Cfcu Community Credit Union East Syracuse NY | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Cfcu Community, your trusted partner in financial growth and community support located at 7200 Kirkville Rd, East Syracuse, NY 13057. Established in 1953, we have been dedicated to serving our members with a personal touch and a commitment to their financial success. With over 79,004 members, we pride ourselves on being more than just a credit union; we are a community that thrives together. At Cfcu Community, our total assets amount to an impressive $1,388,898,866, reflecting our strong financial foundation. We currently manage $110,717,714 in deposits and have provided loans totaling 35,119 to help our members achieve their dreams whether it's buying a new car or financing a home. Our net worth stands at $200,635,384, showcasing our stability and reliability. Led by our CEO, Lisa Whitaker, and Board President Katie Foley, our team of 230 employees is here to assist you every step of the way. Whether you visit us in person or connect with us online through our user-friendly website at mycfcu.com, we're committed to providing personalized services tailored to meet your needs. While members can visit us at the branch for banking services, official correspondence should be sent to the same address for your convenience. Our hours of operation are Monday through Friday from 9:00 AM to 5:00 PM for lobby access and 8:30 AM to 5:00 PM for drive-thru service. Join us today and experience the difference that comes from being part of a supportive community. For any questions or assistance, feel free to call us at 315-656-8220. Let's work together toward a brighter financial future!

Branch History & Mission

Commitment to Innovation

As times change, so do we. Our branch has embraced digital advancements to enhance your experience. Whether you prefer mobile payments or online banking from the comfort of your home, we've got you covered. We ensure that our facilities are ADA compliant so everyone can access our services with ease. We also take pride in being involved in local initiatives that strengthen our community ties. By partnering with local organizations and supporting events that matter to you, we aim to make a positive impact beyond just financial transactions. If you're looking for a credit union that prioritizes your needs and supports its community, look no further than Cfcu Community. Join us today and experience firsthand how we can help you achieve your financial goals! For more information or assistance, feel free to call us at 315-656-8220 during our operating hours: Monday - Friday from 9:00 AM - 5:00 PM for lobby access and from 8:30 AM - 5:00 PM for drive-thru service. Together, let's build a brighter future!

Our Mission

At the heart of Cfcu Community is our mission: to empower individuals and families through personalized financial solutions while giving back to the community that supports us. We strive to create an inclusive environment where everyone feels valued and supported. We believe that strong financial health is a key component to a thriving community. Therefore, we not only focus on providing excellent financial services but also engage in various outreach programs aimed at uplifting those around us. While members can visit us at 7200 Kirkville Rd for their banking needs, official correspondence should be sent to our mailing address at 7200 Kirkville Road, East Syracuse, NY 13057. Our team is dedicated to ensuring that each member receives personalized attention during their visits or inquiries.

Branch Location & Accessibility

Accessibility Features

Our location is designed with accessibility in mind. We provide ADA-compliant features, including ramps and designated parking spots for individuals with disabilities, ensuring that everyone can access our services without hassle. Plus, we have ample parking available for your convenience.

Operating Hours

We understand that your time is valuable. That's why our lobby is open Monday through Friday from 9:00 AM to 5:00 PM, allowing you to visit us during your lunch break or after work. If you prefer the drive-thru option, we're here for you from 8:30 AM to 5:00 PM on weekdays perfect for quick transactions without leaving your vehicle.

Services Offered

At the Cfcu Community branch, we offer a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage financing, we've got you covered. We also provide ATM services and basic drive-thru banking for deposits and withdrawals, making it easy to manage your money on the go. While members can visit us at 7200 Kirkville Rd East Syracuse Ny 13057, official correspondence should be sent to 7200 Kirkville Road, East Syracuse, NY 13057. If you have questions or need assistance, don't hesitate to call us at (315) 656-8220. We invite you to stop by and explore how we can support your financial journey! Whether you're looking to open an account or just want to chat about your options, our team at Cfcu Community is here for you. Come visit us today!

Member Eligibility

Becoming a member of Cfcu Community is like joining a family that's dedicated to your financial well-being. If you're wondering whether you can join us, the good news is that eligibility is quite broad! Generally, individuals who live, work, worship, or attend school in our community are welcome to apply. This means that if you're in the area around 7200 Kirkville Rd East Syracuse Ny 13057, you could be part of our supportive network. Membership opens doors to fantastic benefits such as lower loan rates, personalized service, and access to various financial products designed with you in mind. To learn more about the specific eligibility criteria, feel free to check out this resource: Member Eligibility. When you're ready to take the next step toward membership, opening an account is simple! You can find all the details on how to get started at Account Opening. If you have any questions or need assistance along the way, don't hesitate to reach out by calling us at (315) 656-8220. We're here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $132 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $93,368,747, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to simplify transactions for your business. Imagine being able to accept payments from customers quickly and securely, whether they're using credit cards or mobile payments. This not only enhances customer satisfaction but also improves cash flow, allowing you to focus on what matters most growing your business. Visit us at 7200 Kirkville Rd East Syracuse Ny 13057 or call us at (315) 656-8220 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Additional Services

Need assistance outside traditional banking hours? Our drive-thru service allows for quick deposits and withdrawals while on the go. For those who prefer using ATMs, we provide basic ATM access so you can check balances or withdraw cash without stepping inside. At Cfcu Community, we are committed to making banking straightforward and accessible for everyone in the community. With our wide array of services and welcoming atmosphere, we strive to be more than just a financial institution we want to be your trusted partner in achieving financial success. Ready to explore how we can help you? Give us a call at (315) 656-8220 or visit us at 7200 Kirkville Rd East Syracuse Ny 13057. Join us today at East Syracuse where your financial journey begins!

Business Banking

If you're a business owner, Cfcu Community has got you covered too! Our business banking services, including merchant services and business loans, are designed to support your growth. Whether you need help managing cash flow or funding a new project, we're here to assist.

Credit Cards

We also offer credit cards with rewards, giving you the chance to earn points on your everyday purchases. Imagine earning rewards simply by using your card for groceries or gas it's an easy way to boost your savings!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking services. You can easily check balances, pay bills, or transfer money from anywhere at any time. Plus, with features like ATM access for quick withdrawals and basic drive-thru banking for simple transactions, managing your finances has never been easier.

Home Financing

For those dreaming of homeownership, we provide mortgage loans and refinancing options. Our knowledgeable staff can guide you through the process, ensuring you find the right fit for your budget. And if you're facing unexpected expenses, our personal loans and debt consolidation services can help you regain control without the stress.

Personal Banking

Whether you're looking to save for a rainy day or manage your everyday expenses, our personal banking options are tailored just for you. We offer various checking and savings accounts that fit your lifestyle, making it easier to keep track of your finances. If you're considering a new vehicle, our auto loans and vehicle financing can get you behind the wheel with competitive rates and flexible terms.

Digital & Online Banking

Accessibility and Real-Time Management

At Cfcu Community, we believe in empowering our members with tools that enhance their financial management. Our digital banking solutions give you real-time access to your accounts, allowing you to make informed decisions on the go. No matter where life takes you, our services are accessible whenever you need them. Join us at Cfcu Community and experience the ease of managing your finances digitally. Your financial freedom is just a click away!

Key Features for Your Convenience

Our services include electronic signature authorization, making it simpler for you to sign documents without needing to visit a branch. You can also enroll in e-statements, which not only helps you go green but also allows you to access your statements anytime and anywhere. For those who love using their phones, our mobile application offers a user-friendly experience that includes mobile payments. Need to send money to a friend? With our person-to-person transfer feature, it's as easy as a few taps on your screen. Security is always a priority for us. Our online banking services are designed with robust security measures so that you can bank confidently without worrying about fraud or unauthorized access.

Financial Strength

Commitment to Growth

With $185,695,118 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $9,856 in used auto loans and a total of $1,023,102,039 in loans and leases available. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 230 full-time employees and no part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Trust

Total Share Accounts: 148,117, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $0, which highlights our ability to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cfcu Community is your trusted partner. Visit us at 7200 Kirkville Rd East Syracuse Ny 13057 or call (315) 656-8220 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $230,728,183 in share certificates and $114,301,291 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Foundation

With a net worth of $200,635,384, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,440 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For those looking for extra financial support beyond traditional loans, our total credit lines amount to $152,700,165, providing a safety net when unexpected expenses arise. We cater to various needs whether they are personal or business-related. If you're considering refinancing any existing debts or need assistance understanding your eligibility for our services, our team is ready to assist you every step of the way. Feel free to reach out to us at 315-656-8220 during our lobby hours from Monday to Friday between 9:00 AM and 5:00 PM or visit us online at Cfcu Community. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. No matter what your financial aspirations are, we are committed to providing personalized service that meets your needs at every stage of life.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $164,021,747 in used vehicle loans and $76,257,407 in new vehicle loans already helping members get on the road. We provide financing solutions for both new and used vehicles, ensuring that you're supported no matter your preference.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $70,956,205, making buying or refinancing simple. We strive to make the home-buying process straightforward and affordable for our members.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $13,515,040 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your spending experience.

Loan Aggregator

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CFCU COMMUNITY CREDIT UNION - East Syracuse, NY