CenturyFirst Credit Union Olive Branch MS | Affordable Auto Loans & Business Banking

Introduction

Welcome to Centuryfirst, your trusted financial partner in the heart of Olive Branch, Mississippi! Established in 1956, we have proudly served our community for over six decades, growing alongside our members and providing them with essential banking services. With a solid foundation and a commitment to excellence, we are here to help you achieve your financial goals. Located at 8279 Frontage Rd, Olive Branch, MS 38654, our branch is dedicated to offering personalized service that meets the unique needs of each member. Whether you're looking for checking and savings accounts, auto loans, or even mortgage refinancing, we have a range of products designed just for you. If you need to reach us by mail, please send your correspondence to 3318 Hardy St, Hattiesburg, MS 39401-6962. At Centuryfirst, we take pride in our robust financial health. Our total assets stand at an impressive $91,849,301, with total deposits reaching $1,197,294. We are also proud to serve a thriving membership of 12,522 individuals who trust us with their financial needs. Led by our dedicated CEO, John Harmond, and Board President Tommy Rocconi, our team of 37 employees is committed to delivering exceptional service every day. In addition to traditional banking services, we offer online and mobile banking options for convenience and accessibility. Our focus on community means that we are not just a bank; we are your neighbors striving to make a positive impact. We invite you to visit us or give us a call at (662) 895-2964 during our lobby hours from Monday to Friday between 8:00 AM and 4:00 PM. Let Centuryfirst be your first choice for all your banking needs! For more information about our services or to open an account online, please visit our website at CenturyFirstFCU.com. Join us today and experience the difference!

Branch History & Mission

Community Engagement

Centuryfirst is committed to giving back. Through partnerships with local organizations and outreach initiatives, we actively contribute to the welfare of our neighborhood. Whether it's supporting educational programs or providing resources for those in need, we take pride in being a part of the Olive Branch community. As we continue to grow and adapt in today's ever-changing financial landscape, we invite you to join us on this journey. Experience the benefits of membership with Centuryfirst where your goals become ours. Visit us today or explore more about becoming a member by checking out our website at Century First FCU. Together, let's build a brighter future!

Our Mission

At Centuryfirst, we believe that banking should be more than just transactions; it should be about building relationships and fostering growth. Our mission is simple yet powerful: to empower our members through personalized financial solutions and community support. We strive to create an inclusive environment where everyone feels valued and can achieve their financial goals. Our operating hours are designed with your convenience in mind Monday through Friday from 8:00 AM to 4:00 PM. We may not have ATMs or drive-thru services available at this location, but we ensure that our members receive high-quality service through various digital platforms including online banking and mobile applications. While members can visit us at 8279 Frontage Rd, official correspondence should be sent to our mailing address at 3318 Hardy St, Hattiesburg, MS 39401-6962.

Our Story

Over the decades, Centuryfirst has grown from a small credit union into a trusted financial institution with over 12,522 members and total assets reaching an impressive $91,849,301. Our branch is conveniently situated at 8279 Frontage Rd, Olive Branch, MS 38654, close to local landmarks that highlight our commitment to accessibility and service. While we have expanded our services significantly since our early days, our core mission has remained unchanged: to provide exceptional financial services while making a positive impact in our community. We understand that every member's needs are unique, which is why we offer a range of products including personal banking, auto loans, mortgages, and business banking solutions.

Branch Location & Accessibility

Welcome to Centuryfirst, your friendly neighborhood credit union located at 8279 Frontage Rd in Olive Branch, MS. Our branch is conveniently situated near popular landmarks, making it easy for you to stop by and take care of your banking needs. Whether you're heading to the nearby Olive Branch City Park or visiting local shops, we're here to serve you. At Centuryfirst, we prioritize accessibility for all our members. Our location is designed with features that accommodate everyone, including ADA-compliant entrances and ample parking space. We understand that convenience matters, so we invite you to visit us during our welcoming hours from Monday to Friday, 8:00 AM to 4:00 PM. While members can visit us at 8279 Frontage Rd for all their banking needs, official correspondence should be sent to our mailing address at 3318 Hardy St, Hattiesburg, MS 39401-6962. Although we don't currently have ATM services or drive-thru banking available at this location, our dedicated staff is always ready to assist you inside the branch. From personal banking services like checking and savings accounts to auto loans and credit cards with rewards, we offer a range of solutions tailored just for you. If you have any questions or need assistance, feel free to call us at 662-895-2964. We look forward to welcoming you to Centuryfirst and helping you achieve your financial goals!

Member Eligibility

Becoming a member of Centuryfirst is like joining a friendly neighborhood where everyone supports each other. We welcome individuals who live, work, worship, or attend school in our community. This means if you're part of the Olive Branch area, you're likely eligible to join us! At Centuryfirst, we pride ourselves on offering personalized services that cater to your financial needs, whether you're looking for an auto loan, a mortgage, or just a safe place to save your money. To learn more about eligibility requirements and ensure you qualify, feel free to check out our detailed information at http://CenturyFirstFCU.com/membership-application . If you're ready to take the next step and open an account with us, simply visit https://centuryfirst.cuconnections.com/login or give us a call at (662) 895-2964. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine running your operations without worrying about payment processing. Our merchant services simplify transactions, allowing you to focus on what you do best serving your customers. With secure payment options and quick access to funds, you can keep your cash flow healthy and your customers happy. Whether you're in Olive Branch or beyond, let Centuryfirst be your partner in success. Together, we can navigate the path to financial stability and growth for your business. For more information or to get started, visit us at 8279 Frontage Rd Olive Branch Ms 38654 or call us at (662) 895-2964 today!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $15 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,466,134, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking at Your Fingertips

In today's fast-paced world, convenience is key. That's why we offer comprehensive online and mobile banking features. Access your accounts anytime with our user-friendly mobile application, pay bills on-the-go, and even send money directly to friends with our person-to-person payment feature. While we don't have ATMs or drive-thru service at this location, our digital banking capabilities ensure that you have access to your funds whenever you need them.

Get Started Today!

Ready to take charge of your financial future? Contact us today at 662-895-2964 or visit us at Centuryfirst in Olive Branch. Whether you're interested in opening a new account or exploring loan options, our friendly team is ready to assist you every step of the way. Together, let's build a strong financial foundation!

Personal Banking Made Easy

Imagine walking into a place where you can open a checking or savings account with ease. At Centuryfirst, we offer personalized banking solutions tailored just for you. Our checking and savings accounts are designed to fit various lifestyles and goals. Need extra funds? Our auto loans and vehicle financing options make it simple to get behind the wheel of your dream car without breaking the bank. If you're considering purchasing a home or refinancing an existing mortgage, our mortgage loans are structured to suit your needs and help you navigate the process smoothly. We also provide personal loans for those unexpected expenses or debt consolidation helping you regain control of your finances.

Reward Yourself with Credit Cards

Who doesn't love rewards? With our credit cards featuring rewards programs, you can earn points for every purchase. This means that shopping for groceries or filling up your gas tank can lead to exciting perks down the line!

Supporting Local Businesses

For our business members, Centuryfirst offers robust banking solutions tailored specifically for entrepreneurs. From merchant services that streamline payment processing to business loans that help you grow, we're dedicated to supporting local businesses in Olive Branch and beyond.

Digital & Online Banking

Go Mobile for Added Convenience

For those on the go, our mobile application makes banking even simpler. With mobile payments available, you can make purchases directly from your phone without needing cash or cards. It's fast and secure just another way we help you manage your money more effectively. At Centuryfirst, we believe in providing accessible and user-friendly banking solutions that fit into your lifestyle. Join us today and experience the ease of digital banking!

Secure Transactions Made Easy

Security is our top priority. With features like electronic signature authorization, you can complete transactions with confidence, knowing that your data is protected. Plus, we offer person-to-person transfers, so sending money to friends or family is just a few clicks away.

Stay Updated with E-Statements

Gone are the days of waiting for paper statements in the mail. Our e-statements give you instant access to your account history while helping reduce paper clutter. You can view and download your statements whenever needed, all from the comfort of your device.

Financial Strength

Member-Focused Savings

We prioritize our members above all else. Your savings are secured through $11,012,416 in share certificates and $3,456,112 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we focus on benefiting you through better loan rates and lower fees. Additionally, with $7,457,000 in non-member deposits, we ensure that our resources are concentrated on enhancing your experience as a valued member.

Operational Efficiency

Our operational efficiency is reflected in our $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 35 full-time employees and 2 part-time employees ready to assist you with knowledge and care. The commitment of our team ensures that every visit to Centuryfirst feels personal and supportive.

Reinvestment for Better Services

With $9,546,400 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This dedication to improvement means you can expect modern solutions tailored to your needs. Our lending capacity is robust with $3,055 in used auto loans and $79,365,456 in total loans and leases available to support your financial goals across various sectors.

Strong Financial Health

With a net worth of $13,356,795, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strong foundation supports our ability to serve you effectively, no matter the economic climate. Our net worth ratio of $1,449 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built Over Time

The strength of our community is evident as we proudly report having a total of 20,261 share accounts. This growing member base trusts us with their finances because they recognize the value we bring. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Centuryfirst is your trusted partner. Visit us at 8279 Frontage Rd Olive Branch Ms 38654 or call (662) 895-2964 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $42,822,308 in used vehicle loans and $2,572,873 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring that you can find the right fit for your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $3,466,134 provide the capital needed to grow and expand. We know how important it is for businesses to have access to funding when they need it most.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $715,833 in loans helping members manage their finances effectively. Our credit cards come with rewards and are designed to fit your spending habits while providing security and convenience.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,655,213, make buying or refinancing simple. We aim to provide you with the best possible service so that you can focus on making your house a home.

Other Loan Options

In addition to these core offerings, we have various personal loan options available for debt consolidation and other needs. We're dedicated to helping you navigate your financial journey with confidence. If you're considering refinancing or want more information on eligibility options for any of our loan products, please don't hesitate to reach out. Our team at Centuryfirst is here to assist you every step of the way. For more details about our services or to start your application process today, visit us at CenturyFirstFCU.com or give us a call at 662-895-2964. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial aspirations!

Loan Aggregator

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Ensuring Accurate Comparisons

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CENTURYFIRST FEDERAL CREDIT UNION - Olive Branch, MS