Century Heritage Credit Union Mckeesport PA | Best Auto Loans & Personal Banking

Introduction

Welcome to Century Heritage, your trusted credit union located at 4313 Walnut St Ste 14, Mckeesport, PA 15132. Since our establishment in 1936, we have proudly served our community, growing to a membership of over 18,680 members. At Century Heritage, we are committed to providing personalized financial services that meet the unique needs of our members and their families. As a member-focused organization, we believe in fostering strong relationships built on trust and transparency. Our financial strength is reflected in our impressive assets totaling $279,345,314 and total deposits amounting to $4,439,085. With a net worth of $29,131,081, you can rest assured that your finances are safe with us. At Century Heritage, we offer a range of services designed to empower you financially from personal banking options like checking and savings accounts to auto loans and mortgages. Our dedicated team of 47 employees, led by CEO Vincent Cerasuolo and Board President Edward Skweres, is here to assist you every step of the way. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address. Whether you're looking to open an account or apply for a loan, we're just a phone call away at 412-751-2600. Join us today and experience the benefits of being part of Century Heritage where your financial well-being is our top priority! Visit our website at chfcu.org for more information or to get started.

Branch History & Mission

Commitment to Community

Century Heritage is more than just a credit union; we are an integral part of Mckeesport's community fabric. Our partnerships with local organizations and outreach efforts demonstrate our dedication to making a positive impact. From sponsoring local events to supporting education initiatives, we strive to give back and uplift those around us. As technology advances, so do we. Our digital offerings include online banking, mobile payments, and e-statements making it easier than ever for you to manage your finances on your terms. We ensure ADA compliance so that everyone can access our services comfortably.

Join Us Today!

We invite you to experience the benefits of being a member of Century Heritage. With a dedicated team ready to assist you during our operating hours Monday through Thursday from 8:30 am to 4:30 pm and Friday until 6:00 pm we're here for all your financial needs. Don't hesitate; join us today and discover how Century Heritage can help you achieve your financial goals! For more information or assistance, call us at (412) 751-2600 or visit our website at Century Heritage.

Our Evolution

Through the decades, Century Heritage has evolved alongside the financial needs of our community. We have seen significant milestones that reflect our commitment to providing exceptional service and innovative solutions. Our total assets now stand at an impressive $279,345,314, showcasing our stability and growth in an ever-changing economic landscape. In addition to traditional banking services like checking and savings accounts, we offer auto loans, mortgage financing, personal loans, and business banking options. Our member-centric approach ensures that we are always looking for ways to improve and adapt to the needs of our members.

Our Mission

Our mission is simple yet powerful: to enhance the financial well-being of our members while fostering a sense of community. We believe that by offering comprehensive financial services along with strong community support initiatives, we can make a meaningful difference in the lives of those we serve. While members can visit us at 4313 Walnut St Ste 14 Mckeesport Pa 15132, official correspondence should be sent to 4313 WALNUT ST STE 14, MCKEESPORT, PA 15132-6127. This allows us to maintain clear communication with our members as we continue to grow together.

Branch Location & Accessibility

Call to Action

We invite you to come visit us at Century Heritage! If you have any questions or need assistance before your visit, feel free to give us a call at 412-751-2600. Our team looks forward to serving you!

Nearby Landmarks and Accessibility

Located near notable landmarks, our branch is just a short drive from the beautiful McKeesport Regional History & Heritage Center. This central location means you can stop by while enjoying a day out in the area. We also prioritize accessibility; our branch features ADA-compliant entrances and parking, ensuring that everyone can access our services comfortably.

Operating Hours and Services

Our lobby hours are designed with your convenience in mind: we're open Monday through Thursday from 8:30 AM to 4:30 PM, and on Fridays until 6:00 PM. Whether you need assistance with checking and savings accounts, auto loans, or mortgage refinancing, our friendly staff is ready to assist you. Plus, we offer ATM services for quick cash withdrawals and basic transactions. If you ever need to send official correspondence, please note that while you can visit us at our Mckeesport address, any mail should be directed to our mailing address: 4313 WALNUT ST STE 14, MCKEESPORT, PA 15132-6127.

Member Eligibility

At Century Heritage, we believe that becoming a member is like joining a family where your financial well-being is our top priority. If you're wondering how to join our community, you'll be glad to know that membership is open to anyone who lives, works, or worships in the Mckeesport area. Whether you're looking for a supportive place to manage your finances or seeking loans with competitive rates, you'll find a welcoming home here. For more detailed eligibility criteria, feel free to check out our website at https://chfcu.org/about/membership/ . Getting started with us is straightforward and user-friendly. You can open an account easily online by visiting https://chfcu.org/apply . Our dedicated team is here to assist you through every step of the process. If you have any questions or need assistance, don't hesitate to call us at (412) 751-2600. We're excited to welcome you to Century Heritage and help you achieve your financial goals!

Business Banking & Commercial Services

Merchant Services That Make Transactions Easy

In addition to our loan offerings, we provide merchant services tailored for your business. Imagine being able to accept payments quickly and securely from your customers, whether online or in-person. Our solutions help streamline operations so you can focus on what matters most growing your business. Visit us at 4313 Walnut St Ste 14 Mckeesport Pa 15132 in Mckeesport, PA, or call us at (412) 751-2600 to explore how our business banking and commercial services can support your success!

Unlocking Growth with Our Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $81 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $68 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $21,630,144, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

With our ATM availability, accessing cash is quick and easy. You can perform basic transactions like withdrawals and balance checks without any hassle. Plus, if you're a member of partner credit unions, enjoy basic shared branch transactions such as deposits and withdrawals. We invite you to explore all these services at Century Heritage in Mckeesport. For questions or assistance, feel free to call us at 412-751-2600 during our operating hours: Monday through Thursday from 8:30 AM to 4:30 PM and Friday from 8:30 AM to 6:00 PM. Ready to take control of your finances? Visit us at our website or stop by our branch today!

Auto Loans & Vehicle Financing

Need a new car? Our auto loans and vehicle financing options are flexible and designed to fit your budget. Picture driving off in the car of your dreams while knowing you secured a great rate that won't break the bank. We work with you to ensure that financing is simple and straightforward.

Business Banking Services

If you're an entrepreneur, we haven't forgotten about you! Our business banking services include merchant services and business loans tailored for small businesses. Whether you're just starting out or looking to expand, we provide the support necessary for growth.

Credit Cards with Rewards

For those who love rewards, our credit cards offer benefits like cashback or points on purchases. This means every time you swipe, you're earning something back! It's a great way to make your everyday spending work for you.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options. Manage your accounts anytime, anywhere whether it's checking balances, transferring funds, or paying bills from the comfort of your home or on the go.

Mortgage Loans & Refinancing

Thinking about buying a home or refinancing your current mortgage? Our mortgage loans come with competitive rates and terms tailored to suit your financial situation. We understand that purchasing a home is a significant decision, which is why we provide guidance every step of the way.

Personal Banking Solutions

Whether you're just starting your financial journey or looking to expand your wealth, our personal banking services have got you covered. We offer checking and savings accounts that cater to various lifestyles, making it easy for you to save for your goals or handle everyday expenses. Imagine having a checking account that not only helps you manage your day-to-day spending but also earns interest, giving you more from your money.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and when it does, our personal loans can help you cover those costs quickly. If you're feeling overwhelmed by debt, consider our debt consolidation options that can simplify payments and potentially lower interest rates.

Digital & Online Banking

Key Services

Managing your finances has never been easier. Our online banking platform allows you to check balances, view transaction history, and transfer funds in real-time. You can also set up e-statements for quick access to your financial documents no more waiting for paper statements to arrive in the mail! For those on the go, our mobile application provides all the features you need right at your fingertips. Make mobile payments quickly and easily, ensuring you're always ready for purchases without fumbling for cash or cards. Plus, with person-to-person transfers, sending money to friends or family is just a few taps away.

Security and Accessibility

Your security is our top priority. While we currently do not offer electronic signature authorization, rest assured that our systems are equipped with robust security measures to protect your personal information. With user-friendly interfaces and accessible features, our digital banking solutions cater to everyone whether you're tech-savvy or new to online banking. Enjoy the freedom of managing your finances on your terms with Century Heritage's reliable services. Experience modern banking today by visiting us at Century Heritage and take advantage of all that our digital and online banking has to offer!

Financial Strength

Commitment to Growth

With $18,235,542 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $3,027 in used auto loans and $184,197,126 in total loans and leases.

Growing Trust

Total Share Accounts stand at 34,564, showing a strong and growing member base that trusts us with their finances. This growing membership is not just a number; it signifies the trust placed in us by individuals like you who rely on our services every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Century Heritage is your trusted partner. Visit us at 4313 Walnut St Ste 14 Mckeesport Pa 15132 or call (412) 751-2600 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Solutions

Members' savings are secured through $97,354,783 in share certificates and $41,601,990 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $1,201,830, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 44 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $29,131,081, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,043 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have successfully issued $50,479,064 in used vehicle loans and $35,849,449 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, our competitive rates make it easier for you to drive away with the vehicle you want.

Business Loans

For business owners, our outstanding commercial loans totaling $21,630,144 provide essential capital needed for growth and expansion. We support local businesses by offering tailored financing solutions that meet their specific requirements.

Mortgage Loans

Thinking about homeownership? Our mortgage options simplify the process of buying or refinancing your home. We offer Junior Lien 1-4 Family Residential Properties loans totaling $8,656,432, providing flexible solutions tailored to your unique circumstances. Whether you're a first-time buyer or looking to refinance your existing mortgage, our team is here to guide you through each step.

Refinancing Options

If you're looking to lower your monthly payments or take advantage of better interest rates, we also offer refinancing options across various loan products. It's an excellent way to save money while still meeting your financial obligations. With Century Heritage located at 4313 Walnut St Ste 14 Mckeesport Pa 15132 and reachable at (412) 751-2600 during our operating hours (Monday - Thursday from 8:30 am to 4:30 pm and Friday from 8:30 am to 6:00 pm), our dedicated team is ready to assist you in finding the perfect loan solution for your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Don't hesitate to reach out today!

Unsecured Credit Card Loans

Managing finances can be challenging at times. That's why we also offer flexible terms on unsecured credit card loans, with a total of $3,098,688 in loans available to help members manage their expenses effectively. This option provides an easy way to handle unexpected costs or consolidate debt without needing collateral.

Loan Aggregator

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CENTURY HERITAGE FEDERAL CREDIT UNION