Cfcu Community Credit Union North Syracuse NY | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Cfcu Community, your trusted financial partner in North Syracuse, NY. Established in 1953, we have proudly served our community for over 70 years, providing reliable and personalized banking solutions tailored to meet your needs. At our branch located at 651 Centerville Pl, North Syracuse, NY 13212, we are dedicated to fostering financial well-being for all our 79,004 members. With total assets exceeding $1.38 billion, including approximately $110.7 million in deposits and a strong net worth of $200.6 million, we are committed to maintaining the highest standards of financial stability and growth for our members. Our diverse range of services includes everything from personal banking options like checking and savings accounts to auto loans, mortgages, and credit cards with rewards. Our team of 230 employees, led by CEO Lisa Whitaker and Board President Katie Foley, is here to provide you with exceptional service and support every step of the way. Whether you prefer visiting us in person or using our online and mobile banking services, we are here to help you achieve your financial goals. While members can visit us at 651 Centerville Pl, official correspondence should be sent to the same address for your convenience. If you have any questions or need assistance, feel free to reach out at (315) 458-0439. Join us at Cfcu Community today, where your financial future is our priority! Visit our website at mycfcu.com for more information on how we can help you thrive financially.

Branch History & Mission

A Journey Through Time

From our humble beginnings, Cfcu Community has grown significantly in both membership and assets. With total assets exceeding $1.38 billion, we have worked diligently to ensure that our members receive not just loans and accounts but also support and guidance on their financial journeys. Our commitment to excellence is reflected in our dedication to customer service, which has been a cornerstone of our mission since day one. As technology has advanced, so have we. We now offer digital banking options, including online banking and mobile payments, making it easier than ever for members to manage their finances from anywhere. We understand the importance of accessibility; thus, our branch is ADA compliant and equipped with an ATM for your convenience.

Join Us!

As we look toward the future, we invite you to be part of our journey. Experience the difference with Cfcu Community where your financial success is our priority. Visit us during our lobby hours from Monday to Friday between 9:00 AM - 5:00 PM or take advantage of our drive-thru service from 8:30 AM - 5:00 PM. For any inquiries or assistance, feel free to call us at 315-458-0439. Together, let's build a stronger community!

Our Mission: Empowering Community Growth

Our mission at Cfcu Community goes beyond providing financial products. We aim to foster financial literacy and promote economic growth within North Syracuse and surrounding areas. We believe that by supporting local businesses through loans and partnerships, we can contribute to a thriving economy. We are committed to community outreach initiatives that address local needs. Whether it's through financial education workshops or collaborations with local organizations, we strive to make a positive impact on the lives of those we serve. While members can visit us at 651 Centerville Pl, official correspondence should be sent to our mailing address at 651 Centerville Place, North Syracuse, NY 13212.

Branch Location & Accessibility

Come Visit Us!

At Cfcu Community, we pride ourselves on providing exceptional service tailored just for you. Whether you're opening a new account or simply need assistance with an existing one, we're here to help! Stop by today or reach out via phone we can't wait to assist you!

Convenient Access

Whether you're coming in for a quick transaction or seeking advice on financial services, we offer ample parking right outside our doors for your convenience. Our branch is fully ADA compliant, featuring ramps and accessible entrances, ensuring everyone can enjoy a comfortable visit. For those on the go, we provide drive-thru banking services from 8:30 AM to 5:00 PM on weekdays. You can also make use of our ATM anytime you need cash or want to check your balance.

Operating Hours

Our lobby is open Monday through Friday from 9:00 AM to 5:00 PM, giving you plenty of time to stop by before or after work. Need assistance? Feel free to give us a call at 315-458-0439 during business hours. While members can visit us at 651 Centerville Place, official correspondence should be sent to the same address as our mailing address is the same. We invite you to explore all that we have to offer, including personal banking options like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and more.

Member Eligibility

At Cfcu Community, we believe that everyone deserves access to a supportive financial community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in Onondaga County, you're already eligible to join our family. We also welcome immediate family members of current members, creating a network of support for all. Joining us means gaining access to a variety of services designed to help you thrive financially, from checking and savings accounts to loans tailored just for you. Ready to take the next step? Opening an account at Cfcu Community is easy! Just visit us at 651 Centerville Pl North Syracuse Ny 13212 or give us a call at (315) 458-0439 for any questions. For more detailed information about eligibility criteria, check out our resource at https://www.mycfcu.com/about-us/about-cfcu/who-can-become-a-member . We can't wait to welcome you as a new member!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having reliable merchant services that simplify daily transactions. Whether you need payment processing solutions or online banking tools, we are here to help. These services not only enhance customer experiences but also streamline your operations, allowing you to focus on what truly matters growing your business. Visit us at 651 Centerville Pl North Syracuse Ny 13212 in North Syracuse, NY, or call us at (315) 458-0439 to learn more about how our business banking solutions can empower your success.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $132 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $93,368,747, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we haven't forgotten about you! Our business banking services, including merchant services and business loans, support local entrepreneurs in achieving their financial goals. We understand that running a business comes with unique challenges, which is why we're here to provide tailored financial solutions.

Convenient Access Options

To enhance your banking experience, we offer both ATM services for quick cash withdrawals and basic transactions as well as drive-thru banking for simple deposits and withdrawals. Our branch's operating hours are designed to accommodate your busy schedule: lobby hours are Monday through Friday from 9:00 AM to 5:00 PM and drive-thru service runs from 8:30 AM to 5:00 PM.

Credit Cards and Rewards

For members who enjoy earning rewards while they spend, our credit cards with rewards program offers great benefits. You can accumulate points on everyday purchases that can be redeemed for travel, cash back, or gift cards.

Digital Banking Features

In today's fast-paced world, convenience matters more than ever. That's why at Cfcu Community, we prioritize digital banking features like mobile payments and person-to-person transfers. You can manage your account anytime, anywhere making it easier than ever to stay on top of your finances. We invite you to explore all that we offer at North Syracuse! Feel free to reach out with any questions by calling us at (315) 458-0439, or visit us in person at our location in North Syracuse, NY. Join us today and discover how we can support your financial journey!

Home Financing

Thinking about buying your dream home? Our mortgage loans and refinancing options are here to help you navigate the home-buying process smoothly. Our experienced team will guide you through each step, ensuring that you find a mortgage solution that fits your budget. We also provide personal loans and debt consolidation services for those looking to streamline their finances or fund important life events.

Personal Banking Solutions

For those seeking personal banking options, we offer a variety of checking and savings accounts tailored to fit different lifestyles. You can easily manage your finances with our user-friendly online and mobile banking platforms, allowing you to check balances, transfer funds, and pay bills right from your smartphone or computer. If you're considering purchasing a new vehicle or refinancing an existing loan, our auto loans and vehicle financing solutions come with competitive rates to help you get on the road without breaking the bank.

Digital & Online Banking

Convenient Online Banking Access

With our 24/7 online banking services available at https://www.mycfcu.com/ , you can check your account balance, transfer funds, and pay bills all from the comfort of your home or on the go. Whether you're using a desktop or a mobile device, our user-friendly interface ensures that your banking experience is smooth and straightforward.

Enhanced Security Features

Your safety is our top priority. With electronic signature authorization available, signing important documents has never been easier or more secure. Additionally, you can opt for e-statements instead of paper ones, helping protect your personal information while also being environmentally friendly.

Mobile App and Payments

Stay connected with our mobile application, designed for easy navigation. If you're out shopping or dining, take advantage of our mobile payments feature to make quick transactions directly from your phone. Plus, sending money to friends or family is a breeze with our person-to-person transfer option.

Real-Time Account Management

Having real-time access to your financial information means you can monitor transactions as they happen. Whether it's checking recent purchases or keeping an eye on your savings goals, you have the tools to manage your accounts effectively. At Cfcu Community, we believe that banking should adapt to your lifestyle. Our digital and online banking options are here to provide convenience without sacrificing security. Experience the difference today by visiting https://www.mycfcu.com/ !

Financial Strength

A Strong Foundation

With a net worth of $200,635,384, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,440 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Total Share and Deposit Accounts: 148,117, showing a strong and growing member base that trusts us with their finances. This trust is reflected in our ability to maintain net shares (funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cfcu Community is your trusted partner. Visit us at 651 Centerville Pl North Syracuse Ny 13212 or call (315) 458-0439 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $230,728,183 in share certificates and $114,301,291 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 230 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Growth

With $185,695,118 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $9,856 in used auto loans and $1,023,102,039 in total loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $164,021,747 in used vehicle loans and $76,257,407 in new vehicle loans already helping members get on the road. We provide flexible financing options for both new and used vehicles, ensuring that you can find the right loan that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $93,368,747 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to support ongoing operations, our business loan options are tailored to meet your unique needs.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $13,515,040 in loans helping members manage their finances effectively. Our credit card products come with various benefits designed to enhance your purchasing power while keeping your spending manageable.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $70,956,205, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team is here to guide you through the process and help you secure favorable terms.

Refinancing Options

If you're considering refinancing any existing loans, we have options available that can potentially lower your monthly payments or reduce your interest rates. It's worth exploring how refinancing could work for you. At Cfcu Community, we are committed to providing accessible financial solutions tailored just for you. For more information on our loan offerings or eligibility requirements, feel free to reach out at (315) 458-0439 or visit us at 651 Centerville Pl North Syracuse Ny 13212 in North Syracuse, NY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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CFCU COMMUNITY CREDIT UNION