Cfcu Community Credit Union Waterloo NY | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Cfcu Community, located at 1959 Route 5 And 20, Waterloo, NY 13165. Since our establishment in 1953, we've proudly served our members and fostered a strong sense of community. With a membership base of over 79,000, we are committed to providing personalized financial solutions that cater to the unique needs of our members. At Cfcu Community, we understand the importance of financial stability and growth. Our total assets amount to an impressive $1,388,898,866, ensuring that we have the resources to support your financial journey. We take pride in offering a variety of services, including personal banking, auto loans, mortgages, and business banking solutions. With total deposits reaching $110,717,714 and a net worth of $200,635,384, you can trust that your money is safe with us. Under the leadership of our CEO, Lisa Whitaker, and Board President, Katie Foley, we strive to create an environment that values trust and transparency. Our dedicated team of 230 employees is here to assist you with any questions or concerns you may have. You can reach us at 315-856-8510 during our lobby hours from Monday to Friday, 9:00 AM to 5:00 PM. While members can visit us at our branch address for in-person assistance, official correspondence should be sent to the same address: 1959 Route 5 and 20, Waterloo, NY 13165. Join us today and experience how Cfcu Community can help you achieve your financial goals! Visit our website at mycfcu.com for more information on becoming a member or exploring our services further. We're excited to partner with you on your financial journey!

Branch History & Mission

Community Focus

We take pride in being more than just a credit union; we are an integral part of the Waterloo community. Our partnerships with local organizations allow us to contribute positively through various outreach programs and events. Whether it's sponsoring local sports teams or participating in charitable activities, we strive to make a difference right here at home. Additionally, we embrace technological advancements to enhance our members' experience. With online banking and mobile payment options available, managing your finances has never been easier or more convenient.

Join Us

As we continue this journey together, we invite you to become part of the Cfcu Community family. Experience firsthand how we can support your financial aspirations while making a meaningful impact in our community. Visit us today or give us a call at 315-856-8510 to learn more about membership opportunities and all that we have to offer!

Our Mission

At the heart of Cfcu Community lies our mission: to provide accessible financial services while fostering a sense of belonging and support within our community. We believe in empowering individuals and families by helping them achieve their financial goals. This means offering competitive rates on loans and savings products while also being deeply involved in local outreach efforts. While members can visit us at 1959 Route 5 And 20, official correspondence should be sent to the same address. Our branch is open Monday through Friday from 9:00 AM to 5:00 PM, ensuring that we're available to assist you with your financial needs.

Branch Location & Accessibility

Welcome to the Cfcu Community branch at Kingdom Plaza, conveniently located at 1959 Route 5 and 20 in Waterloo, NY. We are proud to serve our members in Seneca County and the surrounding areas, making your banking experience as easy as possible. Whether you're stopping by for a quick transaction or seeking financial advice, our friendly team is here to assist you. While members can visit us at our Waterloo address, official correspondence should be sent to the same location. You'll find us right off Route 5 and 20, close to local landmarks that make us easily accessible. Our branch features ample parking and is designed to meet ADA standards, ensuring everyone can enjoy our services comfortably. We know your time is valuable, so we're open Monday through Friday from 9:00 AM to 5:00 PM, providing you with plenty of opportunities to take care of your banking needs. Need cash on the go? Our ATM is readily available for your convenience. At Cfcu Community, we offer a variety of services tailored to meet your financial needs whether it's personal banking options like checking and savings accounts or loans for vehicles and homes. While we currently do not offer drive-thru banking or shared service centers, our staff is always ready to help you inside the branch. We invite you to stop by or give us a call at 315-856-8510 if you have any questions. Experience the friendly service and commitment that make us a trusted part of the community!

Member Eligibility

Becoming a member of Cfcu Community is like joining a close-knit community where your financial well-being is our top priority. To be eligible, you can simply live, work, worship, or attend school in the areas we serve, which opens the door to a world of benefits tailored just for you. This means if you're connected to our community in any way, you can enjoy our range of services designed to help you thrive financially. For more detailed information on eligibility criteria, feel free to check out this resource. Opening an account is straightforward and welcoming! You can start this easy process online by visiting our account opening page. If you have any questions or need assistance along the way, don't hesitate to reach out at (315) 856-8510. We're excited to welcome you to Cfcu Community, located at 1959 Route 5 And 20 Waterloo Ny 13165, where your journey towards better financial health begins!

Business Banking & Commercial Services

At Cfcu Community, we understand the heartbeat of your business. Whether you're just starting out or looking to expand, our business banking and commercial services are designed to meet your unique needs. Imagine securing the funds you need to open a new location or invest in essential equipment. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $132 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $93,368,747, we continue to drive economic growth by financing new and expanding businesses. But that's not all. Our merchant services simplify daily operations, allowing you to focus on what matters most growing your business. From payment processing solutions to cash management tools, we provide real-world support that makes managing finances easier and more efficient. Located at 1959 Route 5 And 20 Waterloo Ny 13165 in Waterloo, NY, we're here to help you thrive. Reach out today at (315) 856-8510 to discover how our tailored services can empower your business journey.

Comprehensive List Of Services

ATM Services

Accessing cash is easy with our ATM services located conveniently for your needs. You can withdraw cash or check your balance anytime during the day. With basic ATM access available, you're always in control of your finances. In today's fast-paced world, having access to reliable digital banking features is essential. That's why at Cfcu Community located at 1959 Route 5 And 20 Waterloo Ny 13165, we prioritize making banking accessible wherever you are. Whether it's through our website or mobile app, managing your money has never been easier. If you have questions about any of these services or want to learn how they can benefit you personally, don't hesitate to reach out! Call us at (315) 856-8510 or visit us during lobby hours from Monday to Friday between 9:00 AM and 5:00 PM. Join us today at Kingdom Plaza we're here to support your financial journey!

Business Banking

For our members who own businesses, we offer robust business banking solutions including merchant services and business loans. We understand the unique challenges of running a business, so we aim to provide tools that simplify managing finances.

Credit Cards

We know that rewards matter! That's why our credit cards come packed with benefits to help you earn points on everyday purchases. Imagine earning rewards just for using your card for groceries or gas!

Loans and Financing

Need a new vehicle? Our auto loans provide competitive rates to help you get behind the wheel without breaking the bank. If you're considering buying a home or refinancing your current mortgage, we have mortgage loans that cater to first-time buyers and seasoned homeowners alike. For those unexpected expenses or plans that require some extra cash, our personal loans can help you consolidate debt or finance a special purchase.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking options are tailored for convenience and ease. Imagine easily managing your day-to-day finances with our user-friendly online and mobile banking platforms. You can check your balance, transfer funds, and pay bills right from your smartphone. Plus, with features like e-statements and electronic signatures, you can handle your banking at any time that suits you.

Digital & Online Banking

Key Services

With our user-friendly mobile application, you can check your account balances, pay bills, and even make person-to-person transfers with just a few taps. No more waiting in line or rushing to the bank before closing time! Our electronic signature authorization allows you to handle important documents securely from anywhere, making processes quicker and simpler. For those who prefer going paperless, we offer e-statements, so you can access your account statements anytime without cluttering your mailbox. Plus, if you enjoy using mobile payments, you'll be glad to know that this feature is also available, allowing you to make purchases directly from your smartphone.

Security You Can Trust

We prioritize your security with advanced encryption and protection measures. This means that while you enjoy easy access to your accounts and transactions, you can feel confident knowing your personal information is safe. At Cfcu Community, we believe in empowering our members with the tools they need for real-time account management. Join us today and experience the convenience of digital banking tailored just for you!

Financial Strength

A Committed Team

We also take pride in having 230 full-time employees dedicated to serving you with a knowledgeable team ready to assist with all your banking needs. Whether you're looking for personal banking solutions or business services, our staff is here to guide you.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cfcu Community is your trusted partner. Visit us at 1959 Route 5 And 20 Waterloo Ny 13165 or call (315) 856-8510 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investment in Member Services

With $185,695,118 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your needs is evident with $9,856 in used auto loans and $1,023,102,039 in total loans and leases, making it easier for you to achieve your financial goals across various sectors.

Robust Financial Health

With a net worth of $200,635,384, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further highlighted by our net worth ratio of $1,440, which ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Secure Savings Options

Members' savings are secured through $230,728,183 in share certificates and $114,301,291 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $164,021,747 in used vehicle loans and $76,257,407 in new vehicle loans already helping members get on the road. We provide flexible terms that can fit different budgets and lifestyles, whether you're purchasing a brand-new vehicle or a reliable used one.

Business Loans

For business owners, our outstanding commercial loans totaling $93,368,747 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to invest in existing operations, our team is here to support your business ambitions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $70,956,205, make buying or refinancing simple. We guide you through every step of the process, ensuring you find the right solution for your home financing needs.

Personal Financing

In addition to our auto and mortgage loans, we also offer unsecured credit card loans with total amounts reaching $13,515,040. These flexible terms help members manage their finances effectively while enjoying rewards on purchases. If you're looking to consolidate debt or simply need extra cash flow, our personal loan options are designed with you in mind.

Refinancing Options

If you're considering refinancing any existing loans, we encourage you to reach out. Our experts can help you evaluate your current situation and see if our offerings might save you money or improve your financial position. To explore these options further or learn about eligibility requirements, feel free to contact us at (315) 856-8510 or visit us at 1959 Route 5 And 20 Waterloo Ny 13165, Waterloo, NY. You can also find more information on our website: https://www.mycfcu.com/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you take the next step toward achieving your financial dreams!

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CFCU COMMUNITY CREDIT UNION - Waterloo, NY