CGR Credit Union Kathleen GA | Affordable Auto Loans & Checking

Introduction

Welcome to Cgr, your trusted partner in financial well-being since 1991. Located at 1110 Hwy 96, Kathleen, GA 31047, our Warner Robins Branch is dedicated to serving our community with personalized banking solutions that meet your needs. With over 12,000 members and assets totaling an impressive $112,439,917, we pride ourselves on being a reliable resource for everything from personal checking accounts to auto loans and beyond. At Cgr, we understand that every dollar counts. That's why we offer competitive rates and a variety of services designed to help you achieve your financial goals. Our total deposits stand at $12,556,941, reflecting our commitment to maintaining the trust and support of our members. Additionally, with a net worth of $22,969,974 and cash reserves of $5,953,237, you can feel secure knowing your money is in good hands. Our experienced team of 36 employees, led by CEO Clint Harper and Board President Kevin Carter, is always ready to assist you. Whether you're looking for a new vehicle loan or need help with mortgage refinancing, we are here for you. We also provide easy access through online and mobile banking options. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to 2040 Ingleside Ave, Macon, GA 31204. Discover how Cgr can make a difference in your financial journey today! Feel free to reach out at (478) 745-0494 or explore our website at Cgr Credit Union for more information. Your financial success starts here!

Branch History & Mission

Our Mission

At Cgr, our mission is simple yet powerful: to provide exceptional financial services while supporting the communities we serve. We believe that everyone deserves access to quality banking options without barriers. This mission drives us to offer personal banking solutions such as checking and savings accounts, auto loans, mortgages, personal loans, and business banking services. But we don't stop there; community support is equally important to us. We actively engage in local outreach initiatives aimed at uplifting those around us. From sponsoring local events to partnering with schools and organizations, we are dedicated to making a positive impact beyond just banking. While members can visit us at 1110 Hwy 96 Kathleen Ga 31047, official correspondence should be sent to 2040 Ingleside Ave, Macon, GA 31204. We invite you to join us at Cgr and experience the difference that comes from being part of a community-focused credit union. Together, let's build a brighter financial future! For more information or assistance, please call us at (478) 745-0494 or visit our website at Cgr Website.

Our Story

Cgr began with a vision: to create a financial cooperative that prioritizes people over profit. From our first day of operation, we have focused on building strong relationships with our members and fostering a sense of belonging. Through the years, we have achieved significant milestones that reflect our growth and dedication. With total assets now exceeding $112 million, we are proud to offer a range of products and services designed to meet the diverse needs of our community. Our headquarters in Macon, GA serves as the backbone for all branches, including ours here in Kathleen. We pride ourselves on being more than just a credit union; we are a part of this community. Our operating hours from 8:30 AM to 5:00 PM Monday through Friday and 8:30 AM to noon on Saturdays allow us to be available when you need us most. Whether it's through our convenient ATM access or our drive-thru banking service, we strive to make banking easy and accessible for everyone.

Branch Location & Accessibility

Accessibility Features

At Cgr, we prioritize your comfort and convenience. Our branch is designed with accessibility in mind, featuring ADA-compliant ramps and parking facilities. No matter your mobility needs, we are here to ensure that everyone can enjoy our services without any barriers.

Banking Hours That Fit Your Schedule

We understand that life can get busy! That's why we offer convenient operating hours from 8:30 AM to 5:00 PM on weekdays and from 8:30 AM to noon on Saturdays. This flexibility allows you to visit us when it suits you best.

Conveniently Located

Nestled in Houston County, our branch is strategically situated near popular local spots, making it a breeze for members to drop in. If you're coming from the bustling Kathleen area or nearby landmarks, you'll find us right off Hwy 96, ensuring that your visit is both quick and hassle-free.

Get in Touch!

Our friendly team is ready to assist you with all your banking needs. Feel free to call us at 478-745-0494 if you have any questions or would like more information about our services. Come visit us today and see how Cgr can help make your financial journey smoother!

Services at Your Fingertips

In addition to traditional banking services such as checking and savings accounts, we also provide auto loans, mortgage financing, personal loans, and credit cards with rewards. Need cash? Our ATM service is available for easy withdrawals and balance checks right outside the branch. Plus, enjoy the convenience of drive-thru banking for deposits and simple transactions without leaving your car. While members can visit us at 1110 Hwy 96 Kathleen Ga 31047, official correspondence should be sent to our mailing address at 2040 Ingleside Ave, Macon, GA 31204.

Member Eligibility

At Cgr, we believe that everyone deserves access to a supportive financial community, and becoming a member is simple! If you live, work, or worship in our local area, you're likely eligible to join us. We welcome individuals and their families who share our commitment to community growth and personal well-being. The advantages of membership at Cgr are plentiful, from competitive loan rates to personalized banking services tailored just for you. To get started on your journey with us, all you need to do is visit our website for the most up-to-date eligibility criteria at . Have questions? Feel free to give us a call at (478) 745-0494. We're here to help you every step of the way as you take advantage of everything our credit union has to offer!

Business Banking & Commercial Services

Merchant Services That Empower

In addition to loans, we offer essential merchant services tailored for local entrepreneurs. Imagine a busy café owner using our payment processing solutions to easily handle transactions while focusing on crafting the perfect cup of coffee. With tools that simplify payments and enhance customer experience, your business can operate smoothly and efficiently. Visit us at 1110 Hwy 96 Kathleen Ga 31047 in Kathleen, GA, or call us at (478) 745-0494 to learn more about how our business banking and commercial services can support your goals. Join us in fostering a vibrant local economy!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessing Our Services

We also offer traditional banking conveniences like Basic Drive-Thru Banking, where members can make deposits and withdrawals quickly without leaving their cars. Our commitment to accessibility means you'll always find us ready to serve at our location in 1110 Hwy 96 Kathleen Ga 31047, making it easier than ever to manage your finances. If you're ready to explore how these services can work for you or if you have any questions, don't hesitate to reach out! Call us at (478) 745-0494 or visit us online at Warner Robins Branch. Join us today and experience personalized service tailored just for you!

Business Banking Support

For entrepreneurs and small business owners, our Business Banking services include essential tools like Merchant Services & Business Loans. We understand the challenges of running a business and are here to support you with financing options that can help you grow.

Credit Options with Benefits

We also offer Credit Cards with Rewards, allowing you to earn points on everyday purchases. Whether it's cash back on groceries or travel rewards for your next vacation, our credit cards provide value beyond just convenience.

Digital Banking Features

In today's fast-paced world, convenience matters. Our digital banking features allow you to manage your accounts anytime, anywhere. With secure Online & Mobile Banking, you can check balances, transfer funds, and pay bills from the comfort of your home or on the go. Plus, our ATM services enable easy cash withdrawals and balance checks without hassle.

Loans Tailored for You

If you're considering purchasing a vehicle or refinancing your home, our Auto Loans & Vehicle Financing and Mortgage Loans & Refinancing can make these goals achievable. Imagine driving away in a new car with a manageable loan that fits your budget. Additionally, our Personal Loans & Debt Consolidation services can assist you in streamlining your finances by combining multiple debts into one easy payment.

Personal Banking Solutions

For those looking to manage their day-to-day finances, we provide robust Personal Banking options. You can open both Checking & Savings Accounts that help you keep track of your money while earning interest. Whether you're saving for a special occasion or just need a safe place for your funds, we've got you covered.

Digital & Online Banking

Key Services

Our online banking service is available 24/7, giving you real-time access to your accounts. You can check balances, pay bills, and transfer money all from the comfort of your home or on the go. Need to send money to a friend? Our person-to-person transfer feature makes it easy to split bills or send gifts without any hassle. For those who prefer to manage their finances from their smartphones, our mobile application is a great option. It provides all the essential features of online banking right at your fingertips. Plus, with e-statements available, you can say goodbye to paper clutter and keep track of your finances in a more environmentally friendly way.

Security and Accessibility

Your security is our priority. We take measures to ensure that your information is safe while using our digital services. While electronic signature authorization isn't offered at this time, rest assured that our systems are designed with robust security protocols. Managing your accounts has never been easier! With features like mobile payments currently not available, we focus on providing reliable services that meet your needs today while continuously improving for tomorrow. At Cgr, we strive to make banking accessible for everyone. Experience the future of banking with us at Cgr. Whether you're at home or on the move, managing your finances is simple and secure. Visit us online today at https://www.cgrcu.org/ !

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 24,967, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $91,358. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cgr is your trusted partner. Visit us at 1110 Hwy 96 Kathleen Ga 31047 or call (478) 745-0494 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 31 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Your Benefit

With $20,283,169 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $64,097 in used auto loans and $43,337,055 in total loans and leases.

Secure Savings Options

Members' savings are secured through $13,868,247 in share certificates and $6,579,204 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $22,969,974, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,043 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $18,321,312 in used vehicle loans and $8,300,176 in new vehicle loans already helping members get on the road. Whether you're considering financing for a new or used vehicle, our flexible terms make it easy for you to drive away with confidence.

Credit Lines

For those who need extra flexibility, our credit lines provide access to $7,000,000 in funds whenever you need them. This option allows you to handle unexpected expenses without the stress of high-interest debt. If you're considering refinancing any existing loans or exploring eligibility options, we're here to help! Our dedicated team at Cgr, located at 1110 Hwy 96 Kathleen Ga 31047, Kathleen, GA, can guide you through your choices and assist with applications. Feel free to reach out to us at (478) 745-0494 during our operating hours from 8:30 AM to 5:00 PM Monday through Friday and 8:30 AM to noon on Saturdays. We're committed to providing personalized service that meets your unique financial needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Cgr, we believe that everyone deserves access to affordable financing options tailored for their individual situations. Let us help you take the next step towards achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,075,373, make buying or refinancing simple. We aim to support you every step of the way, ensuring you find a solution that fits your budget and lifestyle.

Unsecured Credit Card Loans

Managing daily expenses can be tricky. That's why we also offer flexible terms on unsecured credit card loans, with a total of $1,949,994 in loans helping members manage their finances effectively. These cards come with competitive rates and benefits designed to help you get the most out of your spending.

Loan Aggregator

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CGR CREDIT UNION - Kathleen, GA