Certified Credit Union Fullerton CA | Low Mortgage Rates & Auto Loans

Introduction

At Certified, located at 1421 Manhattan Ave, Fullerton, CA 92831, we believe in building strong relationships with our members and the community. Since our establishment in 1954, we have grown into a trusted financial partner for over 158,395 members, offering a wide range of services designed to meet your unique needs. Our commitment to excellence is reflected not only in our services but also in our impressive financial standing, with total assets amounting to $782,391,549 and total deposits reaching $54,339,208. While you can visit us at our branch for personal banking, official correspondence should be sent to the same address for your convenience. Under the leadership of our CEO, Stephen Weakley, and Board President, Gary Hammett, we strive to provide a welcoming environment where financial goals are achieved through personalized support. Our team of 112 employees is dedicated to ensuring that your experience with us is smooth and satisfying. Whether you are looking for auto loans, mortgages, or personal banking solutions, we are here to guide you every step of the way. With an impressive loan portfolio of 43,077 loans and leases backed by a solid net worth of $164,876,012, you can trust that your financial future is secure with us. We invite you to explore more about what we offer on our website: www.certifiedfed.com. If you have questions or need assistance, don't hesitate to call us at 323-859-2250. Let's work together towards achieving your financial dreams!

Branch History & Mission

Growth and Innovations

Over the years, we've adapted to changing technologies and member preferences. Our digital advancements include online banking capabilities and mobile applications designed to make managing your finances simpler than ever. While we currently do not offer ATM services or drive-thru banking, we do provide essential shared branch transactions for partner credit union members. We are proud of our total assets amounting to $782,391,549 a testament to our solid growth since inception. This strength allows us to continue investing in new services and technologies that directly benefit our members. In addition to our core offerings, we maintain a commitment to accessibility by ensuring compliance with ADA standards. We strive for a customer-centric environment where every member feels valued and heard. As we look ahead, we invite you to be part of this journey with us. If you're interested in experiencing what makes Certified special, visit us at 1421 Manhattan Ave, or reach out via phone at 323-859-2250. You can also explore membership options through our website at certifiedfed.com. Together, let's build a brighter financial future!

Our Mission

At Certified, our mission extends beyond just offering financial products; we strive to enrich the lives of those in our community. We are committed to providing excellent service while fostering financial literacy and empowerment among our members. Our goal is to ensure that everyone has access to the tools they need for financial success be it through checking and savings accounts, credit cards with rewards, or personal loans. We understand that a strong community is built on trust and support. That's why we actively engage in outreach efforts and partnerships that benefit not just our members but the broader Fullerton area. We believe that when our members thrive, so does the community around us.

Branch Location & Accessibility

Call to Action

Whether you're already a member or looking to join our family, we invite you to visit us at Certified's Fullerton Branch today! Experience firsthand how we can assist you on your financial journey. For more information about membership or services, check out our website here or give us a call at 323-859-2250. We look forward to seeing you soon!

Convenience and Accessibility

At Certified, we prioritize your experience from the moment you arrive. Our branch features ample parking, making it easy for you to stop by and conduct your banking business. We are committed to accessibility; our facilities are ADA compliant with ramps and other features that ensure everyone can access our services comfortably.

Operating Hours

We understand that life gets busy, which is why our operating hours are designed to fit your schedule. Visit us Monday through Friday from 8:30 AM to 4:00 PM for limited access services. If you have questions or need assistance outside these hours, feel free to give us a call at 323-859-2250.

Services Offered

While you're here, take advantage of our wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Our shared service center allows members from partner credit unions to perform basic transactions like deposits and withdrawals too! Please note that we currently do not offer ATM or drive-thru services at this location, but we're always here for face-to-face interactions that make banking personal.

Member Eligibility

Becoming a member of Certified is like joining a close-knit community where your financial well-being is the priority. If you live, work, worship, or attend school in the area surrounding our branch at 1421 Manhattan Ave Fullerton Ca 92831, you may be eligible to join us. We welcome individuals and families looking for a supportive place to manage their finances. Once you're a member, you'll enjoy access to a range of benefits, including competitive loan rates and personalized service designed just for you. To explore the specific eligibility criteria and see if you qualify, check out our detailed information at https://www.certifiedfed.com/join-now/ . When you're ready to open an account, the process is simple! You can easily apply online by visiting https://www.certifiedfed.com/apply-portal/ or give us a call at (323) 859-2250 if you have any questions. We can't wait to welcome you to the Certified family!

Business Banking & Commercial Services

Business Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have $0 in member commercial loans and $0 in non-member commercial loans, we're dedicated to providing flexible financing solutions that cater to your specific needs when the time comes. Imagine having the capital you need to expand your operations, purchase new equipment, or even hire additional staff. That's what our business loans aim to deliver real support for real growth.

Merchant Services that Make Transactions Easy

In today's fast-paced market, efficient payment processing is key. Our merchant services simplify transactions, allowing you to focus on what you do best running your business. From point-of-sale systems to online payment solutions, we help ensure that receiving payments is as straightforward as possible. If you're looking for reliable financial partners who are invested in your success, visit us at 1421 Manhattan Ave Fullerton Ca 92831 in Fullerton, CA or give us a call at (323) 859-2250. Let's work together to take your business to new heights!

Comprehensive List Of Services

Business Support

For business owners, we offer specialized services such as Business Banking, which includes merchant services and business loans. We know that running a business requires flexibility and support; that's why we're here to help you manage finances effectively so you can focus on what matters most growing your business.

Convenient Access

We recognize that convenience is key in today's fast-paced world. That's why we also provide essential ATM & Cash Withdrawal Services, ensuring you can access cash when needed. For those who belong to partner credit unions, our basic shared branch transactions allow deposits and withdrawals without hassle.

Get Started Today!

With so many options available at Certified, there's no better time to explore how we can assist you with all your financial needs. Our friendly staff is ready to answer any questions you may have about our services or how to become a member. Feel free to reach out at (323) 859-2250 or visit us online at Fullerton Branch. Your journey toward financial well-being starts here!

Loans Made Easy

When it comes to financing, whether it's buying a new car or refinancing an existing loan, our Auto Loans & Vehicle Financing are designed with competitive rates and flexible terms. Picture driving away in your dream vehicle without the stress of complicated paperwork. We also provide Mortgage Loans & Refinancing options that can help you secure the home you've always wanted or lower your monthly payments on an existing mortgage. If you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation services can provide the relief you need. Plus, our credit cards come with rewards that make every purchase more rewarding imagine earning points just by using your card for everyday purchases!

Personal Banking

For individuals seeking reliable banking options, we offer Personal Banking services that include checking and savings accounts tailored to fit your lifestyle. Imagine having easy access to your funds whenever you need them, along with the ability to manage your finances through our user-friendly Online & Mobile Banking platforms. Our mobile app makes it simple to check balances, transfer money, and pay bills right from your phone.

Digital & Online Banking

Accessibility

Being able to manage your accounts in real-time is crucial in today's fast-paced world. Whether you're at home or out and about, our online banking services ensure you have full control over your financial activities. Our system allows you to pay bills, transfer funds between accounts, and track spending patterns all designed with ease of use in mind. With Certified, you're not just choosing a credit union; you're choosing a partner dedicated to helping you navigate your financial journey securely and efficiently. Explore more about our digital services today at https://www.certifiedfed.com/ !

Key Features

Our online banking platform is not just user-friendly; it also incorporates advanced security features to keep your personal information safe. You can easily set up electronic statements, allowing you to go paperless and view your account activity whenever you need. Plus, with the option for electronic signature authorization, signing documents has never been simpler. If you're always on the go, you'll love our mobile application that puts banking right in your pocket. You can check balances, transfer funds, and even send money to friends or family with our person-to-person transfer feature. And don't worry about making payments while we currently do not support mobile payments directly, our app offers all the essential tools to keep you connected to your finances.

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 120,733, showing a strong and growing member base that trusts us with their finances. This trust reinforces our commitment to providing the best possible service to all of our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Certified is your trusted partner. Visit us at 1421 Manhattan Ave Fullerton Ca 92831 or call (323) 859-2250 to learn more about how we can help you achieve your financial goals.

Investments in Your Future

With $155,744,735 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $5,698 in used auto loans and $511,162,323 in total loans and leases.

Member-Centric Resources

Members' savings are secured through $169,715,894 in share certificates and $49,835,629 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 104 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $164,876,012, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,102 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $85,992,191 in used vehicle loans and $52,504,721 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our financing options are designed to fit any budget.

Credit Lines

For those who need extra flexibility with their finances, we offer credit lines totaling $339,351,332. This option allows you to borrow what you need when you need it while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $29,892,198, make buying or refinancing simple. We believe in making the dream of homeownership accessible and affordable for our members.

Refinancing Options

If you're considering refinancing an existing loan or would like to explore eligibility options for any of our loan products, our knowledgeable team is here to assist you. We want to ensure that you have all the information needed to make informed decisions about your finances. We invite you to contact us at 323-859-2250 or visit us during our operating hours from 8:30 AM to 4:00 PM for personalized assistance with your financial needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how Certified can help empower your financial journey today!

Unsecured Credit Card Loans

Managing expenses can be challenging, and that's where our flexible terms on unsecured credit card loans come into play. With a total of $52,955,931 in unsecured credit card loans helping members manage their finances effectively, you can take control of your spending without the burden of high interest rates.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in the information provided. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that help users make informed decisions. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users are empowered to choose options that best fit their financial needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores the effectiveness and reliability of the service. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach guarantees that users receive fair and transparent offers. Each loan comparison reflects current market conditions, ensuring that what you see is accurate and up-to-date.

CERTIFIED

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Introduction

Branch History & Mission

Growth and Innovations

Our Mission

Branch Location & Accessibility

Call to Action

Convenience and Accessibility

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loans Tailored for Growth

Merchant Services that Make Transactions Easy

Comprehensive List Of Services

Business Support

Convenient Access

Get Started Today!

Loans Made Easy

Personal Banking

Digital & Online Banking

Accessibility

Key Features

Financial Strength

Growing Member Base

Investments in Your Future

Member-Centric Resources

Operational Efficiency

Solid Financial Health

Loan Offering

Auto Loans

Credit Lines

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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