Certified Credit Union Commerce CA | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Certified, your trusted financial partner located at 4820 S Eastern Ave Ste L, Commerce, CA 90040. Since our establishment in 1954, we have proudly served our community and built lasting relationships with our members. With a strong membership base of 158,395 individuals, we are dedicated to providing personalized financial solutions that cater to your unique needs. At Certified, we understand that managing your finances can be daunting. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage financing, personal loans, and business banking options. Our commitment to you is reflected in our impressive total assets of $782,391,549 and total deposits reaching $54,339,208. We believe in empowering our members with the tools they need to achieve their financial goals. Under the leadership of CEO Stephen Weakley and Board President Gary Hammett, our team of 112 employees is here to ensure you receive top-notch service every time you visit us or reach out for assistance. You can count on us to be there for you during life's important moments. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: 4820 So. Eastern Ave., Suite L, Commerce, CA 90040-1405. If you're ready to take control of your financial future or simply want to learn more about what we offer, don't hesitate to reach out! Call us at 626-444-1972 or visit our website at certifiedfed.com. We look forward to serving you!

Branch History & Mission

Welcome to Certified, located in the heart of Commerce, CA. Since our opening in 1954, we have proudly served our community with a commitment to providing exceptional financial services. Over the years, we have grown from a small credit union into a trusted financial partner for over 158,395 members, all while maintaining our focus on community support and engagement. Our branch is conveniently situated at 4820 S Eastern Ave Ste L, Commerce, CA 90040, making it easily accessible for local residents. As you visit us, you'll find that we're not just a place for transactions; we are a community hub where relationships thrive and dreams are nurtured. At Certified, our mission is simple yet powerful: to empower our members by offering personalized financial solutions that enhance their lives. We believe in the importance of financial education and strive to provide resources that help individuals and families make informed decisions about their money. Whether you're looking for a checking account, auto loan, or mortgage financing, we are here to guide you every step of the way. In addition to traditional banking services, we understand the need for modern conveniences. That's why we offer online and mobile banking options to keep you connected anytime, anywhere. Our commitment to accessibility extends beyond digital services; we ensure that all members can engage with us through our shared service center, which allows access to basic transactions even if you're visiting from another credit union. While members can visit us at 4820 S Eastern Ave Ste L, official correspondence should be sent to 4820 So. Eastern Ave., Suite L, Commerce, CA 90040-1405 if needed. Our dedicated team is available during operating hours from 9:00 AM to 5:00 PM on weekdays. You can reach us at 626-444-1972 for any inquiries. As part of our ongoing effort to support the community, Certified actively participates in outreach programs and partnerships that uplift local initiatives. We believe that when our community thrives, so do we as an organization. Join us today at Certified and experience firsthand the benefits of being part of a member-focused credit union dedicated to your financial well-being. Your journey towards financial empowerment starts here! Visit us or explore more about how you can become a member here.

Branch Location & Accessibility

A Convenient Spot for Your Banking Needs

At Certified, we understand how important accessibility is for our members. Our branch features ample parking and is equipped with ADA-compliant facilities, including ramps to make your visit comfortable. While you're here, feel free to use our ATM services available on-site for quick cash withdrawals or balance checks.

Hours That Fit Your Schedule

Our friendly team is ready to assist you during convenient operating hours from 9:00 AM to 5:00 PM on weekdays. Whether you're stopping by for personal banking needs or looking to discuss loan options, we're here to help. If you need anything outside of these hours, don't hesitate to reach out via phone at 626-444-1972.

Services Tailored Just for You

At Certified, we offer a range of services designed to meet your financial needs, including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. Plus, if you're a member of another participating credit union, you can take advantage of our shared service center for basic transactions like deposits and withdrawals.

We’re Here for You!

While members can visit us at 4820 S Eastern Ave Ste L, official correspondence should be sent to 4820 So. Eastern Ave., Suite L, Commerce, CA 90040-1405. We invite you to come by and see how we can help you achieve your financial goals. Whether it's your first time or you're a returning member, our team looks forward to welcoming you with open arms!

Member Eligibility

Becoming a member of Certified is like joining a close-knit family dedicated to your financial well-being. At our branch located at 4820 S Eastern Ave Ste L Commerce Ca 90040, we welcome individuals who share a common bond with our community, whether through employment, family ties, or residence in the area. The process is straightforward and inclusive, designed to make you feel right at home. If you're looking for a supportive place to manage your finances while enjoying personalized service and competitive rates, you're in the right spot! To learn more about the eligibility criteria, you can visit our detailed page at https://www.certifiedfed.com/join-now/. Once you confirm that you're eligible, opening an account is just as easy check out the steps on our account opening page here: https://www.certifiedfed.com/apply-portal/. If you have any questions or need assistance, feel free to reach us at (626) 444-1972. We're excited to help you take this important step toward joining our community!

Business Banking & Commercial Services

Merchant Services Made Easy

In addition to loans, our merchant services are designed to streamline your operations. Imagine having a reliable payment processing system that allows you to accept payments swiftly and securely. From credit card processing to online payment solutions, we provide tools that simplify transactions so you can focus on what matters most growing your business. Visit us at 4820 S Eastern Ave Ste L Commerce Ca 90040 in Commerce, CA, or call us at (626) 444-1972 to learn more about how our business banking and commercial services can empower your enterprise!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Access to Cash and Shared Services

Need quick access to cash? Our ATM & Cash Withdrawal Services are readily available for your convenience. Additionally, if you're a member of another credit union, our partnership allows for basic shared branch transactions like deposits and withdrawals.

Business Banking Support

For entrepreneurs and business owners, we offer robust Business Banking solutions. From merchant services that simplify payment processing to various types of Business Loans, we ensure your business has the financial backing it needs to thrive.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer comprehensive Online & Mobile Banking features that let you manage your finances anytime, anywhere. Check balances, make transfers, and pay bills from the comfort of your home or on the go using our user-friendly platforms.

Get in Touch

With all these offerings and more at Certified, we aim to create an environment where you feel supported in every step of your financial journey. If you have any questions or want to learn more about how we can assist you, please don't hesitate to reach out! Call us at (626) 444-1972 or visit us during lobby hours from 9:00 AM to 5:00 PM on weekdays. Join us today at Commerce, where we're committed to making banking easier and more accessible for everyone!

Personal Banking Solutions

We start with our Personal Banking services, which include checking and savings accounts designed to help you achieve your financial goals. If you're in the market for a new vehicle, our Auto Loans & Vehicle Financing options make it easy to get behind the wheel without breaking the bank. For those planning to buy a home, our Mortgage Loans & Refinancing services can guide you through the process smoothly. Do you have unexpected expenses or need some extra cash? Our Personal Loans & Debt Consolidation services provide flexible solutions that fit your lifestyle. Plus, enjoy the benefits of our Credit Cards with Rewards, offering perks that can enhance your everyday spending.

Digital & Online Banking

Key Features

We also provide e-statements, which means no more waiting for paper statements in the mail. You can view and download your statements at any time, helping you keep track of your finances efficiently. Plus, with our electronic signature authorization feature, signing documents is quick and hassle-free. For those who want to send money quickly to friends or family, our person-to-person transfer service makes it simple. Just a few taps on your device and the money is sent it's that easy! And if you're always on the go, you'll love our mobile application that brings all these features directly to your fingertips.

Online Banking Services

Our online banking platform at https://www.certifiedfed.com/ offers 24/7 access to your account. You can check your balance, transfer funds, and pay bills all in one place. It's like having a bank branch in your pocket!

Security and Ease of Use

Your security is our top priority. Our digital services use advanced security measures to ensure that your information remains safe while you bank online. Whether you're using the app or accessing your account through a web browser, rest assured that you are protected. In summary, with Certified's digital and online banking services, managing your money has never been easier or more secure. Experience the convenience today by visiting us at https://www.certifiedfed.com/ and take advantage of everything we have to offer!

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 120,733, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Certified is your trusted partner. Visit us at 4820 S Eastern Ave Ste L Commerce Ca 90040 or call (626) 444-1972 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $155,744,735 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $5,698 in used auto loans and $511,162,323 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $169,715,894 in share certificates and $49,835,629 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $2,876,961. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 104 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $164,876,012, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 21.02% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $85,992,191 in used vehicle loans and $52,504,721 in new vehicle loans already helping members get on the road. We provide flexible terms to make your auto financing straightforward and manageable.

Credit Lines

For those looking for additional financial flexibility, we have total credit lines amounting to $339,351,332. This can be an excellent way to manage cash flow while providing peace of mind knowing you have access to funds when needed. If you're considering refinancing your current loans or want to check your eligibility for any of our loan products, feel free to reach out to us at (626) 444-1972 or visit us at our branch located at 4820 S Eastern Ave Ste L Commerce Ca 90040. Our team is ready to assist you during our operating hours from 9:00 AM to 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Certified, we're committed to helping our members find the right financial solutions tailored just for them. Let us help you navigate your borrowing needs today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $29,892,198, make buying or refinancing simple. We are here to guide you through every step of the process so that you can secure a stable and comfortable living situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $52,955,931 in loans helping members manage their finances effectively. These credit cards can help you cover unexpected expenses without breaking the bank.

Loan Aggregator

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Real-Time Rate Comparisons

The platform provides up-to-date loan rates from multiple institutions. This feature helps users make informed decisions quickly, allowing them to find the best terms for their unique situations. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Verified Data

Loan offers on LendMesh are sourced from legitimate financial institutions, ensuring transparency. Users can trust that the options presented are not only current but also reliable.

CERTIFIED FEDERAL CREDIT UNION - Commerce, CA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Commerce, CA (90040)

Introduction

Branch History & Mission

Branch Location & Accessibility

A Convenient Spot for Your Banking Needs

Hours That Fit Your Schedule

Services Tailored Just for You

We’re Here for You!

Member Eligibility

Business Banking & Commercial Services

Merchant Services Made Easy

Tailored Loan Options

Comprehensive List Of Services

Access to Cash and Shared Services

Business Banking Support

Digital Banking Convenience

Get in Touch

Personal Banking Solutions

Digital & Online Banking

Key Features

Online Banking Services

Security and Ease of Use

Financial Strength

A Growing Community

Commitment to Growth

Member-Centric Savings

Operational Efficiency

Strong Financial Health

Loan Offering

Auto Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

No Sponsored Listings

Real-Time Rate Comparisons

Verified Data

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