Century Heritage Credit Union Leechburg PA | Affordable Auto Loans & Business Banking

Introduction

At Century Heritage, we believe in building strong financial futures for our community. Located at 260 Pershing Ave, Leechburg, PA 15656, our branch has been serving members since 1936. With a commitment to personalized service and local knowledge, we're proud to support over 18,680 members with a range of financial solutions tailored to meet their needs. Our credit union stands out not just for its services but also for its solid financial health. We currently manage assets totaling $279,345,314, with total deposits reaching $4,439,085. Our robust net worth of $29,131,081 reflects our dedication to providing secure and reliable banking options. Whether you're looking for auto loans where we have funded over 7,981 loans or personal savings accounts, we are here to guide you every step of the way. While members can visit us at our branch location, official correspondence should be sent to the same address: 260 Pershing Ave, Leechburg, PA 15656-1241. If you have any questions or need assistance, don't hesitate to reach out! You can contact us at 724-845-8923 or explore more about our offerings on our website: chfcu.org. Under the leadership of CEO Vincent Cerasuolo and Board President Edward Skweres, our dedicated team of 47 employees works tirelessly to ensure that each member receives exceptional service and support. We invite you to experience the difference that a community-focused credit union can make in your life. Join us today and discover how Century Heritage can help you achieve your financial goals!

Branch History & Mission

Commitment to Innovation

As times change, so do we. Century Heritage embraces digital advancements to enhance member experience. With online and mobile banking capabilities, members can manage their finances anytime and anywhere. We are dedicated to making banking accessible for everyone, ensuring ADA compliance and prioritizing customer-centric initiatives. While members can visit us at 260 Pershing Ave Leechburg Pa 15656, official correspondence should be sent to 260 Pershing Ave, Leechburg, PA 15656-1241. If you're looking for a supportive financial partner that values community and personal service as much as you do, we invite you to join Century Heritage. Experience firsthand how we can help you achieve your financial goals! For more information or to become a member today, please call us at (724) 845-8923 or visit our website at Century Heritage.

Our Mission

At the heart of Century Heritage is our mission to foster financial well-being among our members while nurturing the community around us. We believe in more than just transactions; we strive to build lasting relationships and provide education that empowers individuals to make informed financial choices. Our range of services includes checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. We take pride in being an integral part of the Leechburg community. Through various outreach programs and partnerships with local organizations, we aim to uplift those around us while ensuring our members have access to the tools they need for financial success.

Branch Location & Accessibility

Welcome to Century Heritage, your friendly neighborhood credit union located conveniently at 260 Pershing Ave in Leechburg, PA. We're proud to serve our members from the heart of Armstrong County, making it easy for you to access all your banking needs. If you need to send us official correspondence, please use our mailing address at 260 Pershing Ave, Leechburg, PA 15656-1241. Our branch is nestled near local landmarks, making it easy to find. Whether you're stopping by after visiting the nearby parks or running errands in town, we're just a stone's throw away. We understand that accessibility is important; that's why our branch features ADA-compliant ramps and ample parking for your convenience. At Century Heritage, we're committed to serving you during our welcoming hours: Monday through Friday from 8:30 AM to 4:30 PM, with a lunch break from 12:00 PM to 1:00 PM. Feel free to stop by when it suits you best! For those on the go, we offer ATM services right here at the branch so you can manage your cash needs quickly and easily. While we do not have a drive-thru service at this location, our friendly staff is always ready to assist you inside. If you're looking for a range of financial services from personal banking options like checking and savings accounts to auto loans and mortgages look no further! Our team is dedicated to helping you navigate your financial journey. Have questions? Give us a call at 724-845-8923. We can't wait to welcome you into our community and help you achieve your financial goals!

Member Eligibility

At Century Heritage, we believe that everyone deserves a place to thrive, and becoming a member is your gateway to a supportive community where you can access personalized financial services. To join us at our Leechburg branch located at 260 Pershing Ave, simply meet our eligibility requirements, which are designed to be inclusive and welcoming. Generally, anyone who lives, works, worships, or attends school in Armstrong County is eligible for membership. We invite you to explore more details on our eligibility criteria by visiting this link. Opening an account with Century Heritage is easy! You can start the process online by visiting this page, or feel free to give us a call at 724-845-8923 if you have any questions. Joining us means not just having access to essential banking services but also being part of a caring community that looks out for one another. We look forward to welcoming you!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having a reliable partner who helps you accept payments smoothly while you focus on serving your customers. Our merchant services do just that! By streamlining payment processing and offering secure transaction methods, we help you enhance customer satisfaction and boost sales. Whether you're looking to expand your inventory or invest in new technology, our team at Century Heritage in Leechburg, PA is here to support your journey every step of the way. Visit us at 260 Pershing Ave Leechburg Pa 15656 or call us at (724) 845-8923 to learn more about how we can help your business succeed!

Supporting Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $81 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $68 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $21,630,144, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility

We believe that banking should be accessible to everyone. Our branch operates Monday through Friday from 8:30 AM to 4:30 PM (closed for lunch from 12:00 PM to 1:00 PM), ensuring you have ample time to visit us. If you need assistance outside of these hours, our online platform is available 24/7. With all these offerings under one roof at Century Heritage, we are committed to providing you with a comprehensive suite of financial services tailored just for you. We invite you to experience the convenience and community spirit that sets us apart. To learn more about how we can assist you or to open an account today, feel free to reach out at 724-845-8923 or visit us online at Century Heritage. Your financial well-being is just a call or click away!

Business Banking

For local businesses, Century Heritage provides essential banking services including merchant services and business loans. We understand the unique challenges small businesses face, and we're here to help you thrive in today's competitive market.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services. You can easily access your accounts anytime and anywhere using our mobile application. Whether it's making transfers, paying bills, or checking balances, managing your finances has never been easier. Our ATM services allow for quick cash withdrawals and balance checks without the need for an in-branch visit.

Loans and Financing

Life can throw unexpected expenses your way, and that's where our personal loans come in handy. With options for debt consolidation, we aim to ease your financial burdens. Plus, if you're interested in building your credit score while enjoying rewards, check out our credit cards that offer attractive benefits.

Personal Banking

Whether you're opening your first checking account or saving for your future, our personal banking services cater to everyone. We provide checking and savings accounts that help you manage your money effectively. For those looking to purchase a new car, our auto loans and vehicle financing options make it easy to hit the road with confidence. If homeownership is in your plans, consider our mortgage loans and refinancing solutions tailored to fit your budget.

Digital & Online Banking

Easy Mobile Payments

Embrace the convenience of modern banking with our mobile payments feature. Whether you're shopping in-store or online, you can make purchases quickly and securely without reaching for your wallet. With all these services combined, managing your finances has never been more accessible or user-friendly. Join us at Century Heritage and experience the ease of digital banking today!

Key Services for Your Convenience

Our online banking services allow you to check your account balance, transfer funds, and pay bills with just a few clicks. Need to send money to a friend or family member? Our person-to-person transfer feature makes it simple and quick. Plus, if you're on the go, our mobile application is available, giving you all the tools you need right at your fingertips. Security is a top priority at Century Heritage. While we currently do not offer electronic signature authorization, we ensure that your data is protected with robust security measures so that you can feel confident in every transaction. You can also opt for e-statements, reducing paper clutter while keeping your financial information organized.

Financial Strength

Commitment to Growth

With $18,235,542 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to provide support is reflected in our lending capacity: with $3,027 in used auto loans and $184,197,126 in total loans and leases, we help our members achieve their financial goals across various sectors.

Growing Member Base

With a total of 34,564 accounts, our strong and growing member base shows that trust is at the heart of what we do. It's this trust that enables us to thrive as a credit union focused on serving you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Century Heritage is your trusted partner. Visit us at 260 Pershing Ave Leechburg Pa 15656 or call (724) 845-8923 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $1,201,830 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 44 full-time employees and 3 part-time employees who are dedicated to providing exceptional service.

Secure Savings Options

Members' savings are secured through $97,354,783 in share certificates and $41,601,990 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $29,131,081, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,043 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

In addition to these offerings, we provide options for personal loans and debt consolidation. If you're considering refinancing any existing debts or exploring eligibility options for our various products, don't hesitate to reach out. Our knowledgeable team is ready to assist you at our branch located at 260 Pershing Ave Leechburg Pa 15656 or by phone at 724-845-8923. Explore how Century Heritage can be your partner in achieving financial success today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $50,479,064 in used vehicle loans and $35,849,449 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used vehicle, our flexible financing options can make your purchase easier.

Business Loans

For business owners, our outstanding commercial loans totaling $21,630,144 provide the capital needed to grow and expand. Whether it's for equipment purchases or working capital needs, our business loan options are designed to help your enterprise thrive.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,656,432, make buying or refinancing simple. We aim to support you through every step of the mortgage process to ensure you find an option that fits your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,098,688 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards that can benefit you daily.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to accuracy ensures that all offers are fair and transparent, allowing users to make informed decisions.

CENTURY HERITAGE FEDERAL CREDIT UNION