Certified Credit Union Brea CA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Certified, your trusted financial partner located at 200 N Puente St, Brea, CA 92821. Since our establishment in 1954, we've been committed to serving our community with a range of financial products and services designed to meet the needs of our 158,395 members. With total assets exceeding $782,391,549, we pride ourselves on offering secure banking solutions that help you achieve your financial goals. At Certified, we understand that your money is important. That's why we maintain a strong financial foundation, reflected in our total deposits of $54,339,208 and net worth of $164,876,012. We are here to support you through every stage of life with personal banking options including checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. While members can visit us at our Brea branch for friendly service and expert advice, official correspondence should be sent to our mailing address at 4455 Arden Drive, El Monte, CA 91731. Our dedicated team of 112 employees, led by CEO Stephen Weakley and Board President Gary Hammett, is always ready to assist you. We invite you to explore the benefits of membership with Certified. Whether you're looking for competitive loan rates or convenient online banking options, we're here to make your banking experience as smooth as possible. Feel free to call us at 626-444-1972 during lobby hours: Monday, Tuesday, Thursday, and Friday from 9:00 AM to 3:30 PM; Wednesday from 11:00 AM to 5:00 PM. Join us today and discover how Certified can help you thrive financially! Visit our website at certifiedfed.com for more information or to get started with your account application.

Branch History & Mission

At Certified Credit Union, our journey began in 1954 in the heart of Brea, California. Over the years, we have grown from a small community-focused institution to a trusted financial partner for over 158,000 members. Our commitment to serving our community has been at the core of our mission since day one. Located at 200 N Puente St, Brea, CA 92821, our branch is more than just a place for transactions; it's a hub for financial empowerment and support. We believe that everyone deserves access to quality financial services that foster growth and stability. Our total assets now stand at an impressive $782,391,549, reflecting our strength and reliability in serving our members' needs. Our mission is clear: to provide exceptional financial services while enhancing the quality of life in our community. We strive to offer a range of products including checking and savings accounts, auto loans, mortgage financing, personal loans, and credit cards with rewards. Each service is designed not only to meet individual needs but also to uplift our community as a whole. While members can visit us at 200 N Puente St, official correspondence should be sent to 4455 Arden Drive, El Monte, CA 91731. Our branch operates with dedication from Monday through Friday from 9:00 am to 3:30 pm and on Wednesday from 11:00 am to 5:00 pm. Although we currently do not offer ATM or drive-thru services, we are proud to provide shared service center availability for added convenience. Our focus extends beyond just banking; we are deeply invested in community outreach efforts and partnerships that enrich the lives of those around us. Whether it's through educational programs or local events, Certified Credit Union aims to make a positive impact. We invite you to join us at Certified Credit Union in Brea and discover how we can help you achieve your financial goals. Experience firsthand the dedication of our team and the benefits of being part of a member-driven organization. Together, let's build a brighter future! For more information or to become a member today, please visit our website or call us at 626-444-1972.

Branch Location & Accessibility

Accessibility Features

At Certified, we prioritize accessibility for all members. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can access our services comfortably. We also have ample parking available for a hassle-free experience.

Call to Action

Ready to experience exceptional service? Feel free to stop by or give us a call at 626-444-1972. We look forward to welcoming you into the Certified family!

Operating Hours

We know life gets busy, so we've structured our hours to fit your schedule. Visit us on Monday, Tuesday, Thursday, and Friday from 9:00 AM to 3:30 PM. On Wednesdays, we're open a bit later from 11:00 AM to 5:00 PM. No matter when you come by, we'll be ready to assist you!

Services Offered

Our branch offers a variety of services tailored just for you! From checking and savings accounts to auto loans and mortgage refinancing options, we have what you need for your financial journey. We also provide basic shared branch transactions for partner credit union members. While we currently do not have ATM or drive-thru services available, rest assured that our staff is always ready and eager to help during lobby hours.

Member Eligibility

Becoming a member of Certified is more than just opening an account; it's about joining a caring community that values your financial well-being. If you live, work, worship, or attend school in the Brea area, you're likely eligible to become a part of our family! We welcome individuals from various backgrounds and walks of life, ensuring that everyone can access the benefits of membership. To learn more about specific eligibility requirements, feel free to visit our detailed resource at https://www.certifiedfed.com/join-now/. Joining is simple and straightforward. Once you confirm your eligibility, you can easily open an account by visiting us at https://www.certifiedfed.com/apply-portal/ or give us a call at (626) 444-1972 for assistance. We're here to support you every step of the way as you take this important step towards better financial health at Certified, located at 200 N Puente St Brea Ca 92821. Join us today and experience the many advantages that come with being a valued member!

Business Banking & Commercial Services

Financing That Fuels Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Simplified Merchant Services

In today's competitive market, having reliable merchant services can make all the difference. Imagine being able to accept payments seamlessly from your customers whether in-store or online without any hassle. Our merchant services offer just that, allowing you to focus on what you do best: running your business. Located at 200 N Puente St Brea Ca 92821 in Brea, CA, our team is ready to assist you with personalized service tailored to your needs. For more information, call us at (626) 444-1972 or visit our website at https://www.certifiedfed.com/. Let's work together to unlock your business potential!

Comprehensive List Of Services

Business Banking Services

For business owners, Certified offers tailored business banking services including merchant services and business loans. We know how important it is to have reliable financial backing for your enterprise, and our team is ready to assist you in growing your business.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your finances anytime, anywhere. You can check balances, transfer funds, pay bills, and even use person-to-person payment options with just a few taps on your device. While we do not have ATMs at our branch location, our shared service center provides basic transactions such as deposits and withdrawals for members of partner credit unions.

Flexible Loan Options

For those unexpected expenses or dreams you've been putting off, our personal loans and debt consolidation services can provide the financial boost you need. Whether it's consolidating high-interest debt or funding a special project, we work with you to find a solution that fits your needs. And let's not forget about our credit cards with rewards! These cards not only help you manage purchases but also earn points for cash back or travel rewards perfect for those who love to shop or travel!

Get Started Today!

With all these services at your fingertips, it's time to take charge of your financial future with Certified! For any questions or assistance, feel free to reach us at (626) 444-1972 during our operating hours: Monday, Tuesday, Thursday, Friday from 9:00 am - 3:30 pm and Wednesday from 11:00 am - 5:00 pm. Visit us today or explore more on our website at Brea to see how we can help you thrive financially!

Personal Banking Solutions

Our personal banking options include checking and savings accounts tailored to meet your lifestyle. Imagine having a checking account that helps you manage your daily spending while earning interest on your savings. With Certified, this is a reality! If you're planning to purchase a vehicle, our auto loans and vehicle financing make it easy to hit the road without breaking the bank. We offer competitive rates and flexible terms, ensuring you can find the perfect fit for your budget. Thinking about buying a home? Our mortgage loans and refinancing options provide support when it matters most. Whether it's your first home or you're looking to refinance an existing mortgage, we're here to help make the process smooth and stress-free.

Digital & Online Banking

Key Features

Visit us at https://www.certifiedfed.com/ to explore our robust online banking options. With 24/7 access, you can check your account balances, transfer funds, and pay bills all from the comfort of your home or on the go. Our user-friendly interface makes it simple for everyone, whether you're tech-savvy or just starting out. We also offer electronic signature authorization, which means you can complete important transactions without needing to visit a branch in person. This feature not only saves you time but also enhances the security of your information. If you prefer receiving statements digitally, you'll be pleased to know that e-statements are available. This not only helps reduce paper waste but also allows you to access your financial documents quickly and easily. For those who enjoy using their mobile devices, our mobile application is here to help! You can manage your accounts right from your smartphone. Plus, while we currently do not support mobile payments, our app offers a convenient way to make person-to-person transfers effortlessly. Share money with friends or family in real-time it's quick and secure!

Security and Support

At Certified, security is a top priority. Our online banking system uses advanced encryption to protect your information while ensuring a smooth experience. If you ever have questions or need assistance, our dedicated support team is just a call away at (626) 444-1972. Embrace the ease of digital banking with us! Explore our services today at https://www.certifiedfed.com/ and discover how Certified can make managing your money simpler than ever before.

Financial Strength

Growing Together

Total Share Accounts: 120,733 show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Certified is your trusted partner. Visit us at 200 N Puente St Brea Ca 92821 or call (626) 444-1972 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings

Members' savings are secured through $169,715,894 in share certificates and $49,835,629 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our performance reflects our operational efficiency, as shown by our $2,876,961. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 104 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for You

With $155,744,735 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $5,698 in used auto loans and $511,162,323 in total loans and leases supporting members' financial goals across various sectors.

Strong Financial Health

With a net worth of $164,876,012, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 21.02% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $85,992,191 in used vehicle loans and $52,504,721 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or opting for a reliable used option, our team is here to assist you every step of the way.

Business Financing

While we currently do not have outstanding commercial loans available, we recognize the importance of supporting local businesses. Keep us in mind for future financing needs as we expand our services. If you're considering refinancing any of these options or want to know about eligibility requirements, feel free to reach out. You can contact us at (626) 444-1972 or visit us at our branch located at 200 N Puente St Brea Ca 92821, Brea, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you find the perfect loan solution that fits your unique situation!

Credit Lines

For those needing extra financial flexibility, we also provide credit lines with a total amount reaching $339,351,332. This can be a great resource for unexpected expenses or planned projects.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $29,892,198, make buying or refinancing simple. We offer competitive rates and personalized service to guide you through the process of securing your dream home.

Unsecured Credit Card Loans

Managing everyday expenses can be made easier with our flexible terms on unsecured credit card loans. With a total of $52,955,931 in loans helping members manage their finances effectively, our credit cards offer rewards and benefits that fit your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the options presented. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results so you can trust the information. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can quickly identify competitive offers that meet their needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how effective LendMesh is in helping individuals secure better financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that users receive fair and transparent offers. Each loan comparison reflects the most current rates available, allowing you to see what different lenders are offering without any confusion.

CERTIFIED FEDERAL CREDIT UNION - Brea, CA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Brea, CA (92821)

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility Features

Call to Action

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Financing That Fuels Growth

Simplified Merchant Services

Comprehensive List Of Services

Business Banking Services

Digital Banking Convenience

Flexible Loan Options

Get Started Today!

Personal Banking Solutions

Digital & Online Banking

Key Features

Security and Support

Financial Strength

Growing Together

Member-Centric Savings

Operational Efficiency

Reinvesting for You

Strong Financial Health

Loan Offering

Auto Loans

Business Financing

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

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