CGR Credit Union Macon GA | Best Auto Loans & Business Banking

Introduction

Welcome to Cgr Credit Union Pine, your trusted financial partner in the heart of Macon, Georgia. Established in 1991, we have proudly served our community for over three decades, fostering a culture of care and support among our 12,084 members. Located at 770 Pine St Ste L20, Macon, GA 31201, we invite you to visit us and discover how we can help you achieve your financial goals. At Cgr Credit Union Pine, we believe that a strong community is built on solid relationships. Our dedicated team of 36 employees, led by our CEO Clint Harper and Board President Kevin Carter, works tirelessly to provide personalized services tailored to your needs. With total assets reaching an impressive $112,439,917 and total deposits amounting to $12,556,941, we are well-equipped to offer a range of financial products from checking and savings accounts to auto loans and mortgage refinancing. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 770 Pine Street Ste L20, Macon, GA 31201-7517. As a member-driven organization with no outside investors, our focus is solely on you our valued members. We pride ourselves on transparency and accountability in every transaction. Our commitment extends beyond just banking; it's about making a positive impact in the lives of our members and the community at large. With over $22,969,974 in net worth and a cash reserve of $5,953,237, we ensure that your finances are secure with us. Whether you're looking for personal loans or business banking solutions including merchant services we're here to help. We encourage you to reach out with any questions or to explore our services further. Call us today at 478-745-0494 or visit our website at cgrcu.org for more information. Your financial success is just around the corner!

Branch History & Mission

Join Us!

As we look ahead to the future, we invite you to join Cgr and experience firsthand the benefits of being a member of our credit union family. Whether you're looking for savings accounts or loans tailored just for you or simply want advice on managing your finances better, we're here for you every step of the way. For more information about becoming a member or exploring our services further, feel free to reach out at 478-745-0494 or visit us online at cgrcu.org. Together, let's build a brighter financial future!

Our Journey

Cgr started as a small financial institution aimed at making banking accessible for everyone in the Macon area. Over the years, we have evolved significantly. From humble beginnings, we have expanded our services to include personal banking, auto loans, mortgage loans, credit cards with rewards, and business banking options. As we've grown, so has our commitment to providing personalized services that meet the unique needs of our members. Our branch is conveniently located near local landmarks, making it easy for you to visit us during our operating hours from 7:30 AM to 4:00 PM, Monday through Friday. While you can reach us at our physical address for all your banking needs, any official correspondence should be sent to our mailing address: 770 Pine Street Ste L20, Macon, GA 31201-7517.

Our Mission

At Cgr, we believe in empowering our members through financial education and support. Our mission is simple yet profound: to provide exceptional financial services while contributing positively to the community. We strive to create an environment where individuals can thrive financially and achieve their dreams. We are proud to offer a range of customer-centric initiatives like online banking and mobile applications. We also ensure ADA compliance so that all members can access our services without barriers. Additionally, we understand the importance of staying connected with our community through partnerships and outreach efforts aimed at enhancing financial literacy among residents.

Branch Location & Accessibility

Call to Action

Ready to experience personalized banking? We invite you to visit us at Cgr Credit Union Pine or give us a call at 478-745-0494. Our team looks forward to serving you!

Convenient Access and Features

At Cgr Credit Union Pine, we believe in making banking easy for everyone. Our location features ample parking and is designed with accessibility in mind, including ADA-compliant ramps to ensure all members can visit us comfortably. While we don't have a drive-thru service available, you'll find our branch inviting and ready to serve you inside.

Operating Hours

We're open Monday through Friday from 7:30 AM to 4:00 PM, providing plenty of time for you to stop by before or after work. Our dedicated staff is here to assist you with personal banking services like checking and savings accounts, auto loans, mortgages, and much more.

Services Offered

In addition to our friendly service, we also offer an ATM on-site for quick cash withdrawals and balance checks. You can enjoy the convenience of online and mobile banking as well. Whether you need help with personal loans or business banking services, we're equipped to support your financial journey.

Member Eligibility

Joining the Cgr family means becoming part of a welcoming community where your financial well-being is our priority. At Cgr, we believe that everyone deserves access to banking services that support their goals. To become a member, you simply need to live, work, worship, or attend school in certain areas around Macon, Georgia. This makes it easy for many in our community to take advantage of the benefits we offer, such as personalized service and competitive rates on loans and savings accounts. For detailed eligibility criteria, feel free to check out our website at Cgr Credit Union. Opening an account with us is straightforward! Whether you're looking for a checking account, savings option, or loan services, we're here to guide you every step of the way. If you have any questions or need assistance, don't hesitate to give us a call at (478) 745-0494. We're excited to help you start your journey with Cgr at our branch located at 770 Pine St Ste L20 Macon Ga 31201!

Business Banking & Commercial Services

Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify payment processing for your business. Imagine having the ability to accept payments seamlessly from customers whether they're shopping online or in-store. Our merchant services can help streamline transactions, giving you more time to focus on what you do best running your business. Located at 770 Pine St Ste L20 Macon Ga 31201 in Macon, GA, we're here to partner with you for all your business needs. Call us at (478) 745-0494 or visit us online at Cgr Credit Union Pine to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, we provide essential support through our business banking services. From merchant services that simplify transactions to business loans tailored for growth, we're here to help your business thrive.

Digital Banking Features

In today's fast-paced world, convenience matters. That's why at Cgr Credit Union Pine, we prioritize digital banking features that make managing your accounts easy and accessible from anywhere. With our online and mobile banking, you can check balances, transfer funds, and pay bills at your convenience. Our members also appreciate the availability of ATM services for quick cash withdrawals and balance checks.

Personal Banking Solutions

Navigating your finances can be easier with the right tools. Our personal banking services include checking and savings accounts that help you manage your money effectively. For those considering a new vehicle, we offer auto loans and vehicle financing designed to fit various budgets. If you're planning to purchase a home, our mortgage loans and refinancing options can assist you in securing the best deal possible. If debt is weighing you down, consider our personal loans and debt consolidation services that can help streamline your payments into one manageable amount. Plus, enjoy the perks of our credit cards with rewards, allowing you to earn points on every purchase.

Why Choose Us?

The team at Cgr understands that financial needs vary from person to person. We strive to build relationships based on trust and transparency while providing personalized service for each member. Whether it's a quick question or a significant financial decision, we're just a phone call away at (478) 745-0494. In summary, whether you're looking for personal finance options or business solutions, Cgr offers a variety of services designed with you in mind. Visit us today at 770 Pine St Ste L20 Macon Ga 31201 or explore more about what we offer on our website: https://www.cgrcu.org/. We look forward to serving you!

Digital & Online Banking

Key Services Available

With our online banking platform, accessible at https://www.cgrcu.org/, you can check your account balances, pay bills, and transfer money all with just a few clicks. Whether you're at home or on the go, our user-friendly interface ensures that everything you need is right at your fingertips. Need to send money to a friend? Our person-to-person transfer feature makes it easy to share funds quickly and securely. Plus, if you're looking for paperless solutions, enjoy the availability of e-statements to keep your finances organized without clutter.

Mobile Application

For those who prefer banking on their smartphones, our mobile application is available for download. It provides all the features of online banking in the palm of your hand. You can deposit checks, review transactions, and manage payments whenever it suits you no more waiting in line or rushing to make it to the bank before closing time.

Security First

Your security is our priority. While we do not currently offer electronic signature authorization or mobile payment options, rest assured that our online services are safeguarded with advanced encryption technology. This means you can manage your accounts confidently, knowing your personal information is protected. At Cgr, we're committed to providing you with accessible and efficient banking solutions tailored to fit your lifestyle. Explore all our digital offerings today and experience financial management like never before!

Financial Strength

At Cgr, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining robust financial health to ensure that you can trust us with your savings and loans. With a net worth of $22,969,974, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,043 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $13,868,247 in share certificates and $6,579,204 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $20,283,169 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $64,097 in used auto loans and $43,337,055 in total loans and leases. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 31 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With net shares amounting to $91,358, we have funds available for lending and investments that further enhance our service capabilities. Total Share and Deposit Accounts stand at 24,967, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cgr is your trusted partner. Visit us at 770 Pine St Ste L20 Macon Ga 31201 or call (478) 745-0494 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $18,321,312 in used vehicle loans and $8,300,176 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make purchasing a vehicle more accessible than ever.

Credit Lines and Unsecured Loans

For those looking for additional flexibility in managing finances, we offer total credit lines amounting to $7,000,000. This can be an ideal solution for unexpected expenses or planned purchases. Additionally, our unsecured credit card loans amounting to $1,949,994 help members manage their finances effectively without needing collateral. We also provide options for refinancing existing loans. If you're considering refinancing your auto loan or mortgage, reach out to us for information on eligibility and potential savings. At Cgr, our mission is to empower our members with reliable financial solutions. For any questions or further details about our loan offerings, feel free to contact us at (478) 745-0494 or visit us at our branch located at 770 Pine St Ste L20 Macon Ga 31201 in Macon, GA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you find the right loan solution today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,075,373, make buying or refinancing simple. We are committed to helping you navigate the mortgage process with ease, providing personalized service tailored to your unique needs.

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