CENTURYFIRST FEDERAL CREDIT UNION - Petal, MS

Welcome to Centuryfirst, your trusted financial partner located at 202 W Central Ave, Petal, MS 39465. Since opening our doors in 1956, we've dedicated ourselves to providing exceptional service to our 12,522 members. With a focus on community and member satisfaction, we offer a wide range of financial products tailored to meet your needs. As a proud credit union, we are committed to fostering a strong sense of trust and reliability. Our total assets exceed $91,849,301, with deposits reaching $1,197,294, reflecting our stability and growth in the community. Our CEO, John Harmond, along with Board President Tommy Roccconi, leads a passionate team of 37 employees who are here to help you every step of the way. At Centuryfirst, we understand that your financial journey is unique. Whether you're looking for personal banking services like checking accounts or loans our total loans stand at 7,010 or business banking solutions including merchant services and business loans, we have you covered. We also provide convenient online and mobile banking options so that you can manage your finances anytime, anywhere. While members can visit us at our branch for face-to-face assistance, official correspondence should be sent to our mailing address: 202 West Central Avenue, Petal, MS 39465. Our commitment to the community is evident not only in our financial offerings but also through various initiatives aimed at supporting local endeavors. If you have questions or need assistance with any of our services, don't hesitate to reach out! Give us a call at 601-475-1996 during our lobby hours from 8:30 A.M. - 4:30 P.M. Monday-Thursday and until 5:30 P.M. on Friday. We invite you to explore what Centuryfirst can do for you visit us today or check out our website at CenturyFirstFCU.com. Your journey toward better financial health starts here!

Welcome to Centuryfirst, your trusted financial partner located at 202 W Central Ave, Petal, MS 39465. Our Petal Branch is here to serve you with convenience and care in the heart of Petal, surrounded by familiar landmarks that make finding us easy. Whether you're near the local parks or just passing through downtown, you can easily pop in for all your banking needs. At Centuryfirst, we prioritize accessibility. Our branch is designed with ADA compliance in mind, featuring ramps and accessible entrances to ensure everyone can visit us comfortably. Parking is ample and convenient, making your trip to the bank as hassle-free as possible. We invite you to explore our services during our friendly operating hours: from 8:30 A.M. to 4:30 P.M. Monday through Thursday, and until 5:30 P.M. on Friday. You can reach us directly at 601-475-1996 if you have any questions or need assistance before your visit. For those who prefer a quick transaction, we offer a drive-thru service for deposits, withdrawals, and other simple banking needs. Plus, our ATM is available for cash withdrawals and balance inquiries at your convenience. While members can visit us at 202 W Central Ave, please note that official correspondence should be sent to 202 West Central Avenue, Petal, MS 39465, if it differs from our branch address. Join us at Centuryfirst today! We look forward to welcoming you in person and helping you with personal banking services like checking accounts, auto loans, mortgages, and more. Your financial journey starts here!

Becoming a member of Centuryfirst feels like joining a warm, welcoming family where your financial needs are truly understood. If you live, work, or worship in the Petal area, you're already on the path to membership! We believe in keeping things simple and inclusive, so whether you're looking for a checking account, auto loan, or just some friendly advice, we're here for you. The eligibility criteria are straightforward and designed to ensure that everyone can find their place with us. For more detailed information about eligibility, feel free to visit our website at http://CenturyFirstFCU.com/membership-application . Opening an account is just as easy! You can start your journey by visiting us at our branch located at 202 W Central Ave Petal Ms 39465 or simply call us at (601) 475-1996 if you have any questions. We're excited to help you take this important step towards financial empowerment and being part of a community that cares!

At Centuryfirst, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand the importance of trust when it comes to your finances, and we are proud to showcase our strong financial position. With a net worth of $13,356,795, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.49% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $11,012,416 in share certificates and $3,456,112 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $7,457,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $9,546,400 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $30,550,855 in used auto loans and a total of $79,365,456 in loans and leases. Though our net income is currently $0, this reflects our commitment to reinvesting back into the credit union for your benefit. We also take pride in having 35 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 20,261, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Centuryfirst is your trusted partner. Visit us at 202 W Central Ave Petal MS 39465 or call 601-475-1996 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.