Certified Credit Union San Bernardino CA | Top Auto Loans & Personal Banking

Introduction

Welcome to Certified, your trusted partner in financial wellness since 1954. Located at 420 E Hospitality Ln Ste A6, San Bernardino, CA 92408, our credit union is dedicated to serving our community with integrity and care. With a robust membership of 158,395 individuals, we pride ourselves on offering personalized financial solutions that empower our members to achieve their goals. At Certified, we understand that every member has unique needs. That's why we provide a wide range of services including checking and savings accounts, auto loans, mortgages, and even business banking options. With total assets exceeding $782 million and deposits reaching $54,339,208, our financial health reflects our commitment to supporting you. We currently manage 43,077 loans and leases, ensuring that we have the resources to back your dreams. Your trust is paramount to us. Under the leadership of our CEO, Stephen Weakley, and Board President, Gary Hammett, we are constantly looking for ways to enhance your experience. Our team of 112 employees is here to assist you Monday through Friday from 9 AM to 5 PM. While members can visit us at our branch address mentioned above, official correspondence should be sent to 4455 Arden Drive, El Monte, CA 91731. You can reach us anytime at 626-444-1972 or explore more about what we offer at certifiedfed.com. Join us in building a brighter financial future together! Whether you're looking for competitive loan rates or friendly advice on managing your money, Certified is here for you every step of the way. Stop by today or give us a call; let's make great things happen!

Branch History & Mission

Welcome to Certified, a cornerstone of the San Bernardino community since 1954. Nestled at 420 E Hospitality Ln Ste A6, San Bernardino, CA 92408, our branch has proudly served its members for decades. Over the years, we have grown from humble beginnings to a thriving credit union with a total membership of 158,395 and total assets reaching an impressive $782,391,549. Our journey is marked by dedication to providing exceptional financial services while fostering strong community ties. At Certified, our mission is straightforward yet powerful: to empower individuals and families through accessible financial services while supporting our community's growth and well-being. We are committed to offering personal banking options that cater to your needs be it checking and savings accounts, auto loans, mortgage financing, or business banking solutions. We believe in building lasting relationships with our members, ensuring they have the tools and support needed to achieve their financial goals. As part of our commitment to innovation and accessibility, we provide various digital banking options, including online banking and mobile applications. Our branch is ADA compliant and designed for everyone to access our services comfortably. While we don't offer drive-thru banking at this location, we do provide ATM availability for quick cash withdrawals and balance checks. In addition to our standard offerings, Certified actively participates in community outreach programs and partnerships that uplift those around us. We understand that a strong community makes for stronger members. This is why we engage in initiatives that promote financial literacy and support local organizations. While members can visit us at 420 E Hospitality Ln Ste A6, official correspondence should be sent to 4455 Arden Drive, El Monte, CA 91731. Our team is here during operating hours from Monday to Friday, 9 AM - 5 PM, ready to assist you with any inquiries or services you may need. Join us at Certified today and experience firsthand the benefits of being part of a credit union that truly cares about its members and community. Together, let's build a brighter financial future! For more information or assistance, feel free to call us at 626-444-1972 or visit our website here.

Branch Location & Accessibility

Accessibility and Parking

Our branch is designed with accessibility in mind. We comply with ADA standards, ensuring that all members can easily navigate our facilities. There's ample parking available right outside, making it simple for you to stop by without any hassle. While you're here, you might want to check out nearby landmarks like the San Bernardino International Airport or the stunning parks scattered throughout the area. These local spots make our location even more convenient for your errands.

Operating Hours and Services

We understand that life can get busy, which is why our lobby hours are set from Monday through Friday, opening at 9 AM and closing at 5 PM. This gives you plenty of time to visit us after work or during your lunch break. If you need assistance outside of these hours, feel free to reach out to us at 626-444-1972. At Certified, we offer a range of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Our ATMs are readily available for cash withdrawals and balance checks whenever you need them. Additionally, we participate in shared services, allowing members from partner credit unions to access basic transactions like deposits and withdrawals right here. If you're looking for a credit union that prioritizes convenience and community engagement, look no further than Certified. While members can visit us at 420 E Hospitality Ln Ste A6 for all their banking needs, official correspondence should be sent to our mailing address at 4455 Arden Drive, El Monte, CA 91731. Come visit us today! We're excited to help you achieve your financial goals!

Member Eligibility

At Certified, we're excited to welcome you into our community! Becoming a member is not just about opening an account; it's about joining a family that genuinely cares for your financial well-being. To become a member of Certified, you simply need to meet some friendly eligibility criteria, which include being part of our local community or having a connection to the credit union. We believe in making banking accessible and supportive for everyone, so if you have questions about your eligibility, feel free to reach out at (626) 444-1972. Once you're ready to take the next step, opening an account with us is as easy as pie! You can find all the details and get started on our website by visiting https://www.certifiedfed.com/apply-portal/ . We encourage you to check out the full eligibility details at https://www.certifiedfed.com/join-now/ to ensure you're set for membership. With us, you'll enjoy personalized service, competitive rates, and a range of financial products designed just for you. Welcome aboard!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine being able to process payments quickly and securely while managing your cash flow more efficiently. Our merchant services provide just that. Whether you need point-of-sale solutions or online payment processing, our tools are designed to help your business run smoothly, allowing you to focus on what you do best serving your customers. At Certified, we are here to partner with you every step of the way. Discover how our business banking and commercial services can empower your company today! For more information or assistance, call us at (626) 444-1972.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why Certified offers robust Online and Mobile Banking features that allow you to manage your accounts anytime, anywhere. Pay bills, transfer funds, or check your balance with just a few taps on your phone. Need cash? Our network includes ATM services for easy withdrawals.

Credit and Business Services

Don't forget about our Credit Cards with Rewards! Enjoy perks while making everyday purchases and building your credit score simultaneously. For business owners, we offer comprehensive Business Banking solutions, including Merchant Services and Business Loans tailored specifically for small businesses.

Get in Touch!

We encourage you to reach out for more information about any of our services. Call us at 626-444-1972 or visit us online at Certified. Our doors are open Monday through Friday from 9 AM to 5 PM, ready to serve you with all your financial needs. Join us today and experience the difference!

Personal Banking Solutions

Our personal banking services start with Checking and Savings Accounts designed to help you manage your money effectively. Imagine having easy access to your funds while earning interest on your savings! We also offer Auto Loans and Vehicle Financing that can make driving your dream car a reality. With competitive rates and flexible terms, financing a vehicle has never been simpler. If homeownership is on your horizon, explore our Mortgage Loans and Refinancing options. Our mortgage specialists are here to guide you through the process, making it easier than ever to secure a home loan that fits your budget. For those looking to consolidate debt or cover unexpected expenses, our Personal Loans provide quick access to cash without the hassle.

Shared Branch Transactions

Additionally, if you're a member of partner credit unions, we provide basic shared branch transactions such as deposits and withdrawals. This means you can access your funds even when you're away from home.

Digital & Online Banking

Key Features for Your Convenience

Our online banking platform, available at https://www.certifiedfed.com/ , allows you to view your account balances, make payments, and transfer funds 24/7. This means whether it's early morning or late at night, your banking is always just a click away. If you're looking to send money to friends or family quickly, our person-to-person transfer feature makes it easy to do so without any hassle. For those who prefer mobile banking, our user-friendly mobile application provides all the features you need right in your pocket. You can check balances, pay bills, and even authorize electronic signatures for documents securely no more waiting in line or dealing with paperwork.

Stay Informed and Secure

We also offer e-statements to keep you updated on your account activity without the clutter of paper statements. You can access these statements anytime through our online platform. Plus, rest assured that your financial information is protected with top-notch security measures. Whether you're managing everyday expenses or planning for bigger goals, Certified ensures that your banking experience is both easy and secure. Discover how our digital banking services can enhance your financial journey today!

Financial Strength

At Certified, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to maintaining a strong financial foundation so that you can trust us with your savings and lending needs. With a net worth of $164,876,012, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 21.02% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $169,715,894 in share certificates and $49,835,629 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $155,744,735 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $51,116,232 in total loans and leases and 5,698 used auto loans available to help you get the vehicle you need. Our operational efficiency is reflected in our $0 net income, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 104 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 120,733, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Certified is your trusted partner. Visit us at 420 E Hospitality Ln Ste A6 San Bernardino CA 92408 or call 626-444-1972 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Additional Information

For business owners, our outstanding commercial loans provide the capital needed to grow and expand. While we currently have no outstanding commercial loans available, our team is always ready to discuss how we can assist with future opportunities. If you have any questions or need assistance with our loan offerings, don't hesitate to contact us at (626) 444-1972. You can visit us at our branch located at 420 E Hospitality Ln Ste A6 San Bernardino Ca 92408, San Bernardino, CA CA for personalized service. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to serving you and helping you secure the financing that fits your needs!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $85,992,191 in used vehicle loans and $52,504,721 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier for you to drive away in the car you want.

Credit Lines and Refinancing Options

If you're considering refinancing an existing loan or exploring eligibility options, our team is here to help guide you through every step. Whether it's adjusting your current payment plan or finding better rates, we aim to find solutions that fit your financial situation perfectly.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $29,892,198, make buying or refinancing simple. We strive to make the process straightforward so that you can focus on what matters most your new home.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $52,955,931 in loans helping members manage their finances effectively. This option provides the financial flexibility you need without tying up your assets.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in the options you receive. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results so you can make informed choices. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make decisions based on accurate information. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all offers presented are fair and transparent. Each lender's information is updated regularly, giving users access to the most current loan rates available.

CERTIFIED

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility and Parking

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Make Sense

Tailored Loan Options

Comprehensive List Of Services

Convenient Digital Banking

Credit and Business Services

Get in Touch!

Personal Banking Solutions

Shared Branch Transactions

Digital & Online Banking

Key Features for Your Convenience

Stay Informed and Secure

Financial Strength

Loan Offering

Additional Information

Auto Loans

Credit Lines and Refinancing Options

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

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