Certified Credit Union Fullerton CA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Certified, your trusted financial partner located at 1421 Manhattan Ave, Fullerton, CA 92831. Since our establishment in 1954, we have proudly served our community, growing into a robust credit union with over 65,000 members. With total assets exceeding $894 million, we are committed to providing financial solutions that empower our members to achieve their goals. At Certified, we understand the importance of having a reliable financial institution behind you. Our experienced team, led by CEO Stephen Weakley and Board President Gary Hammett, is dedicated to ensuring that you receive personalized service and expert guidance. We offer a variety of services including checking and savings accounts, auto loans, mortgage options, and business banking solutions tailored to fit your needs. While you can visit us at our Fullerton branch for all your banking needs, please note that any official correspondence should be sent to the same address: 1421 Manhattan Ave., Fullerton, CA 92831. As a member-focused credit union, we take pride in our strong financial health. With total deposits of $76 million and a net worth of $178 million, we are well-equipped to support your financial journey. Our commitment doesn't end there; we also have over $44 million in loans ready to help you make important purchases or investments. We invite you to explore how Certified can assist you in achieving your financial aspirations. For more information about our services or to become a member today, feel free to visit our website at Certified or give us a call at (323) 859-2250. Your financial future starts here!

Branch History & Mission

Community Engagement

Our commitment goes beyond providing financial services; it extends into our community through outreach programs and partnerships that benefit local organizations. We believe that by supporting initiatives that uplift those around us, we contribute to creating a stronger Fullerton for everyone. We invite you to join us at Certified! Experience how we can help you with personalized services tailored just for you. Visit us during our operating hours from 8:30 AM to 4:00 PM for limited access services. Whether you're looking for guidance on loans or want to learn more about our offerings, we are here to assist you every step of the way. Explore your potential with Certified your trusted credit union in Fullerton!

Our Journey

Certified started as a vision to provide accessible financial services to individuals and families in Fullerton. Located at 1421 Manhattan Ave, our branch has become a cornerstone of the community. We pride ourselves on building lasting relationships with our members, offering services that include personal banking, auto loans, mortgages, and business banking solutions. Our commitment to helping you achieve your financial goals is at the core of everything we do. As we progressed through the decades, our mission has remained clear: to empower our members with the knowledge and tools they need for financial success while fostering a sense of belonging within our community. With advancements in technology and a focus on customer service, we've introduced online banking and mobile applications to make managing your finances easier than ever.

Our Mission

At Certified, our mission is simple: we exist to support our members' financial journeys and enhance their quality of life through exceptional service and community involvement. We strive to be more than just a credit union; we aim to be a partner in achieving dreams whether that's buying a first home or starting a new business. While members can visit us at 1421 Manhattan Ave., official correspondence should be sent to our mailing address at 1421 Manhattan Ave., Fullerton, CA 92831.

Branch Location & Accessibility

Easy Access and Parking

Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can visit us comfortably. Plus, there's ample parking available nearby, making your trip even more hassle-free.

Get in Touch!

If you have any questions or want to learn more about what we offer, don't hesitate to give us a call at 323-859-2250. Our friendly staff is eager to assist you! We invite you to stop by our Fullerton branch today your financial journey starts here at Certified!

Operating Hours That Fit Your Schedule

We know life can get busy, so we offer limited access hours from 8:30 AM to 4:00 PM on weekdays. Whether you're stopping by for a quick transaction or needing assistance with loans or accounts, our dedicated team is here to help during these times.

Services Just Around the Corner

At Certified, we pride ourselves on offering a wide range of services tailored to meet your banking needs. From checking and savings accounts to personal loans and vehicle financing, you'll find everything you need right here. While we don't have ATM or drive-thru services at this branch, our shared service center is available for basic transactions like deposits and withdrawals for members of partner credit unions.

Member Eligibility

Becoming a member of Certified is like joining a close-knit family that values your financial well-being. If you live, work, or go to school in the Fullerton area, you're likely eligible to join us! At Certified, we believe in creating opportunities for everyone, so even if you have specific membership requirements, we're here to help guide you through the process. You can find all the detailed eligibility criteria by visiting our website at https://www.certifiedfed.com/join-now/. Opening an account with us is straightforward and welcoming. Just head over to our account opening page at https://www.certifiedfed.com/apply-portal/ to get started, or feel free to give us a call at (323) 859-2250 if you have any questions. We can't wait for you to experience the benefits of being part of our community at Certified, located at 1421 Manhattan Ave Fullerton Ca 92831!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,178,402, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments easily and securely while managing your cash flow effectively. Our merchant services empower you to do just that. From credit card processing to online payment solutions, we help streamline your transactions so you can focus on what matters most growing your business. Located at 1421 Manhattan Ave Fullerton Ca 92831 in Fullerton, CA, our experienced team is ready to partner with you. Reach out at (323) 859-2250 to explore how we can help elevate your business today!

Comprehensive List Of Services

Business Banking Made Easy

For business owners, we offer specialized banking solutions including merchant services and business loans. We understand that running a business can be challenging, so we're here to support your growth with the right financial tools.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience matters. That's why Certified provides robust online and mobile banking services, allowing you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, pay bills, and even send money to friends all from the palm of your hand.

Credit Options for Every Need

Sometimes life throws unexpected expenses your way. Our personal loans and debt consolidation services are here to help you regain control. With competitive rates and friendly terms, we aim to make borrowing simple and stress-free. If you love earning rewards while spending, check out our credit cards with rewards programs. They're perfect for everyday purchases and can provide great benefits when used wisely.

Personal Banking Solutions

Our personal banking services include checking and savings accounts designed to fit various lifestyles. You might be saving for a dream vacation or just want a reliable place for your paycheck our accounts offer flexibility and features that work for you. When it comes to financing, we understand that buying a car is a significant investment. That's why our auto loans and vehicle financing options are tailored to ensure you get behind the wheel without breaking the bank. If homeownership is on your mind, our mortgage loans and refinancing options can help make that dream a reality.

Shared Branch Transactions

If you're ever in need of cash or want to make deposits while traveling, our basic shared branch transactions allow members of partner credit unions to perform deposits and withdrawals conveniently. For more information about any of our services or if you have questions about how we can assist you further, please don't hesitate to reach out at (323) 859-2250. We're here to help! Visit us online at Fullerton Branch or come by our branch during operating hours from 8:30 AM to 4:00 PM. Join us at Certified today your financial partner committed to helping you achieve your goals!

Digital & Online Banking

Key Services

With our online banking platform available at https://www.certifiedfed.com/, you can access your accounts 24/7. This means you can check balances, make transfers, and pay bills whenever it suits you without ever stepping foot in a branch. Our user-friendly interface ensures that even those new to online banking can navigate with ease. For those looking to simplify their banking experience further, we provide electronic signature authorization which allows you to sign documents securely from the comfort of your home. You won't need to print or mail anything; just a few clicks and you're done! Keep track of your financial activities with e-statements, available whenever you need them. No more waiting for paper statements in the mail; get instant access to your account history and save trees while you're at it!

Mobile Features

Our mobile application makes banking on-the-go a breeze. With just a few taps on your smartphone, you can perform all your essential banking tasks right from your pocket. Plus, enjoy the convenience of person-to-person transfers, enabling you to send money easily to friends or family without hassle. While we currently do not offer mobile payments, our commitment to enhancing your digital experience remains strong as we explore future features. In today's fast-paced world, having reliable and accessible banking options is key. At Certified, we strive to provide innovative solutions that cater to all your financial needs while ensuring safety and security every step of the way. Visit us online today at https://www.certifiedfed.com/ to learn more about our services!

Financial Strength

A Trusted Partner

Total Share Accounts stand at 130,619, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Certified is your trusted partner. Visit us at 1421 Manhattan Ave Fullerton Ca 92831 or call (323) 859-2250 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Commitment to Growth

With $162,681,395 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $5,841 in used auto loans and $562,163,834 in total loans and leases reflect our commitment to supporting members' financial goals across various sectors.

Operational Efficiency

Our $2,876,961 indicates our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 124 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $196,205,939 in share certificates and $64,805,919 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $8,298,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $178,075,706, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 19.88% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

At Certified, we understand that everyone has unique financial needs, whether it's buying a car, purchasing a home, or managing everyday expenses. Our diverse range of loan products is designed to support our members in achieving their financial goals with ease. With over 44,750 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular, offering some of the lowest rates in the industry. Looking to buy a new car? We have already issued $54,443,857 in new vehicle loans and $86,797,915 in used vehicle loans, helping members get on the road quickly and affordably. If homeownership is on your mind, consider our mortgage options. Our Junior Lien 1-4 Family Residential Properties loans total $35,085,458, making it simple for you to buy or refinance your home. We also provide flexible refinancing options to help you save money over time. For business owners looking for growth opportunities, our outstanding commercial loans totaling $1,178,402 can provide the capital necessary for expansion and new projects. Additionally, we offer unsecured credit card loans with a total of $53,977,213 available to assist members in managing their finances effectively. Our credit lines give you the flexibility to make purchases when you need them without the burden of high-interest rates. Whether you're interested in applying for a loan or simply want more information about eligibility options, feel free to reach out to us at (323) 859-2250. Our team is here to help you navigate your financial journey with confidence. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today at 1421 Manhattan Ave Fullerton Ca 92831 in Fullerton, CA, or check out our website at https://www.certifiedfed.com/ for more details on how we can help you secure the financing you need!

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CERTIFIED FEDERAL CREDIT UNION - Fullerton, CA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

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