their needs. Joining our community is simple and welcoming! If you live, work, worship, or attend school in the Macon area, you're likely eligible to become a member. We invite you to explore the full details of our membership criteria by visiting this link, where you can find everything you need to know about eligibility. Once you're ready to take the next step, opening an account with us is a breeze. Our friendly team is here to help you through the process, ensuring that you feel valued and supported every step of the way. Whether you're looking for checking and savings accounts or loans tailored to your needs, Cgr has something for everyone. If you have any questions, don't hesitate to reach out at (478) 745-0494. We can't wait to welcome you into our family at 2040 Ingleside Ave Macon Ga 31204!

Business Banking & Commercial Services

At Cgr, we understand that every business journey is unique. Whether you're starting a new venture or looking to expand an existing one, having the right financial partner can make all the difference. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. In addition to our loan options, our merchant services are designed to simplify daily operations. Imagine being able to accept payments easily, manage transactions seamlessly, and focus on what you do best running your business. By partnering with us, you'll have access to tools that empower you to grow while ensuring that your cash flow remains steady. Visit us at 2040 Ingleside Ave Macon Ga 31204 in Macon, GA, or call us at (478) 745-0494 to explore how our Business Banking & Commercial Services can support your goals today!

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash? Our ATM services are readily available for quick withdrawals and balance checks. If you prefer face-to-face interactions but need a quick transaction, our Basic Drive-Thru Banking offers deposits and withdrawals without leaving your vehicle.

Business Banking

At Cgr, we also cater to small business owners with tailored solutions like Merchant Services & Business Loans. Running a business comes with its own set of challenges, and having reliable banking support can make all the difference.

Credit Solutions

For unexpected expenses or debt management, consider our Personal Loans & Debt Consolidation options. These loans can provide relief when life throws you a curveball. Plus, if you're looking to earn rewards while spending, our Credit Cards with Rewards program allows you to earn points on everyday purchases what's not to love?

Digital Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking services that allow you to manage your finances anytime, anywhere. Check balances, transfer money, and pay bills from the comfort of your home or on-the-go.

Join Us Today!

We invite you to experience all that Cgr has to offer at Cgr Credit Union Ingleside Branch. Our friendly staff is ready to assist you with any questions about our services or help you get started today! You can reach us at (478) 745-0494 during our operating hours from 9 am to 5 pm Monday through Friday and 9 am to noon on Saturdays. Explore how we can help shape your financial future by visiting us soon!

Personal Banking Services

Starting with personal banking, we offer various Checking & Savings Accounts designed to fit different lifestyles. Whether you're saving for a special occasion or managing daily expenses, our accounts provide great features to help you along the way. For those looking to purchase a vehicle, our Auto Loans & Vehicle Financing options make it simple and affordable. Imagine driving away in your dream car without the stress of complicated financing. If you're considering buying a home or refinancing your current mortgage, our Mortgage Loans & Refinancing services can guide you through the process smoothly. We understand that every member's situation is unique, so our team is here to assist you in finding the best solution for your housing needs.

Digital & Online Banking

Key Services

With our 24/7 online banking services available at https://www.cgrcu.org/, you can check balances, transfer funds, and pay bills with just a few clicks. Our platform is designed for ease of use, making it simple to stay on top of your financial goals. We also offer e-statements, allowing you to view your account statements online whenever you need them. This not only helps you keep track of your spending but also reduces paper clutter, making it an eco-friendly choice! For those who need to send money quickly, our person-to-person transfer feature allows you to send funds instantly to friends or family. No more waiting for checks to clear or dealing with cash it's all done in real time.

Security and Accessibility

When it comes to security, rest assured that your information is protected. We prioritize the safety of your data so you can bank with confidence. Plus, our user-friendly mobile application makes it even easier to manage your accounts on the go. Although we currently do not support electronic signature authorization or mobile payments, our commitment is to provide reliable service that meets your needs now and in the future. In summary, whether you're accessing our online banking portal or using our mobile app, Cgr is dedicated to providing a banking experience that is both accessible and secure. Join us today and take control of your finances with ease!

Financial Strength

Commitment to Growth

With $20,283,169 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $64,097 in used auto loans and $43,337,055 in total loans and leases. This allows us to support your financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $13,868,247 in share certificates and $6,579,204 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 31 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $22,969,974, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,043 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnerships

Net Shares (Funds available for lending and investments): $91,358. Total Share and Deposit Accounts: 24,967, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cgr is your trusted partner. Visit us at 2040 Ingleside Ave Macon Ga 31204 or call (478) 745-0494 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $18,321,312 in used vehicle loans and $8,300,176 in new vehicle loans, helping members get on the road with confidence. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options tailored for you.

Credit Lines

For those who need extra flexibility, our total credit lines amounting to $7,000,000 can provide you with the support needed for unexpected expenses or planned purchases. We strive to ensure that our members feel confident and informed throughout their borrowing experience. If you're interested in exploring your eligibility for any of these products or discussing refinancing options, don't hesitate to contact us at (478) 745-0494. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today at 2040 Ingleside Ave Macon Ga 31204 in Macon, GA, where our team is ready to assist you with all your loan needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $5,075,373, which can help you secure that dream home you've been considering. We also provide refinancing options to help you save on monthly payments or access cash for other needs.

Unsecured Credit Card Loans

Managing finances can sometimes be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $1,949,994 in loans helping members manage their finances effectively, our credit cards come with rewards that benefit your everyday spending.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh aims to empower users with the information they need to make informed financial decisions. LendMesh ensures accurate loan comparisons through a rigorous data collection process. Loan data is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing data from reputable institutions guarantees that users receive fair and transparent offers. One of the key benefits of using LendMesh is its emphasis on verified data. All loan offers are sourced from legitimate financial institutions, ensuring that users can trust the comparisons they see. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. Instead, the platform's goal is to provide unbiased results that reflect current market conditions. Another advantage of LendMesh is its real-time rate comparisons. Users have access to up-to-date loan rates from multiple institutions, which helps them identify the best options available at any given time. This level of transparency allows borrowers to make confident choices regarding their financing needs. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of LendMesh as a reliable tool for finding competitive loan rates. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

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